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E

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NetB

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®

Getting started

with NetBenefits

®

www.netbenefits.com

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Log Out |Help | Messages

Welcome to NetBenefits

®

for Theta Corporation

Portfolio Total: $184,221.46*

Savings Plans

Theta Savings Plan

Select Action

401(k): Annette’s 401k

Quick Links: View Year-to-Date Change |View/Update your contribution |Check loan status

Other Accounts Hide

Annette’s Brokerage

Select Action

Brokerage: X184672495

Total

Tools & Learning

Find out all you need to know

about your workplace savings plan and saving for

See all your finances in one place with Full View

, including investment, bank and

Home Savings & Retirement Your Profile

View and manage

your accounts.

Simply click on the account name or use

Select Action

menus to access plan

infor-mation or make changes to your accounts.

The NetBenefi ts

Home

page provides an overview of your Fidelity

accounts and offers helpful links to learning tools and timely news.

Tip:

It makes sense to check your balances after each payroll

contribution.

Screenshot is for illustrative purposes only

Take action.

Helpful

Quick Links

highlight relevant

resources and actions you may want

to consider to help you achieve your

retirement goals.

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The

Savings & Retirement

page lists your retirement savings plan

accounts, and any other personal accounts you have with

Fidelity Investments.

®

Explore.

Tip:

If you want to take a specific action, use the drop-down menu

to the right of each account.

Log Out |Help | ? Customer Service | Messages

Your Portfolio provides an overview of your account(s), along with tools to manage your investments.

Name, Categorize, or Hide Accounts

Retirement Accounts

THETA SAVINGS PLAN

Annette’s 401k: 81345 $140,943.46 Select Action

Total $140,943.46

Investment Accounts

Annette’s Brokerage

Brokerage: Z3234567 $43,278.00 Select Action

Total $43,278.00

Totals

Your Fidelity Accounts $184,221.46

Portfolio Total $184,221.46*

Accounts Portfolio Investments Portfolio Research Portfolio Analysis

Savings & Retirement

Tools & Learning

Use the extensive set of planning and learning resources available on NetBenefits to help you build a financial strategy.

> Go to the Tools & Learning Overview

myPlan

from Fidelity

Find out how you’re doing at a glance and what’s next for your retirement goal.

Home Savings & Retirement Your Profile

Your Portfolio

Check balances.

Select from your retirement savings plan and any personal Fidelity

accounts. Click on the

Portfolio Investments

tab for more details.

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The

Savings & Retirement Summary

page provides an overview of your

current investments, as well as links to help you analyze your individual

investment options and make changes virtually anytime.

Act.

Tip:

Many experts suggest you should review your investment mix at least

once each year—and with any major life change (such as a marriage

or divorce, purchase or sale of a house, or change in income).

Log Out |Help | ? Customer Service | Messages

Data as of 01/21/2009

Current Balance $140,943.46

Vested Balance $140,943.46

Outstanding Loan Balance $6,449.82

This amount is not included in your current balance

View existing loan(s) View your current Contributions

Investments Sources Asset Classes Year-to-Date Change

This view shows the investments that you hold within your plan. To view historical performance, click an investment.

Current

Balance (%) Investment Current

8.43% ABC Asset Manager

15.06% DEF International

8.43% HIJ Intermediate Bond

68.08% KLM Mid-cap Stock

100.00%

Investments by Asset Class

Summary

Home Savings & Retirement Your Profile

Savings & Retirement >

Account: THETA SAVINGS PLAN Go

THETA SAVINGS PLAN

Messages

View

Summary

Investment Choices and Research

Transaction History Online Statement Plan Information and Documents Act Contribution Amount Change Investments Dividend Elections Loans or Withdrawals Electronic Payments

Tools and Learning

View.

See your statement, plan information, and

a history of your account transactions.

Act.

Keep your planning strategy and portfolio in line with your goals

and make changes virtually anytime.

Analyze.

Review your account details by

Investments

,

Sources,

Asset Classes

, and

Year-to-Date Change

.

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The

Tools & Learning

resources at NetBenefits can help you dig into

a range of personal finance topics. Then you can use handy resources

on the site to help you make decisions with confidence.

Learn.

Tip:

Take advantage of interactive resources to save more

and invest more confi dently.

Log Out |Help | Messages

Savings & Retirement Your Profile

Savings & Retirement >

Back | Print This Page

Tools & Learning

Tools & Learning: Overview

Take a few minutes to assess your retirement savings plan, review your investment choices, and find out if you’re on track to reach your goals.

Planning for Retirement

Just getting started? Learn about workplace savings plans and start saving for retirement.

Retirement still years away? Find out if

you’re on track to save enough for retirement with Retirement Quick Check.

Retired or nearing retirement? Create an

income plan to help manage your savings with

Retirement Income Planner.

Want to learn about recent market events? Visit market volatility resources.

Investing Guidance

Need help choosing investments? Review

your goals and receive a target investment mix with Portfolio Review.

Looking for information on how the market performed last quarter?Watch the Quarterly Market Perspective.

Managing Your Total Finances

Looking to view all your finances in one place? Use Full View®to see your bank,

investment, and credit card accounts together.

Want to formulate or fine-tune your financial plans? Access articles and tools to

Online Workshops

• Visit e-Learning to use interactive workshops and tutorials on retirement planning, investing, and other financial topics.

Preparing for Retirement

re l

About Your Strategy

Retirement Calculators

• Contribution Calculator

• Take-Home Pay Calculator

• Withdrawal Calculator

Use online tools.

Interactive tools and calculators can

help you work out:

• contribution rates

• your investment strategy

• how changes in your plan can affect

your savings

Screenshot is for illustrative purposes only

Experience e-Learning.

At your own pace and convenience,

Fidelity e-Learning

®

workshops teach you

the fundamentals of saving and investing

for your retirement.

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Before investing in any mutual fund, please carefully consider the investment objectives,

risks, charges, and expenses. For this and other information, call or write Fidelity for a free

prospectus. Read it carefully before you invest.

Not FDIC Insured. May Lose Value. No Bank Guarantee.

Not NCUA or NCUSIF insured. May lose value. No credit union guarantee.

Investment and workplace savings plan products and services offered directly to investors and plan sponsors are provided by

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 300 Puritan Way, Marlborough, MA 01752.

Investment and workplace savings plan products and services distributed through investment professionals are provided by

Fidelity Investments Institutional Services Company, Inc., 82 Devonshire Street, Boston, MA 02109.

© 2009 FMR LLC. All rights reserved.

459591.11.1

1.806994.103

Visit NetBenefi ts as often as you like, to:

• Review your progress

• Assess your saving and investing strategy

• Learn something new about managing your money

Make it a habit to visit often.

Generally, you should review your

plan account regularly — at least once

a year or whenever you’re anticipating

a major life experience that could affect

your fi nances.

Figure

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References

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