UBL.pptx

PRESENTED TO:

Presented By

Fareha Aslam

Mi11MBA042

Razia Ali

Mi11MBA013

WELCOME TO

UBL

SALOGAN OF UBL

•The Bank was Established in

1957

•Become a schedule Bank

on 7

November 1959

•

Head Office:

I.I Chandigarh Road Karachi

Presently UBL is managed by a board of directors including one president, 4 directors from UBL, 1 from Pakistan

Organizational

Structure

Chairman

Deputy Chairman

Board of Directors

Executive Committee Managing Director SEVP EVP VP Officer Grade-I Non Clerical

Staff

Clerical Staff Officer Grade-II

•

Vision Of UBL

:

The vision of UBL is “A World - Class Bank Where You Come First” which means that they believe that their customers’ needs come first. It is this “You First” culture they are creating at UBL to truly become a

world-class bank, which takes care of its customers and provides them with world-class services &

•

Mission Of UBL:

“

Its mission is to serve customer’s social,

Types

OF Banking

•Consumer Banking •_{Commercial Banking}

•_{Cooperate Banking •Investment Banking}

•_{Online Banking •}

Treasury



Consumer

Banking:

In UBL Consumer Banking any individual can get friendly, efficient and attentive personalized

banking services. UBL services are:

•_{UBL Money $ Credit Card}

•_{UBL Business Line $ Address} •_{UBL Driver $ Cash Line} •_{PLS Saving Accounts}



Commercial Banking



Cooperate Banking

The CBG (Corporate Banking Group) department of UBL defines corporate banking in Pakistan. Amongst the

local banks UBL, CBG is the pioneer in providing innovative solutions to its diversified and satisfied customer base. UBL CBG is considered to be a major player in the financial market of Pakistan.



Investment Banking

IBG specializes in providing

innovative and unique advice to its

clients to assist them in meeting



Online Banking

With UBL’s state of the art online banking, customer can access his account from more than 350 branches located in 71 cities across Pakistan.Silent feature of online banking are:

1.Cash Deposite 2.Cheque Encashment 3.Stop Payment



Treasury:

The UBL Treasury & Capital Markets (TCM)

has developed a reputation as a proven

market leader in converting innovative



Islamic Banking:

•_{To manage and be responsible for the}

operations of Islamic banking business (IBB) •_{To liaise with other departments in the bank}

• _{To ensure that all funds pooled into the Islamic}



Cash Management Department

Cash

Manageme

nt

Operati

•

The working of

sale department

is to

provide the services to the cooperate client.

•_{Operation department deals bulk transaction}

worth in millions & billions through on line banking in a single day.

It performs the two important functions

.

1.Collection



Working Of Cash Management

Department:



Tasks Of CMD:

1.Salary distribution among the employees of the corporate customer.

2.Customer’s sales Collection is directed through the vast network of UBL Branches spread across the

country.

Financial Analysis

Years 2009 2008 2007

Total

Assets 347048951 272612663 216621247 Total



SWOT ANALYSIS:

S:Strengths

W:Weaknesses

O:Opportunities



Strengths:

•_{The biggest strength of UBL is its} •_{brand name}

•_{Quality products and services} •_{Innovative products}

•_{UBL has more than 5 million regular customers.}

•_{Largest network with 1100 branches with 20 overseas}

branches.

•_{UBL have a big market share about 8.5%.} •_{Customer closeness.}

•_{Totally professional team}

•

UBL has less emphasis on Islamic

banking

•

UBL has not such many branches in

rural areas.

•

Less promotional activity for the old

employees



Opportunities

:

•

Capturing market share

•

Very wide international market

awaiting for UBL for its products

Spatially in UAE

Working on a new system called



Threats:

•

Highly competitive banking environment.

•

Due to more consumer financing there is a

threat of bad debts

•

Competitors like NBP, MCB Bank ABN

Pest Analysis

P:Political E:Economic

S:Social



Political

Influence of Government Antitrust law



Economical

Inflation Burglary Labor cost



Social

Illiteracy

Carrer attitude Culture



Technological

R & D activity

Rate & technological diffusion Investments



Conclusion

UBL is best online bank in Pakistan, which gives customer the



Recommendations

•_{New blood should be injected and young professionals should}

be recruited on merit to induce enthusiasm in the bank.

•_{Customers should be made focus of all activities to boost up the}

business.

•_{More internees should be entertained as they may prove to be}

the ‘envoys’ for the bank.

•_{More publicity about bank’s unique schemes and operations}