3181 Larchmont Avenue NE, Warren, OH 44483-2498 330.372.8100 * 330.726.0344 * 330.539.6627 * 800.775.7741
www.sscu.net
Business Visa Application
Date: Account Number:
Section 1. Business Information
You may be asked to provide business and/or personal tax returns and financial statements.
(Please Print Clearly)
Business Name (Applicant)
Business Entity Type: Corporation
Sole Proprietor LLC
Partnership
Non-Profit Corporation/Not-for-Profit
Association/ Organization/ Informal Non-Profit Organization
# Years at This Location Year Business Established # Years as Owner/ Authorized Officer Number of Employees
Section 2. Business Owner's Personal Information
Non-Profit Entities/Associations/Organizations (e.g. 501(c)3) do not need to complete this section.
Owner 1 Address, City, State, Zip Years at Home Phone Cell Phone
Address
Date of Birth Personal
Annual Income
% Ownership in Business Social Security Number
Section 3. Cards Requested
Cards will be printed with the business/organization name first, followed by the full name of the individual as indicated below. The authorized person hereby requests cards as follows:
Full Name (to appear on card) Social Security Number Credit Limit
Full Name (to appear on card) Social Security Number Credit Limit
Full Name (to appear on card) Social Security Number Credit Limit
Full Name (to appear on card) Social Security Number Credit Limit
BusinessVisaApp 08/05/2014
Primary Employer
Total Credit Limit Start Date % Ownership in Business Personal Annual Income Start Date
Home Phone Cell Phone
Address, City, State, Zip Years at
Address
Primary Employer Owner 2
Social Security Number Date of Birth
Printed: -
Business Name to appear on card(s) (21 character maximum)
Primary Contact Name Primary Contact Phone
Tax Identification Number Nature of Business Business Email Address
Business Phone
Gross Revenue Last Year (enter 0 if new business)
Net Income Last Year
(enter 0 if new business)
Business Address City State Zip
Page 1 of 6 App ID: VisaApplication (Scanned) 10:29:46 AM 1 ACL $0.00
Section 4. Please read carefully and sign below.
FOR PROFIT ENTITIES: CORPORATIONS, LLCS, PARTNERSHIPS OR SOLE PROPRIETORS:
I hereby certify that I am an Owner/Authorized Person of the business and that by signing, using, or permitting another to use the card(s) or number, I agree that I will be bound by the agreement and disclosure accompanying the card(s). I understand that I am signing as an individual and on behalf of the business and that I will be personally liable for any credit being granted in conjunction with this application and that my personal credit history will be reviewed.
NON-PROFIT ENTITIES: ASSOCIATIONS/ORGANIZATIONS/CHARITABLE ORGANIZATIONS (e.g. 501(c)3):
I hereby certify that I am an Authorized Person for the Applicant and that by signing, using, or permitting another to use the card(s) or number, I agree that the Applicant(s) will be bound by the agreement and disclosure accompanying the card(s).
I understand that I may be asked to be personally liable for any credit being granted in conjunction with this application and that my personal credit history may be reviewed. I will be notified if a personal guaranty is required.
Signature of Authorized Person
Signature of Authorized Person
Signature of Authorized Person
Signature of Authorized Person
Printed Name Title Date
Printed Name Title Date
Printed Name Title Date
08/05/2014 BusinessVisaApp Page 3 of 6
Business Resolution and Appointment of Authorized Person(s) to Borrow
1. Business Information
The business is registered with the Secretary of State in:
Ohio PA
2. Member Entity Resolution and Grant of Authority
Resolution Adoption Date:
3. Authorized Person(s) to Act for the Business or Organization
Authorized Person's Full Name (Printed) Signature Title SSN
Any one of the following persons will be authorized to undertake all actions set forth in the resolution above. No other persons will have authority unless this Resolution is properly replaced.
Authorized Person's Full Name (Printed) Signature Title SSN
Authorized Person's Full Name (Printed) Signature Title SSN
Authorized Person's Full Name (Printed) Signature Title SSN
(Date of meeting at which Resolution was adopted) Business/Organization Name:
Mailing Address:
Do you operate under any other names? (If Yes, provide those names and attach a copy of any filing(s) required by state or local laws.)
Date: Account Number:
This Resolution is hereby made by the Board of Directors, Members, Owners, Partners or other duly authorized body of the Member Entity ("Member Entity") to appoint authorized persons (“Authorized Person(s)”) of the Member Entity to borrow money from Seven Seventeen Credit Union (“Credit Union”) on its behalf and that at a meeting of said duly authorized body, at which a quorum was present (if applicable), the duly authorized body adopted the following resolution, which in all respects, is in conformity with the rules, agreements, by laws or articles of incorporation of this Member Entity. The Authorized Person(s) is/are authorized and directed to execute and deliver to the Credit Union any and all documents required by the Credit Union for the Member Entity to borrow money, to evidence the pledge of any of the property of the Member Entity, and/or necessary for the Credit Union to perfect a security interest in any Member Entity Property to be used as collateral in conjunction with the loan in a form as agreed upon by its Authorized Person(s) and the Credit Union. This authority includes the authority to enter into any loan changes, modifications or accommodations.
The Authorized Person(s) is/are duly authorized to execute this Resolution and the undersigned hereby certify that the above-named Member Entity is duly organized and existing under the laws of the State indicated. The undersigned, under the penalty of perjury, hereby certify that the organization described is validly organized under applicable law and is in “good standing.” It is intended that the Credit Union shall rely upon this Resolution. The Credit Union may, in its sole discretion require new resolutions and/or signature card(s) be executed any time the Member Entity adds, deletes or changes the Authorized Person(s). This Resolution shall be governed and interpreted under the laws of the State of Ohio. The designation of an Authorized Person does not create a power of attorney; therefore, Authorized Persons are not subject to the provisions of 20 Pa.C.S.A. Section 5601 et. Seq. (Chapter 56; Decedents, Estates and Fiduciaries Code). The Member Entity is solely responsible for any changes to the Authorized Person(s); and the Credit Union shall have no liability whatsoever for any transaction undertaken by Authorized Person(s) listed below.
The Credit Union is likewise authorized to recognize any alternative signature, verification code and endorsement of this Member Entity or any Authorized Person(s), whether authorized or unauthorized. The term “alternative signature, verification code, and endorsement” includes, but is not limited to digital signatures, personal identification numbers (PIN), and facsimile signatures. If applicable, each Authorized Person(s) is authorized by the Member Entity to have access to the Member Entity's private key used to create a digital signature. The Credit Union shall have no liability for the unauthorized use of alternative signatures, verification codes and endorsements.
This Member Entity also agrees and understands that the Credit Union stores all electronic application and resolution documentation in an electronic format and originals may not be retained. The Member Entity agrees that the electronically scanned signature retained by the Credit Union will serve as the original document for all purposes.
Lending Resolution
Email Address:
N/A
Check "N/A" if the business is an Association/Organization.
4. Complete the Section Applicable to the Business Entity Type
In witness whereof, the Secretary of the Corporation, LLC, or Professional Corporation named herein has hereunto set his/her hand as Secretary/Manager and affixed the corporate seal, on the date above stated.
Date
Secretary/Manager Signature
(Seal)
The partners certify that all partners have signed and further certify that this partnership is not a limited partnership, and execute this Agreement under seal, on the date above stated.
Date Date
Partner Signature Partner Signature
(Seal) (Seal)
Date Date
Partner Signature Partner Signature
(Seal) (Seal)
The undersigned officers of the organization listed herein certify under the penalty of perjury that they have undertaken an investigation of the organizations member(s); and that the member(s) of said organization are eligible for membership at Seven Seventeen Credit Union.
Date
Title or Office
(Seal)
Officer Signature Date
Title or Office (Seal) Officer Signature Date (Seal) Date (Seal) Title or Office Officer Signature Title or Office Officer Signature
I hereby authorize the “Authorized Person” named herein to exercise all powers and actions set forth in the Resolutions above. Further, I hereby release the Credit Union and all officers, directors and employees of the Credit Union from any and all claims, demands, damages, actions, causes of actions, suits at law, or suits in equity, of whatsoever kind or nature, past, present or future, known or unknown, incurred or to be incurred, with regard to any action the Credit Union undertakes in reliance on this authorization.
(Seal)
Full Name of Authorized Person Sole Proprietor Signature
SSN of Authorized Person Date
Corporation
LLC
Non-Profit Corporation
(e.g., Church, 501c3)Partnership
Association / Organization / Informal Non-profit Organization
(e.g., Bowling League, BandBoosters)3181 Larchmont Avenue NE, Warren OH 44483-2498 330.372.8100 * 330.793.2495 * 330.492.1106 330.677.0001 * 800.775.7741 * www.sscu.net
Account Verification Form
Account Number:
Business Name:
Home Phone:
Business Phone: Cell Phone:
Email address currently on file for my account:
I understand that Seven Seventeen Credit Union, Inc. stores all electronic applications in an electronic format and no originals are retained. I agree that the electronically scanned signature retained by Seven Seventeen Credit Union, Inc. will serve as the original document for all intents and legal purposes.
I agree that the above information will become my official account documentation.
Signature Date Work Phone: Address: BusinessVisaApp 08/05/2014 Page 5 of 6 Home Phone: Work Phone: Business Phone: Cell Phone:
VISA PLATINUM BUSINESS CREDIT CARD
AGREEMENT AND DISCLOSURE
Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases
10.99% - 20.99%
These APRs will vary with the market based on the Prime Rate. The rate for which you may qualify at account opening will depend on your account relationship.
APR for BalanceTransfers
14.99% - 24.99%
These APRs will vary with the market based on the Prime Rate. Therate for which you may qualify at account opening will depend on your account relationship. There is no grace period for Cash Advances or Balance Transfers.
APR for Cash
Advances
14.99% - 24.99%
These APRs will vary with the market based on the Prime Rate. Therate for which you may qualify at account opening will depend on your account relationship. There is no grace period for Cash Advances or Balance Transfers. Cash Advance Fees also apply.
Penalty APR and
when it applies
24.99%
This APR may be applied to your account if you make a late payment which is 60 days past due.
How long will the Penalty APR Apply? If your APRs are increased for this reason, the Penalty
APR will apply until you make six consecutive minimum payments when due.
Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.
Minimum Interest Charge
There is no minimum interest charge.
For Credit Card Tips from the Consumer Financial Protection Bureau
To learn more about factors to consider when applying or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore
Fees
Annual Fee None
Transaction Fees * Balance Transfer * Cash Advance * Foreign Transaction
None
3% of the amount of each cash advance, with a minimum of $2 and a maximum of $15. 3% of each transaction in U.S. dollars.
Penalty Fees * Late Payment * Returned Payment
Up to $35 Up to $35
How we calculate your balance: We use a method called “average daily balance (including new purchases)”. See your
Agreement and Disclosure for more details.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your Visa
Platinum Business Credit Card Agreement and Disclosure.
The above fee and term information is correct as of and is subject to change. Applicant must meet minimum credit requirements. Please call for current information.
How to Avoid Paying Interest on Purchases