MASTERCARD PAYMENT GATEWAY SERVICES

What are MasterCard Payment Gateway Services?

Our Payment Gateway Services offer industry leading, global payment processing services and advanced fraud management solutions - for merchants, industry partners and acquiring banks.

We recognise that the digital commerce market represents a key area of growth for our customers. As such, it’s a key focus for us at MasterCard. We have aggressively invested in payment gateway assets, by both acquisition and development of proprietary technology, to provide a superior gateway offering that can assist our customers to meet their business objectives.

As a global partner to some of the world’s most recognisable brands our customers transcend the complexities of payment acceptance to increase revenues, enable new sales channels, create better purchasing experiences and improve efficiencies whilst fighting fraud.

OUR APPROACH AT-A-GLANCE:

Enables merchants to accept highly secure digital payments

across various payment methods and multiple channels - to ensure a consistent consumer payment experience

Global/local solutions for international business

reducing the complexity of entering new markets from all perspectives - product, bank connectivity, fraud and risk management and in country support

Strategic consultative support to grow your business our market experts work with you on your strategy execution to

maximize success

Sector specific tools to aid convenience such as tokenization and recurring payments

Toolkit to support merchant compliance with PCI DSS Mobile optimized user interface

based on the latest technology Sophisticated fraud management

capable of detecting fraud with a high degree of accuracy whilst protecting genuine customers

Aggressive innovation roadmap

commitment to continuously evolve in line with major market trends and customer expectations

Brand agnostic

supporting all major payment schemes and networks

Available for Acquiring Banks and other Partners to white label leveraging market expertise and consultation around go to market plans Payment Gateway Services

Making payments safe, simple & smart – for your customers, for your business.

• Omni channel bank card processing:

- MasterCard, Maestro, Visa, Amex, Diners, JCB, Discover - Recurring Payment with Flag (merchant driven)

• Flexible Merchant Integration: - Web services API

- Hosted checkout pages/hosted session – removes the need for merchants to handle sensitive bank card data

- Modern UI with intelligent search - Reporting API

• Local bank connectivity via Banknet to major acquiring banks – 140 around the globe

• Supports a wide range of alternative payment methods: PayPal (acceptance in all 47 countries), Giropay and Sofort Banking (Europe), BancaNet (Mexico), MasterPass and Visa Checkout

• Fully PCI DSS Compliant • 3D Secure Authentication

- SecureCode (MC), Verified by Visa (VBV), Safekey (Amex), JSecure (JCB), Diners ProtectBuy

- Standalone MPI and 3D Secure with payment processing

• Tokenisation – removes merchant need to handle sensitive bank card data and also creates a more convenient checkout for the consumer - Card and payment based tokenisation

- Multiple token formats including merchant defined

• Fully managed P2PE solution - encrypts sensitive cardholder data on the PIN Entry Device (PED) for transmission to the PCI DSS certified payment gateway, where it is decrypted for processing

• Internal Risk Management - Card Bin, IP Country & Range, AVS/CV2, 3D Secure

• GateKeeper:2.0 is our highly sophisticated fraud and risk management solution. It uses multiple layers of advanced

technologies and innovation to detect fraud with pin-point accuracy at every stage of the payment lifecycle, whilst protecting genuine customers

• Merchant onboarding and configuration tools • Merchant boarding API

• Billing API

• White label branding for hosted solutions, merchant portals, and API integration guides

Our Solutions

MasterCard | Payment Gateway Services

How it works

MERCHANTS

• Create new revenue streams

by capitalizing on the lucrative digital commerce market. Multi-channel customers on average spend between 15-30% more than single channel customers (source: ISC Retail Insights) • Provide a positive customer experience with a professional, reliable and seamless

checkout process which minimizes downtime and instills confidence into the consumer to maximize sales

• Minimize fraud without rejecting genuine customers

without compromising the speed or efficiency of the checkout process through multiple layers of sophisticated fraud prevention tools

• Stay ahead of the competition

through evolving capabilities in line with market trends and customer needs

• Implement with ease

by choosing from multiple integration options and the latest technology

ACQUIRING BANKS AND OTHER PARTNERS

• Generate additional revenue

by teaming up with the industry leading, highly secure global payments technology

• Enhance merchant relationships

as you provide them with a one stop shop for payment services, offering value added services • Transcend the complexities and cost

of being a Payment Service Provider as we will run the service whilst you focus on

running your core business

76% of shoppers from the UK have bought goods from the same retailer through more than one channel.

Source: Raconteur

The proportion of UK adults buying from sellers from other EU countries is estimated to have increased from 12% in 2008 to

23% in 2014.

The Office for National Statistics

Why choose MasterCard Payment Gateway Services?

PAYMENT GATEWAY SERVICES

One Connection Unlimited Opportunities

MERCHANT

ACQUIRING BANK ISSUING BANK AUTHORISATION & SETTLEMENT

International & alternative payment options

Secure, fast & reliable payment processing

Sophisticated Fraud & Risk Management

Management Portal:

ONLINE REPORTING VIRTUAL TERMINAL

TRANSACTION MANAGEMENT

BATCH FILE UPLOAD FRAUD CONFIGURATION USER MANAGEMENT

E-COMMERCE & MOBILE

CREDIT/DEBIT CARDS DOMESTIC BANK CARDS ONLINE BANK TRANSFERS ONLINE VOUCHERS E-WALLETS IN-STORE & KIOSK

MasterCard Payment Gateway Services Are Unique...

Whilst remaining entirely brand agnostic from a payment acceptance point of view, enabling card payments from all schemes as well as multiple alternative payment method brands, we are also able to leverage the wider MasterCard organization to enhance our services to you with additional opportunities across the broader payments value chain:

Contact Us

For more information about how MasterCard Payment Gateway Services can assist your business, contact us today

[email protected]

+44 (0) 20 7421 9280

www.mastercard.com/gateway

Access truly global capabilities…

• We will listen locally and partner with you to create solutions backed by MasterCard’s global capabilities. This includes looking broadly at the value of global investments to build local solutions, and regionally

deploying experts in five centers of excellence, all backed up by a broader on the ground presence with a business spanning 210 counties and a team of

8200 people.

• We can provide access into MasterCard’s unique global network of over 140 banks, to further assist your international growth plans.

Have a payment industry voice…

• We have a vested interest in shaping the future of payments with you. We provide you with a real channel to share your payments experiences into a card scheme.

• We operate globally and are fully engaged with governments and NGOs around the world (SASSA, Gates Foundation).

Partner with one of the World’s leading brands…

• We can work with you to provide unique marketing opportunities exclusive to

MasterCard, including Cardholder campaigns and use of sponsorship assets.

Bring innovation faster…

• We can work with you to leverage

MasterCard’s unsurpassed global capabilities to bring innovation to your business faster, working with MasterCard’s innovation stack. • Created for the sole purpose of generating

new ideas and driving innovation, MasterCard Labs is charged with conceptualizing,

testing, and bringing to market powerful new payments systems that will make transactions faster and easier than ever for your customers.

Benefit from a commitment to invest and enhance…

• We have a track record of acquisitions and investments that will continue to enhance and grow the payment solutions we can provide to you.

Harness the power of data…

• We can offer use of MasterCard Advisors, the professional services arm of MasterCard, to access real-time transaction data and proprietary analysis, data-driven consulting, and marketing services solutions to help you optimize, streamline, and grow your business. Payment Gateway Services

From 2012 to 2013 $25 million in spending has shifted to cards from cash.

Our Partners:

MasterCard | Payment Gateway Services