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QUICK REFERENCE CHIP CARD TRANSACTION

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QUICK REFERENCE

CHIP CARD TRANSACTION

Hypercom/Verifone T-42

POS – Point of Sale Terminal

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PROCESS A SALE WITH CHIP CARD

ACTION

SCREEN

OBSERVATIONS

The terminal screen will display different messages.

The terminal is ready to process a transaction.

Press ENTER key. Select Item or Scroll The terminal will display the main menu.

Select ATH option to process

ATH, VISA and Master Card

transactions.

SALE Swipe Customer Card Or Press ENTER for Menu

●If the merchant swipes initially the

chip card through magnetic stripe

reader instead of inserting into the chip reader, the terminal will display the following messages: Error - Use

chip reader and Press a Key.

Insert the card into the chip reader located in the bottom of the terminal.

EMV DEBIT Selecting application

Selecting …. Processing . . .

●The terminal will read the chip card and some messages will be displayed.

●In the top of the terminal screen will be displayed the options available in the customer’s card for processing the transaction (Ex. VISA, M/C, VISA Debit, Maestro, etc.). If more than one option is presented, the customer will select the choice of preference. It may be the chip card has only one option of processing. The options will depend on how the chip card was issued by the financial institution. ●The transaction processing will continue as usual.

●In this example the transaction will be processed as debit.

EMV DEBIT Base Amount

Enter the sale amount without taxes and press ENTER key.

EMV DEBIT State Tax

If no state tax applies, press number zero (0) key and ENTER.

Cash Chk

$ 0.00

EBT ATH

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Continuation . . . PROCESS A SALE WITH CHIP CARD

ACTION

SCREEN

OBSERVATIONS

Enter the state tax amount and press ENTER key.

EMV DEBIT Mun. Tax

If no municipality tax applies, press number zero (0) key and ENTER.

Enter the municipality tax amount and press ENTER key.

EMV DEBIT Tip Amount

If no tip amount applies, press

ENTER key.

Enter the tip amount, if it applies.

EMV DEBIT

Total $0.00 Correct? Yes or No Verify the total sale amount

and press ENTER (YES) key.

EMV DEBIT

Total $0.00 Enter PIN

●If the processing option selected was debit, the customer will enter the PIN number on the terminal or external PIN pad and will press ENTER.

Note:

●If the terminal is not accessible for the customer to enter the PIN number; the transaction must be cancelled and the merchant must request another method of payment. ●Examples of this type of scenario:

 The terminal is located in a gas station booth and the customer does not have access to it to enter the PIN number.

 The terminal is located under a counter and the customer cannot access that area to enter the PIN number.

Any other place where the customer cannot access the terminal to enter the PIN number.

●In this example the transaction will be processed as debit.

●If selected credit as processing option, the terminal will request the entry of the last four (4) last digits of the card.

$ 0.00

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Continuation . . . PROCESS A SALE WITH CHIP CARD

ACTION

SCREEN

OBSERVATIONS

EMV DEBIT Print Customer

Receipt Yes or No Press Yes (ENTER) to print

the customer’s receipt.

EMV DEBIT Response

Approval 000000

The terminal will generate the customer’s receipt.

EMV DEBIT Remove Card Remove the card from the chip

reader.

EMV DEBIT Response

Approval 000000 Press Cancel key to return to

the main menu.

The terminal will return to the main menu.

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PROCESS A SALE WITH CHIP CARD – FALLBACK

(Error in chip message)

ACTION

SCREEN

OBSERVATIONS

The terminal screen will display different messages.

The terminal is ready to process a transaction.

Press ENTER key. Select Item or Scroll The terminal will display the main menu.

Select ATH option to process

ATH, VISA and Master Card

transactions.

SALE Swipe Customer Card Or Press ENTER for Menu

Insert the card into the chip reader located in the bottom of the terminal.

.

EMV SALE EMV Fallback: Remove

Card and Swipe

The terminal will read the chip card and if it had a condition, it will display the message: EMV Fallback:

Remove Card and Swipe.

Remove the card from the chip reader.

SALE Swipe Customer Card Or Press ENTER for Menu

The terminal will request to swipe the card through the magnetic stripe reader.

Swipe the card through the magnetic stripe reader.

MC SALE ###################

●The terminal will show the card number used to process the transaction.

●The transaction processing will continue as usual.

●In this example the transaction will be processed as credit (Master Card). Press ENTER key. MC SALE

Enter Last 4 No of

Cash Chk EBT ATH

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Continuation . . . PROCESSS A SALE WITH CHIP CARD – FALLBACK (Error in chip message)

ACTION

SCREEN

OBSERVATIONS

Enter the sale amount without taxes and press ENTER key.

MC SALE State Tax

If no state tax applies, press number zero (0) and ENTER keys.

Enter the state tax amount and press ENTER key.

MC SALE Mun. Tax

If no municipality tax applies, press number zero (0) and ENTER keys.

Enter the municipality tax amount and press ENTER key.

MC SALE Tip Amount

If no tip amount applies, press

ENTER key.

Enter the tip amount, if it applies.

MC SALE Total $0.00 Correct? Yes or No

●If selected debit as transaction processing option, the terminal will request the customer’s PIN number entry and then press ENTER.

Verify the total sale amount and press ENTER (YES) key.

MC SALE DEBIT CARD?

No CLEAR Yes ENTER

●The terminal will show the total sale amount with taxes.

Press No (CLEAR) to process the transaction as credit.

MC SALE Please Wait

Dialing Now Processing Now

The terminal will show several messages.

MC SALE Response

APPROVAL 000000

The terminal will generate the merchant’s receipt.

MC SALE Print Customer

Receipt

Yes (ENTER) or No (Clear) Press Yes (ENTER) to print

the customer’s receipt. MC Response SALE APPROVAL 000000

The terminal will generate the customer’s receipt.

Press Cancel key to return to the main menu.

The terminal will return to the main menu.

$ 0.00

$ 0.00 $ 0.00

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TERMINAL MESSAGES

RESPONSE ACTION

EMV Fallback: Remove Card and Swipe The chip card presents some condition. In this case, use the fallback procedure: swipe the card through the magnetic stripe reader of the terminal.

References

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