3.1 Introduction
Online Loan Application and Information System will help the MUKRISVA in disseminating information to its members and other applicants. This will make their transaction more relevant with the help of the web, transferring data from one place to another in just an easy way. It envisions a society where the people in Cotabato City and its adjacent province and municipality live peacefully and strive for mutual trust and respect and harmony with the environment. To strengthen the Micro-finance program to liberate members from the oppressive rates charged by moneylenders and to contribute to the economic growth and peace – building efforts in the community.
The Online Loan Application and Information System is capable of determining the person in the association in need, since it has a part of registering to become a member. The system is not just for the members but it is also for others who have queries and curiosity on what the association is all about. The system will provide a module that will post all the information of the association for everyone.
The proposed system will use a Web Application through Local Area Network (LAN) Set-up.
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3.2 System Design Specification
The proposed Online Loan Application and Information System for Muslim Kristian Vendors Association Incorporated will help its mandated vision. Careful analysis of the system is necessary for the transition from the current system to the proposed online system to meet the needs and expectation of the organization for an easy validation and attainment of maximum efficiency. It includes specific operations that are prepared manually, such as adding, filing, recording, retrieving, generating reports, tracking and other function. The proposed system is done in Microsoft Dreamweaver 8 environment where we use the Personal Home Page Language plus the HTML.
3.2.1 System Function
The creation of the proposed system design is break down for the different expected output as specified in the objectives of this, such as
o Accept account and registration form for the members.
The system will accept member registration by filling out a form online or download the form and generate a username and password for each member.
Individuals who are willing to become a member can join and may sign up but will be informed and be approved only by the system administrator.
o Accept online payments from the members.
The system will accept payments online which is very convenient on the part of the members who are not able to pay personally if they are lack of time to visit the office or out of town.
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o Loan transaction of the association such as loan request, renewal and approval.
The system will transact all the processing of the loans that is very convenient on the part of the members and the management. It makes the processing more accurate and fast.
o Monitoring the performance of the members in payment.
The system will automatic update the background of the members in payment either good or bad records. The monitoring will more relevant and accurate.
o A module for maintenance of payment of the applicant.
The system will improve the mode of payment of members and also the maintenance of the percentage of every loan and late payments.
o A module that will track the member that recommended by the employees.
The system will show all the members who recommended by the co-maker to avail for loan in the association.
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o User-level access for the user.
The system will first generate user account with username and password for each member. Password generated by the system may then be changed according to the user’s preference.
o Retrieve lost password of the user.
In this module the system will provide convenience on the part of the user since forgetting passwords are sometimes avoidable.
o Post all information of the MUKRISVA and its members.
The system will provide a dynamic page that displays the pictures, mission, vision, objectives and goals of the association. Achievement, activities and history of the organization also posted.
o User can access and post forums, FAQ’s and feedback.
The system will accept comments, questions and suggestion from members and other concern individuals online.
o A search facility and automatic archiving.
The system will provide a module in which the user can search easily about the information of the association and the member. Archiving will be based on the preferred date and time of the administrator.
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o Survey polls for the users who access the system.
The system will provide a module of polls from visitors in the site where they can easily cast their vote and answer questions that are being asked.
o Backup and restore of the system.
In case some problem occurs during run time process, user may still retrieve and restore file. Backing up of files is most important feature of data security of the system to secure the files and records when some problem occurred.
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Chapter 4 PERFORMANCE ANALYSIS