Savings
Current & Closed
Variable Savings Accounts
Interest Rates
Branch & Postal Account Rates effective from
1st March 2012 (For online variable rate accounts,
please visit: www.newcastle.co.uk)
This leaflet contains
information regarding some
important changes to our
product portfolio.
Your account may be
affected by these changes,
so please read this leaflet.
Important Notice
At the Newcastle, we like to make things as simple and straightforward as possible. After listening
to our customers, we have reviewed and simplified our product range. As a result a number of our
historical products will be transferred to new accounts to reduce the number in our portfolio. This
will be effective from 1st July 2013. There is no need to do anything as a result of these changes.
Any existing payments to your account will be automatically carried over to your new account and
your account number will remain the same. Below, you will find the new rates and the Product
Special Terms & Conditions for your account, which will be effective from 1st July 2013. If you have
any queries regarding your account, please do not hesitate to contact us on 08457 344 345.
(If your account is NOT listed on pages 2 to 5 of this booklet, your account will not be affected by
this change). Your current interest rate can be found on our website: www.newcastle.co.uk, by
contacting your local branch or by calling us on 08457 344 345.
*‘Gross’ means the contractual rate of interest payable before the deduction of income tax. **‘AER’ stands for Annual
Equivalent Rate and is a notional rate which illustrates what the interest rate would be as if paid and compounded on an
annual basis.
Closed Products
Summary Box - Key Product Information for our Savings Account
Account Name
Newcastle Access Maturity Account/ISA
Interest Rates
Annual (Variable)
Monthly (Variable)
0.50% Gross*
0.25% Gross*
0.50% AER**
0.25% AER**
Interest Payment
Annually
Monthly
1st November
Last business day
Tax Status
Interest will be paid after the deduction of income tax at the appropriate rate unless
you request otherwise. For the cash ISA interest will be paid Gross*
Conditions for bonus payment
No bonus is applicable.
Withdrawal arrangements
Penalty free without notice.
Access
By branch, telephone, post or online (depending on method of account opening).
Additional Important Information
Minimum Balance
£1
Maximum Balance
£1,000,000 (plus accrued interest). For the cash ISA, allowance for current tax year.
Transfers from other ISA providers are also permitted.
Your account will be transferred to the Newcastle Access Maturity Account
The Newcastle’s General Savings Terms & Conditions will apply unless they are inconsistent with these Special Conditions, effective from the date of the account opening. Where there is a conflict between the Special Conditions contained in Section A and Section B, the Special Conditions in Section B will prevail. Section A – Product Special Conditions
1. The Account is a variable rate account. 2. The Account can be held in single or joint names. 3. After placing your Investment in the Account you may make further deposits while the account is a current issue. The Account is a limited issue and may be withdrawn at any time. For additional investments please call to confirm continued availability. 4. Interest is calculated daily and is paid annually on 1st November or monthly on the last business day of each month and can be paid to your Account, to another account with the Newcastle or to a third party bank or building society account. 5. Should the final day of a calendar month be a business day then any monthly interest paid to a third party will be paid on that day. Otherwise it will be paid on the following business day. 6. If any monthly interest payable is less than £1, it will not be paid away to a third party bank or building society. The amount due will be accrued on the account and will be paid once the cumulative interest earned is greater than £1, on the last business day of the following month. 7. The Account is exclusively available for customers with a maturing account. 8. You will continue to access your account in the same manner as your previous Account. For example if your previous Account was a passbook Account your new Account will also be operated by passbook. 9. Details correct at 05/02/2013.
Section B – Product Special Conditions for the Cash ISA
If you currently hold one of the following Products:
E-Saver ISA
E-Saver
Family Saver Plus ISA
Family Saver Plus
Future Account
Newcastle ISA Direct
Newcastle 30 Day Notice ISA
Notice Plus (Issue 1)
Notice Plus ISA (Issue 1)
Variable Online ISA
Closed Products
NewcastleNet Savings & Shares
NewcastleNet Savings & Shares (Issue 2)
Summary Box - Key Product Information for our Savings Account
Account Name
Newcastle Online Access Saver Deposit
Interest Rates
Balance
£100,000+
£10,000 - £99,999.99
£5,000 - £9,999.99
£1,000 - £4,999.99
£0 - £999.99
Annual (Variable)
Gross*/AER**
0.50%
0.25%
0.15%
0.10%
0.10%
Monthly (Variable)
Gross*/AER**
0.25%
0.10%
0.10%
0.10%
0.10%
Interest Payment
Annually
Monthly
1st December
Last business day
Tax Status
Interest will be paid after the deduction of income tax at the appropriate rate unless
you request otherwise.
Conditions for bonus payment
No bonus is applicable.
Withdrawal arrangements
Penalty free without notice.
Access
Online.
Additional Important Information
Minimum Balance
£1
Maximum Balance
£1,000,000 (plus accrued interest).
Your account will be transferred to the Newcastle Online Access Saver Deposit
If you currently hold one of the following Products:
The Newcastle’s General Savings Terms & Conditions will apply unless they are inconsistent with these Special Conditions, effective from the date of the account opening. Product Special Conditions
1. The Account is a variable rate account. 3. The Account can be held in single or joint names. 4. After placing your investment in the Account you may make further deposits while the Account is a current issue. The Account may be withdrawn at any time. 5. Interest is calculated daily and is paid annually on 1 December and can be credited to your account or paid to your nominated bank or building society each year. Monthly interest is paid on the last business day of each month. 6. Details are correct as at time of print 5 February 2013. 7. The Account is exclusively available for customers with a maturing account.
3
The Newcastle’s General Savings Terms & Conditions will apply unless they are inconsistent with these Special Conditions, effective from the date of the account opening. Section A – Product Special Conditions
1. The Account is a variable rate account. 2. The Account can be held in single or joint names. 3. After placing your investment in the account you may make further deposits while the Account is a current issue. The Account may be withdrawn at any time. 4. Interest is calculated daily and is paid annually on 1 December each year. Monthly interest is paid on the last business day of each month. Should the final day of a calendar month be on a business day, then any monthly interest paid to a third party will be paid on that day. Otherwise it will be paid on the following business day. 5. Interest can be paid to your Account, to another account with the Newcastle or to a third party bank or building society account. 6. You will continue to access your Account in the same manner as your previous Account. For example, if your previous Account was a passbook Account your new Account will also be operated by passbook. 7. Details correct as at 5 February 2013. 8. The Account is exclusively available for customers with a maturing account. 9. If any monthly interest payable is less than £1, it will not be paid away to a third party bank or building society. The amount due will be accrued on the account and will be paid once the cumulative interest earned is greater than £1, on the last business day of the following month.
Closed Products
Gibraltar 30
Resolution Bond
Subscription
Summary Box - Key Product Information for our Savings Account
Account Name
Newcastle Access Saver Deposit
Interest Rates
Balance
£100,000+
£10,000 - £99,999.99
£5,000 - £9,999.99
£1,000 - £4,999.99
£0 - £999.99
Annual (Variable)
Gross*/AER**
0.25%
0.20%
0.15%
0.10%
0.10%
Monthly (Variable)
Gross*/AER**
0.10%
0.10%
0.10%
0.10%
0.10%
Interest Payment
Annually
Monthly
1st December
Last business day
Tax Status
Interest will be paid after the deduction of income tax at the appropriate rate unless
you request otherwise.
Conditions for bonus payment
No bonus is applicable.
Withdrawal arrangements
Penalty free without notice.
Access
By branch, telephone, post or online (depending on method of account opening).
Additional Important Information
Minimum Balance
£1
Maximum Balance
£1,000,000 (plus accrued interest).
Your account will be transferred to the Newcastle Access Saver Deposit
If you currently hold one of the following Products:
The Newcastle’s General Savings Terms & Conditions will apply unless they are inconsistent with these Special Conditions, effective from the date of the account opening. Where there is a conflict between the Special Conditions contained in Section A and Section B, the Special Conditions in Section B will prevail. Section A – Product Special Conditions
1. The Account is a variable rate account. 2. The Account can be held in single or joint names. 3. After placing your Investment in the Account you may make further deposits while the account is a current issue. The Account is a limited issue and may be withdrawn at any time. For additional investments please call to confirm continued availability. 4. Interest is calculated daily and is paid annually on 6th January or monthly on the last business day of each month and can be paid to your Account, to another account with the Newcastle or to a third party bank or building society account. 5. Monthly interest is available on balances over £1,000. Should the final day of a calendar month be a business day then any monthly interest paid to a third party will be paid on that day. Otherwise it will be paid on the following business day. 6. If any monthly interest payable is less than £1, it will not be paid away to a third party bank or building society. The amount due will be accrued on the account and will be paid once the cumulative interest earned is greater than £1, on the last business day of the following month. 7. Should the balance held in the account fall below the Minimum Balance stated above, interest will be paid at a rate of 0.10% Gross*/AER** 8. The Account is exclusively available for customers with a maturing account. 9. You will continue to access your account in the same manner as your previous Account. For example if your previous Account was a passbook Account your new Account will also be operated by passbook. 10. Details correct at 05/02/2013.
Section B – Product Special Conditions for the Cash ISA
1. The Account can be held in a single name only. 2. Interest can be paid to your Account or to a third party bank or building society account.
Closed Products
Summary Box - Key Product Information for our Savings Account
Account Name
Maturity+ / ISA (Issue 2)
Interest Rates
Annual (Variable)
Monthly (Variable)
1.50% Gross*
1.25% Gross*
1.50% AER**
1.26% AER**
Interest Payment
Annually
Monthly
6th January
Last business day
Tax Status
Interest will be paid after the deduction of income tax at the appropriate rate unless
you request otherwise. ISA interest will be paid Gross*
Conditions for bonus payment
No bonus is applicable.
Withdrawal arrangements
Penalty free without notice.
Access
By branch, telephone, post or online (depending on method of account opening).
Additional Important Information
Minimum Balance
£1
£1,000
Maximum Balance
£1,000,000 (plus accrued interest). For the cash ISA, allowance for current tax year.
Transfers from other ISA providers are also permitted.
Your account will be transferred to the Newcastle Maturity + / ISA (Issue 2)
If you currently hold one of the following Products:
Access Saver Direct
Newcastle ISA Plus (Issue 2)
NewcastleNet Bonus Account (Issue 1)
Newcastle Online Saver
Newcastle Reward Saver
Newcastle Reward Saver ISA
Portfolio Saver (Issue 1) Easy Access
Step Up Cash ISA
The Newcastle’s General Savings Terms & Conditions will apply unless they are inconsistent with these Special Conditions, effective from the date of the account opening. Where there is a conflict between the Special Conditions contained in Section A and Section B, the Special Conditions in Section B will prevail. Section A – Product Special Conditions
1. The Account is a variable rate account. 2. The Account can be held in single or joint names. 3. After placing your Investment in the Account you may make unlimited further deposits or withdrawals subject to the minimum and maximum balances and withdrawal terms shown above. 4. The interest rate on this Account will change the day after any announcement by the Bank of England of a change to its base rate. 5. Interest can be paid to your Account, to another account with the Newcastle or to a third party bank or building society account. 6. Interest is calculated daily and annual interest is paid on 31st July each year. Monthly interest will be paid on the on last business day of each month. 7. Should the final day of a calendar month be a business day then any monthly interest paid to a third party will be paid on that day. Otherwise it will be paid on the following business day. 8. If any monthly interest payable is less than £1, it will not be paid away to a third party bank or building society. The amount due will be accrued on the account and will be paid once the cumulative interest earned is greater than £1, on the last business day of the following month. 9. You will continue to access your Account in the same manner as your previous Account. For example, if your previous Account was a passbook Account your new Account will also be operated by passbook. 10. Details correct at 5th February 2013.
Section B – Product Special Conditions for the Cash ISA
1. The Account can be held in a single name only. 2. Interest can be paid to your Account or to a third party bank or building society account. 3. Interest is calculated daily and is paid annually on 5th April each year.
Closed Products
Current Products
Newcastle 55
Newcastle 55 ISA
Summary Box - Key Product Information for our Savings Account
Account Name
Newcastle Base Rate Tracker / ISA
Interest Rates
Annual (Variable)
Monthly (Variable - not avaliable
for Cash ISA)
0.50% Gross*
0.25% Gross*
0.50% AER**
0.25% AER**
Interest Payment
Annually
Monthly
31st July, 5th April for Cash ISA
Last day of each month
Tax Status
Interest will be paid after the deduction of income tax at the appropriate rate unless
you request otherwise. For the cash ISA interest will be paid gross*.
The annual interest rate is guaranteed to be equal to the Bank of England Base Rate
until 7th September 2017. The monthly interest rate will be paid at a reduced rate.
Conditions for bonus payment
No bonus is applicable.
Withdrawal arrangements
Penalty free without notice.
Access
By branch, telephone or post (depending on method of account opening).
Additional Important Information
Minimum Balance
£1
£1
£1,000,000 (plus accrued interest). For the cash ISA, allowance for current tax year.
Transfers from other ISA providers are also permitted.
Maximum Balance
Your account will be transferred to the Newcastle Base Rate Tracker / ISA
If you currently hold one of the following Products:
5
Base Rate Plus Bond
Direct Tracker (Issue 1)
Newcastle Base Rate Tracker (Issue 4)
Newcastle 50+ Base Rate Tracker/ISA
Newcastle 50:50 Maturity Account
Newcastle 50:50 Balanced FTSE Bond
(Issue 5) Openwork Exclusive
Newcastle 50:50 Balanced Bond (Issue 5)
Openwork Exclusive
Newcastle 50:50 Balanced Property Bond
(Openwork Exclsuive)
Portfolio ISA (Issue 2)
Prime Time
Current Rate
Previous Rate
AMOUNT INVESTED
GROSS %
NET %
AER %
GROSS %
NET %
AER %
The Sir Bobby Robson Foundation Saver/ISA (Issue 4)
Annual Interest
£1+
1.50
1.20
1.50
–
–
–
Monthly Interest
£1+
1.25
1.00
1.26
–
–
–
The Society will pay an additional 0.10% of the average balance held in all Sir Bobby Robson Foundation Accounts at the end of
each month to the Sir Bobby Robson Foundation annually. ISA interest is paid Gross. Rates effective from 13 February 2013.
Newcastle Big Home Saver/ISA
Monthly Interest (inc. bonus)
£1+
2.98
2.38
3.00
–
–
–
Monthly Interest (exc. bonus)
£1+
1.98
1.58
2.00
–
–
–
Bonus rate includes a conditional bonus of 1% paid monthly. To qualify for the bonus you must make at least one deposit
and no withdrawals in each bonus qualifying period. A cash bonus of £500 will be paid for balances of £5,000 - £9,999,99 held
in the account upon completion of a mortgage with the Newcastle. £1,000 will be paid for balances of £10,000+ upon completion
of a mortgage with the Newcastle. ISA interest is paid Gross. Rates effective from 21 September 2011
.
Newcastle Big Little Saver/Newcastle Big Little Junior ISA
Monthly Interest (inc. bonus)
£1+
2.98
2.38
3.00
–
–
–
Monthly Interest (exc. bonus)
£1+
1.98
1.58
2.00
–
–
–
Newcastle Big Little Saver : Bonus rate includes a conditional bonus of 1.00% paid monthly.
To qualify for the bonus you must make at least one deposit and no withdrawals in each bonus qualifying period.
Rates effective from 23 February 2011.
Newcastle Big Little Junior ISA : You must make at least one deposit in each bonus qualifying period.
Withdrawals are not permitted until the child’s 18th birthday. Interest is paid Gross.
Rates effective from 3 April 2012.
Newcastle Junior ISA
Annual Interest
£1+
2.60
–
2.60
–
–
–
Withdrawals are not permitted until the child’s 18th birthday. Rates effective from 2 April 2012.
Newcastle 55/ISA*
Annual Interest
£1 - £1,000,000
0.50
0.40
0.50
no change
Monthly Interest
£1 - £1,000,000
0.25
0.20
0.25
no change
The annual interest rate is guaranteed to be equal to the Bank of England Base Rate until 7 September 2017.
ISA interest paid Gross Annually. Rates effective from 6 March 2009.
*This product will be transferred into the Newcastle Base Rate Tracker/ISA as of 1st July 2013.
7
Current Rate
Previous Rate
AMOUNT INVESTED
GROSS %
NET %
AER %
GROSS %
NET %
AER %
Access ISA
Annual Interest
£1+
2.00
–
2.00
no change
Current rates effective from 6 May 2010.
Base Rate Plus Bond (Issue 1)
Annual Interest
£10,000 - £500,000
0.51
0.41
0.51
no change
Monthly Interest
£10,000 - £500,000
0.51
0.41
0.51
no change
Current rates effective from 6 March 2009.
Children’s Regular Saver
Annual Interest (inc. bonus)
£1 - £1,000,000
2.10
1.68
2.10
no change
Annual Interest (exc. bonus)
£1 - £1,000,000
0.10
0.08
0.10
no change
Bonus rate includes a conditional bonus of 2.00% paid annually on the anniversary of account opening.
Should you make seven or more withdrawals then Nova Plus (Issue 4) rates will apply. Current rates effective from 3 March 2009.
Family Saver Plus/ISA
Annual Interest
£100 - £1,000,000
0.50
0.40
0.50
no change
Monthly Interest
£1,000 - £1,000,000
0.25
0.20
0.25
no change
ISA interest paid Gross annually. Current rates effective from 6 March 2009.
Maturity+/Maturity+ ISA (Issues 1 & 2) - (Maturity Exclusive)
Annual Interest
£1 - £1,000,000
1.50
1.20
1.50
no change
Monthly Interest
£1,000 - £1,000,000
1.25
1.00
1.26
no change
ISA interest paid Gross annually. Issue 1 rates effective from 6 March 2009. Issue 2 rates effective from 3 November 2009.
Newcastle ISA+
Annual Interest
£3,000+
2.25
–
2.25
no change
£1 - £2,999
1.75
–
1.75
no change
Current rates effective from 7 January 2010.
Newcastle ISA+ (Issue 2)
Annual Interest
£3,600+
1.75
–
1.75
no change
£1 - £3,599
1.25
–
1.25
no change
Current rates effective from 7 January 2010.
Current Rate
Previous Rate
AMOUNT INVESTED
GROSS %
NET %
AER %
GROSS %
NET %
AER %
Newcastle ISA+ (Issue 3)
Annual Interest
£1+
1.75
–
1.75
2.25
–
2.25
Current rates effective from 5 February 2013.
Newcastle Access Saver Deposit/ISA - (Maturity Exclusive)
Annual Interest
£100,000+
0.25
0.20
0.25
no change
£10,000 - £99,999
0.20
0.16
0.20
no change
£5,000 - £9,999
0.15
0.12
0.15
no change
£1,000 - £4,999
0.10
0.08
0.10
no change
£1 - £999
0.10
0.08
0.10
no change
Monthly Interest
£1 - £100,000+
0.10
0.08
0.10
no change
ISA interest paid Gross annually. Current rates effective from 30 June 2010.
Newcastle Access Maturity Account/ISA - (Maturity Exclusive)
Annual Interest
£1+
0.50
0.40
0.50
–
–
–
Monthly Interest
£1+
0.25
0.20
0.25
–
–
–
Rates effective from 4 October 2012.
Newcastle Bonus Saver Deposit/ISA - (Maturity Exclusive)
Annual Interest (inc. bonus)
£1+
0.90
0.72
0.90
no change
Bonus rate includes a conditional bonus of 0.80% subject to no more than 2 withdrawals made between 1 December and 30 November each year.
Monthly Interest (inc. bonus)
£1+
0.85
0.68
0.85
no change
Bonus rate includes a conditional bonus of 0.75% subject to no more than 2 withdrawals made between 1 December and 30 November each year.
Annual Interest (exc. bonus)
£1+
0.10
0.08
0.10
no change
Monthly Interest (exc. bonus)
£1+
0.10
0.08
0.10
no change
ISA interest is paid Gross annually. Current rates effective from 30 June 2010.
Newcastle Base Rate Tracker Deposit/ISA - (Maturity Exclusive)
Annual Interest
£1 - £1,000,000
0.25
0.20
0.25
no change
Monthly Interest
£1 - £1,000,000
0.25
0.20
0.25
no change
The interest rate is guaranteed to be no less than the Bank of England Base Rate less 0.25% until 23 March 2013.
ISA interest paid Gross annually. Current rates effective from 30 June 2010.
Newcastle Bonus Saver/ISA (Issue 2)
Annual Interest (inc. bonus)
£1+
3.05
2.44
3.05
no change
Monthly Interest (inc. bonus)
£1+
2.80
2.24
2.84
no change
Annual Interest (exc. bonus)
£1+
1.75
1.40
1.75
2.10
1.68
2.10
Monthly Interest (exc. bonus)
£1+
1.50
1.20
1.51
1.85
1.48
1.87
Bonus rates include an unconditional bonus of 0.95% for the first 12 months from account opening date.
ISA interest is paid Gross. Current rates effective from 5 February 2013.
9
Current Rate
Previous Rate
AMOUNT INVESTED
GROSS %
NET %
AER %
GROSS %
NET %
AER %
Newcastle Direct Saver Plus
Annual Interest
£1+
2.00
1.66
2.00
2.35
1.66
2.35
Monthly Interest
£1+
1.75
1.40
1.76
2.10
1.68
2.12
Penalty free withdrawals limited to a maximum of four withdrawals per year.
Annual Interest*
£1+
0.10
0.08
0.10
0.35
0.28
0.35
Monthly Interest*
£1+
0.10
0.08
0.10
0.10
0.08
0.10
*Interest rates (upon 5th withdrawal until anniversay date). Current rates effective from 5 February 2013.
Newcastle Loyalty Access Saver - (Maturity Exclusive)
Annual Interest
£500+
2.50
2.00
2.50
3.00
2.40
3.00
£1+ £499
0.10
0.08
0.10
0.10
0.08
0.10
Monthly Interest
£500+
2.25
1.80
2.27
2.75
2.20
2.78
£1+ £499
0.10
0.08
0.10
0.10
0.08
0.10
Current rates effective from 1 January 2013.
Newcastle Loyalty Access Saver/ISA (Issue 2) - (Maturity Exclusive)
Annual Interest
£1+
2.25
1.80
2.25
2.70
2.16
2.70
Monthly Interest
£1+
2.00
1.60
2.02
2.45
1.96
2.48
Current rates effective from 5 February 2013.
Newcastle Monthly Saver
Annual Interest (inc. bonus)
£10 - £1,000,000
2.10
1.68
2.10
no change
Monthly Interest (exc. bonus)
£10 - £1,000,000
0.10
0.08
0.10
no change
Bonus rate includes a conditional bonus of 2.00% paid annually on the anniversary of account opening.
Should you make two or more withdrawals then Nova Plus (Issue 4) rates will apply. Current rates effective from 30 December 2009.
Newcastle Reward Saver/ISA
Annual Interest
£500 - £1,000,000
1.75
1.40
1.75
no change
Monthly Interest
£5,000 - £1,000,000
1.66
1.35
1.67
no change
ISA interest is paid Gross. Current rates effective from 30 April 2010.
Newcastle Loyalty Access Saver/ISA (Issues 3 & 4) - (Maturity Exclusive)
Annual Interest
£1+
2.60
2.08
2.60
–
–
–
Monthly Interest
£1+
2.35
1.88
2.38
–
–
–
The interest rate will be increased if at anytime during the first year (up to and including 10th April 2013) there is an increase in the Bank of
England Base Rate. The interest paid will equal the increase in the Bank of England rate change. Rates effective from 8 March 2012.
Closed Issues (cont.)
- Rates effective from 1 March 2012 (unless stated otherwise)
Current Rate
Previous Rate
AMOUNT INVESTED
GROSS %
NET %
AER %
GROSS %
NET %
AER %
Newcastle 50:50 ISA (Easy Access Element)
Annual Interest
£1+
1.75
–
1.75
2.25
–
2.25
Current rates effective from 5 February 2013.
Notice +
Annual Interest
£15,000 - £1,000,000
0.90
0.72
0.90
no change
£1 - £14,999
0.60
0.48
0.60
no change
Monthly Interest
£15,000 - £1,000,000
0.65
0.52
0.65
no change
£1 - £14,999
0.35
0.28
0.35
no change
Current rates effective from 30 April 2010.
Nova Plus (Issue 3)
Annual Interest
£1 - £300,000
0.10
0.08
0.10
no change
Monthly Interest
£5,000 - £300,000
0.10
0.08
0.10
no change
Current rates effective from 23 March 2011.
Nova Plus (Issue 4)
Annual Interest
£1 - £1,000,000
0.10
0.08
0.10
no change
Monthly Interest
£1 - £1,000,000
0.10
0.08
0.10
no change
Current rates effective from 8 January 2011.
Nova ISA
Annual Interest
£1+
0.30
–
0.30
no change
Current rates effective from 3 April 2009.
Save and Care Account
Annual Interest
£1 - £300,000
1.00
0.80
1.00
no change
Monthly Interest
£5,000 - £300,000
1.00
0.80
1.00
no change
Rate reduced to 0.75% Gross/AER, if a donation is to be made to Nottinghamshire Hospice. Current rates effective from 3 August 2010.
Shelter Account
Annual Interest
£1 - £300,000
0.35
0.28
0.35
no change
Monthly Interest
£5,000 - £300,000
0.35
0.28
0.35
no change
An annual donation will be paid to Shelter equivalent to 1.00% of the average total balances. Current rates effective from 6 February 2009.
Step Up Cash ISA
Annual Interest
£36,000+
1.75
–
1.75
no change
£24,000 - £35,999
1.60
–
1.60
no change
£18,000 - £23,999
1.45
–
1.45
no change
£6,000 - £17,999
1.30
–
1.30
no change
£1 - £5,999
1.00
–
1.00
no change
Current rates effective from 3 April 2009.
11
Current Rate
Previous Rate
AMOUNT INVESTED
GROSS %
NET %
AER %
GROSS %
NET %
AER %
Savings Account - (Formerly AMP Savings Account)
Annual Interest (inc. bonus)
£1 - £250,000
0.60
0.48
0.60
no change
Monthly Interest (exc. bonus)
£1 - £250,000
0.10
0.08
0.10
no change
Bonus rate includes a conditional bonus of 0.50% added to the account, if 2 deposits and no withdrawals have been made in the 12 months up to, and including 20 March each year. This amount will be included in the annual interest that is paid on 31 March. Current rates effective from 6 March 2009.
30 Day Notice ISA
Annual Interest
£1+
0.40
–
0.40
no change
Current rates effective from 3 April 2009.
The Sir Bobby Robson Foundation Saver/ISA (Issue 1)
Annual Interest
£1+
2.00
1.66
2.00
2.60
2.08
2.60
Monthly Interest
£1+
1.75
1.40
1.76
2.35
1.88
2.38
The Society will pay an additional 0.10% of the average balance held in all Sir Bobby Robson Foundation Accounts at the end of each month to the Sir Bobby Robson Foundation annually. ISA interest is paid Gross. Current rates effective from 5 February 2013.
The Sir Bobby Robson Foundation Saver/ISA (Issue 2)
Annual Interest
£1+
2.00
1.66
2.00
2.35
1.88
2.35
Monthly Interest
£1+
1.75
1.40
1.76
2.10
1.68
2.12
The Society will pay an additional 0.10% of the average balance held in all Sir Bobby Robson Foundation Accounts at the end of each month to the Sir Bobby Robson Foundation annually. ISA interest is paid Gross. Current rates effective from 5 February 2013.
The Sir Bobby Robson Foundation Saver/ISA (Issue 3)
Annual Interest
£1+
2.00
1.60
2.00
–
–
–
Monthly Interest
£1+
1.75
1.40
1.76
–
–
–
The Society will pay an additional 0.10% of the average balance held in all Sir Bobby Robson Foundation Accounts at the end of each month to the Sir Bobby Robson Foundation annually. ISA interest is paid Gross. Rates effective from 21 November 2012.
Direct Tracker (Issue 1)
Annual Interest
£1+
0.50
0.40
0.50
no change
Current rates effective from 3 April 2009.
Future Account
Annual Interest
£10+
0.90
0.72
0.90
no change
Current rates effective from 23 March 2011.
Prime Time (Over 50’s Only)
Annual Interest
£1+
0.45
0.36
0.45
no change
Monthly Interest
£1+
0.20
0.16
0.20
no change
Current rates effective from 3 April 2009.
Regular Saver Plus
Annual Interest (inc. bonus)
£1+
2.10
1.68
2.10
no change
Monthly Interest (exc. bonus)
£1+
0.10
0.08
0.10
no change
Bonus rate includes a conditional bonus of 2.00% paid annually on anniversary of account opening, subject to one deposit made each month and no more than one withdrawal per calendar year. Current rates effective from 30 December 2008.
