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IBHS Roofing Research

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IBHS Roofing Research

ARMA Steep Slope Committee Meeting

August 14, 2013 Tanya M. Brown, PhD

South Carolina Wind and Hail Underwriting Association Research Engineer

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Large Test Chamber

145 ft W x 145 ft L x 70 ft H test chamber

60 ft W x 30 ft H wind inlet

105 fans, each with 350 hp motors

Enough power for 9,000 homes

Flow volume = 20 X GREATER THANNiagara Falls

High-definition cameras & TV lighting

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Recreating Mother Nature in the Lab

Wind Data Gathered in

Field During Disasters Engineers Use Data to Recreate

Actual Wind Scenarios in Lab

105 Fans Bring Scenarios to Life

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IBHS Research Center Results

Gain a better understanding of:

• The risks themselves through field work and environmental

analysis

• The real-world impact through damage surveys and claims

analysis

• The existing test methods and their true applicability to actual

performance

• Cosmetic vs. functional damage through full-scale testing • Repair methodologies through full-scale testing after aging • Effects of long-term aging on various materials

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IBHS Research Center Hail Projects

Field Work: Hail Events & Characteristics

Making Realistic Hailstones

Lab Work: Hail Damage to Roof & Building

Components Small-Lab Testing &

Full-Scale Testing Analysis: Correlate

Radar & Ground Hail Observations

Collaborative Result: Improved Estimates

of Hail Events

Analysis: Correlate Damage with Hail Event Characteristics

Closed Claim

Studies Aging Studies

Goal: Improved Prediction of Hail

Risk & Losses

Goal: Improved Performance of Building Products Collaborative Result: Improved Product Performance Standards Collaborative Result: New / Improved Hail Impact Test Methods

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Hailstone Characteristics Field Project

Collect scientific

information on the

properties of severe

hailstones:

1. Size

2. Mass

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Hailstone Characteristics Field Project

Develop relationships

between hailstone

characteristics and

environmental/radar

data

Coordinated field

deployment

Project domain:

Northern, Central and

Southern Plains

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Hailstone Characteristics Field Project

May 25-June 8, 2012 May 16-22, 2013 May 30-June 5, 2013

15 datasets 33 datasets 6 datasets

9 storms 8 storms 4 storms

7 days 4 days 3 days

0.16 in. - 3.05 in. sizes 0.04 in. – 1.89 in. sizes 0.28 in.– 4.21 in. sizes 9 psi - 620 psi

compressive stress

1 psi – 673 psi

compressive stress

8 psi – 1097 psi compressive stress

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Making Realistic Hailstones

Density

• Artificial hailstones—varies from

0.45-1.1 g/cm3

• Natural hailstones—varies from

0.1-0.9 g/cm3 (historical studies)

Compressive Stress

• Artificial hailstones—varies from

3-308 psi

• Natural hailstones — 1-1097 psi

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Full-Scale Impact Testing

• 12 hail “pods” on upper

catwalk

- Computer-controlled firing system

- Fully-controllable shooting speeds - Fully-controllable

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Full-Scale Impact Testing

• 3 sizes:

- 1 in. - 1.5 in. - 2 in.

• Adaptable for different

sizes

• Structural vs. Aesthetic

Damage

• Repair vs. Replace

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Full-Scale Impact Testing

Comparison of performance of

shingle types

- Impact-rated (Class 4)

architectural asphalt shingles - Non-rated 3-tab asphalt shingles - Metal panel: two installation

types

Soft metal materialsWindows and door

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Full-Scale Impact Testing

Test New & Aged Specimens

Repair & Replace Methodologies

Test against water intrusion Test against

water intrusion Age

Provide Guidance on Best Practices

Future

Research

(after

automatic

hailstone

production)

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Small-Lab Impact Testing

Systematic approach to

study:

1. Aging and climate effects

2. Materials—start with 3-tab and laminate asphalt shingles

3. IR vs. non-IR products

4. Structural vs. aesthetic damage 5. UL, FM, IBHS hailstone impacts 6. Material warranties

7. Roof pitch

Goal = Develop statistically based damage curves for size, density, and hardness of

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Aging Studies

Naturally age small roof specimens for

wind and hail testing for up to 20 years

Test at five-year increments

(baseline = new)

Multiple test panels for each age, north

and south facing

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Aging Studies

50 in. x 66 in. panels

- 2 north-facing - 2 south-facing

36 in. x 36 in. panels

- 1 north-facing - 1 south-facing

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Aging Studies

For all specimen panels, 5-minute sampling frequency of:

- Temperature of shingle surface at center of panel

- Temperature between shingles and underlayment at center of panel

- Temperature between underlayment and deck at center of panel

Six specimens with additional measurements:

- Temperature and relative humidity inside attic

- Shingle surface temperature measurements at rakes, eaves, and edges

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May 24, 2011 DFW Claims Study

Hailstorms caused more than $875 million in insured lossesClaims study comparing:

- Roofing material performance - Aging

- Relative difference in roofing damage vs. walls/windows/doors/trim damage

- Radar-estimated hail severity vs. claim severity

More than 67,000 policies in forceMore than 6,600 claims

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May 24, 2011 DFW Claims Study

Roof Damage 91.7% Other Damage 6.1% Wall Damage 0.9% Door Damage 0.1% Window Damage 1.3% Other 2.2%

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May 24, 2011 DFW Claims Study

3-tab comp / Arch Comp 79.19% Unknown 18.80% Metal 0.65% Tile 0.93% Wood 0.24% Slate 0.20% Other 2.02%

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May 24, 2011 DFW Claims Study

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May 24, 2011 DFW Claims Study

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Roofing Best-Practices Manuals

Partnership between RICOWI, IBHS, roofing industries (tile,

wood, metal, asphalt, single-ply)

Electronic guides with pictures, descriptions, links to

materials, videos

Intended audiences

- Roofing consultants - Roofing contractors

- Insurance agents and underwriters - Insurance claims adjusters

- Building code officials - Inspectors

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Roofing Best-Practices Manuals

Content

- General Product Information

- Standards and Codes—Wind, Fire, Hail, Seismic, Cold Climates

- Energy Efficiency

- Installation Guidelines

- Repair and Maintenance Guidelines

- Damage Issues—Wind, Fire, Hail, Seismic, Cold Climates - Industry Resources

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Questions?

Tanya Brown

References

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