Name
Name of
of Team
Team Members
Members
N
Naam
mee
R
Ro
ollll Call
Call
Akhilesh
Akhilesh KKuummaarr 11
Munish
Munish KumarKumar BBaakksshhii 33
Mukesh
Mukesh CChheeeettaa 77
Balasaheb
Balasaheb DDeesshhmmuukkhh 99
Nawab
Nawab AbdullahAbdullah FFaakkiihh 1111
Sekhar
Sekhar GGhhaaggaass 1133
Dharmesh Dharmesh GGoohheell 1155 Mahaveer Mahaveer P.P. GGuuppttaa 1177 Yogesh Yogesh JJaaiinn 1199
C
C
hhaa
p
p
tteerr
N
N
o
o
P
P
aa
rr
ttiicc
u
u
llaa
rr
P
P
ag
ag
eeN
N
o
o
..
1
1
IIn
nttrro
od
du
uccttiio
on
n
2211..1
1
B
Baassiicc Need
Need for
for the
the Consumer
Consumer Protection
Protection Act
Act
2211..2
2
O
Ob
bjjeeccttiiv
veess &
& purpose
purpose of
of the
the Act
Act
5511..3
3
C
Ch
haan
ng
giin
ng
g phases
phases &
& Evolution
Evolution
552
2
IIm
mp
po
orrttaan
ntt definitions
definitions
773
3
R
Riig
gh
htt of
of Consumer
Consumer
994
4
D
Diissp
pu
uttee Settlement
Settlement Three
Three tier
tier Mechanism
Mechanism
212155
Government
Government initiatives
initiatives for
for protection
protection of
of
consumer
consumer ri hts
ri hts
28286
6
C
Caassee Studies
Studies
333377
Conclusion
Conclusion
38387.1.
7.1.
Issues
Issues to
to be
be addressed
addressed
38387.2
7.2
Future
Future prospects
prospects of
of consumer
consumer movement
movement in
in
39397.3
7.3
Suggestions
Suggestions and
and Opinions
Opinions
4040Annexure
Annexure
i
i
B
Biib
blliio
og
grraap
ph
hy
y &
& Source
Source of
of Information
Information
4242Index
Index
India
India
C
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1.
1.
II
nnttrr
o
o
d
d
u
u
cc
ttiio
o
nnAim
Aim ofof ConsumerConsumer ProtectionProtection ActAct (CPA)(CPA) isis toto addressaddress thethe grievancesgrievances ofof thethe consumers
consumers andand protecting protecting themthem fromfrom thethe unethicalunethical practices/ practices/ behaviorbehavior oror unfair trade
unfair trade practicespractices ofof thethe manufacturer/ manufacturer/ supplier.supplier.
Earlier
Earlier thoughthough therethere werewere severalseveral legislationslegislations toto protectprotect thethe consumer,consumer, butbut the same
the same nevernever provedproved adequateadequate toto protectprotect consumerconsumer andand compensatecompensate themthem forfor their compliances.
their compliances.
CPA
CPA becomebecome statutorystatutory umbrellaumbrella whichwhich mademade thethe consumerconsumer feelfeel likelike aa king.king. CPA
CPA notnot onlyonly enhancesenhances thethe awarenessawareness andand educateeducate thethe consumerconsumer butbut alsoalso provide compensation
provide compensation toto themthem byby summarysummary andand inexpensiveinexpensive proceedings.proceedings. This
This keeps manufacturerkeeps manufacturer andand thethe tradertrader alert,alert, creativecreative andand innovative.innovative.
In
In thethe eraera ofof freefree competition,competition, marketmarket hashas becomebecome veryvery dynamicdynamic andand marginsmargins have squeezes
have squeezes out.out. TheseThese gavegave riserise toto adoptadopt otherother means/unfairmeans/unfair meansmeans oror practices
practices in executionin execution ofof transactions,transactions, whichwhich resultedresulted intointo increasedincreased grievances
grievances atat consumer front.consumer front. Hence,Hence, thethe needneed forfor thethe CPACPA hashas becomebecome moremore relevant
relevant thanthan thethe past,past, where monopolywhere monopoly waswas thethe keykey factor.factor.
1.1
1.1
BBaa
ssiicc N
N
eeeed
d
ffo
o
rr
ttheheCo
Co
nsnsu
u
m
m
eerr
P
P
rr
o
o
tteecc
ttiio
o
nnAc
Ac
ttToday
Today ConsumerConsumer rightsrights areare anan integralintegral partpart ofof ourour liveslives likelike thethe consumeristconsumerist wayway of
of life.life. We We havehave allall mademade useuse ofof themthem atat somesome pointpoint inin ourour dailydaily lives.lives. Market resources
Market resources andand influencesinfluences areare growing growing byby thethe dayday andand soso isis thethe awareness
awareness ofof ones consumerones consumer rights.rights. TheseThese rightsrights areare wellwell defineddefined andand therethere are
are agenciesagencies likelike thethe
Government,
Government, consumerconsumer courtscourts andand voluntaryvoluntary organizationsorganizations thatthat workwork towards safeguarding.
towards safeguarding. IfIf thesethese rightsrights areare wellwell defineddefined thenthen thethe basicbasic questionquestion isis why
why atat aalll l tthhee ccoonnssuummeerr nneeeeddss prrop otteeccttiioonn??,, iitt h
haass ttoo bbee ffoolllloowweedd bbyy tthhee manufacturers/suppliers.
manufacturers/suppliers. So
So letlet usus looklook atat fewfew reasonsreasons becausebecause ofof whichwhich consumerconsumer needsneeds protectionprotection
1.
1. IIllillitteerracyacy aanndd IIg g nnoorraannccee:: ConsumersConsumers inin IndiaIndia areare mostlymostly illiterateilliterate andand ignorant. They
ignorant. They dodo notnot understandunderstand theirtheir rights.rights. AA systemsystem isis requiredrequired toto protect
protect themthem from unscrupulousfrom unscrupulous businessmen.businessmen. 2.
2. UUnnoorrgaganniizzeedd CoConsnsuummeerrss:: InIn IndiaIndia consumersconsumers areare widelywidely disperseddispersed andand areare not united.
not united. TheyThey areare atat thethe mercymercy ofof businessmen.businessmen. OnOn thethe otherother hand,hand, producers
producers and tradersand traders areare organizedorganized andand powerful.powerful. 3.
3. SSpupurriiououss GGooooddss:: ThereThere isis increasing increasing supplysupply ofof duplicateduplicate products.products. ItIt isis very difficult
very difficult forfor anan ordinaryordinary consumerconsumer toto distinguishdistinguish betweenbetween aa genuinegenuine productproduct and
and its
its imitation.imitation. ItIt isis necessarynecessary toto protectprotect consumersconsumers fromfrom suchsuch exploitationexploitation byby ensuring
ensuring compliancecompliance withwith prescribedprescribed normsnorms ofof qualityquality andand safety.safety. 4.
4. DDeecceeppttiivvee AdAdvveerrttiissiinng:g: SomeSome businessmenbusinessmen givegive misleading misleading informationinformation aabboouut t qquuaalliittyy,, ssaaffeettyy aanndduuttiilliittyy ooff pprroodduuccttss..
C
Coonnssuummeerrss aarree mmiisslleedd byby ffaallsse e aaddvveerrttiisseemmeenntt and
and dodo notnot knowknow thethe realreal qualityquality ofof advertisedadvertised goods.goods. AA mechanismmechanism is
is neededneeded toto preventprevent misleading misleading advertisements.advertisements. 5.
5. MMaallpprracacttiicceses offo BBuussiinessnessmmenen:: Fraudulent,Fraudulent, unethicalunethical andand monopolisticmonopolistic trade practices
trade practices onon thethe partpart ofof businessmenbusinessmen leadlead toto exploitationexploitation ofof consumers.consumers. Consumers often
Consumers often getget defective,defective, inferiorinferior andand substandardsubstandard goodsgoods andand poorpoor service.
service. Certain measuresCertain measures areare requiredrequired toto protectprotect thethe consumersconsumers againstagainst suchsuch malpractices.
malpractices. 6.
6. FFrreeeeddoomm ooff EEnntteerrpprriisese:: BusinessmenBusinessmen mustmust ensureensure satisfactionsatisfaction ofof consumers.consumers. In the
In the long long run,run, survivalsurvival andand growthgrowth ofof businessbusiness isis notnot possiblepossible withoutwithout thethe support and
support and goodwillgoodwill ofof consumers.consumers. IfIf businessbusiness doesdoes notnot protectprotect consumers'consumers' interests, Government
unfair
unfair trade practices.trade practices.
7.
7. LLeeg g iittiimacymacy ffoorr EExxiissttenenccee:: BusinessBusiness existsexists toto satisfysatisfy thethe needsneeds andand desiresdesires of
of
consumers.
consumers. GoodsGoods areare producedproduced withwith thethe purposepurpose ofof selling selling them.them. GoodsGoods will,will, inin the
the long long run,run, sellsell onlyonly whenwhen theythey meetmeet thethe needsneeds ofof consumers.consumers. 8.
8. TTrruusstteesheeshiipp:: BusinessmenBusinessmen areare trusteestrustees ofof thethe society'ssociety's wealth.wealth. Therefore,Therefore, they should
they should useuse thisthis wealthwealth forfor thethe benefitbenefit ofof people.people.
While
While wewe likelike toto knowknow aboutabout ourour rightsrights andand makemake fullfull useuse ofof them,them, consumer responsibility
consumer responsibility isis anan areaarea whichwhich isis stillstill notnot demarcateddemarcated andand itit isis hard
hard toto spellspell out thatout that allall thethe responsibilitiesresponsibilities thatthat aa consumerconsumer isis supposedsupposed toto shoulder.
shoulder.
1.2
1.2
OObbj
j
eecc
ttiiv
v
es &es &pu
pu
rr
po
po
seseo
off
ttheheAc
Ac
ttThe
The basicbasic objective/purposeobjective/purpose ofof thisthis ActAct isis toto provideprovide forfor betterbetter protectionprotection ofof the
the interest
interest ofof thethe consumersconsumers andand forfor thatthat purposepurpose toto makemake provisionsprovisions forfor the establishment
the establishment ofof consumerconsumer councilscouncils andand otherother authoritiesauthorities forfor thethe settlement
settlement of consumer’sof consumer’s disputedispute andand forfor mattersmatters connectedconnected therewith.therewith. Hence,
Hence, thethe basic objectivebasic objective isis toto PROTECTPROTECT andand notnot toto provideprovide aa loopholeloophole and
and excusesexcuses toto well organizedwell organized traders,traders, producersproducers andand big big businessbusiness houseshouses and
and manufacturesmanufactures on technicalon technical grounds.grounds. Educating Educating thethe consumerconsumer regarding
regarding theirtheir rightsrights andand to propagateto propagate awarenessawareness aboutabout thethe ActAct andand thethe ethical
ethical practices/meanspractices/means waswas thethe other purposeother purpose ofof thethe act.act.
1.3
1.3
C
C
hhaa
nng
g
iinng
g
p
p
hhaa
sesses &&E
Ev
v
o
o
llu
u
ttiio
o
nnIn
In thethe earlyearly yearsyears whenwhen welfarewelfare legislatureslegislatures likelike thethe consumerconsumer protectionprotection ActAct diddid not
not exist,exist, thethe maximmaxim CaveatCaveat emptoremptor (let(let thethe buyerbuyer beware)beware) governedgoverned thethe market deals.
B
B
rr
iittiishshrr
eeg
g
iim
m
ee::
During
During thethe BritishBritish regimeregime (1765-1947),(1765-1947), alsoalso knownknown asas thethe ‘‘CCoollooniniaall
E
Erraa’, Government’s’, Government’s economiceconomic policespolices inin IndiaIndia werewere concernedconcerned moremore withwith protecting
protecting and promoting and promoting thethe BritishBritish interestsinterests thanthan withwith advancing advancing thethe welfare
welfare ofof thethe native population.native population. TheThe administration’sadministration’s primaryprimary per- per-occupation
occupation waswas withwith maintaining lawmaintaining law andand order,order, taxtax collectioncollection andand defense.defense. Accordingly
Accordingly muchmuch ofof thethe legalization enactedlegalization enacted during during thethe BritishBritish regimeregime waswas primarily
primarily aimedaimed atat serving serving thethe colonial rulerscolonial rulers intendintend ofof thethe natives.natives. ThereThere were,
were, however,however, somesome piecespieces ofof legislationlegislation which protectedwhich protected thethe overalloverall publicpublic interest
interest throughthrough notnot necessarilynecessarily thethe consumerconsumer interest. Prominentinterest. Prominent among among thesethese were:
were: thethe IndianIndian PenalPenal code,code, 1860,1860, thethe salesale ofof GoodsGoods act,act, 1930,
1930, thethe dangerousdangerous drugsdrugs act,act, 19301930 andand thethe drugsdrugs andand cosmeticscosmetics act,act, 1940.1940. In
In a sense,a sense, thethe salesale ofof goodgood act,act, andand thethe principlesprinciples ofof thethe lawlaw ofof tortstorts werewere moremore for
for the protectionthe protection ofof thethe tradertrader thanthan thethe consumer.consumer.
T
Thehe
Po
Po
sstt--
II
nnd
d
eep
p
eennd
d
eenncc
eeS
S
cc
eennaarr
iio
o
::
GrowingGrowing urbanizationurbanization duedue toto heavyheavy industrializationindustrialization resultedresulted inin proliferation
proliferation of humanof human needs-ofneeds-of basicbasic necessariesnecessaries andand alsoalso ofof luxuries.luxuries. DueDue to
to thethe shortageshortage of certainof certain necessariesnecessaries andand eveneven theirtheir non-availabilitynon-availability atat reasonable
reasonable ratesrates with growing with growing menacemenace ofof adulteration,adulteration, itit waswas foundfound necessary
necessary toto empowerempower the Governmentthe Government toto controlcontrol theirtheir production,production, quality,
quality, supply,supply, andand distribution. Thereforedistribution. Therefore thethe decadedecade ofof 1950s,1950s, rightright fromfrom the
the veryvery beginning,beginning, sawsaw thethe enactmentenactment ofof
aa numbernumber ofof lawslaws toto safeguardsafeguard thethe interestsinterests ofof thethe consumersconsumers fromfrom variousvarious angles.angles. The
The enactmentenactment ofof thethe Banking Banking CompaniesCompanies Act,1949Act,1949 (later(later calledcalled TThhee
B
Baannkkining g RReeg g uullaattiioonn AcActt)) toto amendamend andand consolidateconsolidate thethe LawLaw relatedrelated toto
banking
banking mattersmatters as wellas well asas thethe IInnddususttrriieess(D(Deevveellooppmmeenntt aanndd
R
Reeg g uullaattiioonn))AcActt ,1951 ,1951 toto implementimplement the Ithe Innddususttrriiaall PPooliliccyy RReessoolluuttiioonn ooff 19481948
were
were among among thethe earliestearliest stapesstapes takentaken byby the Nationalthe National GovernmentGovernment inin IndiaIndia inin the
the directiondirection ofof consumerconsumer protection.protection. As
As aa resultresult ofof thisthis changechange inin scenarioscenario businessbusiness hashas nownow comecome toto bebe substantially
regulated
regulated byby GovernmentGovernment andand AuthoritiesAuthorities inin favourfavour ofof consumers.consumers.
In
In spitespite ofof variousvarious provisionsprovisions providing providing protectionprotection toto thethe consumerconsumer andand providing providing for
for stringentstringent actionaction againstagainst adulteratedadulterated andand substandardsubstandard articlesarticles inin thethe different enactments
different enactments likelike CriminalCriminal ProcedureProcedure Code,Code, 1908,1908, IndianIndian ContractContract Act,Act, 1972,
1972, SalesSales of Goodsof Goods Act,Act, 1930,1930, IndianIndian PenalPenal CodeCode 1860,1860, StandardStandard ofof Weights Weights and
and MeasuresMeasures Act,Act, 1976
1976 andand MotorMotor VehicleVehicle Act,Act, 1988,1988, veryvery littlelittle couldcould bebe achievedachieved inin thethe areaarea of
of
consumer
consumer protection.protection. In
In orderorder toto provideprovide forfor betterbetter protectionprotection ofof thethe interestinterest ofof thethe consumersconsumers thethe Consumer
Consumer ProtectionProtection Bill,Bill, 19861986 waswas introducedintroduced inin thethe LokLok SabhaSabha onon DecemberDecember 5th5th 1986.
1986. TheThe CPACPA 19861986 waswas enactedenacted toto provideprovide forfor betterbetter protectionprotection ofof thethe interestinterest of consumer
of consumer andand forfor thethe purposepurpose toto makemake provisionsprovisions forfor establishmentestablishment ofof Consumers Councils
Consumers Councils andand otherother authoritiesauthorities forfor settlementsettlement ofof consumer’sconsumer’s dispute
dispute andand for mattersfor matters connectedconnected therewith.therewith. The
The CPACPA isis onlyonly oneone ofof thethe severalseveral LawsLaws framedframed toto protectprotect consumersconsumers fromfrom unfairunfair and
and undesirableundesirable practicespractices ofof businessbusiness communitycommunity suchsuch lawlaw becamebecame necessarynecessary duedue to
to growing growing frustrationfrustration ofof consumersconsumers withwith substandardsubstandard qualityquality ofof goods,goods, unsatisfactory
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2.
2.
DDeeff
iinniittiio
o
nsns2.1.
2.1.
““Co
Co
m
m
p
p
llaa
iinnaa
nntt""means- means-(i)(i) AA consumer;consumer; oror (ii)
(ii) AnyAny voluntaryvoluntary consumerconsumer associationassociation registeredregistered underunder thethe CompaniesCompanies Act,Act, 19561956 (1
(1 ofof 1956)1956) oror underunder anyany otherother lawlaw forfor thethe timetime being being inin force;force; oror (iii)
(iii) TheThe CentralCentral GovernmentGovernment oror anyany StateState Government;Government; (IV)
(IV) OneOne oror moremore consumers,consumers, wherewhere therethere areare numerousnumerous consumersconsumers having having the same
the same interest;]interest;] Who
Who oror whichwhich makesmakes aa complaint;complaint;
22..22..
““
Co
Co
m
m
p
p
llaa
iinttn "" meansmeans anyany allegationallegation inin writing writing mademade byby aa complainantcomplainantthat-(i)
(i) AnAn unfairunfair tradetrade practicepractice oror aa restrictiverestrictive tradetrade practicepractice hashas beenbeen adoptedadopted byby anyany trader;
trader; (ii)
(ii) 'The'The goodsgoods boughtbought byby himhim oror agreedagreed toto bebe boughtbought byby himhim suffersuffer fromfrom oneone oror more
more defects;defects; (iii)
(iii) 'The'The servicesservices hiredhired oror availedavailed ofof oror agreedagreed toto bebe hiredhired oror availedavailed ofof byby him]
him] suffer
suffer fromfrom deficiencydeficiency inin anyany respect;respect; (iv)
(iv) aa tradertrader hashas chargedcharged forfor thethe goodsgoods mentionedmentioned inin thethe complaintcomplaint aa priceprice inin excessexcess of
of thethe priceprice fixedfixed byby oror underunder anyany lawlaw forfor thethe timetime being being inin forceforce oror displayeddisplayed onon the
the goodsgoods oror anyany packagepackage containing containing suchsuch goods;goods; (v)
(v) goodsgoods whichwhich willwill bebe hazardoushazardous toto lifelife andand safetysafety whenwhen used,used, areare being being offered for
offered for salesale toto thethe publicpublic inin contraventioncontravention ofof thethe provisionsprovisions ofof anyany lawlaw for
for thethe time being time being inin forceforce requiring requiring traderstraders toto displaydisplay informationinformation inin regardregard to
to thethe contents, mannercontents, manner andand effecteffect ofof useuse ofof suchsuch goods,goods,
22..33..
““
Co
Co
nsnsu
u
m
m
eerr””
mmeeaansnsaannyyppeerrssoonnwwhhoo--((ii)) BBuuyyss anyany goodsgoods forfor selfself useuse oorr wwiitthh thethe approvalapproval ofof selfself person,person, butbut does not
does not includeinclude aa personperson whowho obtainsobtains suchsuch goodsgoods forfor resaleresale oror forfor anyany commercial purpose
commercial purpose oror
((iiii)) HHiirreess forfor availsavails ofof anyany servicesservices forfor selfself useuse oror whenwhen suchsuch servicesservices areare availed
availed withwith thethe approvalapproval thethe firstfirst mentionedmentioned person.person.
2.4.
2.4.
""Co
Co
nsnsu
u
m
m
eerr
d
d
iisspu
pu
ttee"" ""CoConsnsuummeerr ddiisspuputtee""meansmeans aa disputedispute wherewhere thethe personperson againstagainst whomwhom aa complaintcomplaint has
has beenbeen made,made, deniesdenies oror disputesdisputes thethe allegationsallegations containedcontained inin thethe complaint;complaint;
2.5.
2.5.
"T"Trraad
d
eerr
"" "Trader""Trader" inin relationrelation toto anyany goodsgoods meansmeans aa personperson whowho sellssells oror distributesdistributes any goods
any goods forfor salesale andand includesincludes thethe manufacturermanufacturer thereof,thereof, andand wherewhere suchsuch goods
goods are soldare sold oror distributeddistributed inin packagepackage form,form, includesincludes thethe packerpacker thereof;thereof;
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3.
3.
RRiig
g
hhttsso
off Co
Co
nsnsu
u
m
m
eerr
IInntteerrnnaattiioonnaall CoConsnsuummeerr RRiig g hhttss:: Webster'sWebster's dictionarydictionary definesdefines consumerismconsumerism asas "a"a movementmovement forfor thethe protectionprotection ofof the consumer
the consumer againstagainst defectivedefective products,products, misleading misleading advertising,advertising, etc."etc." Limited consumer
Limited consumer protectionprotection waswas presentpresent untiluntil thethe 1950s1950s andand earlyearly 1960s.1960s. InIn the
the 1950s,1950s, a significanta significant breakthroughbreakthrough occurredoccurred withwith thethe establishmentestablishment ofof thethe product-liability concept,
product-liability concept, wherebywhereby aa plaintiffplaintiff diddid notnot havehave toto proveprove negligence
negligence butbut onlyonly hadhad to proveto prove thatthat aa defectivedefective productproduct causedcaused anan injury.injury. In
In hishis 19621962 speechspeech toto Congress, PresidentCongress, President John John F.F. KennedyKennedy outlinedoutlined fourfour basic
basic consumerconsumer rights,rights, whichwhich later becamelater became knownknown asas thethe ConsumerConsumer BillBill ofof Rights.
Rights. Later,Later, inin 1985,1985, thethe UnitedUnited Nations endorsedNations endorsed Kennedy'sKennedy's ConsumerConsumer BillBill of
of RightsRights andand expandedexpanded itit toto covercover eight consumereight consumer rights.rights. ConsumerConsumer protection
protection cancan onlyonly survivesurvive inin highlyhighly industrialized countriesindustrialized countries becausebecause ofof thethe resources
resources neededneeded toto financefinance consumerconsumer interests.interests.
There
There areare twotwo hundredhundred andand sixtysixty consumerconsumer organizationsorganizations inin overover oneone hundred countries
hundred countries aroundaround thethe worldworld strivesstrives toto promotepromote aa fairerfairer societysociety throughthrough defending the
defending the rightsrights ofof allall consumers,consumers, including theincluding the poorpoor andand thethe marginalised,
marginalised, by supporting by supporting andand strengthening strengthening membermember organisationsorganisations andand thethe consumer
consumer movementmovement in
in general;general; campaigning campaigning forfor consumerconsumer rights'rights' toto bebe placedplaced atat thethe heartheart ofof
policy-making
making toto encourageencourage sustainablesustainable development.development. ThereThere areare eighteight keykey international consumer
international consumer rightsrights asas defineddefined byby thethe UnitedUnited NationsNations GuidelineGuideline for
for Consumer ProtectionConsumer Protection 1985.1985.
T
Theheyy cacannbbee ssiimmppliliffiieedd iinnttoo ttheheffoolllloowwiinng:g:
—
—TheThe rightright toto accessaccess toto basicbasic needsneeds —
— —ToTo informationinformation — —ToTo choicechoice — —ToTo representationrepresentation —
—ToTo consumerconsumer educationeducation —
—ToTo redressredress —
—HealthyHealthy environmentenvironment
In
In IndiaIndia toto safeguardsafeguard consumerconsumer interest,interest, following following rightsrights werewere envisioned.envisioned.
Right
Right toto SafetySafety Right
Right toto InformationInformation Right
Right toto ChoiceChoice Right
Right toto bebe HeardHeard The
The RightRight toto RedressRedress The
The rightright toto consumerconsumer educationeducation The
The RightRight toto BasicBasic NeedsNeeds andand The
The rightright toto aa healthyhealthy andand sustainedsustained environment.environment.
1.
1.
RRiig
g
hhtt tto
o
BBaa
ssiicc N
N
eeeed
d
ssAccess
Access toto food,food, waterwater andand sheltershelter areare thethe basisbasis ofof anyany consumer'sconsumer's life.life. Without these
Without these fundamentalfundamental amenities,amenities, lifelife cannotcannot exist.exist. InIn SeptemberSeptember 2001,2001, India's
India's stockstock of foodof food grainsgrains werewere aroundaround 6060 millionmillion tonnes,tonnes, yetyet oneone thirdthird ofof thethe Indian
Indian population livespopulation lives belowbelow thethe povertypoverty lineline andand consumersconsumers oftenoften gogo hungry
hungry oror remainremain severely malnourished,severely malnourished, leading leading toto poorpoor health.health. TheThe recentrecent starvation
starvation deathsdeaths inin OrissaOrissa areare a casea case inin point.point. AA veryvery crucialcrucial objectiveobjective ofof thethe conceptualization
conceptualization andand existenceexistence of consumerof consumer rightsrights isis toto ensureensure thatthat consumersconsumers have
have anan assuredassured foodfood supply,supply, safesafe and permanentand permanent dwellings,dwellings, andand basicbasic amenitiesamenities of
of lifelife likelike sanitationsanitation andand potablepotable water, andwater, and powerpower supply.supply.
10 10
Urbanizations
Urbanizations isis seenseen asas aa markmark ofof developmentdevelopment butbut forfor ruralrural migrantmigrant population,population, living
living conditionsconditions inin citiescities isis veryvery poor.poor. TheThe populationpopulation ofof citiescities isis growing growing rapidlyrapidly in
in IndiaIndia andand afterafter 1988,1988, thethe percentagepercentage ofof urbanurban poorpoor hashas beenbeen moremore thanthan thatthat of the
of the ruralrural poor.poor. AroundAround 2020 toto 2525 perper centcent ofof thethe urbanurban householdshouseholds livelive inin slums, make-shift
slums, make-shift coloniescolonies oror refugeerefugee settlementssettlements duedue toto non-availabilitynon-availability ofof affordable and
affordable and decentdecent habitathabitat inin urbanurban areas.areas. .. According According toto somesome estimates,estimates, inin urban
urban areas alone,areas alone, therethere isis aa housing housing shortageshortage ofof 1717 millionmillion units.units. ThisThis hashas ledled toto aa habitathabitat crisiscrisis
in
in IndianIndian cities.cities. InIn ruralrural India,India, thethe situationsituation isis equallyequally bad,bad, withwith aa largelarge partpart ofof the population
the population stillstill living living inin make-shiftmake-shift dwellingsdwellings andand hutment.hutment. With With non- non-permanent housing
permanent housing comescomes lacklack ofof sanitationsanitation facilitiesfacilities andand otherother amenitiesamenities likelike running
running water andwater and electricityelectricity supply.supply. DueDue toto burgeoning burgeoning population,population, mostmost people
people dodo notnot have accesshave access toto drydry toiletstoilets inin ruralrural andand urbanurban areas.areas.
2.
2.
RRiig
g
hhtt tto
o S
S
aa
ff
eeE
E
nnv
v
iirr
o
o
nnm
m
enenttFor
For urbanurban consumers,consumers, environmentenvironment meansmeans parks,parks, gardens,gardens, andand deteriorating deteriorating air and
air and waterwater quality.quality. MostMost urbanurban areasareas areare bereftbereft ofof anyany wildlifewildlife andand people
people are unawareare unaware ofof thethe biodiversitybiodiversity aroundaround them.them. OnOn thethe otherother hand,hand, ruralrural consumers
consumers relyrely on
on theirtheir environmentenvironment forfor fulfillmentfulfillment ofof theirtheir basicbasic needs.needs. The
The needneed forfor environmentalenvironmental conservationconservation isis seenseen asas aa necessarynecessary defencedefence against deteriorating
against deteriorating qualityquality ofof lifelife world-wide.world-wide. We We areare allall victimsvictims ofof contaminated
contaminated food andfood and waterwater supply,supply, pesticide-riddenpesticide-ridden food,food, adulteratedadulterated milkmilk and
and choking choking exhaust fumesexhaust fumes emitting emitting fromfrom vehicles.vehicles. According According toto aa World World Bank
Bank report,report, IndiaIndia isis being pushedbeing pushed backback duedue toto itsits highhigh environmentalenvironmental costs.costs. We
We loselose aroundaround RsRs 24,50024,500 crores everycrores every yearyear inin termsterms ofof airair andand waterwater pollutionpollution alone.
alone. IfIf youyou livelive inin aa city,city, youyou must havemust have experiencedexperienced airair andand waterwater pollutionpollution atat some
some pointpoint ofof time.time. ChildrenChildren oftenoften fallfall ill
ill duedue toto pollutedpolluted environments,environments, itit leadsleads toto increasedincreased healthhealth costscosts andand discomfortdiscomfort for
11 11
environment
environment andand living living conditions.conditions. ConsumersConsumers needneed toto understandunderstand thatthat onlyonly aa safesafe environment
environment cancan ensureensure thethe fulfilmentfulfilment ofof theirtheir consumerconsumer rights.rights. International
International StandardsStandards forfor Safeguarding Safeguarding RightRight toto SafeSafe EnvironmentEnvironment Consumers
Consumers InternationalInternational (a(a nodalnodal agencyagency ofof consumerconsumer organisationsorganisations fromfrom allall over the
over the world)world) hashas mademade certaincertain guidelinesguidelines forfor ensuring ensuring consumers'consumers' rightright to
to safe environment.safe environment.
Co
Consnsuummeerrss shshououlldd bbeepprrootteecctteeddffrroomm enenvviirroonnmmenenttaall popolllluuttiioonnbby:y: 1.
1. Promoting Promoting thethe useuse ofof productsproducts whichwhich areare environmentallyenvironmentally sustainable.sustainable. 2.
2. Encouraging Encouraging recycling recycling 3.
3. Requiring Requiring environmentallyenvironmentally dangerousdangerous productsproducts toto carrycarry appropriateappropriate warnings and
warnings and instructionsinstructions forfor safesafe useuse andand disposal.disposal. Promote
Promote thethe useuse ofof non-toxicnon-toxic productsproducts by:by: 1.
1. Raising Raising consumerconsumer awarenessawareness ofof alternativesalternatives toto toxictoxic productsproducts 2.
2. Establishing Establishing proceduresprocedures toto ensureensure thatthat productsproducts bannedbanned overseasoverseas dodo notnot enterenter national
national markets.markets. 3.
3. EnsureEnsure thatthat thethe socialsocial impactsimpacts ofof pollutionpollution areare minimized.minimized.
44.. PPrroommoottee eetthhiiccaall,, ssoocciiaallllyy aanndd eennvviirroonnmmeennttaallllyy reresspoponsnsibiblele prpracactiticecess byby producers
producers andand supplierssuppliers ofof goodsgoods andand services.services.
Rural
Rural consumersconsumers areare invariablyinvariably closercloser toto theirtheir environmentenvironment thanthan urbanurban consumers. Their
consumers. Their livelihoodslivelihoods andand wayway ofof lifelife dependdepend onon thethe environmentenvironment around
around them.them. Their firewoodTheir firewood andand sourcessources ofof energyenergy comecome fromfrom trees,trees, manuremanure for
for fieldsfields comescomes from livestock,from livestock, waterwater isis procuredprocured eithereither fromfrom undergroundunderground water
water supplysupply oror fromfrom rivers, therivers, the cropscrops heavilyheavily dependdepend onon annualannual rainfall,rainfall, even
even pesticidespesticides forfor safeguarding safeguarding of cropsof crops andand storagestorage alsoalso comecome fromfrom treestrees like
like neem.neem. InIn short,short, thethe ruralrural lifelife revolves aroundrevolves around naturalnatural resources.resources. ForFor them,
them, thisthis dependencedependence onon thethe environmentenvironment is completeis complete andand theythey havehave aa stake
stake inin itsits preservation,preservation, whetherwhether itit isis forfor building building their houses,their houses, fodderfodder forfor theirtheir cattle
cattle etc.etc.
12 12
3.
3.
RRiig
g
hhtt tto
o S
S
aa
ff
eetty
y
Consumer
Consumer rightright toto safetysafety isis asas vastvast inin itsits purviewpurview asas thethe marketmarket reachreach itself.itself. It applies
It applies toto allall possiblepossible consumptionconsumption patternspatterns andand toto allall goodsgoods andand services.services. InIn the context
the context ofof thethe newnew marketmarket economyeconomy andand rapidrapid technologicaltechnological advancesadvances affecting affecting the market,
the market, thethe rightright toto safetysafety hashas becomebecome aa pre-requisitepre-requisite qualityquality inin allall productsproducts and services.
and services. ForFor e.g.e.g. somesome IndianIndian productsproducts carrycarry thethe ISIISI mark,mark, whichwhich isis aa symbol
symbol of satisfactoryof satisfactory qualityquality ofof aa product?product? Similarly,Similarly, thethe FPOFPO andand AGMARKAGMARK symbolise standard
symbolise standard qualityquality ofof foodfood products.products. TheThe marketmarket hashas forfor long long mademade consumers believe
consumers believe thatthat byby consuming consuming packagedpackaged foodfood oror mineralmineral water,water, consumers
consumers can safeguardcan safeguard theirtheir health.health. ThisThis notionnotion hashas beenbeen provedproved wrong wrong timetime and
and againagain duedue to rampantto rampant foodfood adulterationadulteration inin marketmarket products.products. RightRight toto foodfood safety
safety isis anan important consumerimportant consumer rightright sincesince itit directlydirectly affectsaffects thethe healthhealth andand qualityquality of
of lifelife ofof consumers. Earlier,consumers. Earlier, thethe interpretationinterpretation ofof thethe rightright toto safetysafety waswas limitedlimited toto electronic
electronic products andproducts and otherother suchsuch products.products. Now,Now, itsits definitiondefinition hashas expandedexpanded aa lot
lot toto includeinclude safety aspectssafety aspects ofof newnew technologiestechnologies likelike GMGM food,food, foodfood labeling,labeling, chemical
chemical ingredientsingredients in foodin food productsproducts etc.etc. InIn today'stoday's scenarioscenario ofof globalisation,globalisation, consumers
consumers havehave nono control overcontrol over wherewhere thethe productsproducts oror commoditiescommodities theythey use,use, come
come from.from. ForFor instance,instance, the chocolatesthe chocolates oror syrupssyrups wewe consume,consume, maymay bebe manufactured
manufactured inin countriescountries asas farfar asas the U.S.the U.S. oror Australia.Australia. ConsumersConsumers inin IndiaIndia would
would havehave nono controlcontrol overover oror knowledgeknowledge of theof the manufacturing manufacturing practicespractices ofof thosethose countries
countries andand willwill havehave toto relyrely completelycompletely on importon import regulationsregulations ofof thethe IndianIndian government
government andand foodfood labelling.labelling. ThisThis makesmakes the consumerthe consumer rightright toto safetysafety aa veryvery important
important andand criticalcritical issueissue forfor consumers.consumers.
Safety
Safety ofof naturalnatural foodfood productsproducts isis alsoalso aa problemproblem ofof growing growing concernconcern sincesince duedue to increased
to increased chemicalchemical inputsinputs inin farms,farms, ourour foodfood supplysupply isis being being contaminated
contaminated with pesticideswith pesticides andand chemicals.chemicals. ThisThis posesposes aa gravegrave dangerdanger toto consumer
consumer health.health. ForFor non- vegetarians,non- vegetarians, thethe problemproblem isis eveneven moremore seriousserious since
13 13
anti-biotics
anti-biotics toto fightfight diseasesdiseases among among animalsanimals andand boostboost theirtheir growth.growth. ThisThis cancan havehave serious
serious repercussionsrepercussions onon consumerconsumer health.health.
4.
4.
RRiig
g
hhtt tto
o II
nnffo
o
rrma
ma
ttiio
o
nnRight
Right toto informationinformation meansmeans thethe rightright toto bebe givengiven thethe factsfacts neededneeded toto makemake an informed
an informed choicechoice oror decisiondecision aboutabout factorsfactors likelike quality,quality, quantity,quantity, potency,potency, purity standards
purity standards andand priceprice ofof productproduct oror service.service. TheThe rightright toto informationinformation now
now goes beyondgoes beyond avoiding avoiding deceptiondeception andand protectionprotection againstagainst misleading misleading advertising, improper
advertising, improper labelling labelling andand otherother practices.practices. ForFor e.g.e.g. whenwhen youyou buybuy aa product
product oror utiliseutilise
aa service,service, youyou shouldshould bebe informedinformed aboutabout a)a) howhow toto consumeconsume aa productproduct b)b) the adverse
the adverse healthhealth effectseffects ofof itsits consumptionconsumption c)c) Whether Whether thethe ingredientsingredients used
used are environment-are environment- friendlyfriendly oror notnot etcetc .. Due
Due toto thethe everever increasing increasing influenceinfluence ofof thethe marketmarket andand thethe everever changing changing scene with
scene with priceprice warswars andand hard-sellhard-sell techniques,techniques, thethe consumer'sconsumer's rightright toto information becomes
information becomes eveneven moremore important.important. TheThe rightright toto informationinformation meansmeans much
much moremore than simplethan simple disclosuredisclosure ofof thethe product'sproduct's weightweight oror price.price. AA consumer
consumer hashas thethe rightright to knowto know howhow thethe productproduct hashas beenbeen prepared,prepared, whetherwhether itit has
has beenbeen testedtested oror animalsanimals or not,or not, ifif environmentally-soundenvironmentally-sound techniquestechniques andand resources
resources havehave beenbeen usedused inin its productionits production processes,processes, whatwhat kindskinds ofof chemicalschemicals are
are usedused intointo itsits manufacturing manufacturing and whatand what couldcould bebe theirtheir impactimpact onon consumerconsumer health.
health. Clearly,Clearly, aa consumerconsumer hashas to considerto consider aa lotlot ofof factorsfactors beforebefore s/hes/he buysbuys aa product.
product. Ideally,
Ideally, aa consumerconsumer shouldshould havehave knowledgeknowledge ofof thethe entireentire ‘cradle‘cradle toto grave'grave' journeyjourney of
of thethe productproduct toto determinedetermine whetherwhether itsits safesafe andand beneficialbeneficial forfor useuse oror no.no. The
The ‘cradle
‘cradle toto gravegrave journey'journey' refersrefers toto thethe processesprocesses aa productproduct goesgoes through-through- fromfrom the time
the time ofof itit being being mademade outout ofof rawraw material,material, thethe processesprocesses ofof itsits moulding
moulding intointo its finalits final shape,shape, transportation,transportation, labour,labour, ingredientsingredients used,used, toto thethe form
14 14
up
up onon marketmarket shelves.shelves. ItIt isis onlyonly whenwhen aa consumerconsumer isis awareaware ofof thethe historyhistory ofof the product
the product thatthat hehe cancan makemake informedinformed choices.choices.
An
An exampleexample ofof thisthis isis thethe GMGM foodfood controversy.controversy. GMGM foodfood isis promotedpromoted asas the answer
the answer toto world'sworld's hungerhunger andand malnutritionmalnutrition butbut itsits safetysafety forfor consumersconsumers and
and the environmentthe environment isis yetyet toto bebe proved.proved. DespiteDespite strong strong lobbying lobbying byby pro-GMpro-GM groups
groups and theand the market,market, consumersconsumers inin EuropeEurope havehave campaignedcampaigned effectivelyeffectively against
against thethe entryentry of GMof GM foodfood intointo theirtheir foodfood chainchain andand markets.markets. ThereThere areare information
information andand publicity campaignspublicity campaigns thatthat havehave mademade consumersconsumers rallyrally behindbehind aa commoncommon consumerconsumer stand againststand against GMGM food.food. AsAs aa result,result, thethe governmentsgovernments and
and thethe EuropeanEuropean UnionUnion have placedhave placed strictstrict restrictionsrestrictions onon thethe trialtrial usesuses ofof GM
GM technologytechnology inin thethe marketmarket oror in agriculture.in agriculture. Recently,
Recently, itit hashas comecome toto lightlight thatthat mostmost cosmeticscosmetics likelike lipsticks,lipsticks, kajalkajal andand mascaramascara are
are testedtested onon animalsanimals inin laboratorieslaboratories toto seesee whetherwhether theythey havehave anyany adverseadverse effectseffects on
on themthem oror no.no. ThereThere waswas alsoalso aa controversycontroversy aboutabout howhow NikeNike shoeshoe companycompany was using
was using sweatsweat labourlabour inin SouthSouth AsianAsian countries,countries, paying paying itsits workersworkers abysmally
abysmally low wageslow wages forfor manufacturing manufacturing shoes.shoes. Similarly,Similarly, therethere waswas aa ‘McLibel'
‘McLibel' casecase against McDonald'sagainst McDonald's alleging alleging thatthat McMc Donald'sDonald's generatedgenerated aa lotlot lot
lot ofof unwantedunwanted wastewaste duedue to
to itsits excessiveexcessive packaging packaging andand harmedharmed thethe environment.environment.
The
The advertising advertising techniquestechniques ofof manymany products,products, directlydirectly targeting targeting andand featuring children
featuring children havehave alsoalso beenbeen questioned.questioned. ManyMany parentsparents don'tdon't eveneven know
know thatthat their childrentheir children areare being being targetedtargeted byby marketmarket surveyorssurveyors toto determinedetermine their
their consumption habitsconsumption habits byby collecting collecting datadata throughthrough surveys,surveys, interviewsinterviews andand byby offering
offering freefree samplessamples of
of products.products. It
It isis notnot justjust thethe consumersconsumers whowho useuse informationinformation gathering gathering oror disseminating techniques
disseminating techniques andand toolstools toto protectprotect theirtheir consumerconsumer rights.rights. InformationInformation dissemination
dissemination is alsois also usedused veryvery extensivelyextensively byby advertisersadvertisers andand thethe marketmarket toto get
get theirtheir message acrossmessage across toto thethe consumer.consumer. ToolsTools andand agenciesagencies ofof informationinformation like
15 15
media,
media, televisiontelevision andand thethe InternetInternet areare utilisedutilised byby marketing marketing ofof consumerconsumer products and
products and services.services. ThisThis hashas mademade advertising advertising aa multi-millionmulti-million dollardollar industry
industry inin India andIndia and alsoalso world-wide.world-wide.
5.
5.
RRiig
g
htht tto
o
RReed
drr
essessCompetition
Competition isis thethe by-productby-product ofof thethe marketmarket economy.economy. Everyday,Everyday, manufacturers are
manufacturers are discovering discovering newernewer waysways ofof cheating cheating andand duping duping consumers.
consumers. Unscrupulous marketUnscrupulous market practicespractices areare finding finding theirtheir wayway intointo consumer
consumer homes,homes, violating violating consumer rightsconsumer rights andand jeopardising jeopardising theirtheir safety.safety. ItIt is
is toto protectprotect consumerconsumer interestsinterests that consumersthat consumers havehave beenbeen givengiven thethe rightright toto obtain
obtain redress.redress. InIn India,India, wewe havehave aa redress machineryredress machinery calledcalled ConsumerConsumer CourtsCourts constituted
constituted underunder thethe ConsumerConsumer Protection ActProtection Act (1986),(1986), functioning functioning atat nationalnational state
state andand districtdistrict levels.levels. ButBut itit hashas notnot been madebeen made completecomplete useuse ofof underunder due
due toto lacklack ofof awarenessawareness ofof basicbasic consumerconsumer rights among rights among consumersconsumers themselves.
themselves. While
While inin thethe developeddeveloped world,world, rightright toto redressredress isis perhapsperhaps thethe mostmost commonly
commonly exercised
exercised consumerconsumer right,right, inin developing developing countries,countries, consumersconsumers areare stillstill warywary of getting
of getting involvedinvolved inin legallegal redressredress system.system. ThereThere areare consumerconsumer courtscourts inin IndiaIndia where any
where any consumerconsumer cancan lodgelodge aa casecase ifif s/hes/he thinksthinks hehe oror sheshe hashas beenbeen cheated.
cheated. The detailsThe details ofof howhow toto lodgelodge aa complaintcomplaint havehave beenbeen explainedexplained elsewhereelsewhere in
in thethe manual.manual.
6.
6.
RRiig
g
hhtt tto Co
o Co
nsnsu
u
m
m
eerr Ed
Ed
u
u
ca
ca
ttiio
o
nnConsumer
Consumer educationeducation empowersempowers consumersconsumers toto exerciseexercise theirtheir consumerconsumer rights.rights. ItIt is perhaps
is perhaps thethe singlesingle mostmost powerfulpowerful tooltool thatthat cancan taketake consumersconsumers fromfrom theirtheir present disadvantageous
present disadvantageous positionposition toto oneone ofof strengthstrength inin thethe marketplace.marketplace. Consumer education
hands-on hands-on andand
16 16
practical
practical experience.experience. ForFor instance,instance, aa womanwoman whowho makesmakes purchasepurchase decisionsdecisions forfor the household
the household andand doesdoes thethe actualactual buying buying inin thethe marketplacemarketplace wouldwould bebe moremore educated about
educated about marketmarket conditionsconditions andand ‘best‘best buys'buys' thanthan aa personperson whowho educateseducates himself
himself about theabout the marketmarket withwith thethe helphelp ofof newspapersnewspapers oror television.television. Also,Also, today,today, it
it isis notnot justjust the marketthe market oror productsproducts thatthat aa consumerconsumer needsneeds toto educateeducate himhim about
about butbut s/hes/he also needsalso needs toto knowknow aboutabout companycompany profile,profile, governmentgovernment policies
policies andand introductionintroduction of newof new technology.technology. Market
Market influencesinfluences havehave growngrown soso muchmuch that,that, notnot justjust wholesalewholesale andand retail sellers
retail sellers butbut eveneven medicalmedical practitionerspractitioners areare falling falling preyprey toto theirtheir pressures.
pressures. The pharmaceuticalThe pharmaceutical industryindustry isis oneone suchsuch example.example. India,India, withwith itsits 11 billion
billion population andpopulation and largelylargely uneducateduneducated consumers,consumers, isis aa veryvery lucrativelucrative market
market forfor thisthis iinndduussttrryy. . TThhee phphaarrmmaacceeuuttiiccaall iinndduussttrryy,, ttoo b
boooosstt iittss ssaalleess,, ooffffeerrss ffrreeee ssaammpplleess ooff medicines,
medicines, freebies,freebies, andand eveneven freefree luxuryluxury holidaysholidays toto physiciansphysicians toto influenceinfluence them
them to
to useuse theirtheir brandsbrands andand givegive themthem preferencepreference overover otherother brandbrand names.names. ThereThere havehave been
been manymany instancesinstances whenwhen drugsdrugs bannedbanned inin countriescountries likelike US,US, havehave been prescribed
been prescribed toto IndianIndian consumersconsumers andand areare readilyreadily availableavailable asas over-the- over-the-counter drugs.
counter drugs. ItIt isis aa sadsad exampleexample ofof grossgross violationviolation ofof consumerconsumer trusttrust by
by medical practitioners.medical practitioners. ThisThis situationsituation isis rampantrampant notnot justjust inin ruralrural areasareas but
but alsoalso among educatedamong educated urbanurban consumers.consumers. TheThe reasonreason whywhy thethe market,market, inin connivance
connivance with physicians,with physicians, isis ableable toto exploitexploit consumersconsumers isis thatthat IndianIndian consumers
consumers areare notnot awareaware of theof the prevailing prevailing situationsituation andand dodo notnot keepkeep themselves
themselves abreastabreast withwith latest developmentslatest developments taking taking placeplace aroundaround them.them. Consumer
Consumer educationeducation cancan playplay aa crucial rolecrucial role inin protecting protecting consumersconsumers againstagainst such
such dangers.dangers. In
In thethe IndianIndian context,context, sustainabilitysustainability andand traditionaltraditional knowledgeknowledge cancan playplay aa
vital
vital rolerole inin empowering empowering consumersconsumers butbut consumersconsumers areare unableunable toto connectconnect toto their knowledge
their knowledge base.base. ConsumerConsumer education caneducation can rejoinrejoin thethe brokenbroken linklink and
and make traditionalmake traditional knowledgeknowledge accessibleaccessible toto consumersconsumers again.again. SomeSome sources
information
information disseminationdissemination byby
17 17
government
government agenciesagencies andand NGOs,NGOs, classroomclassroom teaching teaching byby teachersteachers andand informalinformal lessons
lessons byby parents.parents.
18 18
19 19
C
C
HA
HA
P
P
TTE
E
RR-4
-4
4.
4.
DDiisspu
pu
tteeS
S
eettttlleem
m
eenntt TThhrr
eeee ttiieerr
MMeecc
hhaa
nniissm
m
The
The ConsumerConsumer ProductionProduction ActAct providesprovides forfor aa threethree tiertier systemsystem ofof redressalredressal agencies:
agencies: (1)
(1) DistrictDistrict levellevel knownknown asas DistrictDistrict Forum,Forum, (2)
(2) StateState levellevel knownknown asas 'State'State Commission',Commission', andand (3)
(3) NationalNational levellevel knownknown asas 'National'National Commission'.Commission'. A
A complaintcomplaint isis toto bebe mademade toto thethe districtdistrict forumforum ofof thethe concernedconcerned districtdistrict wherewhere thethe value
value ofof goodsgoods andand servicesservices andand compensation,compensation, ifif any,any, isis upup toto RsRs 2020 lakhs.lakhs.
A
A complaintcomplaint isis toto bebe mademade toto thethe 'State'State Commission'Commission' betweenbetween RsRs 2020 lakhslakhs andand RsRs 100
100 lakhs.lakhs.
A
A complaintcomplaint isis toto bebe mademade toto thethe NationalNational CommissionCommission forfor moremore thanthan RsRs 100100 lakhs.lakhs.
Interestingly,
Interestingly, therethere isis provisionprovision forfor appealsappeals againstagainst thethe ordersorders ofof aa particularparticular redessal
redessal forumforum byby thethe aggrievedaggrieved partyparty beforebefore thethe nextnext higherhigher echelonechelon andand eveneven from
from thethe findingsfindings ofof thethe NationalNational CommissionCommission beforebefore thethe SupremeSupreme Court.Court.
C
COONNSSUUMMEERR DDIISSPPUUTTEESSRREEDDRREESSSSALAL AAGGENENCCIIEESS
1)
1)
DDiissttrr
iicc
ttF
F
o
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u
u
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m
Co
Commpopossiittiioonnooff ttheheDDiissttrriiccttFFoorruum.m. ——
1.
1. EachEach DistrictDistrict ForumForum shallshall consistconsist of,—of,— (a)
(a) PPrreessiiddeenntt:: aa personperson whowho is,is, oror hashas been,been, oror isis qualifiedqualified toto bebe aa DistrictDistrict Judge, Judge,
who
who shallshall bebe itsits President;President;
((bb)) M M eemmbbeerr:: twotwo otherother members,members, oneone ofof whomwhom shallshall bebe aa woman,woman, whowho shallshall havehave the
the following following qualifications,qualifications, namely:—namely:—
21 21
((ii)) bbee notnot lessless thanthan thirty-fivethirty-five yearsyears ofof age,age, (ii)
(ii) PossessPossess aa bachelor'sbachelor's degreedegree fromfrom aa recognizedrecognized university,university, (iii)
(iii) bebe personspersons ofof ability,ability, integrityintegrity andand standing,standing, andand havehave adequateadequate knowledge and
knowledge and experienceexperience ofof atat leastleast tenten yearsyears inin dealing dealing withwith
p
prroobblleemmss rreellaattiinng g ttoo eeccoonnoommiiccss,, llaaww,, ccoommmmeerrccee,,
aaccccoouunnttaannccyy,, iinndduussttrryy,, ppuubblliicc aaffffaaiirrss oorr administration:
administration: Every
Every appointmentappointment underunder sub-sectionsub-section (I)(I) shallshall bebe mademade byby thethe StateState GovernmentGovernment on
on thethe recommendationrecommendation ofof aa selectionselection committeecommittee consisting consisting ofof thethe following,following, namely:—
namely:— (i)
(i) TheThe PresidentPresident ofof thethe StateState CCoommmmiissssiioonn —— Chairman.Chairman. (ii)
(ii) Secretary,Secretary, LawLaw DepartmentDepartment ofof thethe SSttaattee —— Member.Member. (iii)
(iii) SecretarySecretary inin chargecharge ofof thethe DepartmentDepartment dealing dealing withwith Consumer
Consumer affairsaffairs inin thethe SSttaattee —— Member.Member.
2.
2. EveryEvery membermember ofof thethe DistrictDistrict ForumForum shallshall holdhold officeoffice forfor aa termterm ofof fivefive yearsyears oror up
up toto thethe ageage ofof sixty-fivesixty-five years,years, whicheverwhichever isis earlier:earlier:
J
Juurriissddiiccttiioonn ooff ttheheDDiissttrriiccttFFoorruum.—m.—
1.
1. MMoonenettaarry: Districty: District ForumForum shallshall havehave jurisdictionjurisdiction toto entertainentertain complaintscomplaints wherewhere
the
the valuevalue ofof thethe goodsgoods oror servicesservices andand thethe compensation,compensation, ifif any,any, claimedclaimed ''does''does not
not exceedexceed rupeesrupees ttwwenenttyyllaakkhhss.. 2.
2. TTeerrrriittoorriiaall:: AA complaintcomplaint shallshall bebe institutedinstituted inin aa DistrictDistrict ForumForum withinwithin thethe locallocal limits
limits ofof whosewhose jurisdiction,—jurisdiction,—
aa )) TheThe oppositeopposite partyparty oror eacheach ofof thethe oppositeopposite partiesparties ,actually ,actually andand voluntarilyvoluntarily resides
resides b
b)) AnyAny ofof thethe oppositeopposite parties,parties, wherewhere therethere areare moremore thanthan one,one, atat thethe timetime ofof the institution
the institution ofof thethe complaint,complaint, actuallyactually andand voluntarilyvoluntarily resides,inresides,in suchsuch cases, either
cases, either thethe permissionpermission ofof thethe DistrictDistrict ForumForum isis givengiven oror thethe consent
consent ofof the oppositethe opposite partyparty isis necessary.necessary. c)
c) IfIf thethe disputedispute isis pending pending thethe civilcivil court,thecourt,the consumerconsumer forumforum hashas nono jurisdictionjurisdiction to
to entertainentertain thethe same.same.
22 22