Your Setup Guide to Consumer Internet Banking What s Inside:

Your Setup Guide

to Consumer

Internet Banking

What’s Inside:

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At Renasant Bank, we take the safety and security of your personal information very seriously. As part of our ongoing efforts to employ the latest internet security technology, we have incorporated Advanced Authentication into our Internet Banking service.

If you Log In to Internet Banking from a new computer or location, you may be asked to validate your information through a one-time security code via a phone call or text message. If a phone is not available, you will be asked to answer a series of questions to validate your identity. The process is known as Advanced Authentication and will help protect your information.

1. Choose Personal from the Internet Banking drop-down menu on our home page to be directed to the Log In page.

2. Click the Sign-Up link to begin the enrollment process.

3. Use the Continue button on the bottom of each page to navigate through the steps. Please read all of the information carefully. 4. You’ll be asked to read and agree to our Online Banking Agreement

and Disclosure.

5. Provide the required personal information so we may configure your account profile.

6. Choose a User ID and Password, being sure they follow the character guidelines provided. Be sure to remember your Log In information. 7. If your enrollment is successful, then continue on to access your

accounts online. If your enrollment is unsuccessful, please call 1-800-680-1601 then press Option 6 for assistance.

Enrolling is Easy!

Getting started using Internet Banking is an easy process that you can quickly complete yourself. To begin, go to our website www.renasantbank.com.

Go to www.renasantbank.com to see how easy it is to manage your accounts online.

ENROLL IN INTERNET

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You’re Logged In...

At first Log In, you will be required to change your password. Renasant Bank

recommends that you periodically change your password as well as anytime you believe your password has been compromised.

Use the Accounts menu options to manage all the details of your finances. • Review transaction detailed

history of all your accounts • Access eStatements

• Save transaction history for your records or use in personal financial software

• Create customized reports

Once the enrollment process is completed, you have access to a power-ful tool to help manage your finances. Internet Banking not only allows you to check account balances and transaction history but also make transfers, schedule alerts and more. You can even pay bills online!

Features:

Accounts - View transactions, eStatements and history. Transfers - Set up one-time or recurring funds transfers.

Make Payments - Add payees, set up one-time or scheduled payments.

Note: Do not use browser buttons (back and forward buttons) to navigate within the system.

The Make Payments menu options give you access to all your bill and payee functions.

• Make bill payments with a few clicks • Schedule payments to happen

automatically, up to one year in advance

• Add payees and manage their information

• Create and view reports on the payments you make

Monitor Your Status with

Alerts

You cannot edit an existing alert, but you may delete and add a new alert.

With Internet Banking, you can have an email sent to you every time your account reaches a specified limit, when a specific check clears or when a payment is coming due. The Alerts feature will help you stay up-to-date with your finances. To begin, click Customer Service in the navigation menu, then under Contact Options select Alert List.

Quick Steps:

1. Select your account 2. Select one or more alerts 3. Click Submit 1. Click Add A New

Alert

2. Select the account you wish to add an alert to from the drop-down menu 3. Select one or

more alerts for the specified account, fill in the required information and click Submit 4. View the alerts that

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Simplify Your Finances with

eStatements

When changing an account to eStatements, your statement cycle remains unchanged.

1. Once logged in to Internet Banking, click the Accounts Tab then Statements

2. An eStatement agreement will be presented for you to read and accept 3. Select the account(s) you wish to stop receiving paper statements and

change to eStatement delivery

• Retrieve statements while away from home

• Print statements; or save to a PDF file, hard drive or CD

• Receiving statements electronically is safer than paper statements through the mail • Periodically store statements to a CD for archival purposes • Up to 18 months of past eStatements available

eStatements will be available with your next statement.

Internet Banking with Renasant Bank not only offers the highest level of security available, but also convenient features to streamline your personal finances. Use our eStatements to gain easy access to your account information - wherever you are. No more waiting for your account statement to arrive in your mailbox. Save time and paperwork with eStatements!

Quick Steps:

1. Click Statements from the Accounts Tab 2. Read and accept the agreement 3. Select the account(s) for eStatements

Internet Banking offers other great features!

• View up to 390 days of account history • Set up Account Alerts such as when your

account balances fall above or below preset limits • Set up recurring transfers to happen automatically • Make transfers between Renasant Bank accounts • Make external transfers

• Place a stop payment request on a check • Contact us securely online

• Order checks

1-800-680-1601

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www.RenasantBank.com