The Federal Trade
Commission reports
that identity theft has
been the
NUMBER
ONE
consumer
complaint for
ELEVEN
consecutive years
!
•
Over 512 million Americans’ Identities have been
reported lost or stolen since January 2005.
www.privacyrights.org•
Over
400,000 dead people opened bank accounts last
year.
•
The revenue from trafficking financial data has
surpassed that of drug trafficking.
–
US Secret Service•
Over
3.5 million children have already fallen victim to
identity theft in the US.
•
“Identity Theft is poised to increase by a factor of 20
over the next two years. The criminals are still trying
to figure out what to do with all the data.”
•
There are currently over 27,000 NEW identity theft
victims
EVERY DAY
!
•
You are THREE times more likely to have your
identity stolen than you are to have your house or
car broken into.
•
The average dollar amount
charged in Identity Theft:
$92,893
•
The average time taken by a
victim to restore their identity
is
607 hours.
•
Most identity theft issues are
non-credit related.
About
60 seconds
to find out
that you are a
victim of
identity theft
It takes…
An average of
600 hours
to restore
your identity
Drivers License Medical Financial
Employment SSA & IRS Character &
Criminal
Minor Children
Drivers License Medical Financial
Employment SSA & IRS Character &
Criminal
Minor Children
Drivers License Medical Financial
Employment SSA & IRS Character &
Criminal
Minor Children
Drivers License Medical Financial
Employment SSA & IRS Character &
Criminal
Minor Children
Drivers License Medical Financial
Employment SSA & IRS Character &
Criminal
Minor Children
•
Credit card fraud accounts for
less than 17% of identity theft.
•
A thief can destroy your good
credit in a matter of hours.
•
Banks have done a great job
telling people that identity
theft is mostly “credit
monitoring.”
Drivers License Medical Financial
Employment SSA & IRS Character &
Criminal
Minor Children
Drivers License Medical Financial
Employment SSA & IRS Character &
Criminal
Minor Children
Types of Identity Theft
“I owe $16,000 on my
credit cards, my
condo’s in foreclosure
and I turn seven on
Identity Theft Prevention Tips
1. Review a current copy of your credit report.
2. Make sure you shred “junk mail” and unwanted credit card offers!
3. Opt out when you receive Privacy Statements – You must write them to stop companies from sharing your information.
4. Do not carry your Social Security Card – Keep it safe at home. 5. Do not carry extra credit cards.
Identity Theft Prevention Tips
7. Do not mail bill payments and checks from home. Use locked mailboxes.
8. Do not print your Social Security number or drivers license number on your checks.
9. Order your Social Security Earnings and Benefits statement and check it for accuracy.
10. Examine charges on your credit card statements each month.
11. Never give your credit card number or personal information over the phone unless you initiated the call.
12. Invest in an identity theft protection plan that provides restoration services.
Identity Theft Plans
•
Monitoring Plans
•
Reimbursement Plans
•
Fraud Alert Services
•
Restoration Plans
Plan Recommendation
Complete Credit Analysis
24 Hour
Credit Monitoring Complete Identity Restoration Minor Coverage
Identity Theft Shield
Plan Recommendation
• Kroll is the world’s leading risk consulting company.
• Headquartered in New York
• Founded in 1972 by Jules Kroll
• Operates in 65 cities and 33 countries with over 3800 employees
• Kroll maintains a superior expertise in
monitoring credit and restoring the lives of identity theft victims.
Plan Recommendation
We have found that identity theft
can lead to many legal issues
including:
•
Criminal Charges
•
Arrests
•
Lawsuits
•
Garnishments
•
Civil Litigations
•
IRS Audits
Plan Recommendation
PREVENTIVE LAW
• Unlimited telephone consultation
• Letters and telephone calls
• Legal contract & document review
• Access to legal forms online
ESTATE PLANNING • Preparation of your last will
and testament
• Annual updates
• Preparation of a health care power of attorney
• Preparation of a living will
MOTOR VEHICLE • Assistance with moving
traffic violations
• Drivers license services
• Defense of some criminal charges
TRIAL DEFENSE • Trial defense of civil actions
• Covers some job related criminal lawsuits
• Pre-trial and trial assistance
• Coverage increases each year for the first five years
Plan Recommendation
IRS AUDITS • Consultation • Representation at audit • Representation at trial 24 HOUR ACCESS • If you are ever arrested ,detained or served with a warrant you have access to your provider law firm 24 hours a day
Under the protection of
LegalShield, you and your family can live your life worry-free, every
day, every night, now and forever.
Plan Recommendation
LegalShield gives you
access to one of the
largest law firm networks
in the world.
This network is paid in
excess of 100 million
dollars a year.
Enrollment Details
Employees qualify for a
special group rate of:
$5.98 per week!
That is less than the cost of a bottle
of water a day!
Enrollment Details
OPTION A
IDENTITY THEFT COVERAGE ONLY
$12.95 a month/ $2.99 a week
OPTION B
IDENTITY THEFT WITH LEGAL COVERAGE
$25.90 a month / $5.98 a week
Enrollment Details
OPTION A
COVERAGE FOR MEMBER & SPOUSE
$12.95 a month
OPTION B
COVERAGE FOR MEMBER, SPOUSE, & ALL MINOR
CHILDREN
