IDFPR Disciplinary Actions for February 2008

IDFPR Disciplinary Actions for February 2008

SPRINGFIELD - The Illinois Department of Financial and Professional Regulation (IDFPR) announced today that the Directors of the Division of Professional Regulation, Daniel E. Bluthardt, Division of Financial Institutions, Robert Meza, and Insurance, Michael T. McRaith, signed the following disciplinary orders in January. Orders for the Division of Banking were authorized by Director Jorge Solis.

Division of Banking

RESIDENTIAL MORTGAGE

S & L Financial, Inc., Chicago – residential mortgage license (MB.0006902) fined $25,000 for unregistered loan originator and improper and falsely prepared loan logs.

American Money Centers, Inc., West Warwick, RI – residential mortgage license (MB.0006549) revoked for failure to maintain surety bond and failure to notify Department of change of address.

Mortgage First Limited, L.L.C., Long Grove – residential mortgage license

(MB.0004458) revoked for failure to maintain surety bond and failure to notify Department of change of address and improper surrender of license.

West Suburban Lending Corporation, Warrenville – residential mortgage license (MB.6759567) revoked for failure to maintain surety bond and improper surrender of license.

Mortgage Plus, Joliet – residential mortgage license (MB.0006217) fined $500 for an advertising violation.

Accu Rate Mortgage Express, Inc., Berwyn – residential mortgage license (MB.0004665) rescinded suspension order for failure to maintain net worth requirements.

LOAN ORIGINATOR

Luis Uribe,Elgin – loan originator registration (031.0005125) revoked for being

Illinois Department of Financial and

Division of Financial Institutions

CONSUMER CREDIT

QC Financial Services, Inc. d/b/a National Quick Cash, Overland Park, KS – CILA licensee #2539 fined $10,000 for not having all required elements on a payment receipt.

QC Financial Services, Inc. d/b/a National Quick Cash, Overland Park, KS – CILA licensee #2562 fined $6,150 for the following violations: payment receipt did not show the required elements and loan disclosures do not accurately disclose the amount financed (or the amount financed disclosure box is blank).

One Iron Ventures, Inc. d/b/a First Cash Advance, Arlington, TX – CILA licensee #1492 fined $4,250 for the following violations: paid contract and other documents not stamped “Paid in Full”; making loans over 25% of borrower’s income and failure to obtain official documentation of borrower’s income before making loan.

QC Financial Services, Inc. d/b/a National Quick Cash, Overland Park, KS – CILA licensee #2578 fined $3,650 for the following violations: wage assignment contained blanks; no signed or acknowledged contract; payment record for simple interest loan does not show

principal balance due and recording fee or closing cost is collected but not paid.

One Iron Ventures, Inc. d/b/a First Cash Advance, Arlington TX – CILA licensee #1793 fined $3,550 for the following violations: wage assignment contained blanks; no evidence of a signed or acknowledged contract; improper simple interest calculations; loan and other documents contained blanks and APR not properly disclosed.

QC Financial Services, Inc. d/b/a National Quick Cash, Overland Park, KS – CILA licensee #2256 fined $3,050 for the following violations: paid contract not stamped “Paid in Full”; no evidence of a contract signed or acknowledged by borrower and making loans over 25% of borrower’s income.

QC Financial Services, Inc. d/b/a National Quick Cash, Overland Park, KS – CILA licensee #2256 fined $2,175 for the following violations: paid contract not stamped “Paid in Full”; no evidence of a contract signed or acknowledged by borrower; payment receipt not having all required elements and loan and other documents contain blanks.

QC Financial Services, Inc. d/b/a National Quick Cash, Overland Park, KS – CILA licensee #2586 fined $2,050 for the following violations: wage assignment contained blanks; payment receipt did not contain all required elements and security not properly disclosed.

QC Financial Services, Inc. d/b/a National Quick Cash, Overland Park, KS – CILA licensee #2258 fined $2,050 for the following violations: wage assignment contained blanks; payment receipt not having all required elements; improper simple interest calculations and loan and other documents contain blanks.

One Iron Ventures, Inc. d/b/a First Cash Advance, Arlington, TX – CILA licensee #1535 fined $1,600 for not providing borrower with required notice of consumer’s rights and not obtaining official documentation of borrower’s income before making loan.

QC Financial Services, Inc. d/b/a National Quick Cash, Overland Park, KS – CILA licensee #2264 fined $1,300 for the following violations: payment receipt did not show the required elements; improper simple interest calculation and recording fee or closing cost collected but not paid.

QC Financial Services, Inc. d/b/a National Quick Cash, Overland Park, KS – CILA licensee #2257 fined $1,200 for an improper simple interest calculation and because loan and other documents contained blanks.

QC Financial Services, Inc. d/b/a National Quick Cash, Overland Park, KS – CILA licensee #2538 fined $1,150 for the following violations: incomplete and incorrect disclosure of itemization of amount financed and payment receipt did not show the required elements.

QC Financial Services, Inc. d/b/a National Quick Cash, Overland Park, KS – CILA licensee #2259 fined $1,000 for having no evidence of a contract signed or acknowledged by borrower.

One Iron Ventures, Inc. d/b/a First Cash Advance, Arlington, TX – CILA licensee #1533 fined $1,000 for failure to have official documentation of the borrower’s income before making Payday loan.

PAYDAY LOAN REFORM ACT

One Iron Ventures, Inc. d/b/a First Cash Advance Arlington, TX – PLRAlicensee #1287 fined $2,250 for not entering into the database that the borrower’s loan was paid in full on the day the transaction was made.

One Iron Ventures, Inc. d/b/a First Cash Advance, Arlington, TX – PLRA licensee #1288 fined $2,200 for the following violations: payment receipt did not show required

elements; security not properly disclosed; improper simple interest calculation and APR not accurately disclosed.

One Iron Ventures, Inc. d/b/a First Cash Advance, Arlington, TX – PLRA licensee #1287 fined $2,000 for the following violations: PLRA loan made that resulted in borrower having outstanding payday loans more than 45 days; no evidence of a signed wage assignment; failure to provide notice of consumer rights to borrower and failure to obtain official

documentation of income before making loan.

QC Financial Services, Inc. d/b/a National Quick Cash, Overland Park, KS – PLRA licensee #1270 fined $1,600 for the following violations: making loans over 25% of borrower’s income; failing to provide the required notice of the consumer’s right to a repayment plan and failing to document the borrower’s income in the file.

QC Financial Services, Inc. d/b/a National Quick Cash, Overland Park, KS – PLRA licensee #1260 fined $1,500 for the following violations: failure to enter into the database that the loan was paid in full on the day of transaction and failure to verify that the loan was

permissible.

One Iron Ventures, Inc. d/b/a First Cash Advance, Arlington, TX – PLRA licensee #1288 fined $1,250 for the following violations: failure to enter into the database that the loan was paid in full on the day of transaction and failure to verify that the loan was permissible.

QC Financial Services, Inc. d/b/a National Quick Cash, Overland Park, KS – PLRA licensee #1269 fined $1,000 for making loans over 25% of borrower’s income.

QC Financial Services, Inc. d/b/a National Quick Cash, Overland Park, KS – PLRA licensee #1260 fined $1,000 for the following violations: deposited check or ACH debit request not entered into system; failure to provide borrower with notice of consumer rights; failure to obtain official documentation of income before making loan and failure to enter into database that loan was paid off on date of transaction.

CURRENCY EXCHANGE

39th Cottage Grove CE, Inc., Chicago – currency exchange licensee #3645 fined $2,750 for failure to maintain the statutorily required minimum net worth.

41st & State CE, Inc., Chicago – currency exchange licensee #3582 fined $2,450 for failure to maintain the statutorily required minimum net worth.

Cicero Elston CE, Inc., Chicago - currency exchange licensee #3930 fined $2,000 for failure to maintain the statutorily required minimum net worth.

Division of Insurance

Brian Craig Parker, Dunedin, FL – insurance producer license revoked effective February 25, 2008 for failure to reveal a Florida revocation on his application for an Illinois license and failed to facilitate the Director in the examination.

Ryan C. Taber, Mattoon – insurance producer license to sell life, accident, and health insurance revoked effective February 29, 2008. The license was revoked by Director’s Order from Hearing #07-HR-0961, which was held regarding the Department’s Order of Revocation dated August 9, 2001. The Order of Revocation was issued because Mr. Taber failed to comply with a May 31, 2007 Stipulation and Consent Order.

Division of Professional Regulation

BARBER, COSMETOLOGY, ESTHETICS AND NAIL TECHNOLOGY

Dawn Sue Daenens, Bartlett – cosmetologist license (011-280735) issued and placed on probation for two years based on felony conviction.

Marcus A. Johnson, Champaign – cosmetologist license (011-225200) placed in refuse to renew status for being more than 30 days delinquent in the payment of child support.

Ernest R. Harvey, Urbana – barber license (006-062521) placed in refuse to renew status for being more than 30 days delinquent in the payment of child support.

Renaldo M. Riggins, Sauk Village – barber license (006-062793) revoked for being more than 30 days delinquent in the payment of child support.

Tywone D. Turner, Chicago – barber license (006-063188) issued on non-reporting probation for one year due to a prior narcotic conviction.

Josh Edward Bolton, Chicago – nail technician license (169-007730) placed in refuse to renew status for being more than 30 days delinquent in the payment of child support.

DENTAL

Daryl Ashbeck, Champaign – dentist license (019-024635), dentist speciality license (021-001948) and controlled substance license (319-014384) suspended for prescribing

controlled substances for other than therapeutic purposes and purchasing controlled substances for his personal use.

James D’Alise, Oakbrook – dentist license (019-013583) fined $1,000 for failing to provide a treatment plan pursuant to a patient’s request.

Jasper Robinson, Park Forest – dentist license (019-016335) placed on indefinite suspension due to sub-standard care.

DETECTIVE, ALARM, SECURITY AND LOCKSMITH

Jeffrey Barnes, Chicago – permanent employee registration card (129309137) issued and placed on probation for one year due to criminal conviction.

Vashun S. Beasley, Chicago – permanent employee registration card (129-267476) revoked for being more than 30 days delinquent in the payment of child support.

Brad D. Birkhead, Troy – permanent employee registration card (129-309135) issued and placed on probation for two years due to criminal conviction.

Charles L. Brown, Chicago – permanent employee registration card (129-309147) issued and placed on probation for one year due to criminal conviction.

Amelia Carr, Chicago – permanent employee registration card (129-200557) placed on probation for three years due to criminal conviction.

Daniel J. Dinella, Chicago – permanent employee registration card (129-309146) issued and placed on probation for two years due to criminal conviction.

Willie Fisher, Chicago – permanent employee registration card (129-309134) issued and placed on probation for three years due to criminal conviction.

Edward J. Geinosky, Wood Dale – permanent employee registration card (129-309144) issued and placed on probation for one year due to criminal conviction.

Paul A. Hegel, Pinckneyville – permanent employee registration card (129-287739) revoked for being more than 30 days delinquent in the payment of child support.

Gary Jones, Gurnee – permanent employee registration card (129-309138) issued and placed on probation for two years due to criminal conviction.

John Labiak, Chicago – permanent employee registration card (129-143945) revoked due to felony convictions for home invasion, bribery, official misconduct, and aggravated unlawful restraint.

Willy D. Lester, Chicago – permanent employee registration card (129-309132) issued and placed on probation for one year due to criminal conviction.

Thomas Manos, Joliet – permanent employee registration card (129-135899), private security contractor license (119-0011808) and firearm authorization card (229-063410) placed on probation for one year and firearm authorization card (229-app2269673) issued and placed on probation for one year for conviction of attempted false personation of officer and failure to report arrest and conviction.

William Marshall, Chicago – permanent employee registration card (129-309142) issued and placed on probation for three years due to criminal conviction.

Jadallah Masud, Chicago – permanent employee registration card (129-162287) placed in refuse to renew status for misrepresenting that he was an employee of a security company.

Lorinzo McCoy, Elgin – permanent employee registration card (129-253157) revoked following default on Complaint for conviction for domestic battery and failure to report arrest and conviction for domestic battery.

Jerrod O’Bryant, Chicago – permanent employee registration card (129-309145) issued and placed on probation for one year due to criminal conviction.

Lesley I. Rogers, Aurora – permanent employee registration card (129-292755) revoked for being more than 30 days delinquent in the payment of child support.

David C. Schacht, Algonquin – permanent employee registration card (129-214502) revoked following default on complaint for failure to report arrests and convictions for battery and violation of probation.

Linda Townsend, Hazel Crest – permanent employee registration card (129-309136) issued and placed on probation for one year due to criminal conviction.

James G. Whitaker, Carlyle – permanent employee registration card (129-309143) issued and placed on probation for two years due to a battery conviction.

MASSAGE THERAPIST

Christy Fansher, East Alton – (unlicensed) ordered to cease and desist the unlicensed practice of massage therapy and occupational therapy and ordered to pay a total $10,000 in civil penalties; $5,000 for the unlicensed practice of massage therapy and $5,000 for the unlicensed practice of occupational therapy.

MEDICAL

David Adekoya, Windsor, Ontario – physician and surgeon license (036-100396) indefinitely suspended for a minimum of 12 months for misrepresentation of personal information on his license application.

Jae Eun Han, Barrington – physician and surgeon license (036-046926) reprimanded and fined $2,000 for negligence in monitoring the administration of oxytocin during labor.

Sam Martin, Clayton, Mo. – physician and surgeon license (036-app2317979) issued and placed on probation for ten years after being disciplined in the state of Missouri.

Kurt F. Papenfus, Snowmass, Colo. – physician and surgeon license (036-077701) placed on probation for five years after being disciplined in the state of Colorado.

Chandrakant R. Patel, Oak Brook – physician and surgeon license (036-046272) reprimanded and fined $500 for engaging in fee-splitting arrangement with a non-physician.

Deen Venkatesan, North Darien – physician and surgeon license (036-098250) will be restored to indefinite probation for a minimum of four years following passage of the SPEX examination.

Frank G. Antonino, Naperville – chiropractor license (038-004840) placed on indefinite probation due to an unpaid state income tax delinquency, had a romantic dating relationship with a patient while treating her, and ordered excessive diagnostic testing for a patient.

Michael T. Detweiler, Secor – chiropractor license (038-007176) restored upon fulfillment of the conditions and will be placed on indefinite probation for a minimum of five years and fined $3,000.

Staci J. Macari, Carmel, Ind. – chiropractor license (038-009145) reprimanded and fined $1,000 for failure to properly supervise billing for exams and treatments.

NURSING

Terrence Andrick, Mount Sterling – registered nurse license (041-366363) issued with reprimand after being disciplined in the state of Arizona.

Christopher Aut, Springfield – registered nurse license (041-303149) placed on indefinite probation for a minimum of two years due to habitual or excessive use of alcohol in a manner which interferes with the ability to practice with reasonable skill, safety, or judgment.

Kelly Collingwood, Paris – registered nurse license (041-366086) issued and placed on probation for one year after being disciplined in the state of Michigan.

Rebecca Crane, Quincy – registered nurse license (041-240850) placed on probation for three year due to diversion, impairment and after being disciplined in the state of Missouri.

Sheila Krueger, Davenport, Iowa – registered nurse license (041-154320) reprimanded after signing a physician's name to her employment immunization record.

Christina Lapinska, Oak Lawn – registered nurse license (041-269899) placed on indefinite probation for a minimum of two years due to her having diverted morphine and Dilaudid from her employer.

Melinda Melton, Fairfield – registered nurse license (041-300646) suspended for 30 days due to a felony conviction for conspiracy to manufacture or possession of

methamphetamine.

Stephen Molz, Memphis, Tenn. – registered nurse license (041-366364) issued and placed on indefinite probation for a minimum of two years due to two misdemeanor DUI convictions which were not disclosed on his application and previously being determined to be dependent upon and/or addicted to alcohol which could result in an inability to practice with reasonable judgment, skill, or safety.

Mary Moore, Chicago – registered nurse license (041-255548) reprimanded for failure to timely respond to a calling of a code.

Deborah Ann Parnell, Flossmoor – registered nurse license (041-158514) placed in refuse to renew status after being disciplined in the state of Arizona.

Julie Sellers, Fenton, Mo. – registered nurse license (041-360955) placed on probation for three years after being disciplined in the state of Missouri.

Tracy L. Urso, Aurora – registered nurse license (041-324464) restored to indefinite probation.

Laura Voss, McHenry – registered nurse license (041-213741) reprimanded for making an inaccurate entry in charting.

Dale Loos, Jr., Mendon – licensed practical nurse license (043-081469) reprimanded for exceeding the scope of his nursing practice by declaring a patient dead.

Francine Pierce, Cadet, Mo. – licensed practical nurse license (043-0141247) placed on probation for one year after being disciplined in the state of Missouri.

April Ryan, Chicago – licensed practical nurse license (043-070001) reprimanded for abandonment of assigned patients.

Joyce Ellen Snell, Clovis, N.M. – licensed practical nurse license (043-079228) placed in refuse to renew status after being disciplined in the state of Arizona.

OPTOMETRY

Dallas & Company, Champaign – (unlicensed) ordered to pay a civil penalty of $1,500 for alleged unlicensed attempted practice of optometry, in displaying contact lenses for sale to the public.

PHARMACY

Patricia Knox, Chicago – pharmacy technician license (049-149638) placed in refuse to renew status after defaulting on an Illinois educational loan.

Tami Lynn Pierce, Blue Island – pharmacy technician license (049-117578) placed in refuse to renew status after defaulting on an Illinois educational loan.

Tanasha S. Pilgrim, Chicago – pharmacy technician license (049-148577) placed in refuse to renew status after defaulting on an Illinois educational loan.

Ruba Nail Sammur, Chicago Ridge – pharmacy technician license (049-147677) placed in refuse to renew status after defaulting on an Illinois educational loan.

Justin Andrew Smolinski, Schererville, IN – pharmacy technician license (049-148128) placed in refuse to renew status after defaulting on an Illinois educational loan.

Chevonne Nicole Steward, Chicago – pharmacy technician license (049-151708) placed in refuse to renew status after defaulting on an Illinois educational loan.

Ryan T. Sturgis, Rockford – pharmacy technician license (049-147681) placed in refuse to renew status after defaulting on an Illinois educational loan.

Jessica M. Thomas, Monmouth – pharmacy technician license (049-127315) placed in refuse to renew status after defaulting on an Illinois educational loan.

Tennille Towsend, Chicago – pharmacy technician license (049-116581) placed in refuse to renew status after defaulting on an Illinois educational loan.

Mark Ramos Villanueva, Chicago – pharmacy technician license (049-163763) placed in refuse to renew status after defaulting on an Illinois educational loan.

Lavinia Watkins, Chicago – pharmacy technician license (049-149741) placed in refuse to renew status after defaulting on an Illinois educational loan.

Courtney Monique Williams, Chicago – pharmacy technician license (049-129730) placed in refuse to renew status after defaulting on an Illinois educational loan.

Jamarra A. Williams, Chicago – pharmacy technician license (049-108810) placed in refuse to renew status after defaulting on an Illinois educational loan.

Michael J. Williams, Mattoon – pharmacy technician license (049-088923) placed in refuse to renew status after defaulting on an Illinois educational loan.

PODIATRY

Pachal U. Oparah, Chicago – podiatrist license (016-004576) indefinitely suspended for a minimum of three years and fined $5,000 and controlled substance license (316-001731) indefinitely suspended for failure to maintain controlled substance inventory logs and failure to properly account for controlled substances ordered; misrepresented to DEA officials the

whereabouts of controlled substances not able to be accounted for by Respondent.

PROFESSIONAL BOXING

Watcherakorn Prakit Harold Wathin, Glen Carbon – (unlicensed) ordered to cease and desist promoting or sanctioning any mixed martial arts events not granted by exemption and ordered to pay a $5,000 civil penalty.

SHORTHAND REPORTING

Bonnie C. Bettinger, Berwyn – certified shorthand reporter license (084-003975) placed on probation for two years and fined $500 due to on failure to deliver transcripts in a timely manner and unprofessional conduct.

Sylvia Nesha Franklin, Chicago – certified shorthand reporter license (084-002556) placed on suspension for 60 days followed by indefinite probation for a minimum four years due to failure to deliver transcripts in a timely manner and unprofessional conduct.

VETERINARY MEDICINE

Robert H. McLain, Richmond – veterinarian license (090-002541) reprimanded for substandard veterinary care provided to a pet dog and inadequate record keeping regarding such veterinary care and treatment.

John E. Steinmeyer, Staunton – veterinarian license (090-004419) placed on indefinite probation for a minimum of six months due to his surgical de-clawing procedures involving excess removal of bone.