FOUNDATION HOME LOANS

(1)

Decision in Principle Form

FOUNDATION

HOME LOANS

0344 770 8032

[email protected]

www.foundationhomeloans.co.uk

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FOUNDATION

HOME LOANS

Customer facing intermediary details

Full name Last name Company name Address Panel number (If known) Telephone number Fax number Email address FCA/PRA firm ref, no. Appointed representatives? Network/Club (If applicable) Distributor (If applicable) Application fee (If applicable) Amount of valuation fee Name of principal Principal FCA/ PRA firm ref. no. Address of principal £ £ Application Completion When is fee payable? £ Amount of fee or charge the applicant(s) will pay you for arranging this mortgage (enter nil if no fee being charged)

Email address Telephone number Fax number

The terms under which a refund will be made

Will a third party be charging the applicant(s) a fee for arranging this mortgage?

If yes, please confirm below the fee charged, name of organisation, whether the fee is payable on application or completion and under which terms a refund will be made:

Fee Organisation When payable Refund terms Application Completion When is fee payable? Yes No Yes No £ Fee Organisation When payable Refund terms £

Any procuration fees to be shared with any other person or organisation? Yes No

If yes, please

state amount £ name/organisation

£ On what basis was this

mortgage arranged? Advised Non Advised Face to Face Phone

Who provided the advice or information?

Post Code Post Code

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FOUNDATION

HOME LOANS

Declaration

Signature of the introducer Date

The Decision in Principle will be supplied on the basis that the Intermediary has the relevant FCA mortgage permission. Foundation Home Loans will undertake the appropriate checks and will be unable to proceed if this cannot be confirmed. Any Decision in Principle given by Foundation Home Loans is in relation to the lending decision and lending criteria applicable at the Decision in Principle date. A Decision in Principle does not guarantee product availability.

Data Protection Act 1998

This Data Protection Notice must be read by the applicant(s). For the purposes of the Data Protection Act 1998, Foundation Home Loans will be the data controller responsible for the processing of the applicant(s) data in relation to this application for a Decision in Principle. The information supplied will be used solely for the purposes of assessing the application and to make enquiries of licensed credit reference agencies who will supply Foundation Home Loans with credit information as well as information from the Electoral Register. The agencies will record details of search whether or not this application proceeds. A credit reference search will be carried out for each application for a Decision in Principle. If false or inaccurate information is provided and fraud is identified, details will be passed to fraud prevention agencies to prevent fraud and money laundering. Further details explaining how the information held by fraud prevention agencies may be used can be obtained by requesting them in writing from the Data Protection Officer, Foundation Home Loans, 5 Arlington Square, Downshire Way, Bracknell, Berkshire RG12 1WA.

Declaration

I declare that: The applicant(s) has/have been made aware of the important information above and consent has been obtained for Foundation Home Loans to carry out one or more credit searches (which may include searches under additional names by which the applicant(s) has/have been known and any additional addresses to which the applicant(s) has/have been connected). I have consent from the applicant(s) for the purpose of processing this Decision in Principle and other enquiries necessary as a result of the credit search(es). Foundation Home Loans’ Data Protection notice shown above has been read by the applicant(s) before submitting the application. I confirm I have fully read the above completely and have the applicant’s authorisation for Foundation home Loans to perform a credit search.

I confirm that I have/my company has the necessary permissions from the FCA/PRA to advise (where applicable), complete and submit this application on behalf of my/our clients.

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FOUNDATION

HOME LOANS

Application details

Product selected

Mortgage type Purchase Remortgage If remortgage - is this currently a BTL? No

About you - personal details for each applicant

Title/Surname

(Mr,Mrs,Miss,Ms,Dr,Other)

Your First name(s) in full Have you been known by any other names? Please provide details

Date of birth

Gender Male Female Male Female

Marital status Present address Date moved to current address Other Residential status - If

other please specify Owner Tenant Living withfamily/friends Owner Tenant Living withfamily/friends Other

Applicant 1 Applicant 2

Post Code Post Code

Yes

DD/MM/YYYY DD/MM/YYYY

If there is an Arrangement Fee applicable to this product-please indicate Add to mortgage Pay fee up front

Property value £ Is this a right to buy? Yes No

Is either applicant a first time buyer? Yes No Is either applicant a first time landlord? Yes No

Loan required £ Term required

Method of repayment Interest only £ Capital & Interest £

If lived at present address for less than 3 years, please provide previous details -including dates, we require full 3 years, please use

continuation sheet if required

Post Code Post Code

From To From To

Telephone number including STD codes

Individual SPV Limited_Company Is this application to be made in a _{corporate capacity} Yes No Type of application

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FOUNDATION

HOME LOANS

Do you have indefinite

rights to remain in the UK? Yes No Yes No

If not UK/EU - do you hold any

level of diplomatic immunity? Yes No Yes No

What is your nationality?

Credit history

Have you ever been

refused a mortgage? Yes No Yes No

If yes, please give date

Have you failed to keep up your payments under any loan?

Yes No

If yes, please provide number of payments and when this happened

Have you had a default or

CCJ recorded against you? Yes No Yes No

If yes please complete Date Amount £ Date Amount £

Do you have any pending/ imminent court proceedings against you?

Yes No

Have you ever been declared bankrupt or made arrangement

with creditors e.g. (IVA)? Yes No Yes No

If yes, please give date

Have you ever had a property

taken into possession? Yes No Yes No

If yes, please give date Do you have a mortgage on

this property? Yes No Yes No

At your current address please provide mortgage

or rent details. Monthly payment £ Monthly payment £

If in mortgage, approx.

outstanding balance £ £

Lender or Landlord full details

Post Code Post Code

Account Number/Ref. Date Mortgage/Tenancy

started Month Year Month Year

Your home - mortgage or landlord information

Have you failed to keep up

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FOUNDATION

HOME LOANS

Bank account details

Name of Bank Applicant 1 Applicant 2 Account number Full name of account holder Sort Code

Account held for < 1 year 1-3_years 3+ years < 1 year 1-3_years 3+ years

Please indicate as

appropriate Employed Self-employed

Your employment status

Retired Not in

employed

Employed Self-employed

Your occupation - applicable if you are an employee and you do not hold 25% or more of the

business or company

Occupation

Is this position permanent? Yes No Yes No

Date current employment

commenced Month Year Month Year

Annual basic gross salary

Retired Not in

employed

Is this position on a contract

basis? Yes No Yes No

£ £

Your business

For Self - employed or controlling directors who own or control 25% or more of voting rights in their

company (including family interests)

Name of business Nature of business What is your % shareholding and how long has this been owned by you?

% Years % Years

Date business started On what basis do you

trade? Soletrader Partnership Ltd Co. Soletrader Partnership Ltd Co.

If limited company,

Please give details Ltd. Co. registration number Financial year end

Your share of Company’s net profit (including any remuneration) 3 years details

Month Year £ Month Year £

Ltd. Co. registration number Financial year end

Month Year £ Month Year £

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FOUNDATION

HOME LOANS

Buy to Let mortgage requirements

Estimated monthly rental to be achieved or currently being received £

Purchases - where will

the deposit come from? Savings Sale of another property Equity Release Gift If re-mortgage please

provide current figures Monthly payment £ £

Current lender details Month

If this is a re-mortgage and any additional borrowing - please provide full breakdown of purpose and figures

Purchase date Date £

Approx. outstanding balance

Date this mortgage started

Purchase price

Year

Property location England Wales

Property type House Bungalow Detached Semi Detached Terraced

Flat Maisonette Studio HMO

If property is a flat No, of flats_{in block} No. of floors _{in block} What floor _{is it on?} Converted Purpose_built

Is the property of

standard construction? Yes No Is there a lift? Yes No

Property tenure Freehold Leasehold If leasehold, unexpired _{lease term in years}

To your knowledge, has the property ever been owned by the Local Authority, MOD or Housing

Association? Yes No

If yes, please give full details

Is the property above, adjoining or adjacent to commercial premises? Yes No

If yes, please give full details on the commercial usage

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FOUNDATION

HOME LOANS

This section is for any additional information which may be relevant to this application.

Continuation sheet

Foundation Home Loans is a trading style of Paratus AMC Limited Registered Office: No. 5 Arlington Square, Downshire Way, Bracknell, Berkshire, RG12 1WA

Registered in England with Company No. 3489004

Paratus AMC Limited is authorised and regulated by the Financial Conduct Authority Our registration number is 301128

Buy to let mortgages are not regulated by the Financial Conduct Authority Calls may be monitored and recorded.