AMERICAN SERVICE INSURANCE COMPANY
COMMERCIAL BUSINESS UNIT
COLORADO
BUSINESS AUTO PROGRAM
For your convenience, here is our contact information:
Phone: 847.472.6700 prompt #2
AMERICAN SERVICE INSURANCE COMPANY
COMMERCIAL BUSINESS UNIT
COLORADO
BUSINESS AUTO PROGRAM
TRAINING GUIDE
WEBSITE:
www.atlas-fin.com
For your convenience, here is our contact information:
6700 prompt #2, then #3 or Toll Free: 800.897.
Fax: 847.264.2692
BUSINESS AUTO PROGRAM
Click on Agency Access to enter.
Enter Agency Number then search.
MENU
Select Agents, Business Auto Program
Sign In, or select the Training Manual, Underwriting Guidelines
www.atlas-fin.com
Program.
Click on Point of Sale to enter.
Click on Business Auto Select to enter a new quote or edit an existing quote.
MENU
Select American Service – Colorado. Click Cancel to exit.
Enter Applicant information.
Click the Credits/Debits button if you are requesting modification of pricing other than the credit or debit determined by the driver’s MVR’s. (This will result in the quote being “Referred for Approval.”) Please refer to the example on the following page for credit/debit details.
Enter driver information. If a driver has an international license, select from the bottom of the State drop down box.
Click Driver Info to add Driver Qualifications information or violations (this is optional). If a driver is to be excluded, you must check the box in order for the Driver Exclusion Form to produce on the policy. After entering information click Back to Application, click Add Driver or click Continue to Trucks/Vans to proceed.
VEHICLES AND COVERAGES
Enter Policy and Coverage information.
to vehicles on the policy that are not insured for collision coverage. This coverage information applies to the first vehicle. Enter vehicle Year, Make, Model
* For quick entry you may select Enter VINs vehicle information shown above.
Click Add Vehicle to add a Trailer.
Enter the Year and select Trailer under You may add physical damage to the trailer If the additional vehicles on the schedule ope use the Exceptions* button to bring up the questions found in the Vehicle Exception Screen
VEHICLES AND COVERAGES
information. Please note that UM PD coverage is optional, but only available to vehicles on the policy that are not insured for collision coverage. This coverage information applies to
ehicle Year, Make, Model and Physical Damage deductibles (if applicable
Enter VINs. Once the VIN is entered, this will populate the correct
TRAILER ENTRY
under Make. Select the type of trailer under the Model You may add physical damage to the trailer the maximum value is $5,000.
If the additional vehicles on the schedule operate in a different zip code with a different
button to bring up the Vehicle Exception Screen. The Dumping and Snowplowing Vehicle Exception Screen are explained on the next page.
Please note that UM PD coverage is optional, but only available to vehicles on the policy that are not insured for collision coverage. This coverage information applies to
(if applicable).
this will populate the correct
Model drop down.
with a different Use or Radius, Dumping and Snowplowing
SNOWPLOWING
To add or remove Snowplow or Dumping use the Exception button, select NO
*NOTE: If there are multiple vehicles and only one vehicle has snowplowing should be the first vehicle listed.
SNOWPLOWING AND/OR DUMPING COVERAGE
Dumping exposure from a specific vehicle (other than the first vehicle) NO, and click Apply (see below dialog).
f there are multiple vehicles and only one vehicle has snowplowing or dumping
(other than the first vehicle),
1. Enter the Vehicle Identification Numbers verified, click on Return to Vehicles
2. If a VIN is NOT Verified, check to make sure it was entered cor 3. To bypass the validation, click on
be a “Referred for Approval
Click Return to Vehicles then Generate Quote
VIN VERIFICATION
Vehicle Identification Numbers in the spaces provided. Click Validate VINS Return to Vehicles.
If a VIN is NOT Verified, check to make sure it was entered correctly.
To bypass the validation, click on Use VIN to override, and click on Return to Vehicles Approval” item).
Generate Quote.
Validate VINS. If VIN(s) are
QUOTE RESULTS AND BINDING
Click Bind to proceed.
Once you click Bind, you will be asked to
QUOTE RESULTS AND BINDING
The MVR(s) will be ordered, and based on the quality of the drivers you will be provided price that may be different than your quoted price.
Click details to review the quote details. Report for each driver.
Click Accept to begin the process of entering the remaining information in order to issue the policy. and based on the quality of the drivers you will be provided
price that may be different than your quoted price.
quote details. The “View MVR*” link will allow you to see the
to begin the process of entering the remaining information in order to issue the policy. and based on the quality of the drivers you will be provided a new “actual”
link will allow you to see the Motor Vehicle
Enter Mailing Address. If the physical address is the same as Address.
Also enter Additional Insured information, if applicable.
Forms available:
CA 20 01 – LESSOR – ADDITIONAL INSURED AND LOSS PAYEE CA 20 47 – LESSOR OF LEASED EQUIPMENT
CA 20 48 – DESIGNATED INSURED CA 99 47 – EMPLOYEE AS LESSOR
physical address is the same as the mailing address, click
information, if applicable.
ADDITIONAL INSURED AND LOSS PAYEE QUIPMENT
UNDERWRITING QUESTIONAIRE
Answer Underwriting Questionnaire
UNDERWRITING QUESTIONAIRE
DIRECT BILL PAYMENT OPTION
Direct Bill: In the Collect from Client
that will be collected or mailed by the insured.
*See Underwriting Guidelines for detailed billing information Click Process Application, and verify method of payment.
DIRECT BILL PAYMENT OPTION
Collect from Client select the amount and form of payment for the down payment that will be collected or mailed by the insured.
*See Underwriting Guidelines for detailed billing information. erify method of payment.
AGENCY BILL PAYMENT OPTION
For Agency Bill make sure the Total Policy Premium bind the account.
AGENCY BILL PAYMENT OPTION
NOTE: if Direct Bill with EFT is select will be billed with
Enter Financial Institution information. Client (down payment amount). Click
EFT PAYMENT OPTION
NOTE: if Direct Bill with EFT is selected the down payment and ALL remaining installments will be billed with the financial information provided
information. Then fill in the amount and form of payment Collected from . Click Process Application to finalize and bind the account.
the down payment and ALL remaining installments
Collected from to finalize and bind the account.
If a Notice appears, it will list what items need approval from the company before the account can be bound.
Click Submit to American Service to submit the account for approval. You will receive a message under the
update from the Underwriter.
You can also click on Submitted Quotes
COMPANY APPROVAL
it will list what items need approval from the company before the account can be
to submit the account for approval.
You will receive a message under the Email menu option on the Point of Sale menu wh
Submitted Quotes to check the status, edit, delete or withdraw your quote. it will list what items need approval from the company before the account can be
enu when there is an
All forms that need to be printed and signed by the insured will produce before the I.D. Cards. Insurance Application and have the insured sign and initial where
was not completed automatically by the
or print any additional Policy Forms. Policies for Agency Bill agents will be mailed to the agent and for Direct Bill agents, the policy will be mailed directly to the insured from American Service Insurance.
*NOTE: All forms that require a signat
POLICY FORMS
All forms that need to be printed and signed by the insured will produce before the I.D. Cards.
Insurance Application and have the insured sign and initial where applicable and fill in any information that was not completed automatically by the system. Print the I.D. Cards for the insured. Click the links
or print any additional Policy Forms. Policies for Agency Bill agents will be mailed to the agent and for Direct Bill agents, the policy will be mailed directly to the insured from American Service Insurance.
NOTE: All forms that require a signature will be at the top of the policy forms list.
All forms that need to be printed and signed by the insured will produce before the I.D. Cards. Print the applicable and fill in any information that
Click the links to view or print any additional Policy Forms. Policies for Agency Bill agents will be mailed to the agent and for Direct Bill agents, the policy will be mailed directly to the insured from American Service Insurance.
SIGNED APPLICATION PROCEDURE
Reminder:
You may fax or mail in the signed applications for split limits of 50/100 or higher and 50 CSL or higher.
Fax: 847.264.2692
Mailing address:
American Service Insurance
150 Northwest Point Blvd., Suite 300 Elk Grove Village, IL 60007
Attention: Mandy Byers
SIGNED APPLICATION PROCEDURE
ax or mail in the signed applications for split limits of 50/100 or higher and 50 CSL or higher.
Suite 300
Once in Point of Sale select Endorsements. If you do not number the policy number, select
Enter the policy number (no spaces or dashes) then continue.
ENDORSEMENTS
Endorsements.
If you do not number the policy number, select Bound Policies and use the Search feature.
Enter the policy number (no spaces or dashes) then continue.
Enter the endorsement effective date. Then enter a detail description of the change being processed.
NOTE: ONLY ONE ENDORSEMENT CAN BE PROCESSED EACH DAY FOR EACH POLICY
Enter the endorsement effective date. Then enter a detail description of the change being processed.
EMENT CAN BE PROCESSED EACH DAY FOR EACH POLICY
If adding a driver select Add Driver
MAKE CHANGES
To add a vehicle, select Add Vehicle(s)
Generate Quote, if all changes have been made.
MAKE CHANGES
Add Vehicle(s) and to remove a vehicle select Remove Vehicle(s) , if all changes have been made.
ENDORSEMENT BREAKDOWN
Click on details for Quote Details, Financing processed. Validate VINS for new vehicles
ENDORSEMENT BREAKDOWN
Financing is only a calculator tool and Bind to Bind the endorsement processed. Validate VINS for new vehicles and rerate.
Screen shows change in premium also this is where the MVR for the new driver would appear (if driver was added).
Select Details or Accept to move forward.
QUOTED VS ACTUAL
Screen shows change in premium also this is where the MVR for the new driver would appear (if driver
to move forward.
APPLICANT INFORMATION
Make changes as need. Add any Additional Insured
APPLICANT INFORMATION
Add any other information needed (Lie
VEHICLE INFORMATION
QUESTIONAI
Revise answers if necessary. Payment Method must be the same as policy issuance. Click Continue.
QUESTIONAIRE AND PAYMENT
Revise answers if necessary. Payment Method must be the same as policy issuance. Click Continue. Revise answers if necessary. Payment Method must be the same as policy issuance. Click Continue.
Process Application
Print document to give to the Insured from this menu. The
made to the policy in the endorsement. Also print and keep a copy of all mandatory forms that require signatures.
POLICY FORMS
to give to the Insured from this menu. The Common Policy Changes will list all changes made to the policy in the endorsement. Also print and keep a copy of all mandatory forms that require
will list all changes made to the policy in the endorsement. Also print and keep a copy of all mandatory forms that require
