Bank Exam Preparation Guide
SBI Exam solved paper, BANK PO sample PAPER,BANK CLERK sample PAPER, ,MAT SOLVED PAPER,B.ED SOLVED PAPER, Corporation Bank Clerk 2008 Solved Paper ,SBI PO 2008 Solved Paper,SBI PO GENERAL AWARENESS SOLVED PAPER,Computer General Awareness For Bank Exam, Heads of Important Offices Sunday 14 December 2008 03:34 PM Heads of Important Offices Ban KiMoon—General Secretary, UNO. ● Mohd. El Baradei—Director General IAEA (International Atomic Energy Agency) ● Dominique StraussKahn—Managing Director, IMF. ● Nirupam Sen—India’s Permanent Representative in UNO. ● Mukesh Ambani—Chairman, Reliance Industry Group. ● Pullock Chatterjee—Executive Director in World Bank (from India). (From Feb. 1, 2009) ● B. P. Mishra—Indian Executive Director, IMF. ● P. S. Rana—President, HUDCO. ● Jose Manuel Durao Barroso—President, European Commission ● Pascal Lamy—Director General, WTO. ● K. M. Chandra Shekhar—Indian Ambassador to WTO. ● Dr. D. Subbarao—Governor RBI. ● Robert Zoellick—President, World Bank. ● Obiageli ‘Oby’ Ezekwesili—Vice President, World Bank. ● P.C. Jha—Chairman, Central Board of Excise & Custom (CBEC). ●Narendra Bahadur Singh—Chairman, Central Board on Direct Taxes (CBDT). ● Deepankar Vasu—Chairman, Island Waterways Authority of India. ● Govind Hari Singhania—President, Indian Unit of International Chamber of Commerce. ● Sanjeev Batra—President and Managing Director, Mineral and Metals Trading Corporation ● (MMTC). Ajit Kumar Singh—Chairman, National Agricultural Federation Cooperative Marketing ● (NAFED). Montek Singh Ahluwalia—Vice Chairman, Indian Planning Commission. ● K. Ramalingam—Chairman, Indian Airports Authority (IAA). ● P. V. Narsingham—President/Chairman, Industrial Finance Corporation of India (IFCI). ● Srinivasan K. Swami—President, Advertising Agencies Association of India (AAAI). ● Priyadarshni Thakur—Director General, International Centre for Promotion of Enterprises ● (ICPE). J. Harinarayan—Chairman, Insurance Regulatory & Development Authority (IRDA). ● R. S. Sharma—Chairman & CMD National Thermal Power Corporation (NTPC). ● Ms. Shanta Sinha—Chairman, National Child Rights Commission. ● U. D. Chaubey—Chairman, GAIL. ● Arun Balkrishnan—Chairman and CMD, HPCL. ● S. K. Garg—CMD, National Hydro Power Corporation. ● K. C. Jaina—Chairman, Railway Board ● Partha Sarathi Bhattacharjee—Chairman Coal India Ltd. ● Justice M. B. Shah—Chairman, NCDRC. ● P. B. Nimbalkar—President and Managing Director, SIDBI. ● Y. S. P. Thorat—Chairman, NABARD. ●
D. P. Agrawal—Chairman, Transport Corporation of India. ● V. S. Awasthi—Managing Director, IFFCO (Indian Farmer’s Fertilizer Cooperative Ltd.) ● Gurudas Dasgupta—General Secretary All India Trade Union Congress (AITUC). ● G. Sanjeev Reddy—President, Indian National Trade Union Congress. ● Rajni Patil—Chairperson, Central Social Welfare Board. ● S. Sridhar—Chairman, National Housing Bank. ● O. P. Bhatt—Chairman, State Bank of India. ● G. Subramanian—President, Hindustan Chamber of Commerce. ● Pradeep Kumar—Chairman, National Highway Authority of India. ● K. J. Udeshi—First Lady Deputy Governor of RBI. ● Ashok Kumar Lahiri—Executive Director in ADB ● Arvind Virmani—Chief Economic Advisor to Finance Minister. ● Shusheela Kerketta—Chairman, National Commission on Scheduled Caste & Scheduled Tribes ● N. Ravi—Chairman, Press Trust of India ● Vijai L. Kelkar—Chairman, 13th Finance Commission ● Amartya Sen—Human Development Advisor, UNDP. ● C. B. Bhave—Chairman, SEBI. ● Girija Vyas—Chairperson, National Women Commission. ● R. H. Patil—Chairman, UTI–Asset Management Company. ● Suresh Tendulkar—Chairman, Economic Advisory Committee. ● T. S. Vijayan—Chairman, LIC. ● Yogesh Lohia—Chairman, General Insurance Company. ●
B. Chakaravorti—Chairman, National Insurance Company. ● M. K. Garg—Chairman, United India Insurance Company. ● M. Ramadoss—Chairman, Oriental Insurance Company. ● J. P. Naik—Chairman & Joint Managing Director, UTI Bank. ● Krishna Kumar—Chairman, NCERT. ● Kuldeep Goyal—Chairman & CMD Bharat Sanchar Nigam Ltd. ● D. K. Sikri—Registrar General of India & Census Commissioner. ● K. V. Kamath—Chairman, C.I.I. ● M. N. Chaini—President, Indian Merchant Chamber (IMC) ● Rajesh Lilothia—Chairman, SC/ST Welfare Board ● Pramod Dev—President Central Electricity Regulatory Commission ● T. S. Narayansami—President, Indian Bank Association. ● Deepak Parekh—Chairman, HDFC. ● Sajjan Jindal—President, ASSOCHAM ● Nripendra Mishra—President, TRAI ● M. S. Swaminathan—President, National Farmer Commission. ● Rajiv Chandra Shekhar—Chairman FICCI. ● Arun Bhatnagar—Chairman Prasar Bharti ● Vishwapati Trivedi—Joint Chairman cum Managing Director (NACIL). ● Jacques Diouf—Director General, Food & Agriculture Organisation (FAO). ● K. N. Memani—Chairman, American Chamber of Commerce in India. ● Ganesh Natrajan—President NASSCOM (200809) ●
L. M. Singh—Chairman, Petroleum and Natural Gas Regulation Board.● Jagdish Kapoor President Bombay Stock Exchange (BSE) ● Delhi Judicial Service Exam (Pre)2008 (Nov. 2) Delhi Metro rail corporation Junior Engineers (Electronics/Electrical/Mechanical and Civil)(Nov.2) S.S.C. CPO SubInspectors Examination, 2008 (Nov. 9) N.C.E.R.T National Talent Search Examination, 2009 (Class VIII) (Nov. 16) Uttar pradesh meanscummerit scholarship 200809 examination (Class VIII) (Nov. 16) Madhya Pradesh meanscummerit scholarship 200809 examination (Class VIII) (Nov. 16) State Bank of India (Main) Examination , 2008 (Nov. 30) S.S.C. Section Officer (Audit) Examination 2008 (Nov. 30) Bank of Baroda Clerical Cadre Exam 2008 (Nov. 30) Indian Air Force Airmen Group ‘Y’ Trades Exam. (Nov.) Bank of Baroda Agriculture officer Recruitmnent examination 2008 (Dec. 12, 2008) SSC Tax Assistant Examination ,2008 (Dec. 14) Kendriya Vidyalaya Sangathan Officers Cadre and NonTeaching Posts Examination (Dec. 14,2008) RAS/RTS (Pre.) Examination, 2008 (Dec. 21) Rastriya Millitary School Common Enterance Test (Class VI) (Dec. 21,2008) CSIRUGC Examination (NET) (Dec. 21,2008) Oriental Bank of Commerce Probationary officers Examination 2008 (Dec. 21,2008) EXAMINATION 2009 Madhya Pradesh State Service Examination , 2008 (Jan 11, 2009) Oriental Bank of Commerce Clarical Cadre Examination 2009 (Jan 18, 2009) Jawahar Navodaya Vidyalaya Entrance Examination, 2009 (Class IX) (Feb. 8, 2009) (Closing Date : 30 Dec., 2008) Chhattisgarh Public Service Commission (PT) Examination 2008 (Feb. 1, 2009 ) RPSC Teacher Grade II Competitive Examination ,2008 (Feb 2009) All India Pre Medical/Dental Entrance Examination 2009 (April 5,2009) I.I.T. Combined Enterance Examination 2009 (April 12,2009) NDA & NA Exam (I), Examination 2009 (April 19,2009) Rajasthan Accounts officer, Junior Accounts Officers and Tehsil Revenue Accounts direct Recruitment Combined Examination 2008 (April May 2009) UPSC Preliminary Examination 2009 (May 17,2009) NCERT National Talent Search Exam 2009 Class VIII (Second Term) ( May 10, 2009) Special Class Railway Apprentice (SCRA) Examination 2009 (July 26,2009) NDA & NA Exam (II), Examination 2009 (August 30,2009) ORIENTAL BANK OF COMMERCE CLERICAL CADRE RECRUITMENT (900 POST) 2009 Saturday 15 November 2008 09:30 AM ORIENTAL BANK OF COMMERCE CLERICAL CADRE RECRUITMENT
ORIENTAL BANK OF COMMERCE CLERICAL CADRE RECRUITMENT 2009 No. of Posts 900 Candidates are requested to apply online between 14.11.2008 and 03.12.2008 only through Bank’s websitewww.obcindia.co.in No other means/mode of application will be accepted. OPENING DATE FOR ONLINE REGISTRATION : 14.11.2008 (24 hour open) and Cash Payment in OBC (Business Hours) CLOSING DATE FOR ONLINE REGISTRATION : 03.12.2008 (Including those from farflung areas)DATE OF WRITTEN EXAMINATION : 18.01.2009 EDUCATIONAL QUALIFICATION Degree in any discipline or its equivalent with any class/division OR 10+2 examination or its equivalent with 50% or more for General Category CandidateRELAXATION FOR SC/ST/XS/PC CANDIDATES: Pass in 10+2.NOTE: (a) All educational qualifications should be from a Recognised University / Board. (b) Candidates should know to read, write and speak the language of the State for which they are applying.AGE – (AS ON 01.11.2008) Minimum age – 18 years Maximum age –28 years i.e. Born between 01/11/1980 and 01/11/1990 (both days inclusive)RELAXATION IN UPPER AGE LIMIT : SC/ST 5 years VH/HI/OC 10 years OBC 3 years XS 3 years (in addition to the usual period of service in the Defence forces subject to a maximum age of 50 years) Widows, divorced women and women judicially separated from their husbands, who have not remarried 9 years. Persons ordinarily domiciled in the Kashmir Division of the Sate of Jammu and Kashmir during the period from 1.1.80 to 31.12.89 5 years. (Certificate to this effect from the competent authority should be enclosed.)NOTE: In case of a candidate who is eligible for relaxation under more than one of the above categories, the age relaxation will be available on cumulative basis with any one of the remaining categories for which age relaxation is permitted as mentioned above. This cumulative age relaxation is available to SC/ST/OBC candidates only.
General SocioEconomic & Banking Awareness 1. RBI's open market operation transactions are carried out with a view to regulate ____ (A) Liquidity in the economy (B) Prices of essential commodities (C) Inflation (D) Borrowing power of the banks (E) All the above Ans (E) 2. Open market operations , one of the measures taken by RBI in order to control credit expansion in the economy means ____ (A) Sale or purchase of Govt. securities (B) Issuance of different types of bonds (C) Auction of gold (D) To make available direct finance to borrowers (E) None of these Ans (A) 3. The bank rate means ___ (A) Rate of interest charged by commercial banks from borrowers (B) Rate of interest at which commercial banks discounted bills of their borrowers (C) Rate of interest allowed by commercial banks on their deposits (D) Rate at which RBI purchases or rediscounts bills of exchange of commercial banks (E) None of these Ans (D)
4. What is an Indian Depository Receipt? (A) A deposit account with a Public Sector Bank (B) A deposit account with any of depositories in India (C) An instrument in the form of depository receipt created by an Indian depository against underlying equity shares of the issuing company (D) An instrument in the form of deposit receipt issued by an Indian depositories (E) None of these Ans (C) 5. Fiscal deficit is ____ (A) total income less Govt. borrowing (B) total payments less total receipts (C) total payments less capital receipts (D) total expenditure less total receipts excluding borrowing (E) None of these Ans (D) 6. In the capital market , the term arbitrage is used with reference to ____ (A) purchase of securities to cover the sale (B) sale of securities to reduce the loss on purchase (C) simultaneous purchase and sale of securities to make profits from price (D) variation in different markets (E) Any of the above Ans (C)
7. The stance of RBI monetary policy is _____ (A) inflation control with adequate liquidity for growth (B) improving credit quality of the Banks (C) strengthening credit delivery mechanism (D) supporting investment demand in the economy (E) Any of the above Ans (E) 8. Currency Swap is an instrument to manage ___ (A) currency risk (B) interest rate risk (C) currency and interest rate risk (D) cash flows in different currency (E) All of the above Ans (D) 9. "Subprime" refers to_______ (A) lending done by banks at rates below PLR (B) funds raised by the banks at sub Libor Rates (C) Group of banks which are not rate as prime banks as per Banker's Almanac (D) lending done by financing institutions including banks to customers not not meeting with normally required credit appraisal standards (E) All of the above Ans (D) 10. Euro Bond is an instrument _____
(A) issued in the European market (B) issued in Euro currency (C) issued in a country other than the country of the currency of the Bond (D) All of the above (E) None of these Ans (C) 11. Money laundering normally involves _____ (A) placement of funds (B) layering of funds (C) integrating of funds (D) All of (A), (B) & (C) (E) None of (A), (B) & (C) Ans (D) 12. The IMF and the World Bank were conceived as institutions to ____ (A) strengthening international economic cooperation and to help create a more stable and prosperous global economy (B) IMF promotes international monetary cooperation (C) The World Bank promotes long term economic development and poverty reduction (D) All of (A),(B) & (C) (E) None of (A),(B) & (C) Ans (D) 13. Capital Market Regulator is _____
(A) RBI (B) IRDA (C) NSE (D) BSE (E) SEBI Ans (e) 14. In the term BRICS , R stands for ______ (A) Romania (B) Rajithan (C) Russia (D) Regulation (E) Npne of these Ans (C) 15. FDI refers to _____ (A) Fixed Deposit Interest (B) Fixed Deposit Investment (C) Foreign Direct Investment (D) Future Derivative Investment (E) None of these Ans (C) 16. Which is the fist Indian company to be listed in NASDAQ? (A) Reliance
(B) TCS (C) HCL (D) Infosys (E) None of these Ans (D) 17. Which of the following is the Regulator of the credit rating agencies in India? (A) RBI (B) SBI (C) SIDBI (D) SEBI (E) None of these Ans (D) 18. Who is Brand Endorsing Personality of Bank of Baroda? (A) Juhi Chawala (B) Kiran Bedi (C) Amitabh Bachchan (D) Kapil Dev (E) None of these Ans (E) 19. The Branding Line of Bank of Baroda is ____ (A) International Bank of India (B) India's International Bank
(C) India's Multinational Bank (D) World's Local Bank (E) None of these Ans (B) 20. The logo of Bank of Baroda is known as ___ (A) Sun of Bank of Baroda (B) Baroda Sun (C) Bank of Baroda's Rays (D) Sunlight of Bank of Baroda (E) None of these Ans (B) 21. One of the major challenges banking industries is facing these days is money laundering. Which of the following acts/ norms are launched by the banks by the banks to prevent money laundering in general ? (A) Know your customer norms (B) Banking Regulation Act (C) Negotiable Instrument Act (D) Narcotics and Psychotropic Substance Act (E) None of these Ans (E) 22. Lot of Banks in India these days are offering MBanking Facility to their customers . What is the full form of 'M' in 'MBanking'? (A) Money (B) Marginal
(C) Message (D) Mutual Fund (E) Mobile Phone Ans (E) 23. Which of the following is/are true about the "SubPrime Crisis" ? (The term was very much in news recently.) (1) It is a Mortage Crisis referring to Credit default by the borrowers (2) SubPrime borrowers were those borrowers who were rated low and were high risk borrowers (3) This crisis originated of negligence in credit rating of the borrowers (A) Only 1 (B) Only 2 (C) Only 3 (D) All 1,2 & 3 (E) None of these Ans (D) 24. Which of the following is NOT the part of the structure of the financial System in India ? (A) Industrial Finance (B) Agricultural Finance (C) Government Finance (D) Development Finance (E) Personal Finance Ans (E)
25. Which of the following is NOT the part of the Scheduled Banking structure in India ? (A) Money Lenders (B) Public Sector Banks (C) Private Sector Banks (D) Regional Rural Banks (E) State Cooperative Banks Ans (A) 26. As we all know Govt. of India collects tax revenue on various activities in the country. Which of the following is a part of the tax revenue of the Govt. ? (1) Tax on Income (2) Tax on Expenditure (3) Tax on property or Capital Asset (4) Tax on Goods and Services (A) Both 1 and 3 only (B) Both 2 and 4 only (C) All 1,2,3 & 4 (D) Only 2,3 and 4 (E) None of these Ans (C) 27. We very frequently read about Special Economic Zones (SEZs) in newspapers. These SEZs were established with which of the following objectives ? (1) To attract foreign investment directly (2) To protect domestic market from direct competition from multinationals
(3) To provide more capital to agriculture and allied activities (A) Only 1 (B) Only 2 (C) Only 3 (D) All 1,2 & 3 (E) None of these Ans (A) 28. Which of the following groups of the countries has almost 50% share in Global emission of carbon every year ? (A) US, China, India, South Africa (B) India, china, Russia , Britain (C) South Africa, Nepal , Myanmar (D) US, Russia, China & India (E) None of these Ans (D) 29. Many times we read about Future Trading in newspapers. What is Future Trading ? (1) It is nothing but a trade between any two stock exchanges where in it is decided to purchase the stocks of each other on a fixed price throughout the year (2) It is an agreement between two parties to buy and sell an underlying asset in the future at a predetermined price (3) It is agreement between Stock Exchanges that they will not trade the stocks of each other under any circumstances in future or for a given period of time (A) Only 1 (B) Only 2
(C) Only 3 (D) All 1,2 & 3 (E) None of these Ans (B) 30. Hillary Clinton formally suspended her campaign to ensure election of who amongst the following for the next President of USA? (A) George Bush (B) Barack Obama (C) John McCain (D) Boll Clinton (E) None of these Ans (B) 31. Hugo Chavez whose name was recently in news is the _____ (A) President of Cango (B) Prime Minister of Uganda (C) President of Venezuela (D) Prime Minister of Brazil (E) None of these Ans (C) 32. The Govt. of India has raised the amount of the loan Waiver to the farmers by 20%. Now the amount is nearly _____ (A) Rs. 60,000 crores (B) Rs. 65,000 crores
(C) Rs. 72,000 crores (D) Rs. 76,000 crores (E) Rs. 80,000 crores Ans (A) 33. Delimitation Commission has made a recommendation the next Census should be Panchayat wise. When is the next Census due ? (A) 2010 (B) 2011 (C) 2012 (D) 2013 (E) 2015 Ans (B) 34. The world Health Organization has urged that advertisements of which of the following should be banned to protect youth from bad effects of the same ? (A) Tobacco (B) Alcoholic drinks (C) Junk Food (D) Soft drinks with chemical preservatives (E) None of these Ans (A) 35. Which of the following countries has allocated a huge amount of US $ 10 billion to provide relief to its earthquake victims ? (A) Japan (B) South Korea
(C) China (D) South Africa (E) None of these Ans (C) 36. Which of the foloowing names is NOT closely associated with space Programme of India or any other country ? (A) CARTOSAT (B) NLS5 (C) RUBIN8 (D) GSLV (E) SCOPE Ans (E) 37. Vijay Hazare Trophy is associated with game of _____ (A) Hockey (B) Cricket (C) Badminton (D) Football (E) Golf Ans (B) 38. Which of the following was theme of the Olympic Torch ? (A) Journey of Harmony (B) Green World Clean World
(C) Journey of Peace (D) Jouney of Hungerfree World (E) None of these Ans (A) 39. Which of the following schemes is NOT a social development Scheme ? (A) Indira Awas Yojana (B) Mid Day Meal (C) Bharat Nirman Yojana (D) Sarva Siksha Abhiyan (E) All are Social Schemes Ans (C) 40. Which of the following is NOT a member of ASEAN ? (A) Maleysia (B) Indonesia (C) Vietnam (D) Britain (E) Singapore Ans (D) 41. Which of the following awards are given for the excellence in the field of Sports ? (A) Kalinga Prize (B) Shanti Swarup Bhatnagar Award (C) Arjun Award
(D) Pulitzer Award (E) None of these Ans (C) 42. Inflation in India is measured on which of the following indexes/indicators ? (A) Cost of Living Index (COLI) (B) Consumer Price Index (CPI) (C) Gross Domestic Product (GDP) (D) Wholesale Price Index (WPI) (E) None of these Ans (D) General Awareness 1. Ashok Mankad who died recently was a famous (A) Journalist (B) Cricket Player (C) Politician (D) Author (E) Cine Artist Ans (B) 2. The logo of the "Olympic Games 2008" is named as (A) Dancing Beijing (B) Race of Harmony (C) One world one dream
(D) Beijing welcomes you (E) None of these Ans (A) 3. Midnight children is book written by (A) Kiran Desai (B) Chetan Bhagat (C) Salman Rusdie (D) V.S.Naipaul (E) None of these Ans (C) 4. Which of the following teams won the "Asia cup cricket 2008" held in Karanchi in July 2008? (A) India (B) Pakistan (C) Sri Lanka (D) Bangladesh (E) None of these Ans (C) 5. The commonwealth Games 2010 are scheduled to be held in (A) Bnagalore (B) Pune (C) New Delhi (D) Mumbai
(E) Hyderabad Ans (C) 6. Which of the following teams won the "Champions Trophy" 2008 (of Hockey) held in June 2008? (A) Russia (B) England (C) India (D) Pakistan (E) Australia Ans (E) 7. The 34th G8 Summit was organized in July 2008 in (A) France (B) Germany (C) Russia (D) Italy (E) Japan Ans (E) 8. Which of the following is specifically designed to control various risk involve in Banking operations? (A) RTGS (B) FEMA (C) Basel Norms (D) EFTOPS (E) All these
Ans (C) 9. In banking world providing credit and other financial services and products of very small amount to the poors in rural/semiurban area is known as (A) NGO Finance (B) Credit Finance (C) Corporate Finance (D) Micro Finance (E) None of these Ans (D) 10. Which of the following organizations has launched "Kick the CO2 Habit" Campaign to create awareness about "Global Warming"? (A) ISRO (B) WTO (C) NASA (D) UNO (E) None of these Ans (E) UNEP (United Nations Environment Programme) 11. Which of the following has been the approximate growth of India economy during 200708? (A) 7 % (B) 8 % (C) 9 % (D) 10 % (E) 11 %
Ans (C) 12. Which of the following plays a very important role in farming guidelines/policies pertaining to provide credit facility to agriculculture and rural sectors? (A) SIDBI (B) NABARD (C) ICICI Bank (D) ECGE (E) Exim Bank Ans (B) 13. Who amongst the following was the Speaker of the Lok Sabha when Mnamohan Singh Govt. was required to go for "Vote of Confidence" on 22nd July 2008? (A) Najma Heptulaha (B) P.M.Sayeed (C) Somnath Chatterjee (D) Mohamad Hamid Ansari (E) None of these Ans (C) 14. Amar singh whose name was very much in news recently belongs to which of the following political parties? (A) Bohujan Samaj Party (B) Samajwadi Party (C) Samta Party (D) CPI (M)
(E) None of these Ans (B) 15. The RBI Governor reviews the Annual Monetary and Credit Policy every time after a gap of (A) Two months (B) Three months (C) Four months (D) Six months (E) As and When required Ans (B) 16. The Advertisement of which of the following banks has the punch line "Much more to do with you in focus"? (A) State Bank of India (B) ICICI Bank (C) Bank of Baroda (D) Bank of India (E) Andhra Bank Ans (E) 17. R.S.Gavai has taken over as the Governor of _ (A) Assam (B)Jammu & Kashmir (C) Biha (D) Kerala (E) None of these
Ans (D) 18. The unit of sound is (A) Dyne (B) Joule (C) Knot (D) Watt (E) Decibel Ans (E) 19. Who amongst the following has written the book "Gandhiji's Emissary"? (A) Arun Gandhi (B) Abdul Sultan (C) B.G.Varghese (D) D.B.C.Pierre (E) Sudhir Ghosh Ans (E) 20. Who amongst the following has written the book "The Last Moghul"? (A) John Banville (B) Elfriede Jelinek (C) Graham Green (D) Hussain Haqqani (E) William Darlymple Ans (E)
Banking and Marketing Aptitude : Objective Questions Tuesday 04 November 2008 02:06 PM Banking and Marketing Aptitude : Objective Questions 1. A prospect means a) any customer who walks into the bank b) an employee of the bank c) a customer who is likely to be interested in bank’s product or service d) a depositor of the bank’ e) a borrower of the bank 2. A lead means a) a prospect who is more likely to avail of the Bank’s product b) a political leader c) a religious leader d) a bank chairman e) None of these 3. Innovation means a) Compensation b) inspiration c) additional perquisites d) implementing new ideas or new methods e) None of these 4. A Call means
a) calling on friends b) calling on bank employees c) calling on prospective customers d) to make telephone calls e) calling on relatives 5. The Traditional Marketing style involves a) Telemarketing b) Digital Marketing c) Indirect Marketing d) Direct Marketing e) All of these 6. Modern Method of Marketing include a) Publicity on the net b) Advertisement on the net c) Soliciting business through emails d) Tele marketing e) All of these 7. A true marketing requires a) Command and other mindset b) Control Mindset c) Passive mindset d) Active mindset
e) None of these 8. Which of the following sentences is true? a) Marketing is not required in a Buyers’ Market b) Marketing is not required in a Sellers’s market c) Marketing is not required due to competition d) Marketing is not required due to liberalization e) Marketing is not required due to globalisation 9. For effective marketing the salesmen should have which of these qualities? a) Creativity b) Team spirit c) Motivation d) Effective communication skills e) All of these 10. Market information means a) Knowledge of shops and bazaars b) Knowledge of shopping malls c) Knowledge of customer profile and product mix d) knowledge of various languages e) None of these 11. Market Research is needed for a) checking the market area b) checking the right product to be sold
c) making proper marketing decisions d) deciding right time to sell e) All of these 12. Which of the following statement is true a) Marketing makes the company to go into loss due to higher expenses b) Marketing is not required in profit making companies c) Marketing sharpens the minds of the employees d) Marketing is a time bound seasonal function e) Marketing is a waste of time 13. Marketing plan helps in a) better lead generation b) better systems c) better results d) improved balance sheet e) better customer service 14. If Marketing is done effectively which of the following is not required? a) Advertisement b) Publicity c) Market Research d) Market Segmentation e) None of these 15. Motivation means
a) Inspiring employees to perform better b) Better communication skills c) Sales Coaching d) Market Research e) None of these 16. In a Selling Process in today’s world? a) Only standard products are sold b) No customization required c) the seller need not have product knowledge d) the seller should aim at customer satisfaction e) only quantum of sales matters 17. Find the true statement a) Marketing is a waste of the employees’ time b) Marketing is not required in India due to its vast population c) Marketing involves additional work d) Marketing involves team work e) Marketing is not required today due to IT advancement 18. A Target market is a) entire country b) entire city c) entire globe d) that which consists of customers who need the identified product
e) all of these 19. Sales forecasting involves a) Sales Planning b) Sales Pricing c) Distribution Channels d) Consumer tastes e) All of these 20. Which of the following product is being sold under the brand name ZODIAC a) Shirts b) Ties c) Both A and B d) Liberty 21. SWIFT cars are being manufactured by a) DCM b) Maruti c) Premier Automobiles d) Hyundai 22. With you all the way is the slogan of a) Vodafone b) SBI c) ICICI d) Raymonds
23. Which company used the slogan "The complete Man" a) DCM b) GRASIM c) RAYMONDS d) VIMAL 24. Which brand uses the slogan "Made for each other" for its cigarettes? a) Cavenders b) Four Square c) Red & White d) Wills 25. Cross Selling means a) Identifying customer needs b) matching the products to customer needs c) convincing the customers of product benefits d) responding to questions and objections of customers e) all of these ANSWERS 1 (c) 2 (a) 3 (d) 4 ( c) 5 (d) 6 (e) 7 (d) 8 (b) 9 (e) 10 (c) 11 (e) 12 (c) 13 (c) 14 (b) 15 (a) 16 (d) 17 (d) 18 (d) 19 (e) 20 (c) 21 (b) 22 (b) 23 (c) 24 (d) 25 (e)
General Awareness/Computer Knowledge 1. Balmiki Prasad Singh has taken over as Governor of _____ (A) Goa (B) Bihar (C) Meghalaya (D) Sikkim (E) None of these Ans (D) 2. The Paralympic Games in September 2008 were held at _____ (A) Tokyo (B) New York (C) Madrid (D) Stckholm (E) Beijing Ans (E) 3. Which of the folowing is/are True about the National Rainfed Area Authority (NRAA) which was in news recently? (1) The NRAA was setup in 1955 at the initiative of the then Prime Minister J.L.Nehru (2) NRAA was established to coordinate the work of five ministries associated with the development of rainfed areas (3) NRAA is now converted into a Corporation of the same name
(A) Only 1 (B) Only 2 (C) Only 3 (D) All 1 , 2 & 3 (E) None of these Ans (B) 4. Dalichi Sankyo has recently taken over which of the following Companies/Corporation of Indian base / (A) Jet Airways (B) Ranbaxy (C) Bhilai Steel Plant (D) National Textiles Corporation (E) None of these Ans (B) 5. The recent report on Global Development Finance released by the World Bank has projected India's GDP growth rate at which of the following levels? (A) 5 % (B) 6 % (C) 7 % (D) 8 % (E) 9 % Ans (C) 6. which of the following cities is placed at the top of the list of cities found suitable for "Global Commerce" compiled by the master cards? (Result of the survey were published in various financial
newspaper) (A) London (B) New York (C) Tokyo (D) Beijing (E) Mumbai Ans (D) 7. The New Capital Adequacy Framework prescribed for banks in commonly known as ___ (A) Credit Policy (B) Monetary Policy (C) KYC Norms (D) Basel Accord (E) None of these Ans (D) 8. As we all know Cash Reserve Ratio (CRR) in the percentage of the deposit banks keep in reserve with them . This ratio is also known as ___ (A) Repo Rate (B) Reserve Repo Rate (C) SLR (D) Liquidity Ratio (E) None of these Ans (E) 9. The sudden turn of events in the economic environmental globally , in the last four to five month
have resulted in slowing down of India's economic growth. Which of the following is/are the event(s) which has/have put their impact on Indian economy? (1) Turmoil in US Credit market (2) Large scale increase in the prices of crude oil and foodgrains (3) Adoption of Basel II norms by the banks (A) Only 1 (B) Only 2 (C) Only 3 (D) Both 1 & 2 only (E) All 1,2 & 3 Ans (D) 10. Which of the following is India's Tax GDP ratio ? (A) 5 % (B) 15 % (C) 25 % (D) 30 % (E) None of these Ans (B) 11. Which of the following is known as 'Himadri' ? (A) It is India's Space Craft launched to study the moon (B) It is India's first Research Station in Arctic Region (C) It is new battle tank produced by India (D) It is new warship inducted in the Indian Navy recently
(E) None of these Ans (B) 12. The Govt. of India recently announced a subsidized pricing policy based on nutrients in it of which of the following to protect the interest of the farmers ? (A) Seeds (B) Pesticides (C) Fertilizers (D) Organic Manure (E) None of these Ans (D) 13. The next NonAligned Movement SAummit 2009 is scheduled to be held in ___ (A) India (B) Egypt (C) Brazil (D) South Africa (E) None of these Ans (B) 15. Ghulam Nabi Azad was in the news recently as he has resigned from the post of the ___ (A) Governor, Jammu & Kashmir (B) Chief Minister , Jammu & Kashmir (C) Governor , Jharkhand (D) Chief Minister, Jharkhand
(E) Governor, Manipur Ans (B) 15. When the growth of GDP in a country slows down suddenly,people start losing their jobs and the situation continues for several weeks,what name is given to this state of economy (A big was in this state recently.) ? (A) Inflation (B) Recession (C) Deflation (D) Economic Boom (E) None of these Ans (B) 16. "Lisbon Treaty" is the treaty accepted/adopted by the members of which of the following organizations recently ? (A) NATO (B) SAARC (C) European Union (D) Nuclear Supplier Group (NSG) (E) None of these Ans (C) 17. When a corporate entity wishes to raise money from the market it can do that by issuing ___ (A) Treasury Bill (B) Momerandom of Association (C) Kisan Vikas Patra (D) National Saving Certificate
(E) Commercial Papers Ans (E) 18. Russia has recently made a ceasefire Agreement with which of the following nations ? (A) Ukraine (B) Kazakhastan (C) Croatia (D) Georgia (E) None of these Ans (D) 19. The Govt. of India has decided to build a Nuclear Power Plant in which of the following North Eastern States ? (A) Manipur (B) Assam (C) Meghalaya (D) Arunachal Pradesh (E) None of these Ans (E) 20.India won it's individual Gold Medal in Beijing Olympic 2008 in which of the following events ? (A) Hockey (B) Football (C) Lawn Tennis (D) Swimming
(E) Rifle Shooting Ans (E) Computer General Awareness For forthcomming Examination Saturday 01 November 2008 02:24 PM Computer General Awareness (Bank PO, Bank Clerk) 1. Which of the following is a part of the Central Processing Unit? a. Printer b. Key board c. Mouse d. Arithmetic & Logic unit e. None 2. CAD stands for a. Computer aided design b. Computer algorithm for design c. Computer application in design d. All of the above e. None 3. Which of the following printer cannot print graphics? a. Inkjet b. Daisy Wheel c. Laser
d. Dotmatrix e. None 4. A program written in machine language is called? a. Assembler b. Object c. Computer d. Machine e. None 5. The father of Modern Computer is a. Charles Babbage b. Vonnuumann c. Danies Ritchel d. Blaise Pascal e. None 6. The Word FTP stands for a. File Translate Protocol b. File Transit Protocol c. File Transfer protocol d. file typing protocol e. None 7. The lowest form of Computer language is called
a. BASIC b. FORTRAN c. Machine Language d. COBOL e. None 8. Best Quality graphics is produced by a. Dot Matix b. Laser Printer c. Inkjet Printer d. Plotter e. None 9. Memory which forgets every thing when you switch off the power is known as a. Corrupted b. Volatile c. NonVolatile d. NonCorrupted e. None 10. The linking of computers with a communication system is called a. Networking b. Pairing c. Interlocking
d. Assembling e. Sharing 11. The 16 bit Microprocessor means that it has a. 16 address lines b. 16 Buses c. 16 Data lines d. 16 routes e. None 12. Data going into the computer is called a. Output b. algorithm c. Input d. Calculations e. flow chart 13. Which of the following refers to a small, singlesite network? a. LAN b. DSL c. RAM d. USB e. CPU 14. Microsoft Office is a. Shareware
b.Public domain software c. Opensourse software d. A vertical market application e. An application suite 15. How many options does a BINARY choice offer a. None b. One c. Two d. it depends on the amount of memory on the computer e. It depends on the speed of the computer’s processor 16. A collection of program that controls how your computer system runs and processes information is called a. Operating System b. Computer c. Office d. Compiler e. Interpreter 17. Computer connected to a LAN (Local Area Network) can a. run faster b. go on line c. share information and /or share peripheral equipment d. Email
e. None 18. Information travels between components on the mother board through a. Flash memory b. CMOS c. Bays d. Buses e. Peripherals 19. How are data organized in a spreadsheet? a. Lines & spaces b. Layers & Planes c. Height & Width d. Rows & Columns e. None 20. The blinking symbol on the computer screen is called the a. mouse b. logo c. hand d. palm e. cursor 21. A fault in a computer program which prevents it from working correctly is known as
a. Boot b. Bug c. Biff d. Strap e. None 22. A self replicating program, similar to a virus which was taken from a 1970s science fiction novel by John Bruner entitled the Shockwave Rider is _________ a. Bug b. Vice c. Lice d. Worm e. None 23. A _______ is a bistable electronic circuit that has two stable states. a. Multivibrator b. Flipflop c. Logic gates d. laten e. None 24. Unwanted repetitious messages, such as unsolicited bulk email is known as a. Spam b. Trash
c. Calibri d. Courier e. None 25. DOS stands for a. Disk Operating System b. Disk operating session c. Digital Operating System d. Digital Open system e. None 26. Who is the chief of Miocrosoft a. Babbage b. Bill Gates c. Bill Clinton d. Bush e. None 27. Which of the following are input devices. a. Keyboard b. Mouse c. Card reader d. Scanner e. All of these 28. Examples of output devices are
a. Screen b. Printer c. Speaker d. All of these e. None 29. Which of the following is also known as brain of computer a. Control unit b. Central Processing unit c. Arithmatic and language unit d. Monitor e. None 30. IBM stands for a. Internal Business Management b. International Business Management c. International Business Machines d. Internal Business Machines e. None 31.___________ translates and executes program at run time line by line a. Compiler b. Interpreter c. Linker
d. Loader e. None 32. ___________ is an OOP principle a. Structured programming b. Procedural programming c. Inheritance d. Linking e. None 33. COBOL is widely used in _________ applications a. Commercial b. Scientific c. Space d. Mathematical e. None 34. RAM stands for a. Random origin money b. Random only memory c. Read only memory d. Random access memory e. None 35. 1 Byte = ? a. 8 bits
b. 4 bits c. 2 bits d. 9 bits e. None 36. SMPS stands for a. Switched mode Power Suply b. Start mode power supply c. Store mode power supply d. Single mode power supply e. None 37. The device used to carry digital data on analog lines is called as a. Modem b. Multiplexer c. Modulator d. Demodulator e. None 38. VDU is also called a. Screen b. Monitor c. Both 1 & 2 d. printer
e. None 39. BIOS stands for a. Basic Input Output system b. Binary Input output system c. Basic Input Off system d. all the above e. None 40. Father of ‘C’ programming language a. Dennis Ritchie b. Prof Jhon Kemeny c. Thomas Kurtz d. Bill Gates e. None ANSWERS 1. (d) 2. (a) 3. (b) 4. (a) 5. (a) 6. (c) 7. (c) 8. (d) 9. (b) 10. (a) 11. (c) 12. (c) 13. (a) 14. (e) 15. (c) 16. (a) 17. (c) 18. (c) 19. (d) 20. (e) 21. (b) 22. (d) 23. (b) 24. (a) 25. (a) 26. (b) 27. (e) 28. (d) 29. (b) 30. (c) 31. (b) 32. (c) 33. (a) 34. (d) 35. (a) 36. (a) 37. (a) 38. (c) 39. (a) 40. (a) English Language Test Bank PO,Bank Clerk, MBA,
Saturday 01 November 2008 01:03 PM ENGLISH LANGUAGE TEST Idioms and Phrases Objective Question Idioms are Phrases are an important part of the English Language test in almost all Entrance Exams like Bank PO,Bank Clerk, MBA, CAT, SSC, LIC, NDA, CDS, B Ed, etc. Idioms and phrases are similar to "muhavare" that we have in Hindi. Directions: In each of the following questions part of sentence is in bold. Four alternative meanings of the highlited part of the sentence are given below the sentence. Mark as your answer that alternative meaning which you think is correct. If none of the first four is correct, mark (5) i.e. none of these as your answer. 1. In the last few years India has advanced by leaps and bounds in the industrial sector. 1. Very rapidly 2. Very competently 3. Very slowly 4. Very pathetically 5. None of these 2. The authorities turned a deaf ear to the demands of the employees. 1. Immediately implemented 2. Agreed to listen to 3. Misrepresented 4. Wholeheartedly agreed to 5. None of these
3. He was in doldrums after the quarrel he had with his brother. 1. He was jubilant 2. He was in low spirits 3. He was in a financial difficulty 4. He left the house 5. None of these 4. If you pass this difficult examination it will be a feather in you cap 1. Your parents will be very happy 2. You will get a scholarship for higher studies 3. You will feel proud of it 4. You will get a very good job 5. None of these 5. Tell me plainly who broke the mirror, do not beat about the bush. 1. Pretend to be unaware of the matter 2. Try to impress me with your arguments 3. Put any blame on others 4. Approach the matter in a round about way 5. None of these 6. Some people have a habit of wearing their heart on their sleeve.
1. saying something which is not to be taken seriously 2. exposing their innermost feelings to others 3. avoiding being friendly with others 4. always trying to gain advantage over others 5. wasting their time on unnecessary details 7. I raked my brains to solve this difficult problem. 1. I read number of books 2. I consulted several people 3. I used my commonsense 4. I subjected my mind to hard thinking 5. I brainwashed several experts 8. He was a king who ruled his subjects with a high hand. 1. sympathetically 2. kindly 3. democratically 4. conveniently 5. oppressively 9. It is a matter of gratification for me that he has turned a new leaf. 1. begun a different mode of life 2. proved to be a worthy person on his job 3. decided to use a different strategy to solve the problem
4. accepted the new job that was offered to him 5. started using his intelligence 10. He is a plain, simple and sincere man, he will always call a spade a spade. 1. be outspoken 2. help needy person 3. stand by his friends and relatives 4. sacrifice his life for others 5. put up a simple dress 11. It was such a strange affair that I could not make head or tail of it. 1. tolerate it 2. face it 3. remember it 4. believe it 5. understand it 12. He is temporarily in charge of the company and is trying to feather his nest. 1. bring order and discipline in the company 2. raise the image of the company 3. act for his own future benefits 4. diversify the product of the company 5. practice his own brand of management philosophy
13. Those who make no bones about such actions face a tough oppostion. 1. do without hesitation 2. make no plan 3. waste no time 4. invite no comments 5. None of these 14. Mrs B is known as a shoplifter in a Mumbai commercial center. 1. smuggler 2. a thief in the guise of a customer 3. buyer of all new things 4. daily visitor 5. None of these 15. The people in north India are known for keeping open house. 1. never locking it 2. not worrying about its security 3. offering hospitality to everyone 4. keeping it well ventilated 5. None of these Directions (Q 1620): In each of the following questions an idiomatic expression and its four possible meaning are given. Find out the correct meaning of the idiomatic expression and mark the number of that meanings as your answer on the answer sheet. If you do
not find any correct answer, mark ‘5 , i.e. none of these as your′ answer. 16. To make clean breast of 1. to gain prominence 2. to praise oneself 3. to confess without reserve 4. to destroy before it blooms 5. None of these 17. To end in smoke 1. to make completely understand 2. to ruin oneself 3. to excite great applause 4. to overcome some one 5. None of these 18. To leave someone in the lurch. 1. to come to compromise with someone 2. constant source of annoyance to someone 3. to put someone at ease 4. to desert someone in his difficulties 5. None of these 19. To cry wolf 1. to listen eagerly 2. to give false alarm
3. to turn pale 4. to keep off starvation 5. None of these 20. A man of straw 1. a man of no substance 2. a very active person 3. a worthy fellow 4. an unreasonable person 5. None of these ANSWERS 1. (1) 2. (5) 3. (2) 4. (3) 5. (4) 6. (2) 7. (4) 8. (5) 9. (1) 10. (1) 11. (5) 12. (3) 13. (3) 14. (2) 15. (3) 16. (3) 17. (2) 18. (4) 19. (2) 20. (1) Mental Ability Test For Fothcomming Exam Friday 24 October 2008 08:44 AM Mental Ability Test For Fothcomming Exam [MBA, BANK PO, RRB TC,B.ED.,BANK CLERK] 1. Sanu walked 10 m towards West from his house. Then he walked 5 m turning to his left. After this he walked 10 m turning to his left and in the end he walked 10 m turning to his left. In what direction is he now from his starting point? (A) South (B) North (C) East (D) West (E) None of these Ans : (B)
2. Raza walks 100 m from his house towards North. From there he goes 100 m towards West. Here is the house of Satyam. From there they both goes to the market which is in the SouthWest direction from Satyam's house. If the market is in the West of Raza's house, then how far is the market from Raza's house? (A) 100 m (B) 150 m (C) 300 m (D) 400 m (E) None of these Ans : (E) 3. Ravi goes 5 km towards North from a fixed point. Then he goes 3 km after turning to his right. After this he goes 5 km turning to his right. In the end he goes 4 km after turning to his left. How far and in what direction is he now from the fixed point? (A) 4 km, West (B) 7 km, East (C) 9 km, East (D) 7 km, West (E) None of these Ans : (B) 4. How many 7's are there in the following number series; which are preceded by an even number but not followed by any odd? 437523721367542742712276572 (A) One (B) Two (C) Three (D) Four (E) More than four Ans : (B) 5. How many 5's are there in the following number series, which are preceded by 3 but not followed by 2 ? 5243546785325735642354752358356 (A) One (B) Two (C) Three (D) Four (E) More than four Ans : (E) 6. How many 3's are there in the following number series, which are preceded by an odd number but not followed by an even number? 3425315213673182785391345235435 (A) One (B) Two (C) Three (D) Four
(E) More than four Ans : (C) 7. If the numbers which are divisible by 4, from 4 to 84 are written in reverse order then which number will be at the 7th place? (A) 60 (B) 28 (C) 20 (D) 32 (E) None of these Ans : (A) 8. How many numbers are there from 5 to 100, which are divisible by 3 and either unit or tenth digit or both include 3 ? (A) 10 (B) 8 (C) 6 (D) Less than 6 (E) None of these Ans : (C) 9. How many 4's are there in the following numberseries which are preceded by 5 but not followed by 7 ? 23423425473243192547547234529546 (A) One (B) Two (C) Three (D) Four (E) More than four Ans : (A) 10. If the numbers between 4 to 90, which are divisible by 5, and which contain 5 in the unit, tenth or both place, are removed, then how many numbers divisible by 5 will be left? (A) 7 (B) 8 (C) 18 (D) 12 (E) None of these Ans : (B) 11. Rajan remembers that his elder brother was born between 13th and 16th April while his mother remembers that he was born after 14th April and before 17th April. If the statements of both are considered correct then on which date of April he was born ? (A) 14
(B) 16 (C) 14 or 15 (D) 15 (E) 15 or 16 Ans : (D) 12. How many numbers are there from 1 to 60, which are divisible by 3 and either unit digit or tenth digit or both include 3 ? (A) 5 (B) 9 (C)15 (D) More than 15 (E) None of these Ans : (A) 13. If the following numbers are written in descending order then what will be the middle digit of the middle term ? 723, 789, 595, 659, 713, 785, 689 (A) 1 (B) 7 (C) 8 (D) 3 (E) 2 Ans : (A) 14. A bus for Bombay leaves after every forty minutes from a bus stand. An enquiry clerk told a passenger that the bus had already left ten minutes ago and the next bus will leave at 10.45 a.m. At what time did the enquiry clerk give this information to the passenger ? (A) 10.05 a.m. (B) 9.55 a.m. (C) 10.35 a.m. (D) 10.15 a.m. (E) 10.25 a.m. Ans : (D) 15. If the numbers between 1 to 65 and divisible by 4 are written in reverse order then which of the following numbers will be at l0th place? (A) 44 (B) 24 (C) 40 (D) 28 (E) None of these Ans : (D)
16. How many 6's are there in the following numberseries which are preceded by 5 but not followed by 7 ? 56765649276743568649567 (A) One (B) Two (C) Three (D) Four (E) None of these Ans : (B) 17. How many 4's are there in the following numberseries which are preceded and followed by only an even number? 6432483154232464813242645 (A) One (B) Two (C) Three (D) Four (E) None of these Ans : (D) 18. How many 2's are there in the following number series which are preceded by 5 but not followed by an odd number? . 13523545245226245267823527524 (A) One (B) Two (C) Three (D) More than four (E) None of these Ans : (E) 19. How many 3's are there in the following series, which are not preceded by an odd number but followed by 4 ? 15323465347834923456343534 (A) None (B) Two (C) Four (D) One (E) None of these Ans : (C) 20. How many B's are there in the following letterseries, which are followed by G but G is not be followed by S ? BGSQBRNOBGNSQLTBGQTDBGUWXBGF (A) 4
(B) 3 (C) 2 (D) 5 (E) None of these Ans : (A) 21. How many D's are there in the following letterseries, which are preceded by K and followed by Q ? KDRMBSKDQKRBLKDQMQDKEFQDK (A) 4 (B) 2 (C) 1 (D) 3 (E) None of these Ans : (B) 22. If the numbers from 4 to 55 which are divisible by 3 and also the numbers which contain 3 as one of the digits, are removed, then how many numbers will be left? (A) 24 (B) 23 (C) 22 (D) 25 (E) None of these. Ans : (D) 23. At a railway station a man said to Swapna, "A train leaves for Muzaffar Nagar after every 1.45 hours. The last train has already left 50 minutes ago and the next train will leave at 5.15 p.m." At what time this information was given to Swapna ? (A) 3.30 (B) 2.40 (C) 4.10 (D) 3.50 (E) None of these Ans : (E) 24. A trader said to his servant Ramu, "I leave for my house after every 2.40 hours from his shop. I have already gone to his house 55 minutes ago and next time. I shall go to my house from the shop at 8.15 p.m." At what time this information was given to the servant? (A) 6.30 (B) 6.00 (C) 6.15 (D) 4.40 (E) None of these Ans : (A)
25. A doctor said to his compounder, "I go to see the patients at their residence after every 3.30 hours. I have already gone to the patient 1.20 hours ago and next time I shall go at 1.40 p.m." At what time this information was given to the compounder by the doctor? (A) 10.10 (B) 11.30 (C) 8.50 (D) 11.20 (E) None of these Ans : (B) Business and Marketing Aptitude Objective Questions Thursday 23 October 2008 02:38 PM Business Based Current Objective Questions 1. "Zindagi ke saath bhi zindagi ke baad bhi" is a punchline of a LIC b Relaince Life c Bharti AXA Life d Indian Railway 2. CD Dawn and CD Deluxe are bike models of a HMSI b Hero Honda c Bajaj Auto d TVS 3. The president of India has a salary of a 1 lakh b 1.5 lakh c 2 lakhs d 5 lakhs 4. “Dus Ka Dum” hosted by Salman Khan is on air on channel a Sony b Star c Star One d Zee 5. Ganga soap is from the brand basket of a P&G b ITC c HUL d Godrej 6. Godrej Group has alliance with a Saralee b Hercheys c A & b d GE e P&G
7. Lifespace is the retail venture of a Pantaloon b Godrej Group c Future Group d RPG Group 8. The rural retail initiative Aadhar is an initiative of a Pantaloon b Godrej Group c Future Group d RPG Group 9. echaupal is a rural initiative of a Future Group b RPG Group c ITC d Pantaloon 10. Broadband penetration in India is at a 4% b 12% c 20% d 24% 11. Mobile penetration in India is at a 15% b 30% c 40% d 50% 12. Navratna Oil is a brand of a Emami b ITC c HUL d P&G 13. Monte Carlo is a brand of a Westside b Oswal Woolen Mills c Crossworld d pantaloons 14. The parent company of Rolls Royce is a BMW b Audi c Toyota d GM 15. Current standard for encryption is a 40 bit b 64 bit c 128 bit
d 256 bit 16. Schaffer Group is into a Car manufacture b CV manufacture c Truck Manufacture d Car Parts 17. Altis is the new car model being launched by a Honda b Audi Skoda c. GM India d. Toyota 18. The Atom N 270 processor is more powerful than Core 2 Duo a True b False c Cant Say d None of these 19. Asda is the top grocery retailer of a UK b US c. Italy d France 20. Big Adda social networking site belongs to a Times Group b HT Group c Naukri.com d ADAG Group 21. Who is the chairman and CEO of General Motor's ? a Rick Wagoner b Adam Smith c Steve Jobs d Indra Kumar Sharma 22. Tata Nano project relocated to a Maharastra b Orrissa c Uttrakhand d. Gujrat 23. According to Digit most trustworthy PC brand is a HP/Compaq b Lenovo c IBM d Dell 24. India's Sensex consists of __________stocks. a 30 b 50
c 75 d 100 25. Flash drive has more storage space compared to External Hard disks. a True b False c Cant Say d None of the above 26. The Advertisement of which of the following banks has the punch line "Much more to do with you in focus"? a State Bank of Indi b ICICI Bank c Andhra Bank d Bank of Baroda ANSWERS: 1. a 2. b 3. b 4. a 5. d 6. c 7. b 8. b 9. c 10. a 11. b 12. a 13. b 14. a 15. c 16. d 17. d 18. b 19. a 20. d 21. a 22. d 23. a 24. a 25. b 26. c Banking : General Awareness Tuesday 21 October 2008 04:24 PM Banking Based General Awareness SET1 1. Which of the following is not a recommendation made by A K Purwar Committee? (A) Merger of loss making RRBs in their sponsored banks (B) Merger of weak commercial banks in strong banks (C) Merger of all RRBs into State Bank of India (D) Merger of RRBs at zonal basis Ans : (D) 2. Which of the following RRBs has a plan for statewise merger of RRBs? (A) State Bank of India (B) Punjab National Bank (C) Bank of Baroda (D) All the above Ans : (D) 3. A Regional Rural Bank does banking operations in a— (A) Notified area (B) Village (C) District
(D) State Ans : (A) 4. Punjab National Bank has recently merged its three Regional Rural Banks in Punjab. What is the name of merged entity? (A) Gurudaspur Amritsar Regional Rural Bank (B) Kapoorthala Firozpur Regional Rural Bank (C) Shivalik Regional Rural Bank (D) Punjab Gramin Bank Ans : (D) 5. Union Bank of India has recently merged its three Regional Rural Banks in Uttar Pradesh. What is the name of merged entity? (A) Gorakhpur Regional Rural Bank (B) Ganga Yamuna Regional Rural Bank (C) Basti Gramin Bank (D) Kashi Gomti Samyut Gramin Bank Ans : (D) 6. Canara Bank has recently merged its four Regional Rural Banks in Karnataka. What is the name of merged entity? (A) Pragati Gramin Bank (B) Pitambra Gramin Bank (C) Santhal Regional Rural Bank (D) Manjira Gramin Bank Ans : (A) 7. Syndicate Bank has recently merged its four Regional Rural Banks in Karnataka. What is the name of merged entity? (A) Karnataka Vikas Bank (B) Shivpuri Gramin Bank (C) Shriram Regional Rural Bank (D) Malaprabha Gramin Bank Ans : (A) 8. Central Bank of India has recently merged its three Regional Rural Banks in Maharashtra. What is the name of merged entity? (A) Kalptaru Gramin Bank (B) Vidarbha Kshetria Gramin Bank (C) JunagarhAmreli Gramin Bank (D) MumbaiGoa Regional Rural Bank Ans : (B) 9. Bank of Baroda has recently merged its 5 Regional Rural Banks in Rajsthan. What is the name of
merged entity? (A) Panchmahal Vadodra Gramin Bank (B) Surat Baruch Gramin Bank (C) Surat Valsad Gramin Bank (D) Baroda Gramin Bank Ans : (D) 10. State Bank of Saurashtra has recently merged its three Regional Rural Banks. What is the name of merged entity? (A) Jamnagar Rajkot Gramin Bank (B) Saurashtra Gramin Bank (C) Surendranagar Bhavnagar Gramin Bank (D) Junagarh Amreli Gramin Bank Ans : (B) 11. Punjab National Bank has recently merged its three Regional Rural Banks in Uttar Pradesh. What is the name of merged entity? (A) Ganga Jamuna Gramin Bank (B) Uttar Pradesh Gramin Bank (C) Lucknow Kshetria Gramin Bank (D) Vidur Gramin Bank Ans : (B) 12. Punjab National Bank has recently merged its three Regional Rural Banks in Hariyana. What is the name of merged entity? (A) Haryana Gramin Bank (B) Hisar Gramin Bank (C) Hisar Kurukshetra Gramin Bank (D) Haryana Kshetria Gramin Bank Ans : (A) 13. Central Bank of India has recently merged its 7 RRBs in Bihar. What is the name of merged entity? (A) Madhumani Gramin Bank (B) Vaishali Gramin Bank (C) Uttar Bihar Gramin Bank (D) Mithila Koshi Gramin Bank Ans : (C) 14. Bank of Baroda has recently merged its 7 RRBs in Uttar Pradesh. What is the name of merged entity? (A) Baroda Gramin Bank (B) Baroda U.P. Gramin Bank (C) Baroda Lucknow Gramin Bank
(D) Baroda Eastern U.P. Gramin Bank Ans : (D) 15. Local Area Banks are classified under— (A) Private Sector (B) Public Sector (C) Govt. Sector (D) Cooperative Sector Ans : (A) 16. A Local Area Bank can do business in maximum………..district(s). (A) One (B) Two (C) Three (D) Five Ans : (C) 17. Minimum Paidup Capital of a Local Area Bank is— (A) Rs 1 crore (B) Rs 2 crore (C) Rs 5 crore (D) Rs 10 crore Ans : (C) 18. Which of the following Local Area Banks was merged in Bank of Baroda in 2004? (A) South Gujrat Local Area Bank (B) Manipal Local Area Bank (C) Central Gujrat Local Area Bank (D) Vinayak Local Area Bank Ans : (A) 19. Which is the first Local Area Bank of India? (A) Coastal Local Area Bank (B) Capital Local Area Bank (C) Krishnabhim Smridhi Local Area Bank (D) Vinayak Local Area Bank Ans : (C) 20. When was Coastal Local Area Bank established? (A) December 1999 (B) December 2000 (C) December 2001 (D) December 2002 Ans : (A)
21. Where was Coastal Local Area Bank established? (A) Vijayawada (B) Hyderabad (C) Secunderabad (D) Rajmundri Ans : (A) 22. Which of the following statements is correct in respect of Capital Local Area Bank? 1. It is the third Local Area Bank in the country 2. It was established in January 2000 at Nakodar (Punjab) 3. All its branches are fully computerised (A) 1 (B) 2 (C) 1 and 2 (D) 1, 2 and 3 Ans : (D) 23. Local Area Banks are required to increase their capital from Rs 5 crore to………..in next 5 to 7 years— (A) Rs 10 crore (B) Rs 20 crore (C) Rs 25 crore (D) Rs 50 crore Ans : (C) 24. Local Area Banks are required to have a minimum Capital Adequacy Ratio of— (A) 8% (B) 10% (C) 12% (D) 15% Ans : (D) 25. Reserve Bank of India has cancelled licence of………..Local Area Bank. (A) South Gujrat Local Area Bank (B) Manipal Local Area Bank (C) Central Gujrat Local Area Bank (D) Vinayak Local Area Bank Ans : (D) SET2 1. Hanil Bank, that opened its first branch at New Delhi in India in March 1997, belongs to— (A) China
(B) South Korea (C) Hongkong (D) Taiwan Ans : (B) 2. China Trust Commercial Bank, which has opened its first branch in India in April 1996, belongs to— (A) China (B) South Korea (C) Hong Kong (D) Taiwan Ans : (D) 3. The first foreign bank that has been permitted by Reserve Bank of India to handle Currency Chest in India is— (A) Standard Chartered Bank (B) China Trust Commercial Bank (C) Hongkong & Shanghai Banking Corporation (D) ABN Amro Bank Ans : (A) 4. What target has been fixed for a foreign bank functioning in India to provide priority sector lending as a percentage of net bank credit? (A) 40% (B) 33–1/3 % (C) 32% (D) 25% Ans : (C) 5. If a foreign bank does not achieve the target of 32% priority sector lending, it has to deposit the amount of shortfall with— (A) State Bank of India (B) EXIM Bank (C) SIDBI (D) None of the above Ans : (C) 6. If a foreign bank wants to establish its subsidiary unit in India, the minimum Paid up Capital of that subsidiary should be— (A) Rs. 100 crore (B) Rs. 200 crore (C) Rs. 300 crore (D) Rs. 500 crore Ans : (C)
7. Which of the following foreign banks has acquired 14.7% stake in UTI Bank? (A) Hongkong & Shanghai Banking Corporation. (B) Standard Chartered Bank (C) ABN Amro (D) Citi Bank Ans : (A) 8. Which of the following is Counseling Bank for modernization of airports at New Delhi and Mumbai? (A) China Trust Commercial Bank (B) Standard Chartered Bank (C) ABN Amro (D) Citi Bank Ans : (C) 9. Which of the following has acquired 'Korea First Bank' of Korea? (A) China Trust Commercial Bank (B) Standard Chartered Bank (C) ABN Amro (D) Citi Bank Ans : (B) 10. Foreign banks are working in India in— (A) Public Sector (B) Private Sector (C) Cooperative Sector (D) All the above Ans : (B) 11. Govt of India has recently given permission to 'Overseas Chinese Banking Corporation' to establish wholly owned bank in India. To which country does OCBC belong? (A) Singapore (B) Taiwan (C) South Korea (D) China Ans : (A) 12. Standard Chartered Bank has not acquired Indian operations of (A) Bank of Bahrain and Kuwait (B) Grindlays Bank (C) Sumitomo Mitshui Banking Corporation (D) Mizuho Bank Ans : (D)
13. Which foreign bank has a plan to enter in Indian banking sector? (A) PT Bank Indomonex, Indonesia (B) Giro Commercial Bank, Kenya (C) Habib Bank, Pakistan (D) Rupali Bank, Bangladesh Ans : (C) 14. Evolution of cooperative banks in India was made in the year— (A) 1904 (B) 1909 (C) 1914 (D) 1919 Ans : (A) 15. How many cooperative banks and cooperative societies have been providing loans to Agriculture Sector in our country? (A) 101422 (B) 102422 (C) 103422 (D) 104422 Ans : (D) 16. Which of the following statements is correct? 1. District Cooperative Banks have been established at District level. 2. Primary Cooperative Banks have been established at Village level. 3. State Cooperative Banks have been established at Apex level. (A) 1 (B) 1 and 2 (C) 2 and 3 (D) 1, 2 and 3 Ans : (D) 17. Which of the following states has largest number of urban cooperative banks? (A) Maharashtra (B) Gujrat (C) Karnataka (D) Andhra Pradesh Ans : (A) 18. Maintenance of Investment Fluctuation Reserve is necessary for a cooperative bank that has its deposits of ………... or more. (A) Rs 50 crore (B) Rs 100 crore
(C) Rs 200 crore (D) Rs 500 crore Ans : (B) 19. A Primary (Urban) Cooperative Bank can open its Extension Counter only if its NPA level is below……….and it has earned Net Profit for last………years and more. (A) 10%, 2 Years (B) 9%, 2 Years (C) 8%, 3 Years (D) 7%, 3 Years Ans : (A) 20. A Primary (Urban) Cooperative Bank can provide Safe Deposit Locker facility to its customers only if its NPA level is below………..and it has earned Net Profit for last……… ……...years and more. (A) 10%, 2 Years (B) 9%, 2 Years (C) 8%, 3 Years (D) 7%, 3 Years Ans : (D) 21. Which of the following facilities are prohibited to be provided by Urban Cooperative Banks at their Extension Counters? 1. Granting of loans and advances. 2. Encashment of Traveller's Cheques. 3. Issuance and Encashment of Bank Drafts. (A) 1 (B) 2 (C) 1 and 2 (D) 1, 2 and 3 Ans : (A) 22. An Urban Cooperative Bank can open its Extension Counter at— 1. Educational Institutions and Hospitals 2. Big Offices and Factories 3. Residential Areas (A) 1 (B) 2 (C) 1 and 2 (D) 1, 2 and 3 Ans : (D) 23. A scheduled urban cooperative bank having its NPA level of………or more cannot accept deposits from a nonscheduled urban cooperative bank.
