Buil
dings Cov
er
1
Why is it so good?
£1,000,000 of cover as standard
Alternative accommodation is provided if the
home is deemed uninhabitable
Flexible excess options
Includes trace and access
What’s covered?
features, walls, windows, doors, outbuildings, garages and events including vandalism or burst pipes.
Personalised Home Insurance in 3 steps
With over 30 years experience protecting homes, we understand what our home insurance, we let you create a personalised policy by selecting the cover you need, at a price you want.3
2
Personalise
your Contents
Cover
1
Pick your
Core-Cover
B uild in gs Ac cidental D amag e Co nten ts Accidental Dam ageCo
nt
en
ts
Cov
er
Buildings
Co
ve
r
GardenPersonalItems Pedal Cycle
Te chn
ology & Entertainm
Buil
dings Cov
er
1
Why is it so good?
£1,000,000 of cover as standard
Alternative accommodation is provided if the
home is deemed uninhabitable
Flexible excess options
Includes trace and access
What’s covered?
Buildings Cover protects the property’s permanently fixed features, walls, windows, doors, outbuildings, garages and swimming pools against a number of disasters such as fire, storm, flood and subsidence as well as a number of other
B
uil
din
gs A
ccidental
D
am
ag
e
1
Why is it so good?
Covers everything protected by Buildings
Cover against accidental damage
£1,000,000 of cover as standard
Includes cover for fixed glass
Covers accidental damage to drains, pipes
and cables
What’s covered?
For additional protection your customer can add Accidental Damage Cover to any Buildings policy. This
will protect everything covered under their Buildings Cover against accidents such as drilling through a pipe or
smashing a window.
Buildings Accidental Damage also covers the cost of repairing accidental damage to drains, pipes, underground
1
Con
tents Cov
er
Why is it so good?
Up to £75,000 of cover
Increased cover for birthdays and religious festivals
‘New for old’ cover as standard on all contents
Flexibility to add extra contents options
What’s covered?
Contents Cover protects the things your customers keep in the home, use to furnish the home and which they would take with them if they were to move. For example: furniture, curtains, blinds, rugs, plates and
freestanding white goods.
To ensure that all your customer’s valuables are protected, you can add additional High Risk Items Cover which protects specified valuable items such
as clocks, paintings, sculptures, gold items and coin collections.
What’s next?
Once your customer has selected Contents Cover, they can personalise their policy with a selection of cover options to meet their needs. Please note: Contents
1
C
on
te
nts
Accidental D
am
ag
e
Why is it so good?
Additional protection for your customer’s
contents against accidental damage
Provides the same amount of cover as
Contents Cover (up to £75,000)
Protects specified High Risk Items
Covers the accidental loss of metered water
What’s covered?
Your customer can add this optional cover to protect their contents against unexpected and unintentional damage,
breakage and spills.
Contents Accidental Damage provides cover for accidental damage to items such as furniture, clothes (when inside the home), freestanding white goods and the accidental loss of
liquefied petroleum gas (LPG) or oil at the home. If your customer chooses to add Garden Cover to their policy,
Pe
rso
nal Items C
ov
er
Add cover
from just
£1.65
per month!
Step
2
Why is it so good?
Select the amount of cover needed up to £20,000
A further £20,000 of cover for specified
items worth over £3,000
Items are covered for up to 60 days overseas
Includes Accidental Damage Cover
What’s covered?
Our Personal Items Cover protects the items your customers carry around with them everyday including jewellery, watches,
spectacles, credit/debit cards, cheques, clothing when worn outside the home, disability wheelchairs and even camping
equipment when not in use.
We offer cover for loss or damage from a wide range of causes including accidental damage.
Cover limits
Personalise the amount of cover needed up to £20,000 for items under £3,000. Customers can also add a further £20,000 for
Te
ch
no
lo
gy &
Entertain
m
en
t
C
ov
er
Step
2
Add cover
from just
£4.47
per month!
Why is it so good?
Select the amount of cover needed
up to £20,000
Items are covered for up to 60 days overseas
Includes Accidental Damage Cover
Covers music, film and electronic downloads
What’s covered?
Designed for tech-savvy customers, this cover option protects items such as televisions, home entertainment systems, cameras, portable media players, laptops, tablets,
notebooks, mobile phones and musical instruments. It also covers the loss of music, film and electronic data
downloaded from a legitimate website.
Cover limits
Personalise the amount of cover needed up to £20,000 including £2,500 for loss of music, film and electronic data
Garden Cover
Step
2
Add cover
from just
£1.58
per month!
Why is it so good?
Select the amount of cover needed up to £20,000
Protect garden furniture against theft, damage,
fire and flood
We will re-landscape a garden if damaged by
the emergency services
Garden equipment stored in sheds and garages
is covered
What’s covered?
This option will protect your green fingered customer’s treasured trees, plants and hedges as well as equipment, outdoor furniture and portable items including patio heaters,
spa pools, play equipment and barbecues.
Also, loss or damage caused by the following; fire, explosion, earthquake, falling trees, branches, vandalism, theft and
damage caused by the emergency services.
Cover limits
Pe
dal Cycle Cov
er
Step
2
Add cover
from just
£2.71
per month!
Why is it so good?
Insure up to 6 bikes valued up to £1,500 each
Bicycles valued between £1,500 - £2,500
can be specified on the policy
Items are covered for up to 60 days overseas
Includes Accidental Damage Cover
What’s covered?
The Pedal Cycle option provides cover for the loss or damage, including accidental damage, of up to 6 pedal cycles and
their accessories.
Cover limits
We cover up to 6 pedal cycles valued up to £1,500 each. Bicycles valued between £1,500 - £2,500 can be specified on
H
om
e Em
ergency
Co
ve
r
provided by DAS3
Why is it so good?
Provides cover for insured incidents that are sudden,
unexpected, and require immediate corrective action to:
Prevent damage or further damage to the home
Make a property safe or secure
Relieve unreasonable discomfort, risk or
diffi culty to an insured person
What’s covered?
This policy off ers 24-hour assistance for home emergencies associated with: • Roof damage
• Plumbing and drainage
• Main heating system • Domestic power supply • Toilet unit • Home security • Lost keys
Cover limits
DAS will pay up to £500 (including VAT) for the call-out charge, labour costs, parts and materials to provide help with an insured incident.
Le
gal
Expenses C
ov
er
provided by DAS
3
Why is it so good?
Legal Expenses Cover provides confi dential advice
over the telephone on any personal legal issue under
the laws of any EU country, the Isle of Man,
the Channel Islands, Switzerland and Norway.
It also provides legal costs and expenses to represent
you for insured incidents covered by the policy.
What’s covered?
Legal issues covered by this policy include: • Employment disputes • Contract disputes • Personal injury • Clinical negligence • Property protection • Tax protection
• Jury service and court attendance • Legal defence
• Identity theft protection
