Wellness the Journey:
Aligning vision, expectations and progress
Tanya Dillard, CHES, Health Promotion Manager, Cigna Healthcare Angela Moon, Vice President, Account Executive, Lockton Companies
Linda Butler, Health Risk Manager, Lockton Companies Katie Lukas, HR Generalist, Radiology Imaging Associates
Health care professionals Client Customers
Everyone.
Alert.
Active.
Accountable.
Achieving their full potential.
WELLNESS PROGRAMS AIM
Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2014 Cigna 2
FULL POTENTIAL 3 PLUG IN FIRE UP OPEN EYES Identify and share insights so opportunities and challenges are clear Guide and connect to tested and proven best- practice solutions Inspire and sustain personal accountability to improve health
HOW TO DO IT: TRANSFORM HEALTH OWNERSHIP
Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2014 Cigna
needs goals preferences tools programs services reward motivate excite Health care professionals Client Customers
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Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2012 Cigna
LEVEL SET: A STRATEGIC APPROACH TO IMPROVE HEALTH
Health Awareness Year 1 Health Improvement Year 2 Health Outcomes Year 3
Achieve health goals
Offer incentives to:
• Complete health assessment • Complete biometric screening • Morale building activities • Education on plan utilization and health
Offer incentives to: • Complete Health
Assessment
• Complete biometric screening
• Work with coach on “make progress towards goal” metric • Offer tobacco vs.
non-tobacco rates
Offer incentives to: • Complete the Health
Assessment
• Complete biometric screening
• Achieve biometric goals (BMI less < 30) • Work with coach on
“achieving a goal” metric
• Offer tobacco vs. non-tobacco rates
Progress towards achieving health goals Complete activities to
YOUR CORE BELIEFS
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Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2014 Cigna
Strongly believe Strongly believe
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5
4
3
2
1
Influence personal behaviors to affect health outcomes Can impact health improvement
Guide and encourage choice based on quality/cost
Slow spending through consumer-based platform Improve health status and outcomes
Maximize cash flow Administer benefits
Cannot impact health improvement Unguided choice
Slow spending through cost shift to employees Build network, pay claims
Fixed cost
Employer role
Incentives
Network
Future cost management
Carrier role Funding Highly engaged and in control Hands off, relinquish control
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RIA – how
to benefit
employees
and the
organization
Understand company culture and tolerance for change Understand reasons and goals for wanting a wellness program Help set expectations with senior management, HR and employees Know about carrier and vendor partners Provide information about what other companies are doing Look at opportunitiesfor the year over year evolution of the program
Initial Exploration
•Talking about wellness programs
•Determine needs and resources
BROKER AS ADVISOR AND FACILITATOR IN WELLNESS PROGRAM
DEVELOPMENT
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One size does not fit all. Understanding your client’s culture and needs
is the main starting point.
•
You can’t rush wellness: your employees have a lifetime of
habits that are affecting their health and your claims today
•
Be realistic about return on investment and that measurement
poses challenges
•
There is no absolute right way: once you begin a wellness
program, know that it will evolve and get stronger over time
•
It’s okay to take baby steps: start with a participation-based
program with an eye towards an outcomes-based program
BROKER AS ADVISOR AND FACILITATOR IN WELLNESS PROGRAM
DEVELOPMENT
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One size does not fit all. Understanding your client’s culture and needs
is the main starting point.
•
Investing resources – time, personnel, money - is challenging
but essential for meaningful results
•
Know when to bring in an expert advisor to provide the tools
and data analysis to support your program
•
Review your wellness program every year to keep it fresh,
relevant and fun
•
Your medical plan offerings and wellness plan should be
designed to support each other and the overall objectives
BROKER AS ADVISOR AND FACILITATOR IN WELLNESS PROGRAM
DEVELOPMENT
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• Build a culture of wellness
• Decrease health risks of the employee population
• Lower health care costs
• Decrease absenteeism
• Other
Success Indicators
Well-defined 3-5 year strategic plan
Budget that supports risk reduction interventions
Incentives that drive at least 65% participation
Strategy aligned with overall business goals and culture• Engagement is leading indicator of success
• Claims cost savings is a lagging indicator of success
What does the employer want to accomplish with wellness?
Setting Goals
Drives Strategy
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Effective data
integration
Claims
Biometric screenings Health risk assessments
Buy-in from
individuals
at all levels
Promoting shared
accountability
Strategic use of economic motivators
Embracing
cost-management
opportunities
Successful
Design
Strategy
Key components to align with business objectives
L O C K T O N H E A L T H R I S K S O L U T I O N S ®
SUCCESSFUL DESIGN STRATEGY
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L O C K T O N H E A L T H R I S K S O L U T I O N S ®
Review CAP report to identify areas that will determine risks to target*
*Please note: Data is not from an actual client
Areas of Opportunity
Evidence from CAP Report*
Offer incentive for completion of preventive wellness exams
• Urgent care visits 40% greater than the norm
• Well visit completion rates are 20% lower
than the norm
• ER utilization 20% higher than the norm
Increase physical activity and offer Cigna Metabolic Syndrome Program
• Prescription data show that medication to
treat high cholesterol, diabetes, high blood pressure and depression are the top 4 categories of conditions treated by medication
Provide onsite ergonomics
program • Musculoskeletal is the major diagnostic group with the highest admits/1000 and PMPM cost
EXAMPLE OF DATA NEEDED TO GAIN LEADERSHIP SUPPORT
• In concert with HealthONE, RIA provides professional and management services to 12 Invision Sally Jobe outpatient radiology imaging centers in Denver area • Experienced 5% growth in 2013
• More than 80 board-certified diagnostic and
interventional radiologists practicing at seven Denver area hospitals
• Radiologists also practicing at additional Colorado hospitals (Aspen Valley, Pagosa Springs, etc.), in Nebraska, Kansas, and Hawaii
• Participate in multiple clinical research studies with RIA radiologists as principal investigators
• Founded in the late 1960s by four radiologists, including Dr. William Jobe, whose wife Sally is the namesake for the Invision Sally Jobe network
RADIOLOGY IMAGING ASSOCIATES
12
OUR WORKFORCE
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Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2014 Cigna
•400+ Employees including
physicians, PRN, temporary, and part-time in corporate and clinical settings •Gender: • 77.2% Female • 22.8% Male • Age: • 1.8% under age 25 • 18.9% age 25-34 • 24.6% age 35-44 • 29.0% age 45-54 • 25.7% 55 and over •Medical Coverage: • 78% of benefits eligible employees have Cigna benefits • 75.5% on a HDHP • 24.5% on Low POS •Tenure: • 40.5% <2 years • 33.3% 2-10 years • 20.7 % 10-20 years • 5.5 % 20+ years
SPECIFIC NEEDS AND GOALS
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Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2014 Cigna
What’s working
• On-line tracking of activities/more employee responsibility and ownership
• Offering a variety of activities to choose from – a mix of education and physical activities
• Making wellness FUN! Team games, events, etc.
What’s an opportunity
• Ensuring completion of health assessment and biometrics • General motivation outside of financial incentives
• Helping employees understand and manage health costs • Continuing to expand the wellness program while managing
administrative time and costs
What’s next …
• Identify wellness champions across departments to promote programs and motivate – build wellness team
• Promote the wellness program for increased participation • Outcomes-based program with premium differential tie-in
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