Protecting Families, Finances, and Your Future

37 

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The Federal Trade

Commission reports

that identity theft has

been the

NUMBER

ONE

consumer

complaint for

ELEVEN

consecutive years

!

(4)

Over 512 million Americans’ Identities have been

reported lost or stolen since January 2005.

www.privacyrights.org

Over

400,000 dead people opened bank accounts last

year.

The revenue from trafficking financial data has

surpassed that of drug trafficking.

US Secret Service

Over

3.5 million children have already fallen victim to

identity theft in the US.

(5)

“Identity Theft is poised to increase by a factor of 20

over the next two years. The criminals are still trying

to figure out what to do with all the data.”

There are currently over 27,000 NEW identity theft

victims

EVERY DAY

!

You are THREE times more likely to have your

identity stolen than you are to have your house or

car broken into.

(6)

The average dollar amount

charged in Identity Theft:

$92,893

The average time taken by a

victim to restore their identity

is

607 hours.

Most identity theft issues are

non-credit related.

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About

60 seconds

to find out

that you are a

victim of

identity theft

It takes…

An average of

600 hours

to restore

your identity

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Drivers License Medical Financial

Employment SSA & IRS Character &

Criminal

Minor Children

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Drivers License Medical Financial

Employment SSA & IRS Character &

Criminal

Minor Children

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Drivers License Medical Financial

Employment SSA & IRS Character &

Criminal

Minor Children

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Drivers License Medical Financial

Employment SSA & IRS Character &

Criminal

Minor Children

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Drivers License Medical Financial

Employment SSA & IRS Character &

Criminal

Minor Children

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Credit card fraud accounts for

less than 17% of identity theft.

A thief can destroy your good

credit in a matter of hours.

Banks have done a great job

telling people that identity

theft is mostly “credit

monitoring.”

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Drivers License Medical Financial

Employment SSA & IRS Character &

Criminal

Minor Children

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Drivers License Medical Financial

Employment SSA & IRS Character &

Criminal

Minor Children

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Types of Identity Theft

“I owe $16,000 on my

credit cards, my

condo’s in foreclosure

and I turn seven on

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Identity Theft Prevention Tips

1. Review a current copy of your credit report.

2. Make sure you shred “junk mail” and unwanted credit card offers!

3. Opt out when you receive Privacy Statements – You must write them to stop companies from sharing your information.

4. Do not carry your Social Security Card – Keep it safe at home. 5. Do not carry extra credit cards.

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Identity Theft Prevention Tips

7. Do not mail bill payments and checks from home. Use locked mailboxes.

8. Do not print your Social Security number or drivers license number on your checks.

9. Order your Social Security Earnings and Benefits statement and check it for accuracy.

10. Examine charges on your credit card statements each month.

11. Never give your credit card number or personal information over the phone unless you initiated the call.

12. Invest in an identity theft protection plan that provides restoration services.

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Identity Theft Plans

Monitoring Plans

Reimbursement Plans

Fraud Alert Services

Restoration Plans

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Plan Recommendation

Complete Credit Analysis

24 Hour

Credit Monitoring Complete Identity Restoration Minor Coverage

Identity Theft Shield

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Plan Recommendation

Kroll is the world’s leading risk consulting company.

Headquartered in New York

Founded in 1972 by Jules Kroll

Operates in 65 cities and 33 countries with over 3800 employees

Kroll maintains a superior expertise in

monitoring credit and restoring the lives of identity theft victims.

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Plan Recommendation

We have found that identity theft

can lead to many legal issues

including:

Criminal Charges

Arrests

Lawsuits

Garnishments

Civil Litigations

IRS Audits

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Plan Recommendation

PREVENTIVE LAW

Unlimited telephone consultation

Letters and telephone calls

Legal contract & document review

Access to legal forms online

ESTATE PLANNING Preparation of your last will

and testament

Annual updates

Preparation of a health care power of attorney

Preparation of a living will

MOTOR VEHICLE Assistance with moving

traffic violations

Drivers license services

Defense of some criminal charges

TRIAL DEFENSE Trial defense of civil actions

Covers some job related criminal lawsuits

Pre-trial and trial assistance

Coverage increases each year for the first five years

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Plan Recommendation

IRS AUDITS Consultation Representation at audit Representation at trial 24 HOUR ACCESS If you are ever arrested ,

detained or served with a warrant you have access to your provider law firm 24 hours a day

Under the protection of

LegalShield, you and your family can live your life worry-free, every

day, every night, now and forever.

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Plan Recommendation

LegalShield gives you

access to one of the

largest law firm networks

in the world.

This network is paid in

excess of 100 million

dollars a year.

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Enrollment Details

Employees qualify for a

special group rate of:

$5.98 per week!

That is less than the cost of a bottle

of water a day!

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Enrollment Details

OPTION A

IDENTITY THEFT COVERAGE ONLY

$12.95 a month/ $2.99 a week

OPTION B

IDENTITY THEFT WITH LEGAL COVERAGE

$25.90 a month / $5.98 a week

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Enrollment Details

OPTION A

COVERAGE FOR MEMBER & SPOUSE

$12.95 a month

OPTION B

COVERAGE FOR MEMBER, SPOUSE, & ALL MINOR

CHILDREN

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Enrollment Details

This benefit is available through payroll

deduction at a special group rate.

Complete the

YELLOW

highlighted area

of your membership form.

$10 enrollment fee is waived for all

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Enrollment Details

Complete the

YELLOW

highlighted area of

your membership form.

If you want your payment through checking

or saving account complete the

PINK

areas.

If you want your payment through debit or

credit card complete the

BLUE

areas.

$10 enrollment fee is waived for all

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