MODERN WOODMEN OF AMERICA VARIABLE ANNUITY SUBACCOUNT PERFORMANCE

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Page 1 of 10

VAMWMW2002 All pages must be included.

International Options3

American Funds IS Global Small Cap - Class 14 _5/1/2015 _2.45 _42.83 _12.27 _13.97 _- _7.20 _24.40 _10.31 _9.99 _- _6.38

Fidelity VIP Overseas - Initial Class5 _5/1/2002 _-3.75 _19.41 _2.95 _6.76 _1.47 _3.85 _10.60 _3.02 _4.54 _2.10 _3.92

T. Rowe Price International Stock 5/1/2002 -0.77 22.78 3.92 8.21 1.87 2.16 9.48 2.93 5.78 1.80 2.06

American Funds IS New World - Class 14 _5/1/2015 _-1.25 _32.41 _6.30 _11.45 _- _5.37 _18.52 _6.34 _9.01 _- _5.19

American Funds IS Global Growth & Income - Class 14 _5/1/2015 _-2.22 _18.05 _3.60 _9.18 _- _4.31 _4.30 _4.28 _7.57 _- _4.29

Small Cap Options6

BNY Mellon VIF Opportunistic Small Cap7 _5/1/2002 _7.63 _43.28 _5.02 _12.66 _6.60 _2.05 _14.69 _0.70 _7.06 _5.97 _1.50

JPMorgan IT Small Cap Core - Class 18 _5/1/2002 _10.08 _41.93 _7.60 _12.77 _7.86 _7.28 _8.75 _2.77 _7.14 _7.25 _6.62

Calvert VP Russell 2000 Small Cap Index9 _5/1/2002 _7.94 _44.13 _9.47 _13.19 _7.00 _5.61 _14.45 _4.97 _8.48 _6.44 _5.05

Mid Cap Options6

Fidelity VIP Real Estate - Initial Class5 _5/1/2007 _-1.06 _-2.52 _2.81 _0.55 _2.85 _-0.87 _-10.60 _-1.93 _-1.00 _3.69 _-1.02

Fidelity VIP Mid Cap - Service Class 25 _5/1/2002 _3.93 _36.25 _4.33 _9.66 _5.20 _6.72 _12.75 _2.40 _6.27 _4.87 _6.39

Calvert VP S&P MidCap 400 Index9 _5/1/2002 _4.89 _33.39 _6.76 _10.46 _7.09 _6.26 _8.41 _3.26 _7.59 _6.99 _5.87

American Century VP Capital Appreciation 5/1/2002 0.76 49.75 17.79 16.75 8.96 6.12 36.28 17.08 13.32 8.98 5.96

JPMorgan IT Mid Cap Value8 _5/1/2002 _3.90 _16.83 _2.30 _5.99 _6.66 _6.29 _-3.99 _-0.78 _3.52 _6.43 _5.96

American Century VP Mid Cap Value 5/1/2006 1.22 14.68 1.74 6.69 6.40 5.13 -3.18 -0.27 5.02 6.46 4.88

T. Rowe Price Mid-Cap Growth 5/1/2002 -1.42 31.07 11.24 13.81 9.96 10.33 18.43 11.80 11.51 10.55 10.32

Large Cap Options

Fidelity VIP Energy - Service Class 25 _5/1/2015 _21.53 _7.56 _-13.45 _-4.76 _- _-12.47 _-35.80 _-22.00 _-10.36 _- _-16.19

T. Rowe Price Health Sciences 5/1/2015 -2.72 33.73 13.10 13.18 - 7.09 24.00 14.09 9.15 - 7.23

Calvert VP Nasdaq - 100 Index9 _5/1/2002 _-3.02 _46.49 _18.89 _21.37 _15.30 _9.55 _41.80 _21.66 _18.88 _15.97 _9.64

T. Rowe Price New America Growth 5/1/2002 0.45 48.45 18.86 21.05 12.81 9.49 38.11 20.13 17.05 13.12 9.37

Fidelity VIP Growth - Initial Class5 _5/1/2002 _-0.81 _45.08 _18.01 _19.71 _12.58 _8.07 _37.65 _19.25 _16.54 _13.14 _8.01

American Century VP Ultra® 5/1/2002 -3.88 47.08 18.63 20.24 13.07 5.43 43.35 21.36 18.14 13.75 5.52

American Funds IS Growth - Class 24 _5/1/2015 _-1.34 _51.83 _19.08 _20.95 _- _14.91 _45.48 _20.34 _18.02 _- _15.00

American Funds IS Managed Growth - Class P14 _5/1/2015 _-2.54 _28.25 _11.61 _13.18 _- _8.37 _26.71 _12.31 _11.30 _- _8.52

Fidelity VIP Growth & Income - Initial Class5 _5/1/2002 _2.12 _22.54 _5.83 _10.10 _7.67 _3.77 _3.17 _3.69 _7.20 _7.68 _3.52

Fidelity VIP Contrafund® - Initial Class5 _5/1/2002 _-3.04 _29.93 _11.37 _13.63 _8.70 _6.59 _24.90 _12.07 _11.52 _9.36 _6.65

BNY Mellon VIF Growth & Income7 _5/1/2002 _1.43 _36.30 _11.21 _13.46 _9.19 _3.87 _19.23 _10.33 _10.51 _9.42 _3.65

T. Rowe Price Equity Income 5/1/2002 2.81 18.10 2.32 7.92 5.07 2.86 -3.21 0.32 5.54 5.14 2.56

Fidelity VIP Index 500 - Initial Class5 _5/1/2002 _-1.56 _25.45 _9.10 _12.31 _9.28 _4.62 _13.11 _9.13 _10.58 _9.78 _4.58

BNY Mellon Sustainable U.S. Equity Portfolio - Service Shares 5/1/2002 -2.07 26.66 11.61 12.01 8.06 5.19 18.48 11.53 10.28 8.53 5.18

American Funds IS Growth & Income - Class 24 _5/1/2015 _-1.40 _20.86 _6.39 _11.45 _- _6.98 _8.62 _7.24 _9.48 _- _6.87

American Funds IS Managed Growth & Income - Class P14 _5/1/2015 _-2.45 _11.51 _3.57 _7.22 _- _3.46 _5.08 _4.05 _6.10 _- _3.45

BNY Mellon VIF Appreciation7 _5/1/2002 _-3.72 _26.94 _10.69 _13.03 _7.97 _5.27 _18.32 _11.15 _12.00 _8.56 _5.36

American Funds IS Capital Income Builder - Class 14 _5/1/2015 _-1.79 _8.13 _1.38 _2.59 _- _-0.12 _0.10 _0.18 _1.81 _- _-0.34

Fixed Income Option

American Funds IS Capital World Bond Fund - Class 24 _5/1/2015 _-6.15 _0.69 _-0.66 _-0.61 _- _-1.73 _5.13 _0.67 _0.48 _- _-1.20

Fidelity VIP High Income - Service Class 25 _5/1/2002 _-3.37 _-0.03 _-0.15 _2.77 _0.50 _3.44 _-2.02 _-0.36 _2.29 _0.87 _3.49

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Average Annual Returns without Surrender Charges

1

Month End 2/28/2021 Quarter Ended 12/31/2020

Objective/Portfolio

Subacct Inception

Date YTD2 _{1 Year 3 Year 5 Year 10 Year} _{Inception 1 Year 3 Year 5 Year 10 Year}Subacct _InceptionSubacct

Cash Equivalent Option

Federated Hermes Government Money Fund II - Service Shares 10,11 5/1/2002 -3.21 -4.30 -3.48 -3.94 -4.75 -4.78 -4.14 -3.45 -3.95 -4.75 -4.81 7-Day Current Yield: -1.39%

7-Day SEC Effective Yield: -1.38%

An investment in the Federated Government Money Fund II subaccount is neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any government agency. Although the subaccount seeks to preserve the value of your

investment at $1.00 per share, it is possible to lose money by investing in the subaccount

Balanced Options

Federated Hermes Managed Volatility Fund II - Primary Shares 5/1/2002 -1.29 3.42 0.19 4.16 2.50 3.00 -3.45 -1.09 2.72 2.66 2.93

T. Rowe Price Moderate Allocation Portfolio 5/1/2002 -1.61 16.63 4.60 7.09 4.17 3.73 9.57 4.40 5.68 4.47 3.68

Life Cycle Options

Fidelity VIP Freedom 2050 - Initial Class5 _5/1/2015 _-0.86 _25.79 _7.18 _10.54 _- _5.44 _14.10 _6.41 _8.17 _- _5.19

Fidelity VIP Freedom 2030 - Initial Class5 _5/1/2006 _-1.95 _18.69 _5.89 _8.91 _4.85 _3.09 _11.82 _5.40 _7.01 _5.20 _3.05

Performance data shown represents past performance and does not guarantee future results. The investment return and principal value of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Current performance may be higher or lower than the performance data quoted. To obtain performance data current to the most recent month-end, please contact (866) 628-6776.

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Page 3 of 10

American Funds IS Global Small Cap - Class 14 _5/1/2015 _-4.97 _32.18 _10.14 _13.11 _- _6.68 _15.23 _8.23 _9.17 _- _5.84

American Funds IS New World - Class 14 _5/1/2015 _-8.37 _22.59 _4.30 _10.61 _- _4.86 _9.81 _4.35 _8.20 _- _4.67

American Funds IS Global Growth & Income - Class 14 _5/1/2015 _-9.27 _9.38 _1.67 _8.36 _- _3.81 _-3.27 _2.35 _6.78 _- _3.77

BNY Mellon VIF Opportunistic Small Cap7 _5/1/2002 _-0.21 _32.60 _3.02 _11.80 _6.60 _2.05 _6.29 _-1.18 _6.27 _5.97 _1.50

Fidelity VIP Real Estate - Initial Class5 _5/1/2007 _-8.20 _-9.54 _0.93 _-0.19 _2.85 _-0.87 _-16.98 _-3.71 _-1.71 _3.69 _-1.02

Fidelity VIP Mid Cap - Service Class 25 _5/1/2002 _-3.61 _26.12 _2.36 _8.84 _5.20 _6.72 _4.51 _0.50 _5.48 _4.87 _6.39

Calvert VP S&P MidCap 400 Index9 _5/1/2002 _-2.73 _23.49 _4.75 _9.63 _7.09 _6.26 _0.51 _1.35 _6.79 _6.99 _5.87

American Century VP Capital Appreciation 5/1/2002 -6.53 38.55 15.55 15.86 8.96 6.12 26.15 14.86 12.46 8.98 5.96

JPMorgan IT Mid Cap Value8 _5/1/2002 _-3.64 _8.26 _0.39 _5.20 _6.66 _6.29 _-10.89 _-2.60 _2.77 _6.43 _5.96

American Century VP Mid Cap Value 5/1/2006 -6.10 6.28 -0.16 5.90 6.40 5.13 -10.15 -2.10 4.26 6.46 4.88

Fidelity VIP Energy - Service Class 25 _5/1/2015 _12.59 _-0.27 _-15.06 _-5.47 _- _-12.90 _-40.16 _-23.35 _-10.98 _- _-16.60

T. Rowe Price Health Sciences 5/1/2015 -9.73 23.81 10.96 12.33 - 6.57 14.85 11.95 8.34 - 6.70

Calvert VP Nasdaq - 100 Index9 _5/1/2002 _-10.00 _35.55 _16.62 _20.45 _15.30 _9.55 _31.23 _19.35 _17.98 _15.97 _9.64

T. Rowe Price New America Growth 5/1/2002 -6.81 37.35 16.59 20.13 12.81 9.49 27.84 17.86 16.16 13.12 9.37

American Funds IS Growth - Class 24 _5/1/2015 _-8.46 _40.46 _16.81 _20.03 _- _14.35 _34.62 _18.05 _17.12 _- _14.43

Fidelity VIP Growth & Income - Initial Class5 _5/1/2002 _-5.28 _13.52 _3.84 _9.28 _7.67 _3.77 _-4.31 _1.78 _6.41 _7.68 _3.52

BNY Mellon VIF Growth & Income7 _5/1/2002 _-5.91 _26.17 _9.10 _12.60 _9.19 _3.87 _10.46 _8.27 _9.68 _9.42 _3.65

T. Rowe Price Equity Income 5/1/2002 -4.64 9.43 0.40 7.12 5.07 2.86 -10.18 -1.52 4.77 5.14 2.56

American Funds IS Growth & Income - Class 24 _5/1/2015 _-8.52 _11.97 _4.40 _10.62 _- _6.47 _0.71 _5.25 _8.67 _- _6.35

American Funds IS Managed Growth & Income - Class P14 _5/1/2015 _-9.48 _3.36 _1.64 _6.43 _- _2.96 _-2.55 _2.13 _5.31 _- _2.94

American Funds IS Capital Income Builder - Class 14 _5/1/2015 _-8.87 _0.26 _-0.50 _1.83 _- _-0.60 _-7.13 _-1.67 _1.06 _- _-0.83

American Funds IS Capital World Bond Fund - Class 24 _5/1/2015 _-12.88 _-6.59 _-2.49 _-1.34 _- _-2.19 _-2.50 _-1.20 _-0.26 _- _-1.68

Federated Hermes Quality Bond Fund II - Primary Shares 7/18/2011 -11.01 -7.07 -0.72 -0.68 - -1.02 -4.07 -0.95 -0.45 - -0.91

Federated Hermes Government Money Fund II - Service Shares 10,11 5/1/2002 -10.18 -11.18 -5.25 -4.64 -4.75 -4.78 -11.04 -5.22 -4.65 -4.75 -4.81 An investment in the Federated Government Money Fund II subaccount is neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any government agency. Although the subaccount seeks to preserve the value of your

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Average Annual Returns with Surrender Charges

10

Subacct Inception

Date YTD2 _{1 Year 3 Year 5 Year 10 Year} _InceptionSubacct _{1 Year 3 Year 5 Year 10 Year} _InceptionSubacct

Federated Hermes Managed Volatility Fund II - Primary Shares 5/1/2002 -8.41 -4.08 -1.66 3.39 2.50 3.00 -10.40 -2.90 1.97 2.66 2.93

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Page 5 of 10

different governmental regulations, economic conditions and accounting standards.

(4) IS represents American Funds Insurance Series.

(5) Fidelity Investments is a registered trademark of FMR Corp. VIP represents Fidelity Variable Insurance Products Fund.

(6) Aggressive growth portfolios containing medium-sized and small-company stocks may be more volatile or more subject to erratic market movements than those

portfolios containing stocks of larger, more established corporations.

(7) VIF represents BNY Mellon Variable Investment Fund.

(8) IT Represents JP Morgan Insurance Trust.

(9) VP represents Calvert Variable Products.

(10) Average Annual Returns with Surrender Charge assumes a surrender charge was applied for the given time period.

The performance figures shown are net of respective fund investment management fees, mortality and expense risk charges of 1.40% and the $30

annual administrative charge. The Average Annual Returns with surrender charge reflects the variable annuity's maximum surrender charge of 8% of

amount withdrawn, not exceeding 9% of the total premiums paid. A 10% Federal penalty tax on certain withdrawals of earnings before age 59 1/2 may

be applied. The returns are historical and include the change in unit price and the automatic reinvestment of dividends and capital gains assuming an

initial $1,000 investment. If the initial investment is less than $1,000, the returns could be lower.

Variable product subaccounts are subject to market risk and possible loss of principal. This and other important information is contained in the prospectus,

which can be obtained from a Registered Representative and should be read carefully before you invest or pay money. Investors should consider the investment

objectives, risks, charges and expenses carefully before investing.

Declared Interest Option:

_{Current DIO Rate}

_{Guaranteed DIO Rate}

Certificates

Issued During

Month

Currently Earn

Certificates

Issued During

Month/Year

Are Guaranteed

February

1.00%

February 2021

1.00%

March

1.00%

March 2021

1.00%

April

1.00%

April 2021

1.00%

.

*The Declared Interest Option guarantees a minimum rate of return for the Variable Annuity backed by the claims-paying ability of Modern Woodmen of America.

The current rate of return is declared by the Board of Directors and may change at any time. If a certificate has a Guaranteed DIO rate than is higher than the

Current DIO rate shown above, the certificate is credited the Guaranteed DIO rate.

The DIO may not be available in all states.

Securities Products and Services Offered By:

MWA Financial Services Inc. @, 1701 First Avenue, PO Box 4116, Rock Island, IL 61204 (866) 628-6776

Principal Underwriter:

MWA Financial Services Inc. @, 1701 First Avenue, PO Box 4116, Rock Island, IL 61204 (866) 628-6776

Issuing Life Insurance Provider:

Modern Woodmen of America, 1701 First Avenue, Rock Island, IL 61201 (800) 447-9811 www.modern-woodmen.org

@ MWA Financial Services Inc. is a wholly owned subsidiary of Modern Woodmen of America.

This report must be preceded or accompanied by a current prospectus

Performance data shown represents past performance and does not guarantee future results. The investment return and principal value of an

investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Current performance may be

higher or lower than the performance data quoted. To obtain performance data current to the most recent month-end, please contact (866) 628-6776.

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Average Annual Returns without Surrender Charges

1

Fund Inception

Date YTD2 _{1 Year 3 Year 5 Year 10 Year} _{Inception 1 Year 3 Year 5 Year 10 Year}Fund _InceptionFund

American Funds IS Global Small Cap - Class 14 _4/30/1998 _2.45 _42.83 _12.27 _13.97 _5.83 _7.48 _24.40 _10.31 _9.99 _4.97 _7.28

American Funds IS New World - Class 14 _6/17/1999 _-1.25 _32.41 _6.30 _11.45 _2.27 _5.55 _18.52 _6.34 _9.01 _1.80 _5.51

American Funds IS Global Growth & Income - Class 14 _5/1/2006 _-2.22 _18.05 _3.60 _9.18 _5.36 _3.07 _4.30 _4.28 _7.57 _5.57 _3.05

BNY Mellon VIF Opportunistic Small Cap7 _8/31/1990 _7.63 _43.28 _5.02 _12.66 _6.60 _12.99 _14.69 _0.70 _7.06 _5.97 _12.68

Fidelity VIP Real Estate - Initial Class5 _11/6/2002 _-1.06 _-2.52 _2.81 _0.55 _2.85 _6.49 _-10.60 _-1.93 _-1.00 _3.69 _6.43

Fidelity VIP Mid Cap - Service Class 25 _12/28/1998 _3.93 _36.25 _4.33 _9.66 _5.20 _9.40 _12.75 _2.40 _6.27 _4.87 _9.15

Calvert VP S&P MidCap 400 Index9 _5/3/1999 _4.89 _33.39 _6.76 _10.46 _7.09 _6.59 _8.41 _3.26 _7.59 _6.99 _6.26

American Century VP Capital Appreciation 10/5/2001 0.76 49.75 17.79 16.75 8.96 5.87 36.28 17.08 13.32 8.98 5.71

JPMorgan IT Mid Cap Value8 _9/28/2001 _3.90 _16.83 _2.30 _5.99 _6.66 _7.18 _-3.99 _-0.78 _3.52 _6.43 _6.86

American Century VP Mid Cap Value 12/1/2004 1.22 14.68 1.74 6.69 6.40 5.86 -3.18 -0.27 5.02 6.46 5.73

Fidelity VIP Energy - Service Class 25 _7/19/2001 _21.53 _7.56 _-13.45 _-4.76 _-9.63 _-0.10 _-35.80 _-22.00 _-10.36 _-9.66 _-1.25

T. Rowe Price Health Sciences 12/29/2000 -2.72 33.73 13.10 13.18 15.92 7.76 24.00 14.09 9.15 16.60 7.85

Calvert VP Nasdaq - 100 Index9 _4/27/2000 _-3.02 _46.49 _18.89 _21.37 _15.30 _-100.00 _41.80 _21.66 _18.88 _15.97 _-100.00

T. Rowe Price New America Growth 3/31/1994 0.45 48.45 18.86 21.05 12.81 9.00 38.11 20.13 17.05 13.12 8.91

American Funds IS Growth - Class 24 _4/30/1997 _-1.34 _51.83 _19.08 _20.95 _12.09 _9.69 _45.48 _20.34 _18.02 _12.61 _9.68

Fidelity VIP Growth & Income - Initial Class5 _12/31/1996 _2.12 _22.54 _5.83 _10.10 _7.67 _4.38 _3.17 _3.69 _7.20 _7.68 _4.24

BNY Mellon VIF Growth & Income7 _5/2/1994 _1.43 _36.30 _11.21 _13.46 _9.19 _6.51 _19.23 _10.33 _10.51 _9.42 _6.37

T. Rowe Price Equity Income 3/31/1994 2.81 18.10 2.32 7.92 5.07 6.32 -3.21 0.32 5.54 5.14 6.13

American Funds IS Growth & Income - Class 24 _4/30/1997 _-1.40 _20.86 _6.39 _11.45 _8.41 _5.72 _8.62 _7.24 _9.48 _8.70 _5.68

American Funds IS Managed Growth & Income - Class P14 _5/1/2013 _-2.45 _11.51 _3.57 _7.22 _- _4.62 _5.08 _4.05 _6.10 _- _4.64

American Funds IS Capital Income Builder - Class 14 _5/1/2014 _-1.79 _8.13 _1.38 _2.59 _- _-0.13 _0.10 _0.18 _1.81 _- _-0.32

American Funds IS Capital World Bond Fund - Class 24 _11/6/2006 _-6.15 _0.69 _-0.66 _-0.61 _-2.20 _-0.65 _5.13 _0.67 _0.48 _-1.82 _-0.43

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Federated Hermes Government Money Fund II - Service Shares 10,11 2/20/1990 -3.21 -4.30 -3.48 -3.94 -4.75 -4.21 -4.14 -3.45 -3.95 -4.75 -4.22 7-Day Current Yield: -1.39%

7-Day SEC Effective Yield: -1.38%

An investment in the Federated Government Money Fund II subaccount is neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any government agency. Although the subaccount seeks to preserve the value of your

investment at $1.00 per share, it is possible to lose money by investing in the subaccount

Federated Hermes Managed Volatility Fund II - Primary Shares 10/15/1987 -1.29 3.42 0.19 4.16 2.50 4.85 -3.45 -1.09 2.72 2.66 4.82

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Average Annual Returns with Surrender Charges

10

Fund Inception

Date YTD2 _{1 Year 3 Year 5 Year 10 Year} _InceptionFund _{1 Year 3 Year 5 Year 10 Year} _InceptionFund

American Funds IS Global Small Cap - Class 14 _4/30/1998 _-4.97 _32.18 _10.14 _13.11 _5.83 _7.48 _15.23 _8.23 _9.17 _4.97 _7.28

American Funds IS New World - Class 14 _6/17/1999 _-8.37 _22.59 _4.30 _10.61 _2.27 _5.55 _9.81 _4.35 _8.20 _1.80 _5.51

American Funds IS Global Growth & Income - Class 14 _5/1/2006 _-9.27 _9.38 _1.67 _8.36 _5.36 _3.07 _-3.27 _2.35 _6.78 _5.57 _3.05

BNY Mellon VIF Opportunistic Small Cap7 _8/31/1990 _-0.21 _32.60 _3.02 _11.80 _6.60 _12.99 _6.29 _-1.18 _6.27 _5.97 _12.68

Fidelity VIP Real Estate - Initial Class5 _11/6/2002 _-8.20 _-9.54 _0.93 _-0.19 _2.85 _6.49 _-16.98 _-3.71 _-1.71 _3.69 _6.43

Fidelity VIP Mid Cap - Service Class 25 _12/28/1998 _-3.61 _26.12 _2.36 _8.84 _5.20 _9.40 _4.51 _0.50 _5.48 _4.87 _9.15

Calvert VP S&P MidCap 400 Index9 _5/3/1999 _-2.73 _23.49 _4.75 _9.63 _7.09 _6.59 _0.51 _1.35 _6.79 _6.99 _6.26

American Century VP Capital Appreciation 10/5/2001 -6.53 38.55 15.55 15.86 8.96 5.87 26.15 14.86 12.46 8.98 5.71

JPMorgan IT Mid Cap Value8 _9/28/2001 _-3.64 _8.26 _0.39 _5.20 _6.66 _7.18 _-10.89 _-2.60 _2.77 _6.43 _6.86

American Century VP Mid Cap Value 12/1/2004 -6.10 6.28 -0.16 5.90 6.40 5.86 -10.15 -2.10 4.26 6.46 5.73

Fidelity VIP Energy - Service Class 25 _7/19/2001 _12.59 _-0.27 _-15.06 _-5.47 _-9.63 _-0.10 _-40.16 _-23.35 _-10.98 _-9.66 _-1.25

T. Rowe Price Health Sciences 12/29/2000 -9.73 23.81 10.96 12.33 15.92 7.76 14.85 11.95 8.34 16.60 7.85

Calvert VP Nasdaq - 100 Index9 _4/27/2000 _-10.00 _35.55 _16.62 _20.45 _15.30 _-100.00 _31.23 _19.35 _17.98 _15.97 _-100.00

T. Rowe Price New America Growth 3/31/1994 -6.81 37.35 16.59 20.13 12.81 9.00 27.84 17.86 16.16 13.12 8.91

American Funds IS Growth - Class 24 _4/30/1997 _-8.46 _40.46 _16.81 _20.03 _12.09 _9.69 _34.62 _18.05 _17.12 _12.61 _9.68

Fidelity VIP Growth & Income - Initial Class5 _12/31/1996 _-5.28 _13.52 _3.84 _9.28 _7.67 _4.38 _-4.31 _1.78 _6.41 _7.68 _4.24

BNY Mellon VIF Growth & Income7 _5/2/1994 _-5.91 _26.17 _9.10 _12.60 _9.19 _6.51 _10.46 _8.27 _9.68 _9.42 _6.37

T. Rowe Price Equity Income 3/31/1994 -4.64 9.43 0.40 7.12 5.07 6.32 -10.18 -1.52 4.77 5.14 6.13

American Funds IS Growth & Income - Class 24 _4/30/1997 _-8.52 _11.97 _4.40 _10.62 _8.41 _5.72 _0.71 _5.25 _8.67 _8.70 _5.68

American Funds IS Managed Growth & Income - Class P14 _5/1/2013 _-9.48 _3.36 _1.64 _6.43 _- _4.50 _-2.55 _2.13 _5.31 _- _4.52

American Funds IS Capital Income Builder - Class 14 _5/1/2014 _-8.87 _0.26 _-0.50 _1.83 _- _-0.40 _-7.13 _-1.67 _1.06 _- _-0.59

American Funds IS Capital World Bond Fund - Class 24 _11/6/2006 _-12.88 _-6.59 _-2.49 _-1.34 _-2.20 _-0.65 _-2.50 _-1.20 _-0.26 _-1.82 _-0.43

Federated Hermes Quality Bond Fund II - Primary Shares 4/28/1999 -11.01 -7.07 -0.72 -0.68 -0.82 0.17 -4.07 -0.95 -0.45 -0.58 0.22

Cash Equivalent Options

Federated Hermes Government Money Fund II - Service Shares 10,11 2/20/1990 -10.18 -11.18 -5.25 -4.64 -4.75 -4.21 -11.04 -5.22 -4.65 -4.75 -4.22 An investment in the Federated Government Money Fund II subaccount is neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any government agency. Although the subaccount seeks to preserve the value of your

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Federated Hermes Managed Volatility Fund II - Primary Shares 10/15/1987 -8.41 -4.08 -1.66 3.39 2.50 4.85 -10.40 -2.90 1.97 2.66 4.82

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(1) Average Annual Returns without Surrender Charge assumes no surrender charges were applied during the time period.

(2) Year-To-Date returns are not annualized.

(3) International stock portfolios contain additional risks that are not associated with U.S. domestic issues, such as changes in currency exchange rates and

different governmental regulations, economic conditions and accounting standards.

(4) IS represents American Funds Insurance Series.

(5) Fidelity Investments is a registered trademark of FMR Corp. VIP represents Fidelity Variable Insurance Products Fund.

(6) Aggressive growth portfolios containing medium-sized and small-company stocks may be more volatile or more subject to erratic market movements than those

portfolios containing stocks of larger, more established corporations.

(7) VIF represents BNY Mellon Variable Investment Fund.

(8) IT Represents JP Morgan Insurance Trust.

(9) VP represents Calvert Variable Products.

(10) Average Annual Returns with Surrender Charge assumes a surrender charge was applied for the given time period.

The performance figures shown are net of respective fund investment management fees, mortality and expense risk charges of 1.40% and the $30

annual administrative charge. The Average Annual Returns with surrender charge reflects the variable annuity's maximum surrender charge of 8% of

amount withdrawn, not exceeding 9% of the total premiums paid. A 10% Federal penalty tax on certain withdrawals of earnings before age 59 1/2 may

be applied. The returns are historical and include the change in unit price and the automatic reinvestment of dividends and capital gains assuming an

initial $1,000 investment. If the initial investment is less than $1,000, the returns could be lower.

Variable product subaccounts are subject to market risk and possible loss of principal. This and other important information is contained in the prospectus,

which can be obtained from a Registered Representative and should be read carefully before you invest or pay money. Investors should consider the investment