Banner Life AM Best A+ S&P
AA-OPTerm 20 (guar 20) Preferred Plus Non-Tobacco NOTE: Rates Effective 10/26/2009
Nearest Age 41 $725.00
ReliaStar Life Insurance Company (ING) AM Best A
S&P A+
ING TermSmart 20 (guar 20) Super Preferred Nonsmoker
NOTE: Substandard premiums are not exact. Please utilize ING's proprietary software, ING Presents. Rates effective 7/11/2009.
Nearest Age 41 $775.00
Genworth Life and Annuity Insurance Company AM Best A
S&P A
Colony 20 (guar 20)
Preferred Best No Nicotine Use NOTE: Rates effective 1/5/2009
Nearest Age 41 $780.00
Genworth Life Insurance Company AM Best A
S&P A
Sure Term® 20 (guar 20) Preferred Best No Nicotine Use NOTE: Rates effective 1/5/2009
Nearest Age 41 $780.00
American General Life Companies AM Best A
S&P A+
AG Select-A-Term (20 yrs) Preferred Plus Nontobacco NOTE: Rates Effective 11/16/2009
Nearest Age 41 $794.00
Transamerica Life Insurance Co – Family Markets AM Best A
S&P
AA-Ultima Champion (20 yrs) Preferred Elite Non-Tobacco
NOTE: Rates Effective 11/9/2009 Minimum premium of $10 (monthly); $30 (quarterly); $60 (semiannual); $120 (annual)
Actual Age 40 $800.00
Western Reserve Life AM Best A
S&P
AA-TermPlus (20 yrs)
Preferred Elite Non-Tobacco
NOTE: Rates Effective 11/9/2009 Minimum premium of $10 (monthly); $30 (quarterly); $60 (semiannual); $120 (annual)
Actual Age 40 $800.00
Minnesota Life AM Best A+ S&P
AA-Advantage Elite Term 20 Preferred Select Non-Tobacco NOTE: Rates Effective 9/2008
Nearest Age 41 $830.00
North American Company for Life and Health Insurance
AM Best A+ S&P A+
ADDvantage 20 (guar 20) Super Preferred Non-Tobacco
NOTE: Rates effective August 13, 2009
Transamerica Life Insurance Co AM Best A
S&P
AA-Trendsetter Super (20 yrs) Preferred Plus
NOTE: Rates effective September 1, 2009
Nearest Age 41 $840.00
Lincoln National Life Insurance Company AM Best A+
S&P
AA-LifeElements (20 yrs) 2009 Preferred Plus
NOTE: There is a one-time, automatic and significant decrease in death benefit immediately following the level term period. Only occurs if coverage is continued beyond level term period-Rates eff 3/23/09
Nearest Age 41 $845.00
Prudential Financial AM Best A+ S&P
AA-Term Essential 20 (guar 20) Preferred Best Non Smoker
NOTE: This quote is an estimate and may differ from the actual premium. Actual premiums are determined after the underwriting process is complete and could differ from this quote. Rates Effective 11/2/09.
Actual Age 40 $875.00
West Coast Life AM Best A+ S&P
AA-Focus Term 20 (guar 20) Super Preferred
NOTE: The contents of this website are for illustration purposes only. For current information, please use our WinFlex software. Waiver of premium not available after Table 4 (D)
Nearest Age 41 $880.00
Aviva Life and Annuity Company AM Best A
S&P
AA-20 Year Term 01/AA-2010 Premier Non-Tobacco
NOTE: Rates effective 1/25/2010
Nearest Age 41 $915.00
United of Omaha AM Best A+ S&P
AA-Term Life 20 Answers (guar 20) Preferred Plus
NOTE: Rates effective 12/1/09. Actual premium will be determined by carrier and may differ from this quote.
Actual Age 40 $915.00
Foresters AM Best A S&P NR
Lifefirst Medical (20 yrs) Preferred Plus Non-Tobacco
Nearest Age 41 $922.50
Foresters AM Best A S&P NR
Lifefirst Medical (20 yrs) Preferred Plus Non-Tobacco
Nearest Age 41 $922.50
Prudential Financial AM Best A+
United of Omaha AM Best A+ S&P
AA-Term Life 20 Answers (guar 20) Preferred Non-Tobacco
NOTE: Rates effective 12/1/09. Actual premium will be determined by carrier and may differ from this quote.
Actual Age 40 $945.00
Union Central/Ameritas Life AM Best A
S&P
AA-Keystone Term 20 (guar 20) Preferred Plus Non-Tobacco NOTE: Rates effective 2/26/07
Nearest Age 41 $950.00
American General Life Companies AM Best A
S&P A+
AG Select-A-Term (20 yrs) Preferred Nontobacco
NOTE: Rates Effective 11/16/2009
Nearest Age 41 $954.00 Banner Life AM Best A+ S&P AA-OPTerm 20 (guar 20) Preferred Non-Tobacco
NOTE: Rates Effective 10/26/2009
Nearest Age 41 $955.00
ReliaStar Life Insurance Company (ING) AM Best A
S&P A+
ING TermSmart 20 (guar 20) Preferred Nonsmoker
NOTE: Substandard premiums are not exact. Please utilize ING's proprietary software, ING Presents. Rates effective 7/11/2009.
Nearest Age 41 $955.00
American National AM Best A S&P
AA-ANICO Select Term without ROP (20 yrs) Preferred Plus Nicotine Non-User
NOTE: ANICO Select Term is a level premium term with guaranteed level premiums for the initial term period of 10, 15, 20, or 30 years. An optional ROP rider may be added at issue on qualifying plans.
Actual Age 40 $975.00
Genworth Life and Annuity Insurance Company AM Best A
S&P A
Colony 20 (guar 20) Preferred No Nicotine Use NOTE: Rates effective 1/5/2009
Nearest Age 41 $980.00
Genworth Life Insurance Company AM Best A
S&P A
Sure Term® 20 (guar 20) Preferred No Nicotine Use NOTE: Rates effective 1/5/2009
Nearest Age 41 $980.00
Transamerica Life Insurance Co – Family Markets AM Best A
S&P
AA-Ultima Champion (20 yrs) Preferred Plus Non-Tobacco
NOTE: Rates Effective 11/9/2009 Minimum premium of $10 (monthly); $30 (quarterly); $60 (semiannual); $120 (annual)
Western Reserve Life AM Best A
S&P
AA-TermPlus (20 yrs)
Preferred Plus Non-Tobacco
NOTE: Rates Effective 11/9/2009 Minimum premium of $10 (monthly); $30 (quarterly); $60 (semiannual); $120 (annual)
Actual Age 40 $990.00
Minnesota Life AM Best A+ S&P
AA-Advantage Elite Term 20 Preferred Non-Tobacco NOTE: Rates Effective 9/2008
Nearest Age 41 $1,020.00
Transamerica Life Insurance Co AM Best A
S&P
AA-Trendsetter Super (20 yrs) Preferred Nonsmoker
NOTE: Rates effective September 1, 2009
Nearest Age 41 $1,020.00
Prudential Financial AM Best A+ S&P
AA-Term Essential 20 (guar 20) Preferred Non-Tobacco
NOTE: This quote is an estimate and may differ from the actual premium. Actual premiums are determined after the underwriting process is complete and could differ from this quote. Rates Effective 11/2/09.
Actual Age 40 $1,045.00
Lincoln National Life Insurance Company AM Best A+
S&P
AA-LifeElements (20 yrs) 2009 Preferred Non-Smoker
NOTE: There is a one-time, automatic and significant decrease in death benefit immediately following the level term period. Only occurs if coverage is continued beyond level term period-Rates eff 3/23/09
Nearest Age 41 $1,065.00
North American Company for Life and Health Insurance
AM Best A+ S&P A+
ADDvantage 20 (guar 20) Preferred Non-Tobacco
NOTE: Rates effective August 13, 2009
Nearest Age 41 $1,075.00
West Coast Life AM Best A+ S&P
AA-Focus Term 20 (guar 20) Preferred Nontobacco
NOTE: The contents of this website are for illustration purposes only. For current information, please use our WinFlex software. Waiver of premium not available after Table 4 (D)
Nearest Age 41 $1,080.00
Prudential Financial AM Best A+ S&P
AA-Term Elite 20 (guar 20) Preferred Non-Tobacco
NOTE: This quote is an estimate and may differ from the actual premium. Actual premiums are determined after the underwriting process is complete and could differ from this
Union Central/Ameritas Life AM Best A
S&P
AA-Keystone Term 20 (guar 20) Preferred Non-Tobacco NOTE: Rates effective 2/26/07
Nearest Age 41 $1,140.00
Foresters AM Best A S&P NR
Lifefirst Medical (20 yrs) Preferred Non-Tobacco
Nearest Age 41 $1,152.50
Foresters AM Best A S&P NR
Lifefirst Medical (20 yrs) Preferred Non-Tobacco
Nearest Age 41 $1,152.50
Aviva Life and Annuity Company AM Best A
S&P
AA-20 Year Term 01/AA-2010 Preferred Non Tobacco
NOTE: Rates effective 1/25/2010
Nearest Age 41 $1,175.00
RBC Insurance AM Best A S&P NR
RBC Level Term 20 (guar 20) Preferred Plus Nontobacco NOTE: Effective date 12/5/2008
Nearest Age 41 $1,250.00
RBC Insurance AM Best A S&P NR
RBC Level Term 20 (guar 20) Preferred Nontobacco
NOTE: Effective date 12/5/2008
Nearest Age 41 $1,630.00
American General Life Companies AM Best A
S&P A+
AG ROP Select-a-Term (20 yrs) Preferred Plus Nontobacco NOTE: Rates Effective 3/9/2009
Nearest Age 41 $3,260.00
American General Life Companies AM Best A
S&P A+
AG ROP Select-a-Term (20 yrs) Preferred Nontobacco
NOTE: Rates Effective 3/9/2009