1 Charges on Debit Cards (ATM cards)* Debit Card Issuance Charges
Normal (Classic/Global) Nil NIL NIL
Gold Debit Card 100.00 14.50 114.50
Platinum Debit Card 300.00 43.50 343.50
2 Annual Maintenance Charge
Classic Debit Card 102.00 14.79 116.79
150.00 21.75 171.75
Platinum Debit Card 200.00 29.00 229.00
Pride/Premium Business Debit Card 300.00 43.50 343.50
3
200.00 29.00 229.00
4 Duplicate PIN / Regeneration of PIN 50.00 7.25 57.25
5
26.00 3.77 29.77
6 Outstation cheque collection
25.00 3.62 28.62 50.00 7.25 57.25 100.00 14.50 114.50 200.00 29.00 229.00 225.00 32.62 257.62 250.00 36.25 286.25
7 Collection through Speed Clearing
SB Accounts Nil NIL 175.00 25.38 200.38 200.00 29.00 229.00 225.00 32.62 257.62 Others 20.00 2.90 22.90 175.00 25.38 200.38 200.00 29.00 229.00 225.00 32.62 257.62 8 Collection of Bills 150.00 21.75 171.75
Silver/Global /Yuva /Gold Debit Card
Replacement of damaged / misplaced cards
*The rates on any other type of ATM card may be ascertained from the particular product. Customers may contact the branch for the service charges on these cards
Charges for SMS Alerts (per quarter)
Up to and including Rs 5000 Above 5000/- to Rs 10000 Above Rs 10000 to Rs 1 lakh Above Rs 1 lakh to Rs 5 lakh Above Rs 5 lakh to Rs 10 lakh Above Rs 10 lakh
Up to and including Rs 1 lakh Above Rs 1 lakh to Rs 5 lakh Above Rs 5 lakh to Rs 10 lakh Above Rs 10 lakh
Up to and including Rs 1 lakh Above Rs 1 lakh to Rs 5 lakh Above Rs 5 lakh to Rs 10 lakh Above Rs 10 lakh Up to and including Rs 10000 Above Rs 10000/-Rs 10+ST per Rs 1000 or part thereof Min:-150+ST Max:-13000+ST Rs 10+ST per Rs 1000 or part thereof Min:-150+ST Max:-13000+ST
9 RTGS Transactions (Customers & Banks)
Time of receipt of request at branch Transaction Slab
25.00 3.62 28.62 50.00 7.25 57.25 26.00 3.77 29.77 51.00 7.40 58.40 30.00 4.35 34.35 55.00 7.98 62.98 30.00 4.35 34.35 55.00 7.98 62.98 10 NEFT / SBGRPT Outward * 2.50 0.36 2.86 5.00 0.72 5.72 15.00 2.18 17.18 25.00 3.62 28.62
11 RTGS/NEFT/SBGRPT -Inward Nil Nil
12
13 Issue of DD / Banker's Cheque
22.00 3.19 25.19 43.67 6.33 50.00 4.37 0.63 5.00 With a Minimum of 48.03 6.97 55.00 3.49 0.51 4.00 Minimum 441.05 63.95 505.00 Maximum 13100.44 1899.56 15000.00 9.00 1.30 10.30 9.00 to 11.30 hrs Rs 2 lac to Rs 5 lac Above Rs 5 lac
11.30 to 15.00 hrs (1300 hrs on Saturday) Rs 2 lac to Rs 5 lac Above Rs 5 lac
15.00 to 16.00 hrs Rs 2 lac to Rs 5 lac
Above Rs 5 lac After 16.00 hrs (inter bank) Rs 2 lac to Rs 5 lac
Above Rs 5 lac
Upto to and
Rs.10000/-Above Rs.10000/- to and Rs.1.00 lakh Above Rs 1 lac to Rs 2 lac
Above Rs 2 lac
* Cash can be remitted even by non-customers for funds transfer but max allowed Rs 49999/- (Cash handling charges, if any, extra)
RTGS/NEFT/SBGRPT Transfer through
Internet Banking As applicable
to 9 or 10
As applicable to 9 or 10
By transfer of funds from an account at home br or non-home branch
Up to and including Rs 5000 Above Rs 5000 & upto Rs 10000
Above Rs 10000 & upto Rs 1 lac
Rate per Rs 1000/- or part thereof
Above Rs 1.00 lac
Rate per Rs 1000/- or part thereof
By deposit of cash In addition to above charges, cash handling charges or Rs 9 + ST per DD, whichever is higher. Max amount for which DD can be taken by payment of cash - Rs 49,999/- (For issue of IOI through Online (INB) requests maximum DD amount is Rs 5 lacs and Courier Charges for delivery Rs. 50/- + ST will be extra)
14
Revalidation / cancellation & issuance of duplicate DD/BC 100.00
14.50 114.50
15
Individuals 500.00 72.50 572.50
Companies 1000.00 145.00 1145.00
After 6 months but before 12 months Individuals 300.00 43.50 343.50
Companies 500.00 72.50 572.50
16
a) Up to one bundle Nil NIL
17 Cheque returned charges a. Cheque drawn on us
For insufficient funds
300.00 43.50 343.50 400.00 58.00 458.00 150.00 21.75 171.75 150.00 21.75 171.75 250.00 36.25 286.25 150.00 21.75 171.75 250.00 36.25 286.25 0.00 Individuals 100.00 14.50 114.50 100.00 14.50 114.50 100.00 14.50 114.50 100.00 14.50 114.50
Account closure (a/c transfer not included) #
A/c closure within 6 months
# If the account is closed for dissatisfactory service within 14 days without any collection of cheques, service charges collected, if any, will have to be refunded to the customer.
Cash handling charges (for CA/CC accounts- other than P Segment (P segment free)
b) More than one bundle
Free upto 1 bundle, Thereafter Rs. 15/- per packet of 100 pieces or Rs. 150/- per bundle. Maximum Rs 20000/- (all rates are inclusive of Service tax)
i)
Cheques up to and including Rs 1 lakh
Cheques above Rs 1 lakh
ii) For technical reasons (No charges if customer is not at fault)
b. Cheques / bills deposited with us but returned unpaid by others other than outward clearing (other bank's charges, if any, extra)
Outstation (out
of pocket expenses extra) Up to Rs.1.00 lac Above Rs.1.00 lac Local
(out of pocket expenses extra) Up to Rs.1.00 lac
Above Rs.1.00 lac c. Returned in Outward Clearing
Cheque upto
Cheque above
Rs.50000/-Non-Individuals
Cheque upto
Rs.50000/-18 Issue of duplicate passbook
With latest balance 102.00 14.79 116.79
102.00 14.79 116.79
19 Statement of Account
1. Monthly Free Free
With latest balance
101.00 14.64 115.64
101.00 14.64 115.64
20 Issue of cheque book
Savings Bank Account ( Rate per leaf)
3.00 0.44 3.44 2.00 0.29 2.29 5.00 0.72 5.72 per leaf 3.00 0.44 3.44 21 Ordinary 20.00 2.90 22.90 Registered/ Courier 50.00 7.25 57.25 22 Stop payment
Up to 3 cheque leaves (for each instrument) 50.00 7.25 57.25
Range of cheques 300.00 43.50 343.50
23
Current Account 550.00 79.75 629.75
Cash Credit & OD
500.00 72.50 572.50
775.00 112.38 887.38
1475.00 213.88 1688.88
24 Minimum Balance Charges
Savings Bank -Personal Segment Nil NIL
Metro / Urban 500.00 72.50 572.50
Semi-urban 500.00 72.50 572.50
Rural 500.00 72.50 572.50
CA - Individual 500.00 72.50 572.50
CA- Others 544.00 78.88 622.88
For each additional page of 40 entries or part thereof
2.Duplicate Statement (if passbook is issued each statement is to be treated as
duplicate and each page is chargeable) For each additional page of 40 entries or part thereof
Avg Quarterly Balance < Rs 25000 First 20 leaves free Avg Quarterly Balance >= Rs 25000 First 50 leaves free
Emergency cheque books of 10 leaves issued at branches
Current A/c & Cash Credit A/c
Postal charges (Actual or minimum which ever is higher)
Ledger Folio charges (Account Keeping Charges) (Charges per annum- No charge for P&SB Accounts)
Limit > Rs 25000 to Rs 2 lac > Rs 2 lac to Rs 10 lac > Rs 10 lac
Savings Bank - Other than P&SB Segment -Minimum Balance Charges per quarter
Current A/c – Minimum Balance Charges per quarter
Note: Quarterly Average Balance to be maintained is given below: 1)SB (Non-personal): (a) Without cheque Book Rs.500/ (b) With cheque Book Rs.1000/- 2)Current Account (a) Rural Rs.3000/- (b) Non-Rural- Rs.5000/-
25
Payment of deposit receipt to another bank
Local Same rate as DD issue rate
Outstation
26 Safe Custody charges (per annum)
a. Scrip
150.00 21.75 171.75
Minimum 300.00 43.50 343.50
300.00 43.50 343.50
No charge Nil NIL
27 Safe deposit articles
a. One Time Charge 600.00 87.00 687.00
Envelope (per annum)
150.00 21.75 171.75
600.00 87.00 687.00
1200.00 174.00 1374.00
28 Safe Deposit Lockers
a. One time registration charge 500.00 72.50 572.50
Locker Type/ Dimension Category
SMALL 1135.37 164.63 1300.00 960.70 139.30 1100.00 MEDIUM 2620.09 379.91 3000.00 1746.72 253.28 2000.00 LARGE 5240.17 759.83 6000.00 5240.17 759.83 6000.00 7860.26 1139.74 9000.00 7860.26 1139.74 9000.00 750.00 108.75 858.75
1st Quarter 10% of annual rent
2nd Quarter
4rth Quarter
Rate per Visit (beyond 12 visits per year) 100.00 14.50 114.50
Same rate as for DD or RTGS / NEFT, whichever is higher
Rate per annum for each scrip or part thereof
b. Sealed cover Rate per annum for each cover or part thereof c. Bank's own deposit receipt
b. Annual Charge
Package (p.a.)
Large package / box (p.a.)
Subject to a maximum total dimension I.e length + breadth + height should not exceed 100 cm. Rs 50/- for every excess cm + ST (subject to availability of space)
b. Annual Rental $
Type-A (125*179*502)- 682 cu.inches Metro & Urban Type-B (159*215*502) - 1047 cu inches Semi Urban &
Rural Type-C (125*360*502)- 1379 cu.inch Metro &
Urban Type-D (189*270*502)-1563 cu.inch
Type-E (159*434*502)-2114 cu.inch Semi Urban & Rural Type-H1 (322*215*502)-2120 cu.inch
Type-F (278*360*502)-3066 cu.inch Metro & Urban Type-G (189*544*502)-3150 cu.inch Semi Urban &
Rural Type-H (322*434*502)-4281 cu.inch
Type-L(K) (405*434*502)- 6750
cu.inches EXTRA LARGE
Metro & Urban Semi Urban & Rural $ For existing customers, the revised rates will be effective from 01/04/2016 and for the new customers, the revised rate will be with immediate effect.
c. Loss of locker key (Actual cost of locker replaced plus the charges given here to be recovered)
d. Locker rent over due charge
10% of annual rent
25 % of
annual rent 25 % of annual rent
3 rd Quarter 40 % of annual rent 40 % of annual rent
50 % of
annual rent 50 % of annual rent More than 1 yr - locker to be broken
open Locker to be broken open Locker to be broken open
e) Locker visits per financial year (where visits exceed the stipulated free visits – 12 visits free per year) Free visits per year reduced from 24 to 12
29 Standing Instructions (SI)
50.00 7.25 57.25
50.00 7.25 57.25
250.00 36.25 286.25
30 DD purchase - outstation cheque
31 Photo attestation charges 150.00 21.75 171.75
32 Signature verification 150.00 21.75 171.75
33 Record copy of the cheque 150.00 21.75 171.75
34
150.00 21.75 171.75
35 Balance certificate 150.00 21.75 171.75
36 ECS Debit - Return For insufficient funds
Value up to Rs1 lakh 91.00 13.20 104.20
181.00 26.24 207.24
For technical reasons 70.00 10.15 80.15
37 Presentation of Usance bills 110.00 15.95 125.95
38 Solvency Certificate
300.00 43.50 343.50
Commercial- Rate per lakh 300.00 43.50 343.50
Minimum 1233.00 178.78 1411.78 Maximum 17999.00 2609.86 20608.86 39 No due certificate Rural / Semi-urban 9.00 1.30 10.30 Metro / Urban 135.00 19.58 154.58 40 45.00 6.52 51.52 41 Individuals 500.00 72.50 572.50 1000.00 145.00 1145.00 42
For every change 225.00 32.62 257.62
43
101.00 14.64 115.64
44
100.00 14.50 114.50
45 Enquiries relating to old records
150.00 21.75 171.75
Thereafter, additional charge per year 101.00 14.64 115.64
Setting up SI (Other than Intra Bank Transfers)
Processing of SI (other than Bank transfers) - SC + remittance charges, if any
Failed Standing Instruction (on EMI transactions only)
Interest @ 50 paise % + collection charges + out of pocket expenses. In case of cheque returned unpaid, interest at 16 % p.a after adjusting the amount collected @ 50 paise %
Interest certificate - Rate per certificate (First Certificate free.Charge for extra copy)
Value above Rs 1 lakh
Non-Commercial
Addition or Deletion of Names in Joint Accounts, Change /modification in Nomination /operational instructions Allowing operation in account through
Power of Attorney/ Mandate holder chargesYearly Allowing operation in account through
Power of Attorney/ Mandate holder
Non-individuals chargesYearly Change in authorised signatory including
reconstitution of account (other than individuals)
ATM Cards/ PINs / Kits returned by courier due to wrong address
Home Branch change (SB / CA) - including postal charges
46 Transfer of funds from Home Branch Nil Nil Nil 47
Nil Nil Nil
48
Nil Nil Nil
49
50
Nil Nil Nil
51
Not permitted Not permitted Not permitted
52 KYC Deficient Account per annum 101.00 14.64 115.64
53
P segment Free 0.00 Free
9.94 5.06 15.00
All segments 38.10 1.90 40.00
54 NIL NIL
55 NIL NIL
56 Reissue of Internet ID or Password 18.00 2.61 20.61
57 IRCTC Fee(on SBI Payment gateway) 10 1.45 11.45
58 Online Air ticket booking 50 7.25 57.25
59
Nil NIL NIL
60
Nil NIL NIL
Transfer of funds from Non Home Branch (only using cheque) from own account Collection of SBT cheques at any Non Home Branch
Collection of other Bank cheques at Non Home branches Same as Collection charges Same as Collection charges Same as Collection charges Encashment of cheques at Non Home
Branches (Maximum Rs.50000/- by drawer only)
Encashment of cheques at Non Home Branches (More than Rs.50000/-)
Cash Deposit at Non Home Branch (maximum amount permitted is Rs. 49999/- per day per account)
Upto and inclusive of Rs. 20,000/- per day per account
Upto and inclusive of Rs. 20,000/- per day
per account Other than P segment
Greater than Rs 20000/- per day per account
IMPS outward (Interbank trns) Debit Card dehotlisting
Income Tax, Service Tax and Excise duty payment
On line Custom Duty payment, Central Railway Freight Collection, Collection Module
61
22 3.19 25.19
22 3.19 25.19
Business Card 22 3.19 25.19
62 Service Charges on ATM & Debit Transactions in SB Accounts
Item Base Rate
Monthly limit on number of Free Transactions
Average Monthly Balance At Branch INB/Mob.
4 Unlimited 4 Unlimited 10 Unlimited 15 Unlimited Unlimited Unlimited 20.00 2.90 22.90
Average Monthly Balance In 6 Metros $
3 5 5 3 5 5 3 5 Unlimited 3 5 Unlimited 3 5 Unlimited 20.00 2.90 22.90 8.00 1.16 9.16 5.00 0.72 5.72 5.00 0.72 5.72
ATM Transaction decline due to insufficient balance (per transaction) 20.00 2.90 22.90 International Transactions (ATM)
a Balance Enquiry 25.00 3.62 28.62
ATM Cash Withdrawal
POS / E commerce
# Staff exempted from this charge.
Cash Deposit in CDM/ Cash Recyclers Deposit through Debit card (card linked account) P Segment
Deposit through Debit card (Third party account)
Service Tax @ 14.5% (In
Rupees)
Total Service Charge (including Service Tax) (in Rupees)
<= Rs. 1,000
> Rs. 1,000 up to Rs. 25,000 > Rs 25,000 up to Rs 50,000 > Rs 50,000 up to Rs 1,00,000 > Rs 1,00,000
Charges for financial transactions beyond the above stipulated limits for transactions at Branch (Rs per transaction)
b) MONTHLY LIMIT ON NUMBER OF FREE ATM TRANSACTIONS (Domestic) – Both Financial and Non Financial
Other Bank ATMs @@
Own ATM (State Bank Group ATM) Other Centres <= Rs. 1,000 > Rs. 1,000 up to Rs. 25,000 > Rs 25,000 up to Rs 50,000 > Rs 50,000 up to Rs 1,00,000 > Rs 1,00,000
Charges for transactions beyond the above stipulated limits for transactions at Branch (Rs per transaction)
i. Financial Transactions (Other Bank ATM) ii. Non Financial Transactions (Other Bank ATM) iii. Financial Transactions (State Bank Group ATM) iv. Non Financial Transactions (State Bank Group ATM) c)
d)Cardless Cash withdrawal at ATMs ii) b 100+ 3.50% of transaction amount +ST 100+ 3.50% of transaction amount +ST c 3% of transaction amount + ST 3% of transaction amount + ST @@ This charge will not be applicable to Staff Accounts and small / no frill / Basic Savings Bank Deposit (PMJDY) Account holders. These customers will continue to get 5 free transactions, irrespective of the centre, as hitherto.
$ Namely Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad
One way inter-changeability allowed between branch transaction and ATM transaction. It means a customer will be allowed 9 free transactions at our Group ATMs if he does not visit the branch at all during a month or 8 free ATM transaction if he visit the branch once and so on.
