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Independent Review of Retirement Income: Consultation

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Outline

We need to recognise that retirees: have different expenditure needs during different phases of their retirement; need to pace their spending throughout What are your views on the guidance guarantee and how effective it will be? Some DC customers might draw down all their pots in the early years of retirement, a decision they might subsequently regret What is the most effective way of Should NEST provide retirement income products to its members? CDC schemes may be able to generate incomes that are higher than individual DC schemes as the latter are currently operated. Introduction What are the advantages and disadvantages of scheme drawdown (i.e., where the scheme provides an income to the retired member prior to the purchase of an What are your views on the guidance guarantee and how effective it will be? 27 (a) Will other forms of guidance and advice be needed?

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