Retirement Savings Program Newsletter

Plan Minnesota State Retirement System Teachers Retirement Association 401(a) Individual Retirement Account Plan 401(a) Supplemental Retirement Plan 457(b) Deferred Compensation

choices: invested as you choose, from a list of individual investment options and/or in one of the Portfolios Asset Allocation options made available through New York Life

• Take control of your retirement by maximizing your retirement savings in your employer’s plan – such as a 401(k), Roth 401(k), 403(b), Roth 403(b) or 457 plan – or one of

With the new Roth 401(k) feature, teammates will continue to have one 401(k) Retirement Savings Plan, but will now be able to make contributions to the Plan on a pretax

If a Member does not select an insurer for the purchase of an annuity or elect to transfer to a registered pension plan, registered retirement savings plan, registered

SIMPLE – Savings Incentive Match Plan for Employees; SEP - Simplified Employee Pension Plan Traditional = Traditional IRA; Roth = Roth IRA; Solo 401k = Individual 401(k)

If you already have a plan in place, or if you have retirement savings in a previous employer’s retirement plan, those assets can easily be rolled into your new individual

• Develop a personalized strategy for assets held in your Retirement Savings Plan, or for all your retirement assets, including your Cash Balance Plan and Social Security.