Savings & Investments

Monthly median cost of funds ratio is defined as interest (dividends) paid or accrued on deposits, FHLB advances and on other borrowed money during a month as a percent of balances

With Heritage Access Line, you can verify account information, deposit and loan account balances, deposits made and checks cleared; transfer funds between checking and

Interest rate risk affects all debt funds investing, and credit and cash flow risk relate more to specific individual investments.. Interest

funds. Like a certificate of deposit, it earns a specified rate of interest over a definite period of time; however, it cannot be traded in the secondary market. Time deposits with

DESCRIPTION: Includes all interest expenses incurred by the reporting institution in the reporting period for Demand deposits, Savings deposits, Time deposits, Interbank

Access options Convenient 24/7 access to your Everyday Savings or 100% Loan Offset Account (linked to Variable Rate only) with a free Visa Debit Card*. Repayment options

The transfer of my funds to my First Federal Savings Bank checking and/or savings account(s) as indicated. First Federal Savings Bank to credit deposits to my account(s)

For savings account, if you access your account by electronic funds transfer, you will receive a monthly statement.. If no electronic transfers have been made, you will receive