Pages 1-2
Certified Insurance Counselors (CIC) Designation Program
Page 1
Agency Management
Commercial Casualty
Commercial Property
Life & Health
Personal Lines
Page 2
James K. Ruble Graduate Seminars
Pages 3-9
Certified Insurance Service Representatives
(CISR) Designation Program
Page 3
CISR Overview
CISR Elite
Page 4
Agency Operations
Commercial Casualty I
Page 5
Commercial Casualty II
Insuring Commercial Property
Page 6
Insuring Personal Auto Exposures
Insuring Personal Residential Property
Page 7
Personal Lines Miscellaneous
Elements of Risk Management
Life & Health Essentials
Page 8-9
William T. Hold Seminars
Page 10
Licensing Exam Preparation
Life & Health
Property & Casualty
Page 11
Licensing Self-Study Packages
Life & Health
Property & Casualty
Page 12
Sales & Marketing Training —
Certified Professional Insurance Agent (CPIA) Designation Program
Insurance Success Seminars
Page 13
E&O Risk Management Training
E&O Risk Management: Meeting the Challenge of Change
Mistakes That Lead to E&O
Pages 14-15
Other Coverage Training
Page 14
Contracts & Leases—Understanding the Insurance Requirements
Page 14
Directors & Officers and Professional Liability—the Buck Stops Where?
Page 15
Understanding Flood Insurance
PA Auto Coverages—Avoiding E&O Potholes
The Who, What, When, Where and Why of Workers’ Comp
Page 16
My E-Training Center — Introductory Training
New Employee Orientation
Delivering Quality Service
Personal Lines Basics
Commercial Lines Basics
Page 17
My E-Training Center — On-Demand Training Options
NEW for 2016
–Essentials of Homeowners’
Certificates of Insurance
Insuring e-Commerce
Pollution Exposures and Coverages
Compliance Pitfalls and Ethical Responsibilities
Understanding the (NFIP) and the Biggert Waters Act
ISO 2013 Commercial Property Changes
ISO 2013 CGL Changes
Page 18
My E-Training Center
Power Hour Webinars
Agency Management System Webinar Series
Page 19
Conferences, Conventions & Other Events
Page 20
Registration Form
NEW FOR 2016!
CAREER & TRAINING PATHS
IA&B has long been a leader in professional development
for independent insurance agents. This year we have developed
three Career & Training Paths. These paths are highlighted
below and are designed to provide more structure for
insurance agencies preparing current employees for new
duties or for anyone wishing to track professional development
within their current job. The paths can also be followed when
integrating new employees. These paths are a starting point
and are often supplemented by agency specific training.
SALES PATH
Producers (the sales force) are the drivers of revenue for
an agency, but they must be licensed and current in their
knowledge of risks and coverages. The Sales Path helps
agencies guide new producers through an agency orientation,
initial licensing, proper procedures and a review of agency
standards and products. It helps all producers to maintain a
more in-depth knowledgeable of coverages, sales skills,
marketing strategy and more.
SERVICE PATH
Customer Service Representatives are on the front line of
claims and other interactions with insureds. They need to
remain up to speed on service skills, agency procedures and
policy specifics. The Service Path helps agencies orient CSRs
with office protocols, licensing requirements, the basics of
various lines of coverage and more.
AGENCY MANAGEMENT PATH
Agency managers must maintain a high-level vision for the
agency, strategic awareness of its markets and varying degrees
of operational knowledge to run the business. The Agency
Management Path seeks to develop a wide range of business
management skills, maintain a broad knowledge of coverages
and develop a keen awareness of compliance and legal issues.
Read more about our Career & Training Paths
at IABforME.com/TrainingPaths
Don’t take your insurance knowledge for granted. Learn how coverages
work in the real world from nationally recognized instructors who’ve been there.
In today’s competitive marketplace, you need to deliver value through exceptional product knowledge and trusted advice. Build your career and increase your earning potential by earning the CIC designation. As a CIC designee, you will differentiate yourself from the competition by knowing innovative ways to maximize coverage for your clients.
The CIC curriculum expands your personal and commercial lines knowledge beyond the basics, developing a keen awareness of special coverage types and the ability to detect hidden exposures.
CIC Institutes
n Agency Management n Life & Health
n Commercial Casualty n Personal Lines
n Commercial Property
Earning the Designation
To earn the CIC designation you must complete all institutes and pass each exam within five calendar years following the year you pass the first exam. Institutes may be taken in any order.
Retaining the Designation
CIC designees must attend one of the following programs annually for update credit:
n Any one CIC institute (no exam required)
n James K. Ruble Graduate Seminars *
n Dynamics of Selling Program, Sales Management, Personal Insurance or Company/Agency Relationships Programs**
n Any Certified Risk Managers (CRM) course
2016 Institute Dates & Locations
Personal Lines
February 24-27
Harrisburg, PA
Life & Health
March 7-10
Erie, PA
Commercial Casualty
March 16-19
Wilmington, DE
Personal Lines
April 20-23
Lehigh Valley, PA
Agency Management
May 11-14
Hunt Valley, MD
Life & Health
June 21-24
Lancaster, PA
Commercial Casualty
July 20-23
Pittsburgh, PA
Agency Management
August 3-6
Philadelphia, PA
Commercial Property
September 12-15
Harrisburg, PA
Commercial Casualty
September 26-29
Erie, PA
Commercial Property
November 9-12
Hunt Valley, MD
Commercial Casualty
December 5-8
Philadelphia, PA
* You must be a dues-paid member of the Society to register.
** You must be a dues-paying member of the Society to receive annual designation update credit.
Note: Agency Management is approved for loss-control credit for Utica Policyholders. All other Institutes are approved only for CISR and CIC designees.
CE APPROVALS
PA
MD
DE
AM
20
17 PC/LH
3 ETH
21 GEN
4 ETH
CC
20
20 PC
21 GEN
3 ETH
CP
20
20 PC
21 GEN
3 ETH
LH
18 GEN
2 LTCP
18 PC/LH
2 LTC/LH
2 LTC/3 ETH
19 GEN
PL
*
20
20 PC
21 GEN
4 ETH
* Flood credits may be available in the PL Institutes.Review specific course agenda for more information. Credit approval is subject to re-evaluation by state insurance departments.
Agenda
DAY ONE
REgistRAtiON: 12:00 – 1:00 p.m.
sEmiNAR: 1:00 – 5:15 p.m.
DAY tWO & tHREE
sEmiNAR: 8:00 a.m. – 5:00 p.m.
DAY FOUR (EXAm DAY) EXAm: 8:30 a.m. – 10:30 a.m.
Registration Fee $440
Course materials, instruction, coffee breaks and DE, MD & PA continuing education fees are included. Dates, fees and locations are subject to change.CERTIFIED INSURANCE COUNSELOR
(CIC) DESIGNATION PROGRAM
EDUCATION CONSULTANTS:
Daniel E. Lawyer,
CIC, CPCU, CSRM
James T. Harrison Jr.,
CIC, CPCU, CLU, ChFC
Clem J. Wandrisco Jr.,
CPCU, ARM, AIC, AAI
Jerry M. Milton, CIC
CIC Designation Update Option
Gain specialized product knowledge on the topics you want
in choice destinations throughout the mid-Atlantic region.
Learning doesn’t stop after you earn the CIC or CRM designation. Take your coverage knowledge to new heights and watch your earning potential grow by attending our two-day James K. Ruble Graduate seminars. Ruble seminars go beyond the required curriculum provided in the CIC program. You can choose your own learning agenda based on topics that interest you. Concurrent sessions give you flexibility to focus your learning on more complex or specialized coverage types. There’s no pressure to pass an exam and you can use Ruble Graduate Seminars to satisfy your annual CIC or CRM update requirement.
Strengthen your client relationships and increase your business with the knowledge gained in just two days at a Ruble Graduate Seminar.
* Must be a dues-paid member of the Society of CIC to register. Must hold the CIC or CRM designations to attend.
Approved for Utica’s E&O Loss-Control credit.
2016 Locations & Dates
Ellicott City, MD
March 14-15
Pittsburgh, PA
April 11-12
Philadelphia, PA
May 23-24
Annapolis, MD
June 6-7
Lehigh Valley, PA
July 11-12
Hershey, PA
August 8-9
Ellicott City, MD
August 17-18
Ocean City, MD
October 3-4
Pittsburgh, PA
October 17-18
Lancaster, PA
November 14-15
JAMES K. RUBLE GRADUATE SEMINARS
CE APPROVALS
State continuing education credit varies by program agenda. Visit IABforME.com for details. Credit approval is subject to re-evaluation by state insurance departments.
Agenda
REgistRAtiON: 7:00 a.m.
sEmiNAR: 8:00 a.m. – 5:15 p.m.
Registration Fee $430
Course materials, instruction, coffee breaks and DE, MD & PA continuing education fees are included. Dates, fees and locations are subject to change. Approved for loss-control credit for Utica policyholders.®
2 IABforME.com/Ruble | (800) 998-9644
ADDITIONAL CIC UPDATE PROGRAMS (NOT CONDUCTED BY IA&B)
Update your CIC designation using other programs through the National Alliance.
For more information or to register for the seminars below, visit
www.thenationalalliance.com or call (800) 633-2165.
Certified Risk Manager
Practice of Risk Management
March 19-22, 2016 Philadelphia, PA
Ruble Cyber Risk Seminar
September 23-24, 2016 Philadelphia, PA
Certified Risk Manager
Analysis of Risk
October 15-18, 2016 York, PA
AVAI
LABLE ONLIN
E
CERTIFIED INSURANCE
SERVICE REPRESENTATIVE
(CISR) DESIGNATION PROGRAM
IABforME.com/CISR | (800) 998-9644 3
Program provides flexibility and focused training options.
Choice and flexibility is what CISR insurance courses are all about. CISR courses are designed to focus on
your type of business. It takes only five courses to earn the CISR designation, but participants have the flexibility of nine course options. This allows CSRs and other front-line staff to focus on what’s important to them and the type of work they handle.
The CISR program builds knowledge of essential coverages and improves cross-selling ability. Nine topics are offered through IA&B classroom seminars in convenient locations across Pa., Md. and Del. Participants learn how to analyze risks and exposures while guiding customers through various coverage scenarios. The education gained is key to advancement within an agency and a more fulfilling insurance career.
CISR Course Options (five required to earn designation)
n Life & Heath Essentials n Insuring Personal Residential Property
n Commercial Casualty I* n Personal Lines Miscellaneous
n Commercial Casualty II* n Agency Operations
n Insuring Commercial Property n Elements of Risk Management
n Insuring Personal Auto Exposures
* Commercial Casualty I is not required before taking Commercial Casualty II.
Earning the Designation
To earn the CISR designation, you must complete five course options and pass the exam for each within three calendar years of passing the first exam. Courses may be taken in any order.
Retaining the Designation
To retain the designation, you must attend one of the following programs annually (by end of birth month) for update credit:
n Any one CISR course (classroom or online) n Entire CIC institute or CRM course
n Dynamics of Service Seminar (fulfills two years of update credit)
n CIC institute for eight consecutive hours* n William T. Hold Seminar
*CE credit would not be available if attending only 8 hours.
CISR ELITE DESIGNATION
The National Alliance for Insurance Education and Research created CISR Elite status to signify a commitment to broader insurance knowledge, to present additional CISR update options and to create a higher goal for agency staff in their pursuit of customer service excellence.
Earning the CISR Elite credential
Anyone passing five CISR courses within three years (thus earning the standard CISR designation) AND THEN successfully completing the remaining four seminars within a three-year time period will be awarded CISR Elite status.
If advancing to the Certified Insurance Counselor (CIC) designation (see page 1) is not something you’re prepared for or interested in, CISR Elite will take you to a higher level of knowledge and skill and award a credential that symbolizes your ongoing commitment to professional development.
Agency Operations
NOTE: Approved for loss-control credit for Utica E&O policyholders
Gain self-assurance and a greater understanding of the dynamics within insurance organizations. Also, understanding how agencies operate is essential training for both insurance agency and company personnel.
Topics:
n Legal and Ethical Requirements n Agency Workflow
n The Insurance Agency n Account Management
n The Insurance Industry and Marketplace n Errors & Omissions
n Communication
2016 Locations & Dates
Pittsburgh, PA
March 16
Philadelphia, PA
July 27
York, PA
October 20
Wilkes-Barre, PA
November 3
Frederick, MD
November 8
Mechanicsburg, PA
December 6
Commercial Casualty I
Improve your understanding of legal liability and what creates liability exposures. The focus of this course is the Commercial General Liability Coverage Form. It also addresses additional insured exposures and the coverage available to meet these needs.
Topics:
n Essentials of Legal Liability n CGL Other Provisions
n CGL Introduction n Additional Insureds
n Commercial General Liability Coverage Parts
2016 Locations & Dates
Philadelphia, PA
April 13
Hagerstown, MD
June 14
Reading, PA
July 21
State College, PA
July 21
Mechanicsburg, PA
September 28
Pittsburgh, PA
October 20
CE APPROVALS
Agency Operations*
PA
MD
DE
7
7 PC
1 ETH
6 GEN/
1 ETH
Commercial Casualty I**
PA
MD
DE
7
7 PC
7 GEN
Credit approval is subject to re-evaluation by state insurance departments.
Agenda
REgistRAtiON: 7:30 a.m.
sEmiNAR: 8:00 a.m. – 3:45 p.m.
Q&A & REviEW: 3:45 – 4:15 p.m.
EXAm: 4:15 – 5:15 p.m. Mandatory if earning a designation.
Registration Fee $200
Course materials, instruction, coffee breaks, lunch and DE, MD & PA continuing education fees are included. Dates, fees and locations are subject to change.* Approved for loss-control credit for Utica policyholders.
** Approved for loss-control credit for Utica policyholders for CIC or CISR designees only.
R
CERTIFIED INSURANCE
SERVICE REPRESENTATIVE
(CISR) DESIGNATION PROGRAM
Commercial Casualty II
This course further strengthens your ability to have productive, assured interactions with your commercial customers in the area of commercial casualty exposures and coverages. The focus is on the Business Auto Policy, the Workers’ Compensation Policy and Excess Liability Policies.
Topics:
n Business Auto Exposures and Coverages
n Workers Compensation and Employers Liability Insurance Policy
n Commercial Umbrella and Excess Liability Policies
2016 Locations & Dates
Frederick, MD
April 19
Waldorf, MD
April 20
Erie, PA
April 27
Pittsburgh, PA
May 3
Lancaster, PA
May 24
Altoona, PA
June 1
Philadelphia, PA
September 27
Blairsville, PA
October 18
Mechanicsburg, PA
October 26
Salisbury, MD
November 30
Reading, PA
December 7
Insuring Commercial Property
Improve your cross-selling abilities with up-to-date knowledge of commercial property coverage while reducing your agency’s E&O exposures. This course gives you the skills to address these issues with greater ease and confidence.
Topics:
n Fundamentals of Commercial Property n Basics of Time Element
n Building and Personal Property Coverage Form n Basics of Commercial Inland Marine
n Causes of Loss Forms
2016 Locations & Dates
Lehigh Valley, PA
May 25
Mechanicsburg, PA
August 10
Pittsburgh, PA
October 6
Baltimore, MD
October 13
Philadelphia, PA
December 1
FACULTY:
Linda A. McCann,
CPCU, AAI, CPIW
Linda has over 25 years experience working in the insurance industry. She is the president of Bay Shore Insurance Inc., located in Salisbury, MD. Linda teaches numerous continuing education programs for Insurance Agents & Brokers and currently serves on the Maryland Legislative Committee for Insurance Agents and Brokers of Maryland.
* Not all courses taught by this instructor.
CE APPROVALS
Commercial Casualty II**
PA
MD
DE
7
7 PC
7 GEN
Insuring
Commercial Property**
PA
MD
DE
7
7 PC
7 GEN
Credit approval is subject to re-evaluation by state insurance departments.
Agenda
REgistRAtiON: 7:30 a.m.
sEmiNAR: 8:00 a.m. – 3:45 p.m.
Q&A & REviEW: 3:45 – 4:15 p.m.
EXAm: 4:15 – 5:15 p.m. Mandatory if earning a designation.
Registration Fee $200
Course materials, instruction, coffee breaks, lunch and DE, MD & PA continuing education fees are included. Dates, fees and locations are subject to change.** Approved for loss-control credit for Utica policyholders for CIC or CISR designees only.
CERTIFIED INSURANCE
SERVICE REPRESENTATIVE
(CISR) DESIGNATION PROGRAM
6 IABforME.com/CISR | (800) 998-9644
Insuring Personal Auto Exposures
Assist your clients in identifying their exposures and more effectively advise them in the processes of analyzing, obtaining, and modifying their personal automobile policies.
Topics:
n Introduction to the Personal Auto Policy n Uninsured/Underinsured Motorists Coverage
n Liability Coverages n Coverage for Damage to Your Auto
n Medical Payments Coverage n Provisions
2016 Locations & Dates
Mechanicsburg, PA
February 3
Wilkes-Barre, PA
April 14
York, PA
May 24
Philadelphia, PA
July 20
Newark, DE
October 25
Lehigh Valley, PA
October 26
Waldorf, MD
November 15
* Personal Auto course and examination are state specific. Participants are encouraged to attend in the state in which they write most of their business.
Insuring Personal Residential Property
Gain the expertise you need to guide your customers through the often complex and confusing process of purchasing homeowners insurance. Learn how to help them make decisions that insure their most valuable assets.
Topics:
n Introduction to the Homeowners Policy n Homeowners Policy Section II
n Homeowners Policy Section I n Tenants, Unit-Owners, and the Dwelling Policy
2016 Locations & Dates
Blairsville, PA
May 26
Mechanicsburg, PA
July 6
Wilkes-Barre, PA
July 7
Lehigh Valley, PA
August 9
Lancaster, PA
October 27
Philadelphia, PA
November 2
Pittsburgh, PA
November 9
Altoona, PA
November 10
CE APPROVALS
Insuring Personal
Auto Exposures**
PA
MD
DE
7
7 PC
7 GEN
Insuring Personal
Residential Property**
PA
MD
DE
7
7 PC
7 GEN
Credit approval is subject to re-evaluation by state insurance departments.
Agenda
REgistRAtiON: 7:30 a.m.
sEmiNAR: 8:00 a.m. – 3:45 p.m.
Q&A & REviEW: 3:45 – 4:15 p.m.
EXAm: 4:15 – 5:15 p.m. Mandatory if earning a designation.
Registration Fee $200
Course materials, instruction, coffee breaks, lunch and DE, MD & PA continuing education fees are included. Dates, fees and locations are subject to change.** Approved for loss-control credit for Utica policyholders for CIC or CISR designees only.
R
CERTIFIED INSURANCE
SERVICE REPRESENTATIVE
IABforME.com/CISR | (800) 998-9644 7
Personal Lines Miscellaneous
Because the ISO Homeowners and ISO Personal Auto Programs provide only very limited coverage for watercraft, RVs, and business activities, you will learn how to design and cross-sell the appropriate coverage for these exposures. The course also provides analysis of personal umbrella and
excess liability policies.
Topics:
n Watercraft Exposures & Coverages n Business Activities of Personal Lines Clients
n Recreational Vehicles n Personal Umbrella/Excess Liability
2016 Locations & Dates
Lehigh Valley, PA
February 2
Philadelphia, PA
March 3
Mechanicsburg, PA
April 6
Pittsburgh, PA
June 7
Baltimore, MD
July 7
Philadelphia, PA
October 19
Elements of Risk Management
Insurance is an integral part of any organization’s overall risk management program. Services provided by carriers, agencies and brokerages are often significant items associated with the cost of risk. This course covers the steps involved in protecting an organization’s assets, mission and its brand.
Topics:
n The Risk Management Process & Risk Terms n Risk Control
n Risk Identification n Risk Finance
n Risk Analysis n Risk Administration
2016 Locations & Dates
Dover, DE
May 25
Salisbury, MD
May 26
Mechanicsburg, PA
June 2
Erie, PA
August 30
Pittsburgh, PA
August 31
Hagerstown, MD
October 12
Life & Health Essentials
This course will help build a better understanding of what your clients need to know about life and health insurance. Explaining the benefits of having the proper life and health insurance is key to the financial wellbeing of your clients’ families and businesses.
Be better prepared to answer questions about analyzing the need for and placement of life insurance. Health insurance includes a diverse assortment of policies, from medical expense coverage to vision care and dental coverage, plus a variety of delivery systems and health plans designed to manage the3 high cost of care.
Topics:
n Introduction to Life Insurance n Term Insurance
n Permanent Life Insurance n Health Insurance Concepts
n Regulation n Consumer Driven Plans
2016 Locations & Dates
Mechanicsburg, PA
May 18
Pittsburgh, PA
July 7
CE APPROVALS
Personal Lines
Miscellaneous**
PA
MD
DE
7
7 PC
7 GEN
Elements of
Risk Management**
PA
MD
DE
7
7 LH/PC
7 GEN
Life & Health
Essentials**
PA
MD
DE
7 GEN
7 LH
7 GEN
Credit approval is subject to re-evaluation by state insurance departments.
Agenda
REgistRAtiON: 7:30 a.m.
sEmiNAR: 8:00 a.m. – 3:45 p.m.
Q&A & REviEW: 3:45 – 4:15 p.m.
EXAm: 4:15 – 5:15 p.m. Mandatory if earning a designation.
Registration Fee $200
Course materials, instruction, coffee breaks, lunch and DE, MD & PA continuing education fees are included. Dates, fees and locations are subject to change.** Approved for loss-control credit for Utica policyholders for CIC or CISR designees only.
CERTIFIED INSURANCE
SERVICE REPRESENTATIVE
(CISR) DESIGNATION PROGRAM
8 IABforME.com/WTHold | (800) 998-9644
Choices for Commercial Coverage
This seminar is an option for CISR designees needing to fulfill their annual designation update requirement.
This seminar takes a deeper dive into commercial insurance, breaking it down by the following coverages:
Workers’ Compensation & Employer Liability
This seminar will explore the important legal concepts that establish the workers’ compensation system and the related employer exposures. It will review the fundamentals of workers compensation, and then review each part of a workers’ comp and employers’ professional liability policy (EPLI). It will discuss the importance of items 3A, 3B, and 3C on the information page and identify potential problems encountered by the insured, insurance company and agent. The policy and important endorsements that may provide solutions to potential problems will also be examined. The session will conclude with a discussion on leasing.
Commercial Property
Agents will take an in-depth look at methods of writing property coverage. They will learn how an insured’s property is valued under most property insurance contracts. They will be able to explain market value, actual cash value, replacement cost, replacement cost, functional replacement, etc. They will review the Value Reporting Form and discuss the importance of reporting the values accurately and in a timely manner. A comparison of the differences between scheduled versus blanket coverage will also be discussed. Finally, agents will learn about the latest changes to the ISO Commercial Property forms.
Excess & Surplus Lines
Agents will be introduced to the Excess and Surplus Lines marketplace. They will learn about the parties involved and their respective responsibilities. They will also discuss important state regulation issues, product pricing techniques, and marketing the risk.
2016 Locations & Dates
Philadelphia, PA
February 2
Newark, DE
February 3
York, PA
March 30
Lehigh Valley, PA
April 5
Reading, PA
April 27
Baltimore, MD
April 28
Lancaster, PA
June 8
Pittsburgh, PA
September 7
Altoona, PA
September 13
Mechanicsburg, PA
November 16
WILLIAM T. HOLD SEMINARS
CE APPROVALS
FACULTY:
Bettye D. Buffington,
CIC, CRM, CPCU, AAI,
ARM, CPIA
Bettye teaches Certified Insurance Counselors (CIC) institutes, Certified Insurance Service Representatives (CISR) courses, Dynamics of Service and topical seminars for IA&B. She currently serves on the Board of Governors for the Society of CIC and is a national faculty member of the Societies of CIC and CISR.
* Not all courses taught by this instructor.
William T. Hold Seminar
Choices for
Commercial Coverage
PA
MD
DE
Submitted for 7
Credit approval is subject to re-evaluation by state insurance departments.
Agenda
REgistRAtiON: 7:30 a.m.
sEmiNAR: 8:00 a.m. – 4:00 p.m.
Registration Fee $200
Course materials, instruction, coffee breaks, lunch and DE, MD & PA continuing education fees are included. Dates, fees and locations are subject to change.** Approved for loss-control credit for Utica policyholders for CIC or CISR designees only.
IABforME.com/WTHold | (800) 998-9644 9
Condominium Concepts and Coverage
This seminar is an option for CISR designees needing to fulfill their annual designation update requirement.
What exactly is a condominium? Is it real estate or a lifestyle choice? What exactly is being purchased and what are the responsibilities of ownership? What is a condo association and what does it do? The condo concept has been with us for over 50 years and yet buyers and insurance professionals alike are often unsure of the answers to these questions.
This course will provide some answers and try to take some of the mystery out of dealing with this variation of property ownership and lifestyle choice. Areas of discussion will include condominium documents as well as applicable condo law. The property and liability insurance responsibilities of both the condo association and the individual unit owner will be reviewed. Additionally, insurance to safeguard the association and its members will be discussed. This will include the topics of directors and officers coverage as well as the potential need for bonding, employee dishonesty and workers’ compensation coverages.
Learning Objectives
1. To discuss the concept of shared ownership of real property 2. To review the required elements of condominium documents
3. To explore typical language and provisions of several condominium deeds of trust 4. To learn the distinction of common elements, limited common elements and an individual
condominium unit and explore the responsibility of insuring each
5. To understand the provisions of the Uniform Condominium Act and how states have accepted or modified these provisions
6. To comprehend the unique features of the policies of insurance covering commercial and personal condominium projects
7. To determine the rights and options of the association, the individual unit owners and lenders at the time of a claim
8. To discuss additional and advisable insurance needs for a condominium
2016 Locations & Dates
Hagerstown, MD
February 17
Mechanicsburg, PA
March 8
Altoona, PA
April 20
Pittsburgh, PA
April 26
Frederick, MD
July 19
Mechanicsburg, PA
July 20
Salisbury, MD
August 2
Dover, DE
August 3
Philadelphia, PA
October 6
Wilkes-Barre, PA
October 11
Lehigh Valley, PA
October 12
Erie, PA
October 19
Reading, PA
October 25
Lancaster, PA
November 29
Baltimore, MD
December 8
FACULTY:
Mary R. “Rita” Hollada,
CIC, CPCU, CPIA
Rita presents programs for IA&B on topics of communication and customer service and develops and presents special interest programs such as flood insurance. She also serves as a national faculty member of the Societies of Certified Insurance Counselors (CIC) and Certified Insurance Service Representatives (CISR).
* Not all courses taught by this instructor.
FACULTY:
Larry A. Hollada,
CPCU, CIC, CPIA
Larry develops and instructs insurance and professional courses for various organizations including IA&B. He is also a national faculty member of the Societies of Certified Insurance Service Representatives (CISR), Certified Insurance Counselors (CIC) and faculty member of Certified Professional Insurance Agents (CPIA).
* Not all courses taught by this instructor.
WILLIAM T. HOLD SEMINARS
CE APPROVALS
William T. Hold Seminar
Condominium Concepts
and Coverage
PA
MD
DE
Submitted for 7
Credit approval is subject to re-evaluation by state insurance departments.
Agenda
REgistRAtiON: 7:30 a.m.
sEmiNAR: 8:00 a.m. – 4:00 p.m.
Registration Fee $200
Course materials, instruction, coffee breaks, lunch and DE, MD & PA continuing education fees are included. Dates, fees and locations are subject to change.10 IABforME.com/ExamPrep | (800) 998-9644
LICENSING EXAM PREPARATION
IA&B takes the stress out of studying for the state licensing exam through two study preparation methods— traditional classroom instruction and self-study. Whether it’s a property & casualty or life & health license needed, students will feel more confident with newfound knowledge to successfully pass the exam.
Pa. Licensing Exam Prep
Aspiring agents in the Keystone State have a better chance of passing the Pennsylvania licensing exam on their first try with the structure of IA&B’s Licensing Exam Preparation courses. The program features a sharp focus on content most likely to be on the test and also includes:
n additional study aids n mentoring guidelines n streamlined study manual Classroom instruction breaks down study preparation in smaller, manageable components: pre-study assignments, class interaction and post-study mock exam testing. Students absorb what they learn in an organized, user-friendly format so they don’t cram content at the last minute. Attendees use this blended study method to remain focused on exam content.
Guaranteed to pass!
If registered at least four weeks prior to the course, IA&B guarantees
students will pass the exam. If they fail, they may attend another study course within one year at no charge. Updated course material fees may apply.
2016 Life & Health
Mechanicsburg, PA
March 1-3
Philadelphia, PA
August 16-18
Pittsburgh, PA
October 11-13
Mechanicsburg, PA
November 8-10
2016 Property & Casualty
Mechanicsburg, PA
February 16-18
Lehigh Valley, PA
February 23-25
Mechanicsburg, PA
April 19-21
Philadelphia, PA
May 10-12
Pittsburgh, PA
May 17-19
Lehigh Valley, PA
June 7-9
Mechanicsburg, PA
June 21-23
Mechanicsburg, PA
August 2-4
Philadelphia, PA
August 23-25
Pittsburgh, PA
September 13-15
Lehigh Valley, PA
October 4-6
Mechanicsburg, PA
October 11-13
Pittsburgh, PA
December 6-8
Mechanicsburg, PA
December 13-15
* Due to state-specific information, course participants must attend the Licensing Study Course offered in the state they intend to become licensed.
** State exam fee is not included
NOTE:Self-study packages for licensing exam preparation are also available. Learn more at IABforME.com/self-study.
FACULTY:
Betsy J. Tribendis,
AAI, CIC, CPIW, GRI
Betsy teaches various programs including pre-licensing education, E&O prevention and insurance coverage topics for IA&B.
* Not all courses taught by this instructor.
FACULTY:
Daniel E. Lawyer,
CIC, CPCU, CSRM
Dan teaches Certified Insurance Counselors (CIC) institutes, Certified Insurance Service Representatives (CISR) courses and topical seminars for IA&B. He is a national faculty member of the Societies of CIC and CISR and serves on the Board of Governors for the Society of CISR.
* Not all courses taught by this instructor.
PLE APPROVAL
PA - 24 PLE
Agenda
REgistRAtiON: 7:30 a.m. sEmiNAR: 8:00 a.m. – 4:45 p.m.Registration Fee
Member: $395 Non-Member: $515Course materials, instruction, coffee breaks, lunch and PA pre-licensing education fees are included. Dates, fees and locations are subject to change.
IABforME.com/Self-study | (800) 998-9644 11
LICENSING SELF-STUDY PACKAGE
A self-study option is available for those who feel comfortable setting their own study agenda and prefer independent preparation. Self-study packages contain the same study content as the classroom course, only participants have the flexibility of learning on their own time at their own pace. Packages are available for both property & casualty and life & health lines.
Self-Study Packages include:
n Study Guide n State Licensing Bulletin
n Licensing Text n Exam Simulator Online Access
n Chapter Quizzes n State-specific Law Information
Pre-Licensing Requirements and Approvals
Delaware
n
No pre-licensing requirement
Maryland
n
Property & Casualty Pre-Licensing Requirements: 20 hours for each line of authority (eg. Property/ Casuality would require 40 hours). * The self-study package for MD meets this requirement.
n The Maryland Insurance Administration does grant pre-licensing education waivers for specific designations earned as well as consistent employment background. Go to http://www.IABforME.com/ education/programs/producer_licensing/md/ple.asp and access the criteria and application for an Insurance Education waiver.
Pennsylvania
n
Property & Casualty Pre-Licensing Requirements: 24 hours
n Life and Health Pre-Licensing Requirements: 24 hours
n Both the Property & Casualty and Life & Health Licensing Study courses and self-study products are approved for 24 hours of pre-licensing education (PLE) credit in Pennsylvania. The PLE credits are valid for one year and you must pass the state licensing exam within that timeframe in order for the PLE credits to be applied. It is important, however, to remember that the Pennsylvania P&C self-study product is based on the Property & Casualty combined exam and the L&H self-study product is based on the Life, Accident & Health combined exam.
Property & Casualty
and
Life & Health
Self-Study Packages
Member
Non-Member
PA
Residents
$179.14
$200.34
All Other
States
$169
$189
12 IABforME.com/CPIA | (800) 998-9644
SALES & MARKETING TRAINING
These seminars help producers, sales support staff and company personnel improve their sales techniques. Attendees learn to generate qualified sales leads that will translate into more sales and more commissions. Unlike general sales programs, Insurance Success Seminars are designed specifically for insurance agents.
Insurance Success Seminars
NOTE: Approved for loss-control credit for Utica E&O policyholders
n Position for Success (Module 1): Learn to develop business plans that generate sales leads
n Implement for Success (Module 2): Implement sales plans using marketing and sales tools to qualify new leads
n Sustain Success (Module 3): Retain clients with service that goes the extra mile
Earning the Designation
To earn the CPIA designation, you must attend all seminars in any order.
Retaining the Designation
To retain the designation, you must fulfill a biennial update by attending any of the following:
n Any one Insurance Success Seminar
n An Advanced Insurance Success Seminar
n AIMS Society’s annual Pro-to-Pro Executive Retreat
n Maintain individual or agency membership in the American Insurance Marketing and Sales Society (AIMS)
2016 Locations & Dates
Mechanicsburg, PA
Position for Success
June 14
Implement for Success
June 15
Sustain Success
June 16
Philadelphia, PA
Position for Success
September 20
Implement for Success
September 21
Sustain Success
September 22
Pittsburgh, PA
Position for Success
November 15
Implement for Success
November 16
Sustain Success
November 17
This program is not affiliated with the CIC or CISR designation programs.
CE APPROVALS
PA MD
DE
Day 1
7
7
5 GEN
2 ETH
Day 2
7
7
5 GEN
2 ETH
Day 3
7
7
6 GEN
2 ETH
Credit approval is subject to re-evaluation by state insurance departments.Agenda
REgistRAtiON: 7:30 a.m. sEmiNAR: 8:00 a.m. – 4:00 p.m.Registration Fee
Member: $199 Non-Member: $239All Seminars
Same attendee for all seminarsMember: $580 Non-Member: $700
Course materials, instruction, coffee breaks, lunch and DE, MD & PA continuing education fees are included. Dates, fees and locations are subject to change.
FACULTY:
Jim Back, CIC, CPIA
Jim has taught Certified Insurance Service Representatives (CISR) and Certified Professional Insurance Agents (CPIA) courses for IA&B for nearly 10 years. He also serves as a faculty member of CPIA and the Society of CISR.
* Not all courses taught by this instructor.
IABforME.com/E&Oseminars | (800) 998-9644 13
E&O RISK MANAGEMENT
TRAINING
E&O Risk Management: Meeting
the Challenge of Change
The ever-changing world of insurance includes new and evolving E&O exposures as well as emerging new ways to protect one’s agency. There are E&O exposures that exist today that were unimaginable 15 years ago, including those created by social media and data breaches. Following this six-hour seminar, you will walk away with greater knowledge of the following
:
n The duties owed to clients
n Using claims statistics to focus risk management efforts
n Why customer file documentation is so important
n Procedural steps that can reduce E&O exposures
n What constitutes private personal information
n Direct and indirect costs of data breaches
2016 Locations & Dates
Mechanicsburg, PA
April 12
Lehigh Valley, PA
April 13
Pittsburgh, PA
May 10
Dover, DE
TBD
Erie, PA
July 27
Pittsburgh, PA
September 20
Mechanicsburg, PA
October 11
Lehigh Valley, PA
November 8
Newark, DE
November 9
This seminar is approved for loss control credit for Westport and Fireman’s Fund policy holders in PA and DE and pending approval for Utica policy holders in PA, MD and DE.
Also available in On-Demand format.
Mistakes That Lead to E&O
Learn how to head-off mistakes that often result in E&O cliams. There are numerous steps in securing insurance for clients, and many are taken over the phone, in person, by e-mail and/or fax. Each transaction carries the potential for error, even when guided by a procedures manual.
We will highlight common mistakes involved in E&O claims by describing the milestones in the “life” of an account. From the proposal and application process to policy issuance and certificates of insurance, to claims processing, and lastly, to renewal or cancellation.
You will also learn the importance of documentation and standard practices throughout the entire transaction. This seminar is for procedures and CSRs, both of whom play a vital role in preventing E&O claims.
2016 Locations & Dates
Baltimore, MD
April 26
Batimore, MD
September 27
Attention Utica,
Westport and
Fireman’s Fund
E&O Policyholders!
Attendance at loss-control seminars can provide additional pricing considerations at renewal time. Each carrier has specific requirements forloss-control credit application. For more information, go to
IABforME.com/LossControlCredit
ore-mail iab@IABforME.com.
CE APPROVALS
E&O Risk Management
PA
MD
DE
Submitted for 6
Mistakes That Lead to E&O
PA
MD
DE
Submitted for 6
On-Demand Version
PA
MD
DE
6 GEN
6 LH/PC
6 ETH
Approved for loss-control credit for Westport (DE/PA only) and Utica policyholders.
Approved for loss-control credit for Utica policyholders.
Filed for continuing education credit by IA&B only in the states of Pennsylvania, Maryland and Delaware. Credit approval is subject to re-evaluation by state insurance departments. Seminars are not affiliated with any designation program.
Classroom Agenda
REgistRAtiON: 7:30 – 8:00 a.m.
sEmiNAR: 8:00 a.m. – 2:45 p.m.
Registration Fee
Member: $195 Non-Member: $235 Registration Fee: On-DemandVersion of E&O Risk Mgmt. Member: $150 Non-Member: $210
Course materials, instruction, coffee breaks, lunch and DE, MD & PA continuing education fees are included. Dates, fees and locations are subject to change.
14 IABforME.com/OtherCoverages | (800) 998-9644
OTHER COVERAGE TRAINING
CE APPROVALS
CE APPROVALS
Contracts & Leases
PA
MD
DE
8
8
8
Directors & Officers
PA
MD
DE
8
8
8
Contracts & Leases—Understanding the Insurance Requirements
Contracts and leases are entered into by two or more parties creating an obligation to meet the provisions outlined in the agreement. These contracts and leases are also used to transfer the obligation to pay for the financial consequences of certain losses from one party (indemnitee) to another (indemnitor). These contractual transfers obligate the indemnitor to provide the funds for those losses that fall within the scope of the agreement. For the transfer to be successful, the indemnitor must have the ability to pay. The contract or lease creates numerous questions that must be resolved. Are the liabilities assumed under an indemnification or hold-harmless agreement covered by the indemnitor’s liability policies? Does adding additional insureds expose the indemnitor’s policies to unintended liabilities? Who is responsible for any damage to leased property? What are the insurance requirements of the contract or lease, and can they be satisfied? This course will review those questions and discuss the solutions.
2016 Locations & Dates
Philadelphia, PA
June 29
Newark, DE
July 13
Pittsburgh, PA
August 24
Mechanicsburg, PA
September 21
Directors & Officers and Professional Liability—
the Buck Stops Where?
Directors and Officers (D&O) Liability insurance provides financial protection for the leadership of a company in the event they are sued for a breach of their duties to the company, the stockholders, the public, their customers, their competitors and/or the government. D&O Liability policies are written to cover the individual directors and officers and may or may not cover the business entity. The terms, conditions, deductibles and exclusions will vary among different insurers.
Professionals are expected to have extensive technical knowledge and training in their particular field. They are also expected to perform the services for which they were hired in a competent manner. If they fail, they can be held responsible for any resultant injuries or damages. Professional Liability policies are needed to cover their acts, errors or omissions.
This course will review the duties of directors, officers and professionals, plus the provisions of most D&O Liability and Professional Liability policies.
2016 Locations & Dates
Newark, DE
October 5
Mechanicsburg, PA
November 2
Baltimore, MD
November 3
Lehigh Valley, PA
November 16
PA
MD
DE
Submitted for 8
PA
MD
DE
Submitted for 8
Credit approval is subject to re-evaluation by state insurance departments.
Agenda
REgistRAtiON: 7:30 a.m. sEmiNAR: 8:00 a.m. – 4:45 p.m.Registration Fee
Member: $195 Non-Member: $235Course materials, instruction, coffee breaks, lunch and DE, MD & PA continuing education fees are included. Dates, fees and locations are subject to change.
Credit approval is subject to re-evaluation by state insurance departments.
Agenda
REgistRAtiON: 7:30 a.m. sEmiNAR: 8:00 a.m. – 4:45 p.m.Registration Fee
Member: $195 Non-Member: $235Course materials, instruction, coffee breaks, lunch and DE, MD & PA continuing education fees are included. Dates, fees and locations are subject to change.
IABforME.com/OtherCoverages | (800) 998-9644 15
OTHER COVERAGE TRAINING
Understanding Flood Insurance
There continues to be a steady flow of changes to the National Flood Insurance Program (NFIP). To keep this stream safely within the banks of your knowledge, IA&B is once again offering an NFIP update from flood expert, Rita Hollada, CIC, CPCU, CPIA. This course will get you caught up so you can reach out to clients and prospects with the most recent and accurate information.
Changes that will be discussed include surcharges, premium jumps and fee increases and the newest high-deductible options. ALL flood insurance policyholders have been impacted in some way. The reforms stem from the remnants of the Biggert-Waters Flood Insurance Reform Act of 2012 and the follow-up law it triggered, the Homeowners Flood Insurance Affordability Act of 2014.
Even if you do not sell flood insurance, it is important to know what affect recent changes have on your personal lines clients.
2016 Locations & Dates
Harrisburg, PA
May 25
Salisbury, MD
July 26
Baltimore, MD
September 15
PA Auto Coverages—Avoiding E&O Potholes
The Pennsylvania Motor Vehicle Financial Responsibility Law (MVFRL) is laden with many E&O tripping hazards, and we have designed this course to help you avoid them all. Our coverage experts and association staff have developed this one-of-a-kind course—interweaving case law, statutory requirements and carrier expectations—to meet the needs of any agent selling auto insurance in the Keystone State—from veterans of the industry to fledgling agents who are just getting started.
The course explores a variety of issues, including:
n
different carrier requirements for UM/UIM stacking forms
n
how court cases change how forms are to be collected
n
differences between intra- and inter-policy stacking
n
limited tort elections that can revert to full tort (including defining “serious injury”)
n
circumstances that can make insureds lose first-party benefits
n
general coordination of benefits between multiple policies.
2016 Locations & Dates
Philadelphia, PA
April 27
Lancaster, PA
July 12
Mechanicsburg, PA
October 4
Approved for Utica Loss Control Credit
The Who, What, When, Where and Why of Workers’ Comp
Workers compensation laws exist in every state, and there are numerous Federal laws which address injuries to employees engaged in certain occupations. These laws, while similar in many of their provisions, are different as to who is covered by the law, where they are covered and the benefits paid. In many states, workers comp is the “sole remedy” for work-related injuries or occupational diseases. However, in a few jurisdictions, an injured employee may be permitted to sue the employer. In addition, third parties (e.g., family members) may sue for loss of services or consequential bodily injury. This course will discuss in detail all aspects of workers comp laws and coverage, including the classification system and the experience Rating Plan.
2016 Locations & Dates
Pittsburgh, PA
July 26
Mechanicsburg, PA
September 13
Philadelphia, PA
September 14
Lehigh Valley, PA
September 28
CE APPROVALS
CE APPROVALS
CE APPROVALS
Understanding
Flood Insurance
PA
MD
DE
8
8
8
PA Auto Coverage –
Avoiding E&O Potholes
PA
MD
DE
6
6
6 PC
The Who, What, When, Where & Why of Workers’ Comp
PA
MD
DE
8
8
8
PA
MD
DE
Submitted for 8
PA
MD
DE
Submitted for 8
Credit approval is subject to re-evaluation by state insurance departments.
Agenda
REgistRAtiON: 7:30 a.m. sEmiNAR: 8:00 a.m. – 4:45 p.m.Registration Fee
Member: $195 Non-Member: $235Course materials, instruction, coffee breaks, lunch and DE, MD & PA continuing education fees are included. Dates, fees and locations are subject to change.
Credit approval is subject to re-evaluation by state insurance departments.
Agenda
REgistRAtiON: 7:30 a.m. sEmiNAR: 8:00 a.m. – 4:45 p.m.Registration Fee
Member: $195 Non-Member: $235Course materials, instruction, coffee breaks, lunch and DE, MD & PA continuing education fees are included. Dates, fees and locations are subject to change.
Credit approval is subject to re-evaluation by state insurance departments.
Agenda
REgistRAtiON: 7:30 a.m. sEmiNAR: 8:00 a.m. – 4:45 p.m.Registration Fee
Member: $195 Non-Member: $235Course materials, instruction, coffee breaks, lunch and DE, MD & PA continuing education fees are included. Dates, fees and locations are subject to change.
16 IABforME.com/IntroTraining | (800) 998-9644
MY E-TRAINING CENTER
Introductory Training
Set the stage for your insurance career with New Employee Training.
Whether you are new to the agency business or want to take your insurance career further, get to know the “nuts and bolts” of insurance through four online courses. You will learn the basics of E&O prevention and provisions of common personal and commercial lines policies to interact and serve clients better. Use these courses to position yourself to succeed in the insurance industry.
The courses
n New Employee Orientation
n Delivering Quality Service
n Personal Lines Basics
n Commercial Lines Basics
Getting Started
1. Register at IABforME.com/IntroTraining
—
Courses may be taken independently in any order. Supplemental course materials are included in the course registration fee and mailed prior to the scheduled program.2. Online Navigation Instruction
—
You will receive instruction to acquaint yourself with network navigation and the overall course structure. You will also have a personal mailbox for communication with the instructor and other participants and have the option to receive a weekly progress report faxed to your employer. (This comes at no additional charge).3. Seminar Instruction
—
Weekly reading assignments and activities will be posted on the website, which you work at your own pace to complete. You may e-mail questions to the instructor to be answered privately or shared with other participants.4. Final Exam
—
To receive a completion certificate at the end of the course and for continuing education credit (for licensed individuals), you must complete all activities assigned and pass a final exam with a minimum grade of 70 percent.
New Employee Orientation
(NO EXPERIENCE NECESSARY)February 8 - April 1
May 9 - July 1
August 8 - September 30
October 17 - December 2
Delivering Quality Service
(EXPERIENCE: TWO – SIX MONTHS)June 13 - July 29
Personal Lines Basics
(EXPERIENCE: THREE – NINE MONTHS)
March 14 - April 29
September 12 - October 28
Commercial Lines Basics
(EXPERIENCE: SIX – TWELVE MONTHS)April 11 - June 10
October 10 - December 9
CE APPROVALS
New Employee
Orientation
PA
MD
DE
12
0
15 GEN
Registration Fee
Member: $265 Non-Member: $305Credit approval is subject to re-evaluation by state insurance departments.
CE APPROVALS
Delivering Quality Service
PA
MD
DE
12
0
15 GEN
Registration Fee
Member: $265 Non-Member: $305Credit approval is subject to re-evaluation by state insurance departments.
CE APPROVALS
Personal Lines Basics
PA
MD
DE
12
0
15 GEN
Registration Fee
Member: $285 Non-Member: $325Credit approval is subject to re-evaluation by state insurance departments.
CE APPROVALS
Commercial Lines Basics
PA
MD
DE
12
0
15 GEN
Registration Fee
Member: $295 Non-Member: $335Credit approval is subject to re-evaluation by state insurance departments.
IABforME.com/e-Training | (800) 998-9644 17
On-Demand Training Options
NEW for 2016—Essentials of Homeowners’
A new On-Demand program designed for Customer Service Representatives (CSRs) will expand the continuously growing list of course offerings highlighted below. “Homeowners Insurance—an Intro for CSRs” will enable front-line staff to work at their own pace (within the 30-day course window) to learn essential information about Certificates of Insurance, Business Auto, Home-Based Business, Commercial Property and Recreational Vehicles. When launched, this program will be found at IABforME.com/SpecialTopics.
Certificates of Insurance
Certificates have become a major source of litigation between certificate holders, insureds, insurers and insurance agents. This course reviews the most frequently disputed and litigated certificate of insurance issues and offers risk management suggestions that should reduce some of these conflicts. This On-Demand program is presented by Jerry Milton, CIC.
Insuring e-Commerce
E-commerce activities have created new exposures that are not adequately covered by traditional property and liability policies. Many insurers have developed policies to address acts of a hacker, theft of money or intellectual property, loss of income, extortion and third-party liability. This course reviews these exposures and the policies designed to provide coverage. This On-Demand program is presented by Jerry Milton, CIC.
Pollution Exposures and Coverages
Businesses have become subject to increased environmental liability and financial loss exposures. These include site assessment, testing, upgrading facilities, cleanup, third-party damages or injuries, and fines or penalties. A separate Pollution Liability policy is often needed to address these and this course discusses the provisions of such policies. This On-Demand program is presented by Jerry Milton, CIC.
Compliance Pitfalls and Ethical Responsibilities*
IA&B advocacy experts Jason Ernest, Esq. and Claire Pantaloni, CIC, CISR highlight the most violated insurance laws and regulations and show agents how to remain compliant. (Pa.- and Md.-specific editions available.) * Approved for loss-control credit for Utica policyholders
Understanding the National Flood Insurance Program (NFIP) and the
Biggert Waters Act
Flood insurance expert Rita Hollada, CIC, CPCU, CPIA leads this three-hour program which awards the CE credit agents need to sell NFIP policies. This program is presented by Rita Hollada, CIC, CPCU, CPIA.
ISO 2013 Commercial Property Changes
Changes discussed include modified coverage forms and causes of loss forms; changes to various
endorsements; introduction of new endorsements; and the withdrawal of others. The changes range in scope from minor editorial changes clarifying language based on recent court decisions to major expansion or contraction of coverages.
ISO 2013 CGL Changes
Both this and the course above were authored by coverages expert Jerry Milton, CIC, and are presented by national faculty member, Dan Lawyer, CIC, CPCU. This courses is designed to guide you through the commercial general liability changes, explain the rationale behind them and help you better understand their impact on coverage.
Visit
IABforME.com/e-Training
to read more and register.
MY E-TRAINING CENTER
Learn at your own pace in your
own place.
IA&B’s expanding selection of on-demand training courses offers more options to gain critical knowledge and earn CE credit. These Web-based seminars give you the flexibility and convenience of taking courses when and where it suits you. Following registration, users have up to 30 days to complete an on-demand course. Each award CE credits upon successful completion.
CE APPROVALS
PA MD DE
Essentials of
Homeowners’
5
Submitted for 5 Submitted for 5Certificates
1 GEN
1 PC
1 PC
e-Commerce4 GEN
4 PC
4 PC
Pollution4 GEN
4 PC
4 PC
Compliance3
3 ETH
3 ETH
Flood
3 GEN/
FLD
3 PC/
FL
3 GEN/
FLD
CP Changes
4 GEN
4 PC
4 PC
CGL Changes
4 GEN
4 PC
4 PC
Filed for continuing education credit by IA&B only in the states of Pennsylvania, Maryland and Delaware. Credit approval is subject to re-evaluation by state insurance departments. Seminars are not affiliated with any designation program.Registration fees vary depending
on program length.
18 IABforME.com/e-Training | (800) 998-9644
Power Hour Webinars
These free webinars are exclusively for IA&B members. They are one-hour programs designed to be topical, engaging and useful to independent agents. They are usually offered in February, April, June, August, October and December. Watch Agent Headlines for information on upcoming Power Hours. Members unable to join live can view recorded Power Hours as well as access additional resources related to the topic when available in the Power Hour Resource Center. Topics include:
n
Insuring Home-Based Businesses
n
NFIP Flood Update, Changes Effective 4/1/2015
n
Workforce Revolution: Staffing Solutions for 2015 & Beyond
n
Cornucopia of Commercial Lines Conundrums
n
Premium Financing
n
Predictive & Catastrophic Modeling
n
TrustedChoice.com Consumer Portal
n
Time is Money: Demystifying Time Element/Business Income Coverage
n
Digital Signatures
n
Breaking Down Business Auto Forms
n
Financial Ratios
n
Lease Exposures Exposed
n
Coordinating Condo Coverage
n
The Changing Facade of Homeowners” Insurance - Are you Ready for the New HO Form?
n
Extra-territorial Provisions: Drawing the State Lines on Workers’ Compensation
n
Concurrent Causation: Coincidence, Happenstance or Just Dumb Luck?
n
Out of Dodge but Still in Danger: Hidden Coverage Issues for Vacated Properties
Read more at IABforME.com/PowerHour
Agency Management System Webinar Series
Dovetailing off our 2015 Executive Management Conference presentations on AMS selection and implementation, we are excited to offer—beginning early in 2016—a webinar series comparing AMS systems and vendors. Developed by IA&B and compiled and facilitated by agency technology expert Steve Anderson, the program will consist of 15 one-hour component webinars, with a different system featured each week.
Read more at IABforME.com/AMSwebinars
IABforME.com/Events | (800) 998-9644 19
Agency CSR Evolution
This fusion of fun, function and forward thinking is a conference designed exclusively to inspire front-line service staff to step out of their comfort zones (to evolve into better CSRs). Dynamic, humorous and insightful speaker Libby Spears kicks this event off with an energetic two-part presentation. Spears opens with a session on effectively recognizing and influencing customers of any social style. She wraps up with an eye-opening presentation on finding comfort (and subsequent success) in cross selling.
Coverage experts then take over for three hours (submitted for CE credit) of essential coverage training in the afternoon. This conference will help those on the front line contribute more to the bottom line.
n
Pittsburgh, PA April 27
n
Philadelphia, PA September 16
Read more at IABforME.com/CSRevolution
Annual Delaware Convention
The 59th Annual Convention of the Delaware Association of IA&B will return to Rehoboth Beach in 2016. This event will continue to offer our traditional combination of quality professional development, networking and re-energizing fun, but this year will feature a twist. Watch for details in March.
n
Rehoboth Beach, DE June 7-8
Read more at IABforME.com/DEconvention
Futures Program Conference
This new event is devoted to developing today’s young agents into tomorrow’s agency leaders. This high-energy, interactive, two-day conference will offer sales and management skills training as well as lots of fun, networking and community service opportunities.
n
Location and date to be announced early in 2016.
Read more at IABforME.com/Futures
Executive Management Conference
Agency owners and principals are urged to mark their calendars and plan to attend our eighth annual Executive Management Conference (EMC) in the fall. This two-day management-level conference is a remarkable value that has earned high praise from the principals who’ve attended the event. The agenda is typically filled by nationally recognized speakers who deliver relevant, actionable information to help agency owners run a more successful business. Our EMC has also gained a reputation as a great getaway opportunity where hard-working principals can re-energize and reconnect with their peers in a fun atmosphere of camaraderie.
n
Location, date and agenda to be announced this summer.
Read more at IABforME.com/EMC2016
CONFERENCES, CONVENTIONS &
OTHER EVENTS
4 Easy Ways to Register
Web:*
IABforME.com/educationPhone:*
(800) 998-9644 or (717) 795-9100Fax:
(717) 795-8347Mail:*
5050 Ritter RoadMechanicsburg, PA 17055-4879
*
Secure for credit/debit card payment.REGISTRATION INFORMATION
Full registration fee must accompany registration form. All fees include instruction, materials, coffee breaks, lunch (except CIC and JKR seminars) and Pennsylvania, Maryland and Delaware continuing education filing fees. The difference in member and non-member fees may be applied toward new member ship if eligible. Registration fees are deductible as ordinary business expenses but may not be deducted as charitable contributions. Fees, dates and locations are subject to change.
REGISTRATION CHANGE POLICY
Registration changes received more than 10 days before the course are fully refundable or transferrable. After that, registration changes are subject to a 25% penalty. Substitutions are honored any time. No shows result in registration fee forfeiture. Please contact the IA&B Member Service Center regarding penalties for licensing changes.
CONTINUING EDUCATION
Full attendance is required for continuing education credit; partial credit will not be granted. Credit approval is subject to re-evaluation by the state insurance department.
PROGRAM CONFIRMATION
Confirmation is e-mailed upon registration and includes course agenda along with hotel information.
AMERICANS WITH DISABILITIES ACT
In accordance with Title III of the Americans with Disabilities Act (ADA), program registrants with disabilities may request special accommodations. Please submit requests to IA&B in advance.Join IA&B and save!
All employees of IA&B memberagencies and company partners save up
to 20% on every IA&B education program and have unlimited access to members-only tools and resources and information through a variety of services.
For more information on IA&B membership, call
(800) 998-9644 or (717) 795-9100, option 1. (Program discount excludes CISR and CIC programs.)
REGISTRATION INFORMATION
Program Date(s) Location (City, State)
First Name M.I. Last Name Designations Earned Nickname for Badge
Agency/Company Name ■Agency ■IInsurance Company Other Agency/Company Address* ■ Main Office ■Branch Office ■ Home/Other
*Physical shipping address required for licensing courses.
City State Zip + Four Telephone Number Fax Number
Email Address (REQUIRED)
REQUIRED INFORMATION FOR CE FILING:
Requesting CE credits? ■Yes ■No
State of Licensure
State License Number
Birth Date National Producer Number
METHOD OF PAYMENT:
Total Registration Fee $___________
Indicate registration fee from applicable course description page.
Fee must accompany registration form. All fees include DE, MD & PA CE filing fees.
■ Check enclosed payable to IA&B.
Returned checks may be assessed a $20 fee.
■ Charge my: ■ Personal OR ■ Corporate cre