Receiving_from_Government_Programs_PowerPoint_2.5.3.G1.ppt

(1)

Government

Programs

(2)

(3)

Accidents and Unplanned Events

Can Happen to Anyone at Anytime



_{Write the event on your}

butcher paper



_{In small groups, discuss the}

impact the event would have

on an individual or family



_{Consider the emotional,}

(4)

Sources of Support

Family &

Friends

Non-Profits

_Government



_{Identify ways family,}

friends and

non-profits in your

(5)

(6)

Features of Most Government

Programs



_{Provide a temporary safety net to those in}

need



_{Often, benefits expire after a set period of time}



_{Most individuals earn more income by}

returning to work rather than relying on

government benefits



_{Individuals are encouraged to achieve}

(7)

All Government Programs are

Funded by Taxpayers

Taxpayer -

(8)

Federal Programs

Programs do not

vary from state to

(9)

State Programs

States determine how money will be distributed

Federal

grants

State

taxes

(10)

Local Programs

What are examples of programs specific to your community?

Local

taxes

Address

local

needs

• _City

recreation

programs

• _Youth

(11)

7 Common Government

Programs

For more information and a list of additional

programs go to

www.govbenefits.gov



_{As each government}

program is discussed,

determine if the

(12)

Social Security

• _{17 different programs for people throughout the life span}

• _{Funding depends on specific program}

Retirement

Disability

Survivors

Designed

for

Purpose

• _Retired

individuals of

a minimum

age

• _Provides

income

during

retirement

• _{Adults and}

children who

are disabled

• Families that

have lost a wage

earner

• _{Children who}

have lost a

parent

• _{May provide}

income as

well as help to

obtain a job

(13)

SNAP (food stamps)

Supplemental Nutrition Assistance Program

Designed for

_{Funded by}

_Purpose

Low income

families

Federal

(14)

TANF

Temporary Assistance to Needy Families

• _{Low income}

families with

children

• _Federally

funded but

administered

at state level

• Temporary

(15)

Unemployment Insurance

Adults who

have lost their

job through

no fault of

their own

Employers

provide

funding to a

state for

distribution

Provide

income while

(16)

Medicaid versus Medicare

Medicaid

Medicare

Designed for

Funded by

Purpose

Certain categories of

low-income individuals including:

• _Children

• Pregnant women

• _{Parents of eligible children}

• _{People with disabilities}

• _{Elderly needing nursing}

home care

• Some

individuals

under 65 with

disabilities

• Adults over

age 65

Federal and State

Federal

Provide insurance,

especially medical care

(17)

(18)

In Review…



_{Events may happen to}

_anyone

_at

_anytime

_resulting

in the need for support from various sources



_{Most programs are designed to provide a}

temporary safety net

(19)

Meet Laura…

(20)

Laura’s Story

Underline three events that have shaped Laura’s life

Events

Has spina bifida and is in a wheelchair

Father died of colon cancer when 18 years old

Loves to participate in races

(21)

Income Received from Government

Programs

Circle each government program from which Laura receives

or has received support

Discuss how each program supports Laura

Program

Support

Social Security – PASS

Offset out-of-pocket costs for tuition,

books and supplies

Social Security – Childhood Disability

Benefit

(22)

Laura’s Income and Expense

Statement



_{$674 PASS + $375 Childhood Disability = $1,049}

During college, how much government income was Laura receiving?

How did the Social Security PASS benefits allow her to “invest in herself?”

How did living at home while in college help Laura financially?



_{Offset her out-of-pocket costs for tuition, books, and}

supplies while earning a degree in Special Education

(23)

Laura’s Life After College



_{Laura now earns $2,819 per month compared to}

$1,649 when she was in college

Identify three changes in Laura’s spending and lifestyle as a result of her

higher income.

Although Laura no longer receives Social Security benefits, is she

financially better off now that she has her degree and a full-time job?



_{She lives on her own and still sends money to support her}

mother



_{She has the income to bike race}



_{She takes advantage of a local program, Circuit Breaker,}