THE DRUM:
Ohio University Upward Bound
Winter Newsletter 2014-2015
UB students’ unanimous response to saving money for college at the Financial Aid February workshop.
The Importance of Saving
At the Financial Aid workshop in February, the state-ment “I plan to save money for college” received a unanimous positive response from Upward Bound students. So why is it that saving is so important and where should you begin?
Although saving enough money to cover the entire cost of college tuition is very unlikely, there are oth-er college expenses that you can begin saving for. There are many hidden college expenses like books, food, study abroad, internships, etc. (See blog for more details). When expenses like these start to pile up on top of tuition costs, it can become a bit unbear-able. Also, if you’re already taking out loans for tui-tion, you don’t want to have to take out even more for other expenses. Therefore, having money saved up can prevent a lot of stress and worry.
Caysee Kisor, a junior UB student, said that is important to save for college to cover books, other general expenses, and to have a cush-ion incase something financial comes up unexpectedly.
At the February workshop, students got into groups to tackle a subject of finances to the rest of the students. To the right, Caysee gives her group’s presentation on “Can I write a check?”
It’s never to early to start saving for future college costs. Putting money into a savings account on a routine basis will not only create a solid base fund, but it also can gain interest over the years. Saving money while you’re in college is important too. FastWeb gives a list of 30 ways to cut down expenses and save your money while you’re on campus!
workshops
Dece
mber
Janua
r
y
Feb
r
uar
y
COLLEGE EXPERIENCE & NEW STUDENT ORIENTATION
The December workshop provided UB students with a plethora of information on many different colleges. Before lunch, all of the new students had their orientation next door, while current stu-dents discussed different factors to consider when applying to college, including size, costs, ma-jors, and more. We also played a game in which different schools were posted on the board and the students had to match these schools with their corresponding price, number of students, num-ber of student organizations, and celebrities who graduated from that school. After lunch, the new UB students joined the group. After the introduction, a panel of UB alumni came and sat with all of the students to answer questions about college and then shared about their own col-lege experiences. Also during the workshop, we discussed online resources, school factors, and questions to ask on a college tour. At the end, there was an optional ACT session.
COLLEGE FAIR
At the January Workshop, 13 representatives from the following schools came to speak to UB students: Hocking College, Shawnee State University, Marshall University, Washington State Community College, University of Rio Grande, Marietta College, Ohio Valley University, Ohio Christian University, Muskingum University, Otterbein University, Columbus State Community College and University of Cincinnati. Each school had a table set up for students to freely come up and ask questions as they wished. During lunch, an Ohio University repre-sentative spoke to all students. Afterward, all of the participating schools set up separate presentations in classrooms and students rotated between each one. At the end of the work-shop, names were drawn from a hat to win prizes provided by all of the schools who attended!
FINANCIAL AID
Upward Bound’s February workshop focused on financial aid and financial literacy. The day began with a consensogram activity where UB students responded to several yes-or-no ques-tions on financial aid. The statement “I plan to save money for college” received all yes votes. Later on, Morgan and Garratt discussed SMART Goals with the students, who then mapped out their own SMART Goal plans. Students then broke into groups and checks, credit and debit cards, savings and checking accounts, how to open a bank account, and keeping track of money. After the results were shared with the group, a representative from OHIO’s office of financial aid spoke to UB students and answered any additional questions. The workshop was topped off with a big game of bingo!
March 14, 2015
Service Learning
April 11, 2015
Education Around the World
May 8, 2015
College Tours
June 6, 2015
Summer Orientation
TENTATIVE Workshop schedule:
what’s to come
Destiny with new UB student Gracie at the December workshop
Logan Meadows holding his OU flag that he won in a drawing
UB students in groups working on a budgeting project
Rebecca Hill diving for the bell dur-ing the college-match game
Gathering information from the Uni-versity of Cincinnati representative
Skylar Champ gives group presenta-tion on how to open a bank account
Summer theme: Color Blast!
Across
4. At the Financial Aid workshop, one presentation that students gave was on the difference between sav-ings and ______ accounts.
6. UB students carried around _____ at the College Fair workshop to take notes and have signed at each station.
7. You can _____ money at the bank or at home.
8. Money that students borrow for college and must be paid back with interest.
9. A group of UB _____ came to the College Experience workshop to answer questions and share their college experiences.
Down
1. At the Financial Aid workshop, students learned how to _____ their money by creating goal sheets with a set plan.
2. During the matching game at the College Experience workshop, which college/university had the highest number of students?
3. Money that is awarded to students that does not need to be paid back. 5. There are other _____ in college besides the cost of tuition.
scholarships
loans
alumni
passports
checking
expenses
ohio state
save
budget
Key
Test your skills
Ask UB:
advice column
Have questions and need answers? We are here to help. Ask UB is a new advice column
where we will provide brief advice on the topics of your choice. To get more in-depth
an-swers, check out our blog at ohiouniversityupwardbound.blogspot.com! We update it
regu-larly with posts on everything from study tips to choosing a major.
Email any questions to [email protected] or message us on Facebook!
Honestly, I wish someone would have told me about all of
the hidden expenses in college on top of tuition payments. I knew about books, but I never
took into account the price of clubs, transportation, printing, food, and laundry. These costs can really add up so it is im-portant to save up as much as you can. Even keeping a jar of loose coins can save you when you are in need of a snack or your laundry needs to be done.
Also, avoid buying things for your dorm that you don’t need
because that adds up too!
That’s all up to you! Each col-lege has a plethora of clubs and organizations for students
to join. Whether you want to join the school newspaper to help better yourself as a writer
or if you want to join a run-ning club to exercise and have fun, there are plenty of options
out there. I do really recom-mend becoming involved in
organizations pertaining to your major because they can give you valuable experience
that you can’t get elsewhere. Also, my last advice is to save
time for leisure as well!
Although having a high GPA and test scores is extremely beneficial, they aren’t the only qualifications that are factored into scholarship awards. There are tons of scholarships
availa-ble for students with unique qualities, talents, or interests. There are scholarships for be-ing left-handed, knowbe-ing how
to duck call, and for having a desire to create a new candy. If
you have something unique about you, search the internet
and you may be surprised at what scholarships you might
find!
What is one
thing you wish
you knew
be-fore you came
to college?
What kind of
clubs should I
become
in-volved in at
school?
Should I still
apply for
scholarships if
I don’t have
the best GPA?
February
3rd
Keely Mankin
7th
Michael Hamilton
December
6th
Kyle McCloud
11th
Donovan Ross
12th
Noelle Mash
19th
Makayla Hardin
January
14th
Lisa Tilley
17th
Layton Ridgeway
Kwabena Owusu-Kwarteng: Director [email protected]
740-593-4432
Garratt Weber: Program Coordinator [email protected]
740-593-4405
Ariana Bovell: Academic Advisor [email protected]
740-593-4405
Morgan Duncan: Academic Advisor [email protected]
740-593-4405
Chloe Musick: Office Manager [email protected]
Alexis Apparicio: Data Information Assistant [email protected]
Emma Jenkins: Blog and News Writer [email protected]
Hadley Savoldi: Multi-Media Assistant [email protected]
Winter Birthdays
Special shout out to Curt Plummer, former
Assistant Director, whose last workshop
was in January. You will be missed, Curt!
Upward Bound is connected to you! Have you ever thought about staying up-dated through the Upward Bound blog? Have you considered retweeting a fun-ny or informative tweet from Upward Bound? Browse through our Facebook, Twitter, YouTube, Tumblr, Blogger and Pinterest, and check out the new Insta-gram while you are at it! The Upward Bound social media sites are an excel-lent way to quickly gather information about ACT dates, upcoming workshops, tutoring services, and more. Stay connected and contribute to Upward Bound’s social media websites!
