Turnkey POS Solution for the Next Generation Merchant Services

Smart PO S terminal QR-c ode payments

Turnkey POS Solution

for the Next Generation

Merchant Services

On land payment infrastructure accompanied

by the multi-banking payment gateway

for banks and financial institutions

including both the best in class

hardware and bespoke software

@paymobtech #paymob

As one of the world’s leading innovative service company provides financial

institutions with an ability to accept bank cards payments organizations and one of the world’s top influencers to modern payments projects, PayMob is committed to fostering the collaborative effort required to transform how people, governments and businesses transact and interact with payments.

PayMob provides clients with the consulting and systems integration capabilities to design and rapidly adopt multi-channel payment gateway,

Smart POS and the latest Soft POS solutions.

How PayMob

can help

PayMob helps clients

leverage the global scale, business domain expertise, and deep payments integration experience required for the application of these technologies.

PayMob at a Glance

PayMob is an innovative service provider unlock an ability to accept credit cards anywhere in the world. We also, provide universal access to international payment systems: VISA, MasterCard, Alipay, American Express etc. with very flexible, practical, intuitive and reliable functional. The service allows you to accept

payments by VISA, Master cards, using a mobile terminal and free application, available for iOS and Android devices. PayMob is an experienced IT firm founded in 2011 and focuses on card payment services, bank processing systems,mobile devices and payment terminals.

The team counts 80 software engineers and PhDs. Over 350,000 POS machines connected to own in-house processing software in 29 banks across 20

countries. The company develops innovative products that meet all international security standards for electronic payment. PayMob's innovative product is known for its integrated platform for mobile

commerce and banking services using a customised app. The solution is certified by major payment systems and the biggest processing solutions Tieto, OpenWay, BASE24, Compass Plus, OpenWay, SmartVista,

D8 Corporation, etc. Product list: Multi-channel payment gateway Merchant Portal Hardware Management with push updates

Soft POS - “Tap on Phone” mobile app

Online Fiscalization Platform

Smart POS terminals - Standalone All-in-One device Fiscal Memory Device Real-time Taxation Cloud

Pre-Host HSM Keys

Our unique selling proposition to the bank is the PayMob Smart POS, a turnkey solution includes both the best in class hardware and bespoke software solutions.

PayMob smart POS is an ideal solution for Banks who need a quick and

convenient method of non-cash and cash payments. Specific Processing Domestic Processing provider Third Party Processing (TPP)

BASE24; Compass Plus; OpenWay; Tieto; SmartVista etc

PayMob Multi-channel

Specific and QR payment system Domestic payment system International payment systems Payment interface tool + Web portal

Paymob Gateway

Certified to work with the following processing hosts:

POSLineISO8583

Interface TranzWareISO8583 Terminal Protocol TranzWarePOS Terminal Protocol

SmartVista front end ISO8583 POS Trickle Feed

PKK payment system

ISO 8583, Open Way POS dialect (Way4 Host) ISO 8583, OpenWayPOS dialect (for Transaction Switch)

Transmaster Interface Specification for POS Terminals based on ISO 8583:1993(E)

Gateway Architecture

Architecture illustrating its use to manage a network of POS interfaces combining the functions of a POS machine and Soft POS on a smartphone. The system allows you to use a single mobile device as a cash register and POS machine for accepting bank cards and QR code payments. Merchant Web portal Soft POS SmartPOS PayMob WP PayMob TMS PayMob Core HSM Key management Card Processing PayMob ADM Terminal monitoring

PayMob Smart POS

solution architecture

The system also expands the standart functionality on EFTPOS terminals by implementing additional features and lowering hardware and service infrastructure operating cost - thus increasing revenue. The Paymob Payment Gateway solution was developed in comliance with international payment system

requirements for servicing chip-based, contactless and other types of cards.

The solution meets international card security standarts such as PCI PA DSS, PCI-DSS Level 1 and Visa PIN Security Program. The software solution is P2PE compliant, which greatly simplifies the process of DCI DSS Level 1 certification for merchants.

Firewall

The PayMob system is a complete

solution for the customer’s implementation of the in-house project of fiscalization and acquisition using combination

devices, including for accepting payments using QR codes, as well as Soft POS.

PayMob.App

Application interface a Smart POS, mPOS or Soft POS PayMob.Lib API library PayMob.FC Fiscal core PayMob.mCassa User cash register application. PayMob.SRV Server component of the system. PayMob.Adm Admin panel PayMob.WP Personal account PayMob.KLD Keying System

Main system

functionality

Paymob Gateway solution provides wide range of opposrtunities for

optimizing workflows of PSP companies that deploy and support acquirer

equipment networks.

Centralized management of the device fleet

The solution allows remotely managing a fleet of various

devices, configuring and installing software on EFTPOS terminals. Integrated monitoring in real time

The system collects and displays information about the operating status of each EFTPOS terminal in the network as well as software and device parameters, monitors the intensity of the transaction flow, collects detailed information on each payment made, and much more within one platform.

Decentralization of EFTPOS terminals distribution

The solution allows distributing devices to regional servicing and storing facilities. This simplifies and speeds up the process of installing and replacing merchant terminals and reduces logistics costs. Multibanking feature

support

Transaction routing to various acquiring banks depending on the card BIN and other parameters, which allows to conduct transactions from one physical terminal through different financial and non-financial processing centers.

Multimerchant function support

The system allows making payments from one physical device on behalf of several merchants or sending transactions to different accounts of the same merchant.

Main system

functionality

Analytical reporting

The solution supports exporting of valuable EFTPOS terminal operation and transaction data in the form of visual reports.

Transaction flow recognition

Each transaction in the general flow can be identified by different characteristics for subsequent logical separation.

Multihosting support

Paymob Gateway allows the delivery of various types of transactions to different processing centers and other. Work with equipment from different manifacturers

Paymob Gateway is a vendor-agnostic solution, if the device fleet consists of EFTPOS terminals of different manufacturers. Multimerchant EFTPOS terminal Paymob Gateway Multihosting Multibanking Merchants bank accounts

Paymob Gateway

Smart POS functionality

Supports different card types from most international payment systems

Software adaptation for servicing various local payment systems including national payment systems Ability to set closing time for payment terminals automatically ot manually Ability to set unique receipt templates (Acquirer or service provider logos and additional information)

Supports different EFTPOS terminal types and models from various manufacturers Carries out various types of financial and non-financial transactions Multimerchant support

Card holder

language support

The merchant receipt is printed in the language, set by the bank, and the clients receipt is printed in the language suggeste by the card chip

POS

integration

Reducing the likelihood of errors in cashier’s operation

Reducing costs of card servicing solutions Reducing time needed for servicing clients

Various operating systems support

Communication of EFTPOS terminal software and cash register software through specialized protocols to ensure adequate customer servicing (preventing cases of double deduction or non-deduction of customer funds

Ability to carry out banking and non-banking operations through a single payment terminal

Merchant

dashboard

All transactional data in one place

Card transaction, QR payments cash transaction

All merchant business in one view

Paymob- merchant web-portal

Merchant’s dashboard

features

Integration with data sources

Independent from the processing systems, does not require a permanent connection

Adoptive integration at the level of the POS-terminals/host/ payment gateways

Integration with multiple systems Electronic slips on operations can be stored Electronic slips on operations can be stored

Integration with Merchant’s systems Uploading the product catalog into system Merchant accounting system Translating merchant’s data

Integration with banking systems of back-office

Integration with Core Banking Systems Integration with Card processing systems

Integration with loyalty programs and bonus systems

Integration with the loyalty program and bonuses calculation Bonus cards

accounting

Flexible configuration of bonus points withdrawal rules

PayMob POS terminals already have been certified with the latest security standard such as EMV, and PCI PTS. We specialize in meeting customer's demands with our wide selection of products. We have dedicated software support that helps end-users with installation up to

troubleshooting applications. If network security is your concern, know that our devices are armed with the latest stone wall, security with cutting edge

encryption algorithms.

So distribute with assurance knowing that our product come with reasonable pricing and ready to tackle all your clients' demands.

All-in-One Smart POS

device with addons

Standalone All-in-One Smart POS Machine

Accepts:

Contactless, Swipe, Chip+PIN, QR payments Connectivity:

Dual 4G SIM + WiFi Battery:

Battery allows 8 hours uptime work

PIN-on-Glass or physical PIN pad Signature pad QR and Barcode scanner Fiscal Memory Device GPS Tracker Thermal Receipt Printer Docking Station

Soft POS “Tap on Phone”

Mobile App

Turn a smartphone into a POS machine

Convert any modern android-based smartphone with an NFC into a

Point-of-Sale machine to perform contactless and QR payments PIN-on-Glass Signature QR and Barcode scanner Electronic Receipts or Bluetooth Printer GPS Tracker Benefits Of signing on to PayMob POS

The best solution for your retail outlet

The solution comprises of a POS terminal in the frontend and material managment features in the backend

Easy to handle

User friendly and powerful; You do not need to spend days to learning how it works. Additionally, it is based on a single system interface for frontend and backend operations

Scale up as you go

Our POS module can be modified and upgraded with other apps in a way that works best for your business. It provides seamless integration with your material man management and more over, it could be used on cloud servers

Use on any device

Works on all devices (PC, tablets, mobiles...), operating systems (cross platforms solution) Striking UI for a never-bofore user experience

Full-scale Online

Fiscalization System

The key user of the system is the owner who has a certain number of legal entities, e.g. companies, and a certain number of users with distributed roles.

Connecting customers to the system requires a conclusion of an

agreement performed by filling out the agreement details in the admin dashboard. Once the agreement is created, it is possible to set up cash registers in the system.

The system can determine a cash register upon the first request and fill out the details without user participation. Some cash register details, such as the serial number, the number of the fiscal memory device, and the enterprise number of the register can also be added manually. Each cash register is first linked to the point specified in the system.

Why choose

PayMob Smart POS?

The solution can be deployed in-house or "in the cloud“ The most advantage solution supporting SmartPos, mPos, SmartBox in one gateway.

The working interfaces for different processing systems An open platform that allows to build and install your own applications, on smartPos The only comprehensive solution

including all the required components for the launch on turnkey basis of any scale and complexity.

Open payment

and fiscalization Cash register software as an option.

Our corporate

customers

Russia

Belorussia

Ukraine

_Kazakhstan

Turkmenistan

Georgia

Kyrgyzstan

Ghana

Nigeria

Kenya

United

Kingdom

UAE

London, United Kingdom

+44 7751 471779

Kemp House, 160 City Road, London, United Kingdom, EC1V 2NX

Accra, Ghana

+223 24 588 1895

Close Kingsbridge Royale, American house, East Legon, Ayawaso, Accar, Ghana Moscow, Russia +7 495 650 23 53 Office 217, 8 Tvardovskogo St. 123458 Dubai, UAE +44 7751 471779

Dubai International Financial Centre, Sheikh Zayed Rd, Dubai, United Arab Emirates

@paymobtech #paymob