NEW ACCOUNT APPLICATION
Customer Identification Verification/USA PATRIOT Act - To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person and/or entity who opens an account. What this means to you: When you open an account, we will ask for your name, address, date of birth (for an individual) and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
1. ACCOUNT SETUP
2. PRIMARY ACCOUNT HOLDER
DATE OF BIRTH (MM/DD/YYYY)
BUSINESS PHONE NUMBER
HOME PHONE NUMBER SOCIAL SECURITY NUMBER or TAX ID NUMBER COUNTRY OF TAX RESIDENCE
MARITAL STATUS Personal Information Account Status
Individual Custodial (UTMA) Type of Account
Entity:
Joint:
Tenants with Rights of Survivorship Tenants in Common (Indicate each tenants percentage interest):
Estate:
Indicate an account type (either personal or entity). Types of ownership are governed by the laws of your state of residence. If you need information about which are appropriate in your state, contact your state tax official or your tax advisor. Additional paperwork is required for estate, trust or entity accounts.
Please Print Clearly P.O. Box 513100, Los Angeles, California 90051-1100
(800) 634-1100
CITIZENSHIP
Resident Alien
United States Non-Resident Alien*(W-8 Form required) Administrator* Executor* Guardian Other (Specify):
Trust Officer Signature
Trust Officer Signature
NAME OF ACCOUNT HOLDER, ENTITY NAME, MINOR, TRUSTEE
COUNTRY OF CITIZENSHIP (If Resident or Non-Resident Alien)
If any of the above is checked, list the PRIMARY Type of Business for this entity:
No. of Dependents: Married Single/Divorced/Widowed Tenants in Entirety Community Property % % (provide Trust # ) DVP-Union Bank as Trustee
(provide Trust # ) DVP-Union Bank as Custodian
TOD - Individual
TOD - Joint Tenants with Rights of Survivorship
TOD - Joint Tenants in Entirety Transfer On Death:
*These account types are not eligible for the Bank Deposit Sweep Program. These accounts will default to the HighMark Diversified Money Market Fund. Other account types may have eligibility
restrictions based upon beneficial ownership and beneficiaries.
Bank* Church*
Corporate* Investment Club*
Professional Association* Professional Corporation* Unincorporated Association* Limited Liability Company* Partnership*
Under Will** Other** (Specify): Trust:
Under Agreement**
**Registration types are eligible for Bank Deposit Sweep only if every FBO relationship on the account is a natural owner.
EMAIL ADDRESS
Eligible for Bank Deposit Sweep Ineligible for Bank Deposit Sweep **IF SELECTED, PLEASE CHECK ONE:
Private Bank Customer (005) Priority Banking Customer (001) Signature Banking Customer (004)
Employee Accounts:
UBIS Associated Person (C)
Family member of UBIS Associated Person (Agency:H)
Union Bank Employee No UBIS affiliation (Agency:E) (UBIS Employee Name (BARS Screen --2nd comment) CLIENT (If applicable)
REFERRAL ID
FOR INVESTMENT SERVICES USE ONLY BROKERAGE ACCOUNT NUMBER REP. NUMBER REP. NAME (Please Print)
PRINCIPAL APPROVAL DATE
BRANCH NO.
REP. SIGNATURE LICENSED BANKER NAME
2. PRIMARY ACCOUNT HOLDER (continued)
Page 2 Identification -- Provide identification as required
Form of identification: TYPE OF BUSINESS PHONE NUMBER CONTACT NAME TICKER SYMBOL NAME OF FIRM ADDRESS OF FIRM NAME OF FIRM
For purposes of assisting your employer comply with SEC section 16 reporting, please list a contact name and number whom UBIS will contact upon transactions executed in your public company's stock.
Notification of your intent to open an account will be sent to your employer in accordance with current regulations.
Neither I, nor anyone bearing a financial interest or discretionary authority over this account is employed by, or affiliated with, a stock exchange or member firm of either an exchange, FINRA, or a municipal securities broker/dealer UNLESS SPECIFIED BELOW: Not Employed
Retired Employed
EMPLOYMENT STATUS
CITY STATE/PROVINCE ZIP/POSTAL CODE
COUNTRY ADDRESS EMPLOYER NAME
OCCUPATION (or former occupation, if retired) Employer Information and Affiliations
Account Funding Source
FUNDS Initial Deposit $ $ SECURITIES Investments
Personal Income/Business Revenue Personal/Business Savings
Sale of Real Estate or Other Property Legal/Insurance Settlement
Inheritance/Gifts Other (specify):
NAME OF FINANCIAL INSTITUTION(S) FUNDING THE ACCOUNT
Know Your Client (KYC) Profile
Referral from Union Bank
1) How was the client introduced to UBIS:
2) Has the registered representative met with the client(s)/account signer(s) in person and viewed their identification? Yes No
Funding daily expenses Long term investment growth Funding retirement
Check all that apply that describe the purpose of this account:
Purpose of Account
Check all that apply that describe the source of these funds:
Solicitation
Referral from existing UBIS client NAME OF REFERRER
NAME OF REFERRER Unsolicited Call-In
3) Existing Union Bank Account/Relationship? Yes No
If "Yes", Account Number:
Intermediate investing Funding education Estate Planning
Business Cash Management Other (specify):
I am a control person or a affiliate of a public company under SEC Rule 144 (such as a director, 10% shareholder, or policy-making officer), or an immediate family or household member of such.
Client Introduction COUNTRY
CITY STATE/PROVINCE ZIP/POSTAL CODE CITY STATE/PROVINCE ZIP/POSTAL CODE
COUNTRY
LEGAL STREET ADDRESS (No P.O. Boxes) MAILING ADDRESS (If different from Legal Street Address)
ID ISSUANCE DATE
ID NUMBER STATE/COUNTRY OF ID ISSUANCE ID EXPIRATION DATE
TYPE OF GOVERNMENT ISSUED ID
Primary Account Owners/Signer -- Select one:
Legal U.S. Resident Driver's License or any other government issued photo identification (specify type):
Non U.S. Resident - Passport or any other foreign government issued photo identification that is written in English (specify type): Copy is required.
Are you any of the following?:
Money Service Business (MSB) If Yes, Complete Form #02077-1
Senior Foreign Political Figure (Individual or Entity) (SFPF)/Foreign Embassy or Consulate Employee If Yes, Complete Form #02077-2 501(c)(3)Non-Governmental Organization/Charity (NGO) If Yes, Complete Form #02077-3
NONE OF THE ABOVE
If "Yes", obtain KYC documentation from Union Bank business unit OR complete corresponding KYC Addendum and attach. For All Customers:
For Privately Held Business Entities Only:
1) Is the Business Entity involved in any of the following business types (Check one):
ATM Operator Vending Machines Cash Intensive Business
Recycler Casino/Gaming/Card Club
Dealers of Jewels/Precious Metals/Stones/Numismatic Items/Antiques Manufacturer or Distributor of Weapons or Military Equipment
Any Non-U.S. Business Entity--List the country the Business Entity is organized under: NONE OF THE ABOVE
2) Attach KYC documentation from Union Bank business unit OR complete the following:
a) Complete Page 6, Additional Account Holders, for all Entity Account Signers, and Authorized Traders b) Describe the Business Entity's primary operations/industry:
Know Your Client (KYC) Profile (continued)
c) Besides the U.S., list country(ies) where the Business Entity derives 50% or more of its revenue from a foreign country or is contracted by a foreign government:
d) Please list the full name and residence address of all Beneficial owners with 10% or more ownership: Depletion Election for Cost Basis Purposes:
All accounts will default to FIFO (First In, First Out),in which oldest lots are depleted first in a sell or transfer transaction. Mutual Funds will continue to default to Average Cost (the total dollar amount of shares owned divided by the total number of shares) as available on the day of the transaction. Unless customer specifies the shares to be converted to SPECIFIC ID (specific lots are identified for depletion). Note: all methods, both existing and new, will deplete lots with unknown cost basis first, irrespective of the method selected. Please review the Investment Services Agreement for more detailed information about cost basis. Please check one box.
HICO (High Cost) HICO Long-Term
LIFO (Last in first Out) LOCO (Low Cost)
LOCO Long-Term LOCO Short-Term
TXSN (Tax Sensitive) HICO Short-Term
Investment Time Horizon Conservative (C) Moderate (M) Aggressive (A) Combination (X): < 3 years (C) 3-5 years (C) 6-10 years (I) over 10 years (L)
None Limited Good Extensive
Estimated Amount Required Estimated Amount Required Estimated Amount Required
Estimated Tax Bracket Required Under $25,000
$25,000 - $50,000 $50,001 - $100,000 Over $100,000
Annual Income Estimated Net Worth Investable/Liquid Assets Federal Tax Bracket
Under $50,000 $50,000 - $100,000 $100,001 - $500,000 Over $500,000 Under $50,000 $50,000 - $100,000 $100,001 - $500,000 Over $500,000 15% or below 25% - 27-1/2% 27-1/2% or Above From all sources Excluding primary residence Including cash and securities
$ $ $ Years: 3. SUITABILITY Financial Profile Investment Profile Risk Tolerance Investment Objectives
Investment Product Knowledge General Investment Knowledge
Preservation of capital Income Capital Appreciation Speculation Trading profits Other: Stocks Bonds Mutual Funds Options Variable Contracts Limited Partnerships
None Limited Good Extensive
Rank your investment objectives for this account in order of importance (1 being the highest). Review the attached Customer Agreement for important information on investment objectives.
Page 4 Know Your Client (KYC) Profile (continued)
2. PRIMARY ACCOUNT HOLDER (continued)
Expected Monthly Withdrawal Amount (including checks and outgoing wires) 0
1- 5 6 - 10 11+
Expected Monthly Deposits (including incoming wires) Expected Level of Activity:
Expected Deposit Amount (including incoming wires)
$0
$1- $10,000 $10,001 - $100,000 $100,001+
Expected Monthly Incoming Wires: Select Origin of Wire Activity 0 1- 5 6 - 10 11+ Domestic International
List countries of origin for international wires:
Expected Monthly Outgoing Wires: 0
1- 5 6 - 10 11+
Select Destination of Wire Activity 0
1- 5 6 - 10 11+
Expected Monthly Withdrawals (including checks and outgoing wires)
$0 $1- $10,000 $10,001 - $100,000 $100,001+ Domestic International
List countries of destination for international wires:
Consult your Investment Advisor to discuss core account options. Please refer to the FDIC Insured Bank Deposit Sweep Program disclosure document or the Mutual Fund (money market) prospectus for specific product features. If you do not choose a core account investment vehicle, UBIS will invest your cash balances in the FDIC-Insured bank Deposit Sweep Program while awaiting reinvestment. Different core account investment vehicles may have different rates of return and different terms and conditions, such as FDIC Insurance or SIPC protection. If you do not select a Core Investment Vehicle, UBIS may not consider these differences when selecting a default Core Account Vehicle for you.
Entity and Non-Resident Alien account types are not eligible for the Bank Deposit Sweep Program. These accounts will default to the HighMark Diversified Money Market Fund. Other account types may have eligibility restrictions based upon beneficial ownership and beneficiaries. Please consult with your agent regarding this issue. Core Account Investment Vehicle
Proceeds from Sales
Proceeds from DVP Sales
Security Purchases
Dividend/Distribution Income (choose one)
Handle all dividends and distributions like sales proceeds (4) Reinvest mutual fund dividend/cap gains and equity dividends, handle all other distributions like sale proceeds (D)
Reinvest mutual fund dividends/cap gains, handle all other distributions like sale proceeds (3)
Reinvest equity dividends, handle all other distributions like sale proceeds (S)
Note that any dividend/distribution income sent to a DVP account will remain there pending additional instructions.
Please Provide Delivery Instructions:
All securities purchased will be held in your account unless DVP option is checked.
Note: Default is Reinvest if none of the boxes are checked.
NAME OF BANK
ID NUMBER ABA NUMBER
AGENT NUMBER
NAME
ADDRESS
Send to: For Duplicate Confirms or Statements
Statements Confirms
HighMark California Tax-Free Money Market Fund (HMAXX) Bank Deposit Sweep (QPRMQ)
I (we) agree to have all settlements including margin calls processed through the Union Bank account listed below (08):
Other:
Please read the Settlement section of the Customer Agreement for more information. For complete information about the money market sweep oiption, including charges and expenses, please refer to the product prospectus. Shares of the HighMark Funds are not endorsed nor guaranteed by, and do not constitute obligations of Union Bank, N.A. or UnionBanc Investment Services LLC. Shares of the funds are not insured by the FDIC, or any governmental agency and involve risk of loss of principal. HighMark Funds are distributed by SEI Investments Distribution Co., which is unaffiliated with the adviser, its parent or any affiliates. HighMark Capital Management, Inc. is a subsidiary of Union Bank, N.A. and serves as investment adviser for HighMark Funds. Union Bank, N,A. provides certain services to the funds and is compensated for these services.
Sweep to Bank Account
Electronic Services Agreement
TRADING ENABLED: I wish to enable trading capability to my electronic services access.
I agree to keep my User ID and PIN confidential in order to prevent unauthorized access to my account(s). I understand that all individuals accessing accounts via this User ID and PIN are able to obtain account information and trade (if trade capability is enabled equally within any and all accounts linked to it. Additional trading authorization form may be required to complete this request).
ACCOUNT NUMBER
ACCOUNT NUMBER ACCOUNT NUMBER
Please be advised that we will send you a View enabled User Id and PIN to provide you access to your account information via our Online Services and our Automated Telephone Services unless you choose a different option below. The User ID and PIN will be sent to you to the address of record on this account.
The Electronic Services section of the Customer Agreement will be sent to you under a separate cover
Note: All Pay by Check and NRA accounts will only be set up with the Limited Access Option (view-only)
Please review the additional options below and check any appropriate box(es). For details about our pricing for electronic trades, please refer www.mystreetscape.com/my/ubis or call us at 800-634-1100.
LINK TO AN EXISTING USER ID: I understand that I may choose to have different User IDs for each account, however, I wish to link this account to a User ID I already have for another account(s) with UnionBanc Investment Services LLC. I understand that I must be a signer on all accounts linked to my User ID or a notarized trading authorization is required. I may not combine trade-enabled, view-only and/or equity or mutual fund only trading accounts under a single User ID and/or equity only trading accounts under a single User ID.
Please link this account to my existing Online Investing/ Telephone Investing User ID(s) listed below. List only your USER IDs. Do not include your PIN(s).
5. ADDITIONAL ACCOUNT HOLDERS
Use this section to provide personal information on any additional individuals associated with this account (such as a joint owner, authorized individual, minor, administrator, trustee, partner, or participant).
Copy and complete this page for each additional owner. Number each copied page as follows: 6.1, 6.2, 6.3 etc.
Page 6 COUNTRY OF CITIZENSHIP (If Resident or Non-Resident Alien)
NAME OF ACCOUNT HOLDER, ENTITY NAME, MINOR, TRUSTEE
Non-Resident Alien* (W-8 Form required) United States Resident Alien
CITIZENSHIP
Personal Information
MARITAL STATUS
COUNTRY OF TAX RESIDENCE SOCIAL SECURITY NUMBER or TAX ID NUMBER
HOME PHONE NUMBER BUSINESS PHONE NUMBER
DATE OF BIRTH (MM/DD/YYYY)
Employer Information and Affiliations
OCCUPATION (or former occupation, if retired)
EMPLOYER NAME
ADDRESS
COUNTRY
CITY STATE/PROVINCE ZIP/POSTAL CODE EMPLOYMENT STATUS
Employed Retired Not Employed
Notification of your intent to open an account will be sent to your employer in accordance with current regulations.
For purposes of assisting your employer comply with SEC section 16 reporting, please list a contact name and number whom UBIS will contact upon transactions executed in your public company's stock.
NAME OF FIRM
ADDRESS OF FIRM
NAME OF FIRM TICKER SYMBOL
CONTACT NAME
PHONE NUMBER TYPE OF BUSINESS
Additional Account Owners/Signer -- Select one:
Legal U.S. Resident Driver's License or any other government issued photo identification (specify type):
Non U.S. Resident - Passport or any other foreign government issued photo identification that is written in English (specify type): Copy is required.
Form of identification:
Identification -- Provide identification as required
TYPE OF GOVERNMENT ISSUED ID ID NUMBER STATE/COUNTRY OF ID ISSUANCE ID ISSUANCE DATE ID EXPIRATION DATE
I am a control person or a affiliate of a public company under SEC Rule 144 (such as a director, 10% shareholder, or policy-making officer), or an immediate family or household member of such.
Neither I, nor anyone bearing a financial interest or discretionary authority over this account is employed by, or affiliated with, a stock exchange or member firm of either an exchange, FINRA, or a municipal securities broker/dealer UNLESS SPECIFIED BELOW: No. of Dependents:
Married Single/Divorced/Widowed
*These account types are not eligible for the Bank Deposit Sweep Program. These accounts will default to the HighMark Diversified Money Market Fund. Other account types may have eligibility restrictions based upon beneficial ownership and beneficiaries.
EMAIL ADDRESS
LEGAL STREET ADDRESS (No P.O. Boxes)
CITY STATE/PROVINCE ZIP/POSTAL CODE
COUNTRY
MAILING ADDRESS (If different from Legal Street Address)
COUNTRY
CITY STATE/PROVINCE ZIP/POSTAL CODE
Notice to National Financial Services, LLC
This is to advise you that I have instructed UnionBanc Investment Services LLC to establish, in my behalf, an account with you. I have appointed UnionBanc Investment Services LLC as my exclusive agent to act for and on my behalf with respect to all matters regarding my account with you, including but not limited to the placing of securities, purchase and sale orders, the selection of my Core Account Investment Vehicle, including a Bank Deposit Sweep Program and to act in all respects in connection with such Core Account Investment Vehicle, provide margin and/or option trading approved for the account, delivery of margin and or option instructions for my (our) account. I acknowledge that no fiduciary relationship exists. You shall look solely to UnionBanc Investment Services LLC and not me with respect to any such orders or instructions, and you are hereby instructed to deliver confirmations, statements, and all written or other notices, with respect to my account, to UnionBanc Investment Services LLC. Any such communications delivered to UnionBanc Investment Services LLC shall be deemed to have been delivered to me, and you shall be entitled to rely on UnionBanc Investment Services LLC to forward the substance of any such communications to me. I agree to hold you harmless from and against any losses, costs, or expenses arising in connection with the delivery or receipt of any such communication(s), provided you have acted in accordance with the above. The foregoing shall be effective as to my account until written notice to the contrary is received by you and by UnionBanc Investment Services LLC.
This section is required for Transfer on Death, Custodial, Estate, Trust and Non Prototype accounts, and does not apply to other types of accounts.
Share percentages must total 100% for primary and 100% for contingent. Use percentages only, not dollar amounts.
Before making a Per Stirpes designation, consult with an estate planning attorney and see the Customer Agreement for important information. If you make any Per Stirpes designation, provide name of executor or other contact:
CONTACT/EXECUTOR NAME
PRIMARY Beneficiaries/FBO CONTINGENT Beneficiaries
NAME OF BENEFICIARY
SOCIAL SECURITY NUMBER OR TAXPAYER ID NO. DATE OF BIRTH/TRUST (MM/DD/YYYY)
COUNTRY OF CITIZENSHIP/ORGANIZATION % SHARE
NAME OF TRUSTEES (if applicable)
Spouse Non-Spouse Trust Entity
CHECK ONE CHECK ONE
Spouse Non-Spouse Trust Entity
NAME OF TRUSTEES (if applicable)
% SHARE COUNTRY OF CITIZENSHIP/ORGANIZATION
DATE OF BIRTH/TRUST (MM/DD/YYYY) SOCIAL SECURITY NUMBER OR TAXPAYER ID NO.
NAME OF BENEFICIARY
NAME OF BENEFICIARY
SOCIAL SECURITY NUMBER OR TAXPAYER ID NO. DATE OF BIRTH/TRUST (MM/DD/YYYY)
COUNTRY OF CITIZENSHIP/ORGANIZATION % SHARE
NAME OF TRUSTEES (if applicable)
Spouse Non-Spouse Trust Entity
CHECK ONE CHECK ONE
Spouse Non-Spouse Trust Entity
NAME OF TRUSTEES (if applicable)
% SHARE COUNTRY OF CITIZENSHIP/ORGANIZATION
DATE OF BIRTH/TRUST (MM/DD/YYYY) SOCIAL SECURITY NUMBER OR TAXPAYER ID NO.
NAME OF BENEFICIARY
Per Stirpes Per Stirpes
Per Stirpes Per Stirpes
If beneficiary is a trust, provide trust name, names of all trustees, beneficiaries, and date trust was established.
7. CUSTOMER AGREEMENT AND SIGNATURE (Continued)
To UnionBanc Investment Services LLC and National Financial Services LLC
Under penalties of perjury, I certify that (1) the number shown on this form is my correct taxpayer identification number; (2) I am not subject to backup withholding because: (a) I am exempt from backup withholding; or (b) I have not been notified by the Internal Revenue Services (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends; and (3) I am a U.S. person (including a U.S. resident alien) or (4) If I am not a U.S. person, I am submitting a W-8 as advised by my tax advisor with this form.
If I have been notified by the IRS that I am subject to backup withholding as a result of dividend or interest underreporting, I must cross out (2) in this certification.
The Internal Revenue Service does not require the customer’s consent to any provision of this document other than the certifications required to avoid backup withholding.
• By signing below, I agree to be bound by the terms and conditions of this account and of the Customer Agreement. • I attest that the information provided in this application was completed prior to signing and is true and correct. • I acknowledge receipt of a copy of this application.
Taxpayer Certification
Signatures
All account holders (owners and individuals) must sign in accordance with the signature requirements outlined in the accounts supporting documents.
1. SIGNATURE DATE (MM/DD/YYYY)
X X DATE (MM/DD/YYYY) 2. SIGNATURE X DATE (MM/DD/YYYY)
3. SIGNATURE 6. SIGNATURE DATE (MM/DD/YYYY)
X
5. SIGNATURE DATE (MM/DD/YYYY)
X X DATE (MM/DD/YYYY) 4. SIGNATURE Page 8 SIPC Information
I understand that it is my responsibility to read the prospectus or disclosure document, as applicable, I understand that it is my responsibility to read the product prospectus or disclosure document, as applicable for the Bank Deposit Sweep Program or money market mutual fund sweep option, which I may select, purchase or exchange. I will refer to the applicable prospectus or disclosure document for specific information about the core account in which I am investing.
If I choose a Bank Deposit Sweep Program for my core account investment vehicle, I represent that I am: (1) a natural person or (2) if I am a fiduciary, including trustee, custodian, agent, administrator or executor, each of the beneficial owners of the account is a natural person or (3) if this account is being established as a TOD account, any such beneficiary is a natural person.
If I do not choose a Core Account Investment vehicle for my account, I authorize my Broker/Dealer to, in its sole discretion, select a default Core Account Investment Vehicle for me and I shall hold my Broker/Dealer and NFS harmless for such default selection and any consequences resulting therefrom. I understand that different Core Account Investment Vehicles may have different rates of return and terms and
conditions, such as FDIC insurance or SIPC protection, and that my Broker/Dealer may not consider these differences when making a default Core Account Investment Vehicle selection for me.
I am at least 18 years of age and am of full legal capacity in the state in which I reside. In consideration of your accepting one or more accounts, I hereby acknowledge that I have read, understood and agreed to the terms set forth in the Customer Agreement herein. I
understand that UnionBanc Investment Services LLC will disclose my name to issuers of securities if securities are held in my account so that I can receive important information unless I do not consent to disclosure, and I will notify UnionBanc Investment Services LLC if I do not consent. I certify under penalties of perjury (1) that the Social Security or Taxpayer Identification Number provided herein is correct, and (2) that the IRS has never notified me that I am subject to backup withholding, or has notified me that I am no longer subject to such backup withholding. (Note: If part (2) is not true, please strike out that part before signing.) I understand that telephone calls to UnionBanc Investment Services LLC may be recorded, and I hereby consent to such recording. Reports of executions of orders and statements of my account shall be conclusive if not objected to in writing within five (5) days and ten (10) days, respectively, after transmitted to me by mail or otherwise. I understand that investments other than deposits in a Bank (a) are not FDIC insured, (b) are not obligations of any Bank or UnionBanc Investment Services LLC, (c) are not guaranteed by any Bank, and (d) involve investment risks, including possible loss of principal.
I HEREBY AGREE TO READ AND BE BOUND BY THE TERMS OF THE CUSTOMER AGREEMENT AS CURRENTLY IN AFFECT AND AS MAY BE AMENDED FROM TIME TO TIME. THIS ACCOUNT IS GOVERNED BY A PRE-DISPUTED ARBITRATION AGREEMENT HEREWITH PROVIDED. I ACKNOWLEDGE THAT I HAVE RECEIVED AND READ THE PRE-DISPUTE ARBITRATION AGREEMENT.
THE INTERNAL REVENUE SERVICE DOES NOT REQUIRE YOUR CONSENT TO ANY PROVISION OF THIS DOCUMENT OTHER THAN THE CERTIFICATIONS REQUIRED TO AVOID BACKUP WITHHOLDING.
Securities in accounts carried by National Financial Services LLC (NFS) are in accordance with the Securities Investor Protection Corporation ("SIPC") up to $500,000. For claims filed on or after July 22, 2010, the $500,000 total amount of SIPC protection is inclusive of up to $250,000 protection for claims for cash awaiting reinvestment, subject to periodic adjustments for inflation in accordance with terms of the SIPC statue and approval by SIPC's Board of Directors. NFS also has arranged for coverage above these limits. Neither coverage protects against a decline in the market value of securities, nor does either coverage extend to certain securities that are considered ineligible for coverage.
For more details on SIPC, or to request a brochure, visit www.sipc.org or call 1-202-371-8300.