UNDERWRITING GUIDELINES HOMEOWNERS ED BEACH PLAN NCIUA

This endorsement provides protection on specific items of personal property that may require higher limits or broader coverage than is provided in the Homeowners policy form.

This endorsement provides protection on specific items of personal property that may require higher limits or broader coverage than is provided in the Homeowners policy form.

This endorsement provides protection on specific items of personal property that may require higher limits or broader coverage than is provided in the Homeowners policy form.

This endorsement provides protection on specific items of personal property that may require higher limits or broader coverage than is provided in the Homeowners policy form.

· Special Loss Settlement Coverage (HO-256)- This coverage can be provided when Coverage A is as low as 50% of the replacement cost, or 100% Market Value, whichever is greater.

For Homeowners policies (HO-2, HO-3, H-5A and HO-6), before personal property coverage is afforded the loss to Coverage X (dwelling) must exceed the amount of the Coverage X

When issued with a participating company’s homeowners policy, New York Property Insurance Underwriting Association’s coverage can be written on a repair or replacement cost

Should coverage not be available through a unit owner's existing Homeowners insurance carrier, CB Insurance can provide a HO-6 policy that includes coverage for