First 10 transactions Transactions 11 to 50 Transactions 51 and above

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Your Tariff

This is our standard Tariff of charges for your accounts held at the UK Branch of Silicon Valley Bank. It sets out

the prices that we charge you for our most frequently used account services in the UK.

IF YOU HAVE ANY QUESTIONS ABOUT YOUR CHARGES, THIS TARIFF OR HOW WE WILL KEEP YOU INFORMED

(INCLUDING DETAILS OF HOW WE GIVE YOU NOTICES OF CHANGES IN OUR CHARGES), YOU CAN REFER

TO / CONTACT:

• Our Banking Terms and Conditions, which are available on www.svb.com/uk; • Your relationship manager; or

• Our Client Advisory Services team on 0800 023 1441 (or on +44 (0) 20 7367 7881 if calling from outside the UK).

SECTION A – STANDARD PAYMENT CHARGES

For accounts in GBP: £25 per account For accounts in Euros: €30 per account For accounts in US Dollars: $40 per account For accounts in Israeli Shekels: 150 ILS per account £20 each

£17.50 each £15 each First 10 transactions

Transactions 11 to 50 Transactions 51 and above First 50 transactions Transactions 51 to 100 Transactions 101 to 500 Transactions 501 and above Not applicable £2.50 each £2.00 each £1.75 each £1.50 each £0.50 per credit Banking Services Charge1

CHAPS (outgoing)

Faster Payments (outgoing)

Faster Payments (incoming)

Not applicable £1 per credit Not Applicable

SERVICE

TIERS (

if applicable

) CHARGE

CHAPS (incoming)

International Payments

(incoming) Not Applicable For accounts in GBP: £1 per credit_{For accounts in Euros: €1.25 per credit} For accounts in US Dollars: $1.50 per credit For accounts in Israeli Shekels: 6 ILS per credit

THE CHARGES IN THIS TARIFF HAVE BEEN DIVIDED INTO THE FOLLOWING SECTIONS ACCORDING TO THE TYPE

OF SERVICE TO WHICH THEY RELATE:

If we provide any other service to you which has a charge associated with it and that is not included on this Tariff, we will tell you what the charge is before we provide the service to you.

Section A – Standard Payment Charges: these are standard payment services relating to the day to day running of your account Section B – Other Charges: these are other services that you may use that are not already included within the Standard Payment Charges Section C – Outgoing International Payment Charges

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Your Tariff

SECTION A CONTINUED – STANDARD PAYMENT CHARGES

HOW OUR TIERED CHARGES ARE CALCULATED

We provide you with tiered charges across some of our Standard Payment Charges. The transactions are counted and the tiers are applied per account and on a monthly basis. At the end of each month, the transaction counts are reset to zero for the next month.

EXAMPLE

In January, you make 75 outgoing Faster Payments. The first 50 Faster Payments are charged at £2.50 per payment and the remaining 25 Faster Payments are charged at £2 per payment. At the end of the month, you would be notified that a total of £175 is due for Faster Payments during January, being £125 (50 x £2.50) plus £50 (25 x £2).

WHEN WE WILL CHARGE YOU FOR SERVICES IN OUR STANDARD PAYMENT CHARGES

Our billing cycle is monthly.

After the billing cycle ends, e.g. at the end of the calendar month, a billing notice will be provided to you setting out the services that you have used in that billing cycle and a calculation of the charges that are payable. You will receive a billing notice for each of your accounts. If you believe that there is an error in your billing notice, please contact us as soon as possible and in any event within the time limits specified in the Banking Terms and Conditions.

The total charge for the billing cycle will be debited from the account on which the services were used 21 calendar days after the billing cycle ends.

Please note charges for BACS payments made through our Bureau Services are charged quarterly.

1 _{The Banking Service Charge applies to each Current Plus Account or Foreign Currency Account that you hold. For example, if you hold two Current Plus Accounts}

your monthly Banking Services Charge would be £50 (£25 x 2)

2 _{This includes single BACS payments (including direct debits and standing orders) and also each individual item in a BACS file.}

SERVICE

TIERS (

if applicable

) CHARGE

Cheques paid out Cheques paid in Cash deposit

(carried out in a UK Branch) Bank Giro Credit

BACS file Not applicable Not applicable Not applicable Not applicable £1 per item £0.75 per item 1.5% calculated on the cash total deposited

Included within the BACS outgoing transaction count and charged at the applicable rate for the tier

£1 per pay in BACS (incoming) First 50 transactions

Transactions 51 to 100 Transactions 101 to 500 Transactions 501 and above

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Your Tariff

SECTION B – OTHER CHARGES

3_{For reasons other than lost or stolen.}

4_{For an investigation relating to an International Payment, CHAPS or Faster Payment.}

Status enquiry Cheque collections Special presentation

Mailing cheque books and paying in books to a non-UK address Duplicate Statement Stop payment for a cheque3

Returned cheque paid in Cheques returned unpaid Direct debits returned unpaid Investigation fee4

BACS recall BACS rejects BACS item trace BACS overlimit

Unauthorised overdraft fee (when your account is overdrawn without a pre-authorised overdraft as described in section 4.4 of our Banking Terms and Conditions)

Unauthorised overdraft interest rate (when your account is overdrawn without a pre-authorised overdraft as described in section 4.4 of our Banking Terms and Conditions) Charge Over Bank Account registration (when a charge is registered with Companies House)

£20 per response to a third party £35 each

£15 each £20 per item

£5 per page (subject to a £50 maximum charge per request) £10 each £10 each £35 each £35 each £25 per investigation £15 each £0.25 per item £50 per item requested £50 per occurrence

£30 per day the account is overdrawn without an agreed overdraft facility For accounts in Euros: €35 per day

For accounts in US Dollars: $50 per day For accounts in Israeli Shekels: 180 ILS per day

We will charge interest at a higher rate. Currently this rate is 20% per annum.

£15.00 per registration

SERVICE

CHARGE

WHEN WE WILL CHARGE YOU FOR SERVICES INCLUDED WITHIN OTHER CHARGES

Our Other Charges will be charged at the time that you use the service. If for any reason, any of these Other Charges change, we will notify you by updating the Other Charges section on the Tariff that is available on www.svb.com/uk in accordance with our

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Your Tariff

WHEN WE WILL CHARGE YOU FOR SERVICES IN OUR STANDARD PAYMENT CHARGES

Our billing cycle is monthly.

After the billing cycle ends, e.g. at the end of the calendar month, a billing notice will be provided to you setting out the services that you have used in that billing cycle and a calculation of the charges that are payable. You will receive a billing notice for each of your accounts. If you believe that there is an error in your billing notice, please contact us as soon as possible and in any event within the time limits specified in the Banking Terms and Conditions.

The total charge for the billing cycle will be debited from the account on which the services were used 21 calendar days after the billing cycle ends.

The charges for outgoing International Payments are only those which are charged by Silicon Valley Bank’s UK Branch. The beneficiary and / or correspondent bank involved may levy their charges. These charges apply to accounts held at the UK Branch only.

WHEN WE WILL CHARGE YOU FOR SERVICES INCLUDED WITHIN OTHER CHARGES

Our Other Charges will be charged at the time that you use the service. If for any reason, any of these Other Charges change, we will notify you by updating the Other Charges section on the Tariff that is available on www.svb.com/uk in accordance with our

Banking Terms and Conditions.

SECTION C – OUTGOING INTERNATIONAL PAYMENT CHARGES

GBP

Euros (Non SEPA) US Dollar Israeli Shekel £25 each €30 each $40 each 150 ILS

CHARGE

CURRENCY OF ACCOUNT TO BE DEBITED

SECTION D – SEPA CREDIT TRANSFER CHARGES

SERVICE

TIERS

CHARGE

SEPA Credit Transfer (outgoing) SEPA Credit Transfer (incoming)

First 25 transactions Transactions 26 to 50 Transactions 51 to 200 Transactions 201 and above First 25 transactions Transactions 26 to 50 Transactions 51 to 200 Transactions 201 and above

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Your Tariff

If you use GBP Business Debit Card outside the UK, you will be charged 2.99% transaction fee on payments and/or cash withdrawals by us. You may also be charged ATM and merchant fees by third parties.

If you use your Euro Business Debit Card outside the Euro currency zone, you will be charged a 2.99% transaction fee on payments and/or cash withdrawals by us. You may also be charged ATM and merchant fees by third parties.

SECTION F – BUSINESS DEBIT CARD CHARGES

SECTION E – BACS BUREAU SERVICE CHARGES

Application for a new credit payment(s) originator per Service User Number (SUN) Application for an additional credit payments SUN for a client that has an existing SUN BACS Recall

BACS Bureau Overlimit Fee

£200 £150

£40 For Credit file recalls, requests must be received by noon on Day 1 of BACS cycle

£50 per occurence

CHARGE

SERVICE

CURRENCY / CHARGE

BANKING

SERVICE

CHARGE

INTERNATIONAL

PAYMENTS

(INCOMING)

INTERNATIONAL

PAYMENTS

(OUTGOING)

OVERDRAFT

FEE

Australian Dollar (AUD) 50.00 2.00 50.00 60.00 Canadian Dollar (CAD) 40.00 2.00 40.00 45.00

Swiss Franc (CHF) 35.00 1.00 35.00 40.00

Chinese Yuan (CNY) 235.00 9.00 235.00 280.00 Danish Krone (DKK) 250.00 10.00 250.00 300.00 Hong Kong Dollar (HKD) 300.00 12.00 300.00 360.00 Israeli Shekel (ILS) 150.00 6.00 150.00 180.00

SECTION G – ADDITIONAL CURRENCIES

We offer a number of additional currency accounts. Below are our standard fees for each of these currency accounts. Rush Card Fee

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Your Tariff

WE OFFER ALL NEW CLIENTS TO THE UK BRANCH OF SILICON VALLEY BANK 90 DAYS BANKING WITH US

WHERE THE FOLLOWING TYPES OF CHARGES WILL NOT BE APPLIED:

• Standard Payment Charges – SECTION A

• Outgoing International Payment Charges – SECTION C • SEPA Credit Transfer Charges – SECTION D

The 90 day period starts from the date that your first account with us is opened.

SECTION H – FREE BANKING PERIOD

We look forward to welcoming you to Silicon Valley Bank in the UK.

IF WE PROVIDE ANY OTHER SERVICE TO YOU WHICH HAS A CHARGE ASSOCIATED WITH IT AND THAT IS NOT

INCLUDED IN THIS TARIFF, WE WILL TELL YOU WHAT THE CHARGE IS BEFORE WE PROVIDE IT TO YOU.

IF YOU HAVE ANY QUESTIONS ABOUT OUR CHARGES (INCLUDING DETAILS OF HOW WE GIVE YOU

NOTICE OF CHANGES TO OUR CHARGES),

YOU CAN REFER TO / CONTACT:

• Our Banking Terms and Conditions, which are available on www.svb.com\uk, and can be found in the ‘Managing Your Cash / Account Services’ section. • Your relationship manager; or

• Our Client Advisory Services team on 0800 023 1441 (or on +44 (0) 20 7367 7881 if calling from outside the UK).