The bottom line is, opportunity doesn t wait for your bottom line.

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Accounts Receivable Financing

The bottom line is, opportunity doesn’t

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LSQ provides specialized accounts receivable financing to growing companies who need working capital but are unable to obtain sufficient funding from their bank. Through our partnerships and relationships with major banks and credit agencies, we have established a nationwide network to help businesses of all sizes obtain debt-free financing when it’s not available conventionally.

We make funding decisions based on your company’s potential—not your credit rating or credit history. We offer competitive rates, customized financing arrangements and personal service to help improve your profitability and financial security.

You know where your company is going, and we know

how to get there. Whether you’re just getting started,

growing and expanding, or weathering economic

uncertainty, LSQ can give you the working capital you

need to reach your goals.

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Accounts Receivable Financing

Accounts Receivable Financing, also called factoring, is a simple, debt-free way to secure working capital for your business. When you have a financing need, you simply sell outstanding invoices to LSQ. We give you an advance on the receivables balance, increasing your working capital without the wait.

Before LSQ purchases your accounts receivable, we analyze the credit worthiness of your customers. We run credit checks and confirm invoices so we can quickly approve funding and minimize your exposure to risk. You’ll spend less time managing your accounts receivable and more time feeling good about your financial stability and increased purchase power.

Accounts Receivable Management

Accounts receivable management goes hand in hand with accounts receivable financing arrangements. When you sell accounts receivable to LSQ, we accept responsibility for monitoring your customers’ credit and collecting on those invoices.

Our specialized accounts receivable

infrastructure is capable of efficiently managing billions of dollars in receivables. When LSQ handles statements, remittances, collections and more, you’ll have time to focus on what your business does best—serving your customers.

Consider your receivables, well, received.

Let’s turn your receivables into working capital. If you’re outpacing your ability

to borrow traditionally, have a limited credit history, or your business has

experienced hardships, LSQ can help. We offer reliable, debt-free financing

based on your company’s accounts receivable. Get the working capital you

need to support large contracts, strengthen your cash flow, fill purchase orders

and meet payroll. When you partner with us, you could expand your business,

get supplier discounts or take advantage of new opportunities.

Top 5 Reasons To Choose Factoring

1. Fast and reliable access to working capital when you need it 2. Debt-free financing with no monthly repayment liability 3. Accounts receivable management services

4. Sophisticated web-based software that shows your available funds 24/7 5. Built-in risk management as LSQ monitors your customers’ credit

“The team at LSQ took the time required to

understand my business and put together a

financing program designed to help me grow

my company to a new level of profitability.

LSQ has exceeded all of my expectations.”

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Flexible Financing Arrangements

Every business is different, and every business has different financing needs. That’s why LSQ works with you personally to design a financing package that fits your business cycle, cash flow needs and customer base.

LSQ has the capitalization available to finance virtually any growing business, allowing us to make deals valued at tens of thousands of dollars and create multimillion-dollar financing arrangements.

With LSQ, there are: • No long-term contracts • No accounts receivable

financing minimums • No requirements to finance

your entire portfolio • No early termination fees

Asset-based lending

If you have assets tied up in inventory, equipment or receivables, LSQ can help you use those assets to secure a line of credit. The approval process is quick— usually taking a week or less—and we’ll work with you to find flexible terms that meet your business’s capital needs. Once you submit an application, we will present an asset-based lending proposal for your acceptance, based on your company’s financial performance and asset base, paying special attention to cash flow, receivables and internal controls. If you accept the proposal, we will audit your organization’s systems and procedures before finalizing the credit facility. Use your injection of working capital to make acquisitions, recapitalize and increase profitability. Continue to access it on a daily and weekly basis as needed.

Real-time Account Access

See your available funds any time when you log in to LSQ Access, our secure client portal. Monitor your customers’ transactions, find out which invoices have been paid and request funds in real time from any device connected to the Internet.

Is Accounts Receivable Financing

Right for Your Company?

These questions can help you determine whether accounts receivable financing is a good fit for your type of business:

• Do you sell to other companies on credit terms (Net 30 or Net 45, for example)?

• Do you bill customers after a product is delivered or a service rendered?

• Do your customers typically pay your invoices? • Have you been unable to obtain sufficient

bank financing?

If so, you are a prospect for factoring. Contact LSQ today to find out more.

Note: Not all companies qualify for accounts receivable financing. LSQ does not work with companies that sell directly to consumers, construction companies, third-party medical billing, consignment sales or companies that bill on progress terms.

Contact LSQ to learn more.

Visit: LSQ.com Call: 800.474.7606 Email: [email protected]

Invoicing: Choose the invoices you want to factor and send the information to LSQ for same-day approval. Confirmation: LSQ confirms receipt of the invoice and its amount with your customer. We monitor your customer’s credit, manage your accounts receivable and oversee collections on your behalf. Funding: Receive 80-90% of the receivables balance the same day. When your customer sends payment to LSQ, you receive the reserve.

Factoring in 3 Simple Steps

Our professional account teams and state-of-the-art technology make the day-to-day factoring process simple and efficient.

Our Measure of success

We look beyond your credit history and balance sheet to see the same business potential that you see. Our goal is to ensure that you have the working capital you need to grow and expand. After all, you have a vision for your business and we can help you achieve it.

For many clients, another key measure of success is building credit in order to qualify for conventional bank financing in the future. With help from LSQ, you can strengthen your bottom line and improve cash flow without being locked in to a long-term arrangement or facing substantial fees and penalties.

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2600 Lucien Way, Suite 100 Maitland, FL 32751 T 800.474.7606 W lsq.com

We excel at success.

Our accounts receivable financing service is virtually unmatched in the industry. Founded in 1996, LSQ has grown into one of the largest and oldest independently run accounts receivable financing companies in the U.S. We provide funding to companies of all sizes—from small to middle-market businesses—and restore their opportunity to grow.