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Lesson 14 Retirement Age

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Learning Objectives

After this lesson, students will be able to:

Lesson Objectives

1

1. Define what retirement is.

2. Recognize matters concerning old age and retirement.

3. Give details and examples to relate vocabulary to the topic.

4. Employ two future tenses to talk about plans and things in progress now which will be

completed in the future.

5. Express knowledge and ideas about specific issues in retirement with the use of transitions.

6. Use modals of deduction to provide speculations and probable solutions.

7. Define idiomatic expressions using context clues.

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Warm Up

WARM UP

a. What comes to mind when you hear the word ‘retirement’?

b. Do you think people who retire miss working?

c. What do you think you’ll do in your retirement?

d. Would you like to aim for an early retirement? Why or Why not?

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Introduction

Life after Career

Sources: Retirement - Wikipedia/ What Concerns Do You Have About Your Retirement? (letsmakeaplan.org)

How do you look at the prospect of

retiring? Do you dread it or look forward

to it? State reasons.

Many people choose to retire when they are eligible for private or public pension benefits,

although some are forced to retire when bodily conditions no longer allow the person to work

any longer (by illness or accident) or as a result of legislation concerning their position.

All other goals notwithstanding, most people deeply

want to preserve their own dignity throughout

retirement. They do not want to run out money

prematurely and lean on others for support.

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Listening Activity

5

Moderator: Hello Ladies and Gentleman. It gives me great pleasure to introduce our _______ speaker for today’s _______ , Dr. Howard Miller. Dr. Miller,

Professor of _______ at Washington University, has written _______ articles and books on the _______ older Americans in our _______ society for the past 15 years. Dr. Miller:

Dr. Miller: Thank you for that introduction. Today, I’d like to _______ my remarks from a story from my own life which I feel _______ our common concerns

that _______ here together. Several years ago when my grandparents were _______ their eighties, they were faced with the reality of no longer being

_______ care for themselves. My grandfather _______ his greatest fear, that of leaving the only home they had known for the past 60 years. _______ the

tears, he spoke _______ of the fact that he had built their home from the _______, and that he had _______ and _______ in the process. The _______ of having to sell their home and give up their _______ and move into a retirement home was an _______ experience for them. It was, in my grandfather’s own words, like having a _______ He was quite _______ that he felt he wasn’t important anymore.

For them and some older Americans, their _______ “golden years” are at times not so pleasant, for this period can mean the _______ of not only one’s health but the _______ and _______ . In many societies, this _______ is closely related with our social status, occupation, material possessions, or independence. Furthermore, we often live in societies that value that which is “new” or _______ , and our own usage of _______ in the English language often does not _______ well older for Americans. I mean how would your family react if you came home tonight _______ , “Hey, come to the living room and see the OLD black and white TV I brought!” Unfortunately, the word “old” _______ images of the need to replace or _______ .

Now, many of the lectures given at this conference have focused on the issues of _______, medical care, and the development of public facilities for ______. And while these are _______ issues that must be addressed, I’d like to focus my comments on an _______ that will affect the overall success of the other programs mentioned. This has to do with _______ our perspectives on what it means to be a part of this group, and finding meaningful roles the elderly can play and should play in our societies.

Listening Activity 14.1 Senior Citizens

Listen and fill in the blanks with the right word/s.

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Grammar Bits

6

Use these tenses to talk about what you have accomplished and what

you envision for your retirement to avoid sabotaging it.

Hobbies tried

Places visited

Cuisines tasted

People to catch up with

People to spend time with

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Vocabulary Exercise

7

The following are synonyms and antonyms of words/phrases on the reading text.

Can you identify them?

entirety

unjust

concurrent

strain

sympathy

dissuade

mitigate

life expectancy

foster

forward-thinking

diminutive

alleviate

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Reading Exercise

8

Retirement & Society

Source: https://howtodoielts.com/ielts-essay-retirement-society/

As average

life expectancy

rises, people are living longer and longer after retirement, which poses a number of problems for

individuals and society. In my opinion, these

tensions

can be remedied through government action.

People retiring older can lead to conflict between individuals and an increased

burden

on society generally. For the young,

the process of

fully integrating

older people into society can be challenging. For example, many older people have quieter

lifestyles and

disputes may arise

with younger individuals who are

in the habit of

hosting loud parties or coming home late at

night, particularly in cases where young people are taking care of older relatives. The

strain

on society can also be great as

older people require more medical support to treat conditions

ranging from

arthritis to cancer to heart disease. This

translates

to

a greater

proportion

of taxes going to the older generation and can

foster

societal

resentment

and ageism.

The best fixes for these problems can be achieved by governments. Firstly, governments

can ease the

integration

of generations by providing better retirements plans for individuals. For example, in the United

States, social security benefits are rarely enough to

cover

retirement and so many must

depend on

their children. As for

society, governments must be more

conscientious

in planning for

more substantial

medical expenses. The government

should anticipate this

trend

only continuing in the future and

set aside funds

to research and apply

advanced treatments

for

retired citizens

well into their 80s

. These measures combined would

alleviate

some of

the weight of

supporting older

populations.

In conclusion, the pressures resulting from growth in the average

life span

can be countered with

forward-thinking

governmental policy. This will only become more important in the future as people live even longer.

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Reading Comprehension

9

1.

As average life expectancy rises, people are living longer and longer after getting promoted.

2.

For youngsters, being in a workplace with elderly folks is a conventional.

3.

Younger generations live a calming life than those of the people in their golden years.

4.

Medical cost for the aged is now decreasing.

5.

Elderly people can contribute more to taxes leading to a better economy.

6.

Ageism is not a huge problem.

7.

The government shall provide better pension plans for aged people.

Free Response

Modify the false statements to make them correct.

With shifting perspectives on age and changes in the workplace, people are extending their careers

because they want to keep working, how will these things be affected?

Social Security

State pension

Savings

Investments

Mobility

Efficacy

Employ transitions such as:

Therefore, Hence, Consequently, Thus, Nevertheless, However, Meanwhile

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Grammar Chunk

10

We can use modal verbs for

deduction – guessing if

something is true using the

available information. The

modal verb we choose shows

how certain we are about the

possibility.

Modals of Deduction

Uses

Examples

may/might

When we think something is perhaps true, but we are not 100% sure.

Maxmay/might notwant to work in the garage forever.

could

May/Might can be replaced by could

in positive sentences.

Max’s fathermay/might/could retire soon, he is almost 60.

may/might (not) + have +

past participle

or

can’t/must + have + past

participle.

To speculate about something in the past

Max’s grandfather may/mighthave wanted to retire when he was 50.

Max’s fathermust have worked very hard.

can’t

To express something we are sure is

untrue or impossible in the present.

Maxcan’tbe retired, he’s 12 years old. (but not: Max mustn’t be retired.)

must

We use to express something we are 100% sure is true in the present.

Max’s grandfather mustbe retired, he’s 90 years old.

will (not)/shall (not

To make a prediction about the future, or when we are sure about something in the future.

Max’s grandfather won’tretire yet, he doesn’t have enough money to do so.

Modals of Deduction

More details: Modal Verbs in English Grammar (lingolia.com)

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Language Focus

11

Research on ageist stereotypes demonstrates that most people have specific negative beliefs about aging

and that most of those beliefs are inaccurate. Here are some of them:

They are resistant to change.

Eg. resist learning new skills

They don’t like or

understand technology.

They are complacent

or unmotivated.

They are too highly

compensated to retain.

They are difficult to

handle.

State speculations on why people might stereotype aged people in

the workplace to have these factors. What must be done to cease it?

1. ________________________________________________________

2. ________________________________________________________

3. ________________________________________________________

4. ________________________________________________________

5. ________________________________________________________

Source: California Employers Association - Ageism in the Workplace

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Idiomatic Expressions

12

What do the following idioms mean?

The officer retired with

a

golden handshake

and a pension.

He's in good health and

he feels it's too early to

be

put out to pasture.

He had made up his mind

that this show was going

to be his

swan song

.

I'm worried that I'm

going to get a ton of

work dumped on me

when my boss decides

to

hang up her hat

.

Use the idioms to make sentences.

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Speaking Drill

13

Express Yourself

1.

Do people who retire get a state pension in your country?

2.

What is something you cannot afford now but would like to in the future?

3.

What are the ways to increase your savings?

4.

Do you think the average human lifespan will increase in the next 20 years?

5.

What are the effects of an aging population?

6.

When do you want to hang up your hat?

7.

What is the retirement age for men and women in your country?

8.

Is the birth rate higher or lower than 50 years ago?

9.

Why do you think retirement is called 'the golden years?‘

10. What do you personally think would be the most appropriate age to retire?

11. Women generally live five years longer than men. Shouldn't they retire five years later?

12. In your culture, do the children have to support their parents financially after they retire?

13. What do you think of the idea of living in a retirement home?

14. Do you believe in early retirement?

15. Would you consider retiring early if you make it big?

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The End

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