CARDHOLDER AGREEMENT IMPORTANT: PLEASE READ CAREFULLY AND KEEP FOR YOUR RECORDS.

section of your Cardholder Agreement and Disclosure Statement (will be called “Grace Period and Interest”) to better describe what happens to your annual interest rate(s) if you

Abbreviations: APHA: American Public Health Association; B-EPS: Broth EPS; BS: Bacterial Strain; BSA: Bovine Serum Albumin; TP/ TC ratio: Protein to Carbohydrate ratio; C-EPS:

1.4 You may use HSBC’s Revolution credit card to effect any number of card transactions on Visa payWave™ readers (Visa payWave™ Transactions) so long as the value of each

I/We acknowledge that the provision and use of the credit card(s) are subject to the terms and conditions of the Credit Cards Cardholder Agreement, Information on your Credit

The following statement is added to Section (H.) General Provisions #1: If You cancel Your Agreement within thirty (30) days of receipt of Your Agreement and do not receive a

Special Programs may include, for example: • Introductory Rate: A lower rate (“Introductory Rate”) will apply to your Account or to certain transactions on your Account (for

I agree to repay the amount that I or any person whom I have authorized to use my card have borrowed, all interest charges thereon and any fees or charges incurred by me and

You may request a paper copy of account statements, tax forms, disclosures, notices, letters and other information provided to you electronically, without withdrawing your consent