Your safety net against any adversity

(1)

In this policy, the investment risk in investment portfolio is borne by the policyholder. Unit Linked Insurance products do not offer any liquidity during the first five years of the

contract. The policyholders will not be able to surrender/withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of fifth year.

Your safety net against

any adversity

With a host of benefits

HDFC SL PROGROWTH SUPER II

A Unit Linked Non Participating Life Insurance Plan

In this policy,

y

y the investment risk in investment portfolio is borne by the policyholder.

rr Unit Linked Insurance products do not offer any liquidity during the first five years of the

contract. The policyholders will not be able to surrender/withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of fifth year.

rr

HDFC SL PROGROWTH SUPER II

A Unit Linked Non Participating Life Insurance Plan

(2)

CHOICE OF FUND OPTIONS AND INVESTMENT FLEXIBILITY

The plan provides option to invest in 10 funds offering varying risk/return profiles.

Helps you to customize your funds as per your needs by providing options of premium redirection and fund switches

Partial withdrawal facility after 5 years to fund various financial goals.

PROTECT YOUR FAMILY AGAINST THE ODDS

Get protection for Death, Critical illness and Disability.

In case of death or critical illness, sum assured and fund value is payable and policy terminates.

$

In case of total and permanent disability, 10% of sum assured paid every year for next 10 years or till policy

matures (whichever is earlier)*

1. How does HDFC SL ProGrowth Super II (Life & Health Option) protect you and your family in case of death

and disease?

2. How does HDFC SL ProGrowthSuper II ( Life & Disability Option) protect you and your family in case of total

and permanent disability?

Year 1

Policy Starts:

You pay regular

premiums (through

out the policy term)

Unfortunate accident causing

disability:

10% of sum assured

paid every year to you + you

^

continue to pay future

premiums + cover for other

benefits continue*

Year 5

On Maturity :

Accumulated

fund value is

paid to you

Year 10

The above graphical representation is purely for illustrative purpose.

Policy Starts:

You pay regular

premiums (through

out the policy term)

Year 1

Year 10

Unfortunate death or critical illness:

Sum Assured

+

Fund value paid to your

nominee & Policy terminates (min. death benefit is

105% of total premiums paid till date)

TAKE ADVANTAGE OF TAX BENEFITS

#

Tax benefits under the policy are subject to prevailing tax laws.

Please note that the above mentioned benefits are as per the current tax laws. Your tax benefits may change if the

tax laws are changed. It is advisable to re-confirm the same with your tax consultant.

* Terms 11 to 14 are not available.

For all ages, risk commences from the date of inception of the contract. Life Option

Extra Life Option Life & Extra Health Option Extra Life and Health Option

Life & Disability Option Extra Life & Disability Option Life & Health & Disability Option Extra Life & Health & Disability Option

BENEFIT OPTIONS

TERM PERIOD (Yrs.)* AGE AT ENTRY (Yrs.) MAXIMUM AGE AT

MATURITY (Yrs.)

14 65 75

70 30

10

25 18 55 65

MINIMUM MAXIMUM MINIMUM MAXIMUM

The age and term limits for HDFC SL ProGrowth Super II are as shown below:

ELIGIBILITY

**For all details on Riders, kindly refer to the Rider Brochures available on our website

HDFC Life Income Benefit on Accidental Disability Rider

RIDER UIN Scope of Benefits**

We offer the following Rider options (as modified from time to time) to help you enhance your protection

Rider Options

101B013V03 A benefit equal to 1% of Rider Sum Assured per month for the next 10 years, in case of an Accidental Total Permanent Disability. There is no maturity benefit available under this rider.

HDFC Life Critical Illness Plus Rider 101B014V02 A lump sum benefit equal to the Rider Sum Assured shall be payable in case you are diagnosed with any of the 19 Critical Illnesses and survive for a period of 30 days following the diagnosis.

There is no maturity benefit available under this rider.

KEY FEATURES

(3)

Note:^Till the benefit payout term. The benefit payout term is lower of 10 year or remaining policy term from the end of 1st year after the date of disability. *Policy continues with cover for other benefits and fund value is paid on maturity. See the product brochure to know more.

$_{Subject to minimum death benefit of 105% of total premiums paid till date.}

OTHER FEATURES

Surrender Value :

Although we recommend that you pay your premiums regularly to receive all benefits under your policy, if you wish to

surrender your policy, the surrender value payable will depend on the year you surrender your policy. If you surrender during the lock-in

period, the fund value after deducting the applicable discontinuance charges, shall be moved to the 'Discontinued Policy Fund'. The

proceeds of the discontinued policy shall be payable at the end oflock-in period or date of surrender whichever is later. If you surrender

after lock-in period, the fund value as on date of surrender shall be payable. After payment of the surrender benefit your policy will

terminate and no other benefits will be payable.

Settlement Option :

You have the option to take the Unit Fund Value in periodical installment over a period which may extend to a

maximum of 5 years. The first installment under settlement option shall be payable on the date of maturity. The charges levied on the fund

during settlement period are the fund management charge, switching charge and mortality charges if any. The company will not levy any

other charges. Switches will be allowed during the settlement period. Partial withdrawals shall not be allowed during the settlement

period. Complete withdrawal will be allowed at any time during the settlement period without levying any charge. Any Unit Fund Value

remaining after 5 years from the maturity date will be payable immediately.

Fund Details:

FUND DETAILS

ASSET CLASS Money Market Instruments,

Cash & Public Deposits & Liquid Mutual Fund*

Government Securities & Fixed Income Securities

Equity RISK & RETURN

RATING FUND COMPOSITION

SFIN

You can choose from all or any of the following funds:

Dynamic Equity exposure to enhance the returns while the Debt allocation reduces the volatility of returns

Exposure to large–cap equities & equity related securities

Exposure to mid–cap equities & equity related securities

Income Fund

Balanced Fund

Blue Chip Fund

Higher potential returns due to higher duration and credit

exposure Moderate

0% to 20% 0% to 60% 80% to 100%

Moderate to High

0% to 20% -- Very High

0% to 20% -- _{Very High}

40% to 80%

80% to 100%

80% to 100% --0% to 2--0%

ULIF03401/01/10 IncomeFund101 ULIF03901/09/10

BalancedFd101 ULIF03501/01/10

BlueChipFd101 ULIF03601/01/10

OpprtntyFd101

Opportunities Fund

To generate long term capital appreciation by investing in high potential companies across the market cap spectrum Active allocation across all fixed income instruments To invest in high grade fixed income instruments and government securities at the short end of the yield curve, to deliver stable returns

Equity Plus Fund To generate long term capital appreciation in line or better

than Nifty index returns Very High

0% to 40% 0% to 40% 0% to 20%

Very High

0% to 60%

Low 60% to 100% 0% to 20%

ULIF05301/08/1 3EquityPlus101

ULIF05501/08/1 3DivrEqtyFd101 ULIF05601/08/1 3Bond Funds101 ULIF05801/08/1 3ConsertvFd101 Conservative

Fund

80% to 100%

Diversified Equity Fund

Bond Fund 40% to 100% -- Moderate

0% to 60% 40% to 100%

--Long term capital growth by investing predominantly in mid-cap companies. The fund may invest upto 25% of the portfolio in stocks outside the mid-cap index capitalisation range. Upto 10% of the fund may be invested in Fixed income instruments, money market instruments, cash, deposits and Liquid mutual funds.

0% to 0%1 ULIF06618/01/1

8DiscvryFnd101

Discovery Fund 0% to 0%1 90% to 100% Very high

Long term capital growth through diversified investments in companies across the market capitalisation spectrum. Upto 20% of the fund may be invested in Fixed income instruments, money market instruments, cash, deposits and Liquid mutual funds.

0% to 0%2 ULIF06723/03/1

8EqtyAdvtFd101

Equity Advantage

Fund

0% to 0%2 80% to 100% Very high

Investment in Mutual Funds will be made as per Mutual Fund limits prescribed by IRDAI regulations and guidelines. As per (IRDAI (Investment) Regulations, 2016 Master Circular), the Investment limit in Mutual Funds is 7% of Investment assets. This will apply at overall level and at SFIN level, the maximum exposure shall not exceed 15%.

The asset allocation for the Discontinued Policy Fund (SFIN: ULIF05110/03/11DiscontdPF101) shall be as per the prevailing regulatory requirements. Currently, the asset allocation is as follows: (i) Money Market Instruments: 0% to 40%

(ii) Government securities: 60% to 100%.

You can access the value of policy wise units held by you, through a secured login, as per the format D02 prescribed under IRDAI Investment Regulations, 2016. For risk factors please refer Terms & Conditions section below

*Investment in Liquid Mutual Funds will always be within Mutual Fund limit prescribed by IRDAI regulations and guidelines(IRDAI (Investment)(Fourth Amendment) Regulations, 2008, Annexure II).

(4)

# These assumed rates of returns are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of the policy is dependent on a number offactors including future investment performance

. C .

B

-I I R E P U S H T W O R G O R P L S C F D H n o i t a r t s u l l i f o t o h s p a n s .

AThis isonlyfor forahealthymalelife. Thevaluesshownareforillustrationpurposeonly. Thebenefitsillustratedassume that all premiums that are due over the full term will be paid and no withdrawals will be made during the policy term. Incase premiums are not paid for full term at original level or if any withdrawals are made during the policy term, the illustrated benefits will be lower. The illustrated values may not be constant over the policy year.D.Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers gua ranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will show two d ifferent rates of assumed future investment returns. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number offactors including future investment performance.

SNAPSHOT OF SAMPLE ILLUSTRATION

Illustration 1

What might you

get back ? ( )

`

What you pay? ( )

`

Age in years

Term in years

Assumed rate of return @ 4 % p.a.

#

Assumed rate of return @ 8 % p.a.

#

_5,

_{44 094}

_,

3,4 ,

6 943

30

20 Illustration 2

15,000 Annual Premium

1,50,000 Sum Assured

35

15 3,3 ,

9 329

2,4 ,

3 335

Sum Assured ( )

`

Premium Allocation Charge

Year 1 : 6% of annual premium p.a.

Year 2 : 5% of annual premium p.a.

Year 3 : 4% of annual premium p.a.

Year 4 to

8 : 3% of annual premium p.a.

Year 9+: 1% of annual premium p.a.

Policy Admin Charge

Mortality Charge

As per mortality table

CHARGES

Please refer the product brochure for details on charges, benefits, terms & conditions.

DETAILS

0.22% per month of original annual premium increasing @ 5% p.a. subject to a maximum of 0.4% p.m.

of original annual premium or 500 per month (whichever is lower)

`

Fund Management Charge

1.35% p.a. of fund value charged daily

Discontinuance Charge:

This charge depends on year of discontinuance and your annualised premium. There is no charge after 5 policy year. The table below gives the

th

discontinuance charge applicable.

DISCONTINUANCE DURING THE POLICY YEAR

Maximum Discontinuance Charge

ANNUAL PREMIUM UP TO AND INCLUDING`50,000 ANNUAL PREMIUM ABOVE`50,000

Lower of 20% x (Annual Premium or Fund Value) but not exceeding 3000`

Lower of 5% x (Annual Premium or Fund Value) but not exceeding`1000 NIL

Lower of 6% x (Annual Premium or Fund Value) but not exceeding`6000 Lower of 4% x (Annual Premium or Fund Value) but not exceeding 5000`

NIL 1

2 3 4 5+

Life Option

Prohibition of Rebates: In accordance with Section 41 of the Insurance Act, 1938 as amended from time to time:

1) No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take or renew or continue an insurance in

respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the

premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate, except such rebate as may be

allowed in accordance with the published prospect uses or tables of the insurer:

2) Any person making default in complying with the provisions of this section shall beliable for apenalty which may extend to ten lakh rupees.

We offer the following Rider options to help you enhance your protection

- HDFC Life Income Benefit on Accidental Disability Rider (UIN: 101B013V03)

- HDFC Life Critical Illness Plus Rider (UIN: 101B014V02)

**For all details on Riders, kindly refer to the Rider Brochures available on our website

(5)

EASY ACCESS TO OUR SERVICES

Flexibility in premium payments:

-

IVR Automated payment

- Online payment through NEFT/ECS/SI

Missed call service:

-

Get policy details by giving us a missed call!

or details visit www.hdfclife.com

F

‘

My account’ facility (on

https://

cp.hdfclife.com):

-- View policy details & Fund Summary

Pay premiums online

-- Update your contact details

Retrieve account statement &

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-Premium Redirection or Top-Up

-

View medical reports

^

^Feature of Medical Report is available only for policies accepted at Standard Rate.

HDFC Life Insurance Company Limited (Formerly HDFC Standard Life Insurance Company Limited) (“HDFC Life”).CIN: L65110MH2000PLC128245.

IRDAI Registration No. 101.

Registered Office:13th Floor, Lodha Excelus, Apollo Mills Compound, N. M. Joshi Marg, Mahalaxmi, Mumbai - 400 011.

Email: service@hdfclife.com, Tel. No: 1860 267 9999 (Mon-Sat 10 am to 7 pm) Local charges apply. Do NOT prefix any country code. e.g. +91 or 00. Website: www.hdfclife.com

The name/letters "HDFC" in the name/logo of the company belongs to Housing Development Finance Corporation Limited ("HDFC Limited") and is used by HDFC Life under an agreement entered into with HDFC Limited.

ife you wish

Contact us today

To buy: 1800 266 9777

(Toll free)

(Available all days 9am to 9pm)

Visit us at www.hdfclife.com

SIMPLE DOCUMENTATION (self attested)

Age Proof

Birth Certificate/ Passport/ Permanent Driving License/ PAN Card/ School Certificate

Telephone/Electricity/Water Tax Bill (all not over 3 months old)/Lease Agreement/Gas Connection Card

Address Proof

or Letter/Bank Statement not over 6 month old/Passport/Permanent Driving License/ Ration Card

ITR Form 16 (not over 3 years old)/Salary Slip (not over 3 months old), Please contact

Income Proof

your Sales Representative for

more details in this aspect

PAN, Voter I Card, Permanent DL, Passport, Ration Card with Photo

Identity Proof

Payment*

One Photograph

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS • IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums.

Public receiving such phone calls are requested to lodge a police complaint.

Life Insurance Coverage is a vailable in this product.For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale. HDFC SL ProGrowth Super II (Form No: P501. UIN:101L066V0) is the name of A Unit Linked Non Participating Life Insurance Plan. HDFC Life Income Benefit on Accidental Disability Rider (UIN: 4101B013V03) and HDFC Life Critical Illness Rider (UIN:101B014V02) are the names of the riders. Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAV s of the units may go up or down based on the performance of fund and factors in fluencing the capital market and the insured is responsible for his/her decisions. HDFC Life InsuranceCompany Limited is only the name of the Insurance Company, HDFC Life is only the name of the brand and HDFC SL ProGrowth Super II (Form No: P501. UIN: 101L066V0) is only the name of A Unit Linked Non Participating Life Insurance Plan. The name of the company, name of the brand and name of the contract does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges,from your Insurance agent or the Intermediary or policy document of the insurer. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.ARN:PP/11/19/16407. * PAN is mandatory under all insurance proposals irrespective of premium payment mode In absence of PAN other relevant option as per specification will apply-.The method to pay your premium towards the proposal/policy of HDFC Life you wishForm60 / NRI declaration in lieu of PANto take shall be shared to you by your Financial Consultant/Broker. Please get in touch with them for the same.