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Union Federal Private Student Loan (Union Federal Savings Bank) Phone: 866-513-

Website: http://www.unionfederalstudentloans.com/ Benefits

 Choose from 4 repayment types to best fit your budget and lifestyle

 Compare loan scenarios: see how selecting different repayment terms and options can affect the total cost of the loan and the estimated monthly payment by using our repayment calculator

 0.25% interest rate reduction for automatic payments from your bank account.

 0.25% interest rate reduction for on-time payments.

 0.25% interest rate reduction if you make automatic payments from a SunTrust bank account

 Co-signer release available after 36 on-time payments.

 1% Loan Reduction upon graduation Interest Rate

 Variable rates available. Variable rates from 2.990% to 7.697%.

 Fixed Rates from 4.751% to 9.762% Fees

 No origination fees. No penalties for prepaying your loan. Repayment

 Loan terms of 5, 10 and 15 years.

 Repayment options: Immediate Repayment, Interest Only, Partial Interest, Full Deferment. Eligibility Requirements

 Undergraduate or graduate at an eligible school.

 Student must be enrolled at least half time.

 Student must be a U.S. Citizen or permanent resident. If applying with a U.S. cosigner, the student applicant is not required to be a U.S. Citizen.

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Wells Fargo Student Loan for Parents (Wells Fargo)

Phone: 800-378-5526

Website: https://www.wellsfargo.com/student/parent-sponsor-loans/private-student/ Benefits

 This loan allows parents, family members, or friends to help students cover education-related expenses so they can focus on their studies without having to worry about financing their education.

 Select a competitive fixed or variable interest rate option.

 Choose immediate repayment or request interest-only payments for up to 48 months.

 Reduce your loan cost with our interest rate discounts. Interest Rate

 Variable interest rates range from 3.50% APR (with discount) to 10.24% APR (without discount).

 Fixed interest rates range from 6.49% APR (with discount) to 13.49% APR (without discount). Fees

 There is no application or origination fee, and no penalty for paying off your loan early. Repayment

 Payments begin once funds have been received. You’ll have up to 15 years to repay the loan. Eligibility Requirements

 You must apply for the benefit of a student who is enrolled as an undergraduate or graduate student, and who is seeking a degree at an eligible school.

 You must meet the credit history, income, and employment requirements.

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SunTrust Custom Choice Loan (SunTrust Bank)

Phone: 866-232-3889

Website:

http://www.suntrusteducation.com/PrivateLoans/CustomChoiceLoan/index.html?ref=EURSTPSB R Benefits

 No origination, application or prepayment fees.

 Interest rate reduction for ACH payments. (SunTrust customers get something extra).

 Graduation reward. Interest Rate

 Rates depend upon the student and cosigner credit histories, if a cosigner is on the loan.

 Current variable rates range from 2.491 % APR to 8.009% APR

 Current fixed rates range from 4.001% APR to 9.771% APR Fees

 No application, origination or prepayment fees Repayment

 Choice of repayment options: Immediate Repayment, Interest-only, Partial Interest, or Full Deferment.

 Student can select full deferment or can select a repayment type that allows them to make partial or full payments while in school.

Eligibility Requirements

 Be enrolled at least half-time or more in a Title IV program at an eligible school

 Be a U.S. citizen or permanent resident

 Be the legal age of majority, or at least 17 years of age at the time of application.

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SoFi Student Loans (Social Finance Inc.)

Phone: 855-456-SOFI (7634) Website: https://www.sofi.com/ Benefits

 According to SoFi, graduates refinancing with the company can save up to $26,700 if switching from a 10-year loan with a weighted average rate of 7.67% to SoFi’s best 10-year rate of 5.49%.

 In addition to financial benefits, borrowers gain access to career development experts, support and mentorship when starting a company, and a community of individuals invested in their success.

 SoFi is a company that is a non-bank lender focused on refinancing student loans at lower rates than traditional repayment options.

 If you lose your job through no fault of your own, you may apply for Unemployment Protection. SoFi will suspend your monthly SoFi loan payments and provide job placement assistance during your forbearance period. Interest will continue to accrue and will be added to your principal balance at the end of each forbearance period. Benefits are offered in three month increments, and capped at 12 months, in aggregate, over the life of the loan. To be eligible for this assistance you must provide proof that you have applied for and are eligible for unemployment compensation, and you must actively work with our career services department to look for new employment.

Interest Rate

 Current variable rates range from 1.90 % APR to 5.190 % APR

 Current fixed rates range from 3.50 % APR to 7.240 % APR Fees

 No application, origination or prepayment fees Repayment

 You can defer payments, pay interest only, or make full payments Eligibility Requirements

 You must be a U.S. Citizen or Permanent Resident.

 You must be at least 18 years of age and able to enter into a binding contract.

 You must be employed or have an offer of employment.

 You must not have declared bankruptcy in the past three years.

 You must not have been convicted of a felony.

 If you are applying from a law program, you must have passed the bar and be licensed.

 You must currently reside in one of the “eligible states”. Please log onto the company’s website for a current listing of eligible states at: https://www.sofi.com/refinance-loan-eligibility/

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