Leading finance technology

Leading finance

technology

We deliver best-in-class software and

consulting services to more than 100

leading auto finance, asset finance and

lending organizations in 30 countries.

For almost a quarter of a century our

enduring vision has been to develop an

innovative, intuitive, agile technology

platform that enables finance and

leasing organizations to create and

manage business processes with

maximum efficiency, enabling them

to improve their quality of customer

service, while also keeping costs and

business risk to a minimum.

White Clarke Group is well established as the

world’s leading provider of end-to-end automotive

and asset finance solutions.

A Passion

for innovation

Leading finance technology

To achieve this White Clarke Group has focused both on award-winning innovation – with year-on-year investment in research, product development and improving the skills of our 500-strong global workforce – and strategic corporate acquisitions that have extended our geographic reach and talent pool.

Global reach

We now have regional offices in North America (Atlanta and Toronto), Asia Pacific (Sydney and Beijing), Europe (Munich and Vienna), along with our head office and development center in Milton Keynes, in the UK.

Thought leaders

Through the world we provide finance industry thought leadership and best practice, and work closely with other world-class finance organizations and appropriate trade bodies.

A partner with experience and

credibility, who had a certain scale,

and who had the stature to come

to us and challenge our thinking.

Nick Ockwell, Executive Vice-President & CIO, Exeter Finance Corporation

Smart

end-to-end

Auto and Asset

Finance Software

CALMS supports the complete lifecycle of asset finance and leasing from origination through credit decisioning, contract management and customer support. 100% web-based, self-service, brokers, dealers, and direct sales. CALMS supports multiple asset types, loans, and finance products.

Front-Office

CALMS User Portals: Capture the right data, and

create quotes quickly and accurately. It features seven specialized CALMS User Portals, which are fully-customizable interfaces based on your needs.

Mid-Office

CALMS Credit-Scoring Engine: Make the right

credit decisions, and manage their activation. Powerful tools to handle front-end proposal requests, including credit decisioning and underwriting; supplier and invoice management; document verification, and contract activation.

Back-Office

Contract Management System: Profitably manage

and maintain lease agreements from their start to their conclusion. Manage the full lifecycle of lease deals from activation through to settlement and termination and use powerful tools for the full range of contract administration activities.

CALMS Wholesale

A sophisticated inventory finance solution that

provides comprehensive, self-service floorplanning capabilities for finance companies, asset

manufacturers and dealers.

CALMS BPAE

CALMS Catalyst is the White Clarke Group Business

Process Automation Engine (BPAE). It provides a range of functions designed to empower the end business user to create and manage their own business processes, achieved by the use of an easy-to-use graphical interface.

Sed ut perspiciatis unde omnis iste natus error sit voluptate

Work Flow

Product & MHA Pricing Configuator

Fleet In-life Services

In-life Services

Wholesale Admin

Fleet Portal Mobile Portal

Our modular product platform can be tailored to your requirements.

Automotive finance

We’re the global number one business solutions provider to the automotive finance sector for retail, fleet & wholesale.

Asset finance

Automate and develop new efficient processes, speed up application workflow and adopt better ways of integrating disparate systems and data sources

Wholesale/Floorplan

Finance

A complete end-to-end stocking and wholesale solution. We support wholesale finance systems in over 20 countries.

Bank & Credit Union

Finance

A fully web-enabled credit origination system that supports the needs of banks and credit unions.

Fleet Management

& Contract Hire

Speed up application workflow and adopt better ways of integrating disparate systems and data sources.

A single platform,

configured precisely

to each finance sector

Our unique layered approach offers

all the benefits of a packaged solution

with the comfort of a bespoke fit —

configured to each user company’s

business processes and business

rules, without compromise.

Industry layer – contains all the basic functionality needed in the credit finance sector

Sector layer – configures the basic layer to match the special demands of specific market sectors: motor finance, asset finance, consumer finance, wholesale finance (floorplanning), fleet and contract hire finance, credit unions, commercial lending or mortgage finance.

Customer-specific layer – the final configuration to meet each customer’s idiosyncrasies.

As the credit finance industry changes, as each sector changes and as each user company changes, the solution can always stay ahead of the game.

Creating a Greenfield retail finance

operation, completely from scratch in just

nine months from concept to completion,

was a remarkable achievement.

Martin Thomas, Managing Director, FGA Capital

We work closely with trade

organizations around the world:

The Australian Equipment Leasing Association (AELA) The Australian Finance Conference (AFC)

The Australian Fleet Managers Association (AFMA) American Financial Services Association (AFSA) The German Leasing Association (BDL)

British Vehicle Rental and Leasing Association (BVRLA) Canadian Finance & Leasing Association (CFLA) The Equipment Leasing and Finance Association (ELFA) The Finance and Leasing Association (FLA)

The National Automobile Dealers Association (NADA) The National Equipment Finance Association (NEFA) Leaseurope, National Vehicle Leasing Association (NVLA) The Austrian Leasing Associatio (VÖL)

White Clarke Group is the source and publisher of the

Americas

� Chinook Credit Union

� Coast Capital Savings Credit Union

� CRI Canada

� CUMIS

� Eckville District Savings & Credit Union

� Exeter Finance Corp

� Ford Credit

� GM Financial

� Hitachi Capital

� Kawasaki Motor Finance Corporation

� Lakeland Credit Union

� Northpoint Commercial Finance

� PACCAR Financial

� Servus Credit Union

� Steinbach Credit Union

� TCF Inventory Finance

� Triad Financial

� Volkswagen Financial Services

Europe and Africa

� BAWAG PSK Leasing

� EVB Leasing (Erste Bank)

� FFS Private Leasing

� FGA Capital

� Ford Credit

� GM Financial

� Heidelberg Print Finance

� Hypo Group Alpe Adria

� John Deere Financial

� LeasePlan

� Lombard Business Finance

� Open University

� PACCAR Financial

� Raiffeisen Leasing

� Raiffeisen IMPULS Leasing

� RCI Financial Services

� Toyota Financial Services

� Volkswagen Financial Services

� WesBank

Asia Pacific

� ANZ

� Automotive Financial Services

� Bank of Queensland

� Bendigo & Adelaide Bank

� Capital Finance - Lloyds International

� Ford Credit

� GE Commercial

� Heidelberg Print Finance

� HDFI

� Hills North Western Finance

� Homestart Finance

� Indigenous Business Australia

� Investec Bank

� Kubota Australia Finance

� Landmark

� North State Finance

� Members Equity Bank

� Mercedes-Benz Financial Services

� PACCAR Financial

� Rossfield

� Toyota Financial Services

� Volkswagen Financial Services

� Volvo Finance Australia

Clients

spanning

30 countries

A great company to do

business with

� We deliver the world’s best software and consulting services to the finance and lending sectors.

� Proven track record in finance technology leadership and innovation.

� Pioneers in web technology, developing web applications for auto and asset finance companies since 1992.

� Our proven approach – harmonising people, process and technology – is unique and creates a solution that will fit your exact requirements today and in tomorrow’s rapidly changing marketplace.

The White Clarke Group product offers all the

functionality and flexibility we need to keep

developing new market-leading products.

It also gives us a proven platform for growth.

Phil Baranski, Group Credit Risk, Bendigo and Adelaide Bank