Trust
Bank
Limited
Customer's l.D. No.
To
The Chief Manager/Manager Trust Bank Limited
... Branch
Branch Code Account Number
ACCOUNT OPENING
FORM
FOR
PERSONAL
ACCOUNT
(n
Single/!Joint)
Sir,
l/We, hereby, apply to open the following account in your branch. l/We furnish detailed information below :
2.
Type of account (Mark Tick) :!
SavingsnCurrent
[Sfo
IFixed
nfC
nRFCD
INFCD[Others(Mention)
3.
Currency (Mark Tick) :n tata
n
USOottar
I Euro n
Pound
n
Others (Mention)4.
Mode of Account operation :!
Singly
I
Jointly
!
Anyone !
Others (Mention)5.
Other Bank Accounts of the customer (if any) :Barnch Type of the account (Mark Tick)
!
Depositaccountn
Loan account!Others
(Mention)n
Depositaccountn
Loan account nOtners (Mention)n
Depositaccountn
Loan account nOthers (Mention)1.
Name of the account :Name of the Bank
Introducer's Information : a. b. c. 6. a. b. c. d. 7. 8. Name Account Number Name of the branch Signature (with date)
Initial Deposit Information related to : Amount:
FDR
: Amount: Currency : Tenor : (Cheque/Cash) (Cheque/Cash) Interest Rate : Date of Maturity ,[---l
In case of Renewal (Mark
Tick)
:f
Renew PrinciPal & Interestn
Renew PrincipalonlYI
Renew Principal only & credit the interest to account numberI
To be renewed on maturitYn
Not applicable9.
Information related to special schemes :Name of the Scheme :
Tenor of the Scheme :
One time DeposiUsize of the Installment :
Number of Installments (YearlY) :
Amount payable uPon maturitY : Amount payable (Monthly) :
l/We, hereby, nominate the following person (s) to receive the balance/money of this account
to
be paid by the bank in caseof
my/our death/physical inability in the following manner. l/We do reserve the right to cancel or change this nomination at any time. l/We are also giving consent to this effect that the bank shall not be held liable for any transaction in accordance with my/our instructions/directives.Name of the Nominee (s)
Date of Birth/Age Father's Name Mother's Name Spouse Name Permanent Address Occupation
Relationship with the account holder National lD Number
Share of the Nominee Specimen
Signatures of the
Nomineeslt.
*
To be attested by the account holder Please use separate sheet, if there are more nominees.
" (Being a nominee any non-resident person can be the recipient of money of the concerned account and in that case the provisions of Foreign Exchange Regulation Act, 1947 shall be applicable while remitting the money so received abroad.)
Terms &
Conditions
(For issuance
of
FDR) :a. Original/Duplicate Receipt (duly discharged by the applicant) is required to receive the amount against FDR.
No cheques or drafts can be drawn on the account.
b. The deposit receipt is not transferable except to this bank.
c. The interest will cease at the end of the period for which the money was deposited unless otherwise instructed for renewal.
d. The bank
is
not responsible for any lossor
damageto
funds deposited with them dueto
any government order, law, levy, tax, embargo, restriction or any other cause beyond its control.e. Funds covered by this deposit receipt are payable in accordance with the laws and regulations prevailing at the time of maturity/withdrawal or repayment.
11. For Minor Accounts (one or more)
l, the undersigned, as legal guardian of the following account holder, hereby declare that the account holder is a minor. Necessary information about him have been furnished in this account opening form. Until the account holder attains adulthood or I declare subsequently, the account shall continue to be operated by my signature as legal guardian.
a.
Name of the account holder (Minor) Name of the guardianRelationship with the Minor
.
(The Form relatedto
'information of the person' hasto
be filled in by the minor as well as his/her guardian separately and the guardian has to sign on both forms).12. Source of Fund :
13. Declaration & Signature :
l/We, hereby assure you that l/We have gone through the rules/terms & conditions as mentioned in relation to
my/our account and declare solemnly to abide by the same. l/We, also declare that the information furnished by
meius
as
above are true. l/we would also furnish additional information/documentsas
per your demand andrequest.
b.
c.
Name of the applicant Name of the appicant Name of the applicant
Signature with Date Signature with Date Signature with Date
For Bank's
use
only
Remarks
Signature of Account Opening Officer
With Name, Seal& Date
Signature of Approving Officer (Chief Manager/Manager)
GeneralTerms
&
Gonditions
:1) Account Opening requirements :
Account Opening Form to be filled in and signed by each account holder. Latest passport size photograh- (2 copies) for each account holder attested by the introducer, copy of passporVnational ldentity Card/Driving License & Transaction
profile have to be submitted by the account holder. Details of introduction of the account holder have to be furnished. 1
(one) copy of nominee's photograph attested by the account holder and signature of the nominee have to be in place.
2)
Eligibility for
opening of theAccount
:An adult individual having sound mind can open an Account singly/jointly. Guardian can open mtnor account. But a
minor
of
12 yearsof
age can open SBfuC in
his/her name provided he/she can understand, read and write independently. An illiterate person can open SB A/C as per applicable laws of the bank by left hand thumb impressionand physical attendance.
3) Initial deposit and minimum balance :
The initial minimum deposit of Tk. 10001 is required to open the Savings Bank account and Tk.5000/- is required to
open the Current Deposit Account and the account holder shall have to maintain minimum balance of Tk. 10001 in
case of SB A/C and CD A/C. Tk. 5000/- is required as the initial amount for opening the Short Term Deposit (STD)
Account and the account holder shall have
to
maintain the minimum balance of Tk. 5000/- in the STD A,/C or as otherwise decided by the Management.4) Deposits, withdrawals :
A depositor can withdraw from his Savings Bank account twice in a week, 25% of his balance or Tk. 25000/- whichever rs
lower.
lf
any depositor wants to withdraw more than 25% of the balance or more than Tk. 250OOl-,7 days notice isrequired to be served upon the bank for information, othenrvise the customer will not be entitled to get interest for that month. lf any depositor repeatedly withdraws more than 25% ol the balance or more than Tk. 25000i-br more than twice
in a week, service charge as applicable for Current Account will be applicable to that SB Account.
A
depositor candeposit and withdraw from the Current Account as many times as required and cheques, Drafts, pay orders are to be
crossed at the time
of
deposit. The Bank acts only as the collecting agent and assumes no responsibility for therealization of any items deposited with the Bank for collection. Thus, proceeds of cheque (s) or oiher instrument(s) deposited are not available for withdrawal until collected by the Bank. Deposit in STD form will bear interest as applicable from time to time. For withdrawal of any amount from the STD account, 7 (seven)/30 (Thirty) days notice, as per option
will be required. Othenruise, interest for the month will be forfeited. No interest will be given to Current account. The
instructions regarding deposits, withdrawals and payment of interest thereof are subject to change as decided by the Management from time to time.
5)
ldentification
of theAccount
:Each account will be given one account number. This number is to be properly quoted for each deposit and for any
correspondence to the Bank. The Bank will not be responsible for any loss or damage occurring as a result of wrong quotation of account number.
6) lssue and safety of cheques :
Cheque will only be issued
to
a
customer when all documentation considered necessary by the Bank has beenobtained. lt is the responsibility of the account holder to ensure that cheques in their possession are kept safely. The
customer must all time exercise due care to prevent cheque, payment order and other order or instruments from berng
altered or forged in
a
manner which may facilitate fraud. In such events, the bank is not responsible for any tosssuffered by the customer or any other person.
7) Signing of cheque :
Cheque leaf is to be signed by the account holder/account operator as per specimen signature recorded with the bank
and any alteration and cutting should be confirmed by full signature. No cheque will be honored if the same is post dated, anti-dated or mutilated' Bank reserves the right to impose fine for bounce of cheque for insufficient fund in the account.
8) Order
to
stop payment or amendinstructions
:A
customer may placea
stop payment order fora
cheqe in writing. The Bank will not make the paymentif
it
nasreasonable opportunity to act on such order. Any change/alieration of address/constitution of the clients must be intimated
to the bank forthwith. In the matters relating to mailing and remittances, Bank shall consider the post office and other courier agencies as representatives and responsibility for any delay in the matter shall not be attributed to the Bank.
9) Record Keeping of Transactions and Bank's Statement :
Bank shall take maximum care and remain alert.to record exacfly all the transactions of both credit & debit in the
ledger with no fault' However, in case of any mistake/lapse bank
shlll
reserve theright to rectify the same and recover
the
money fromthe
client withoutany
reference/noticeto
the
client. Banksiall
not be
made liablefor
any loss/inconvenience caused to the client due to such error/mistake/lapse. The statement of account as furnished
by the Bank to the client shall be presumed as correct, if no objection to the same is raised
by the client within a week of the receipt of the statement by him/her/them. After that Bank will not take any responsibility.
10) Money Laundering Prevention Ordinance,2008 :
l/we declare that l/we are fully aware of the Money Laundering Prevention Ordinance, 2008 and l/we shall not commit
any acVtransaction in contravention of the provisions of the said ordinance. l/we also commit
to
provide necessary information/documents under the provisions of the Ordinance, which may be required by the bank from time to time.11) Foreign ExchangeTransactions :
Foreign Exchange Regulations Act, 1947, 'Guidelines
for
Foreign Exchange Transactions and the circulars/letters issued by Bangladesh Bank shall have to be complied while opening FC accounts and doing FOREX transactions.12) Bank's Right :
The Bank reserves
the
rightto
enquirethe
customerfor
sourceof
fundas per
Money Laundering PreventionOrdinance, 2008 and ask for nominee as per Bank Companies Act-1991. The Bank reserves the
rightlo
close anyaccount if found unsatisfactoy or decline
to
issue fresh cheque book without assigning any reason. The Bank willrealize
a
fixed chargefor
closingof
any account, andis
also authorizedto
realize excise dutyA/at etc.as
pergovernment instructions. The bank reserves the right to debit the account that may have been inadvertently credited
with an item subsequently unpaid on collection. The bank also reserves the right to freeze operations in the account if
the court of law/regulatory authorities issue such orders to do so.
l/we have gone through the terms and conditions mentioned above and understood them entirely, and undertake to abide by those terms and conditions relating to the account. l/we also agree to be bound by such terms & conditions
as may be amended or supplemented from time to time.
Trust
Bank
Limited
. BranchAccount
Opening Form
:
Information
related
to
persons
(Having been
filled this form
has
to
be annexed
to
personal and impersonal
account
opening forms)
Branch Code Account Number
Customer's l.D. No.
1.
2.
Name of the Customer :
Relationship with the account (Mark Tick where applicable) :
!
1stApplicant
!
ZnOApplicant
n
erO Applicant! Guardians
n
AttorneyHolder
n
Signatory! Director I
Partners
I
Minorn
Otners (Mention) : ... ? 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. Father's Name Mother's Name Name of Spouse Nationality Date of BirthGender (Mark Tick)
Occu pation/P rofession (with rank/designation) National lD Card no.
Passport No. (lf any)
TIN No (lf any) Driving License No.
Present Address (Residential)
I
Maten
FemaleI
16.
Occupational/ProfessionalAddressI
t,i
I
I
about Credit Card :
I
'
institution & Card number (if the person is a card user)
:
a'17. 18. Contact: Telephone :
Mobile
: lnformation lssuingE-mail :[
|
Fax
:1g.
Residence status (MarkTick):
I Resident
n
Non-Resident (lf required please go through guidelines for Foreign Exchange Transactions)N: B: This form has to be filled in separately for each individual in the event there are more than one applicanVoperator/Director/Attorney holder/Signatory of the accou nt.
Trust
Bank
Limited
... Branch
TRANSACTION
PROFILE
(To be
filled
in by the
Account
Holder)
1. Name of the Account :
|
2.TypeofAccount:
Highest Transactional Amount (For each
transaction
4. Source of Transacted Money/Fund :
l/ We, the undersigned do hereby give assurance
to
the effect that the estimated transaction profile as above of my/our institution/account is real and normal. lAlVe, also assure yur that in case of necessity l/VVe will amend/update the estimated transaction profile3. Branch Code-Account Number:
Signature Name RanUdesignation Date: Signature Name RanUdesignation Date: Number
of
Transactions (monthly) Total Estimated Deposit :Payment th roug h Transferl lnstrument
Payment of lmport liabilities Others (specifically)