Integrated Payment Solutions
for hospitality, parking and web
Tailor-made payment solutions for your business.
SIX Payment Services provides financial institutions and retail customers with secure and innovative solutions along the entire value chain of cashless pay-ments, setting industry standards in flexibility and customer focus.
In its role as one of Europe’s leading transaction processors, SIX Payment Services supports financial institutions managing their entire card portfolio. The modular offering includes end-to-end solutions for acquirers and issuers and is complemented by innovative solu-tions for fraud and risk management as well as for electronic billing. SIX Pay-ment Services is also one of the leading card acquirers in Europe, signing on merchants to accepting all current credit and debit cards.
With over 1,000 employees and a local presence in 10 countries, SIX Payment Services partners with customers in 33 countries, which makes us one of the largest subsidiaries of SIX Group. Benefit from extensive know-how SIX Payment Services provides busi-ness processes that are focused on re-ducing resources, increasing speed and integrating information flow. SIX sup-ports a wide variety of merchants as they strive to concentrate support and control processes in a central function. Its flexible processing systems can be easily configured to support hundreds of locations with a single point of con-tact. The multi-tiered reporting suite lets
SIX Payment Services
The right choice
you monitor the transaction activity of your entire business organization. With the flexible reporting capabilities, you can access information about a single terminal, location, city, country, region or the entire global operation.
Security in the card business
The technology used to handle payment data has advanced at an incredible rate in the last several years; however, so have the methods used to undermine and attack this data. SIX Payment Ser-vices offers the most stringent security standards in the card payment industry so our clients need not worry. All solu-tions are compliant with the following standards: PCI DSS, PA DSS EMV, CISP and 3-D Secure.
Integrated Hospitality Solutions
Increasing numbers of guests prefer to pay
with a debit or credit card
Hotels
3CIntegra Hospitality is a fully integrated payment service that enables you to pro-cess credit and debit card payments di-rectly through your front office PMS. 3CIntegra Hospitality works with virtu-ally all the major PMS systems available on the market today. SIX Payment Ser-vices offers you the security and peace of mind that can only come from our ex-ceptional history and experience in the hotel industry.
SIX offers IP connection to provide un-precedented processing speeds and web-based daily reporting tool, which monitors your shift closing times, makes reconciliation easy. At the front desk, 3CIntegra frees you to devote your time and energy to serving your valuable cli-ents, while maintaining high standards of speed and accuracy.
Restaurants
3CIntegra Retail is a fully integrated pay-ment service that enables you to process credit and debit card payments directly through your point of sale system (POS). 3CIntegra Retail works with all the major POS systems available on the market to-day. With over twenty years of experi-ence in the processing of card transac-tions, SIX Payment Services guarantees you a reliable and secure solution. 3CIntegra Retail features IP connection to give you fast and accurate card pro-cessing. Together with the wto eb-based daily reporting tool of SIX, reconciliation becomes easy. Integra Retail frees you to devote your time and energy to serv-ing your valuable customers at the checkout counter.
Pay@Table
SIX Payment Services allows you per-form the full range of food and beverage payment functionalities from the mobile payment terminal. You can do everything from searching for the table you want, adding tips, settling in cash, through to printing the customer’s receipt.
DCC - Dynamic Currency Conversion Dynamic Currency Conversion allows cardholders to pay in their domestic cur-rency at a fixed and fair exchange rate, so that there are no surprises when their credit card bill arrives at the end of the month. The hotel, retailer or e-commerce merchant book the transaction and re-ceive payment in their domestic cur-rency. The advantage of DCC is that it allows merchants to offer the choice to their customers, helping them to im-prove guest loyalty and repeat business. How does it work?
At the time of the transaction, your DCC partner tells SIX Payment Services the exchange rate for the day and we display it at the point of sale; once the transac-tion is complete, your DCC partner takes the foreign currency and reimburses you in your domestic currency, all in the time it takes your normal credit card reim-bursement to arrive.
Card payment is increasingly the pre-ferred payment method among parking facility operators and consumers alike. It enables operators to control and duce costs and losses by gradually re-placing cash payment. Experience shows that card payments, particularly since the introduction of Chip & PIN, are the fastest growing method of payment in parking. The introduction of contact-less payment methods, Visa payWave and MasterCard/Maestro PayPass, will further accelerate this trend.
Offstreet Parking
SIX Payment Service’ Offstreet Parking allows you to manage your entry control revenue in a single, simple and cost-effective interface. The EMV product of SIX links to all of the world’s lead-ing entry control manufacturers and is supported by a central control hub and state-of-the-art Web reporting, giving you control over your operation, whether you have a single parking facil-ity or an entire parking facilfacil-ity network. EMV - The 3CIntegra payment solution
Our 3CIntegra solution enables EMV transaction processing that combines integrated functionality of SIX Payment Services with the latest Chip & PIN se-curity.
SIX has selected the best of breed ter-minal solution for each region, which allows you to take advantage of inte-grated hospitality functionalities, such as pre-authorizations and end-of-day credit checks, all under the watch-ful eye of the EMV chip & PIN proce-dure. SIX Payment Services’
technol-Integrated Parking Solutions
Secure payments at cashier machines for
street and indoor parking facilities
3CSmartBox
3CSmartBox is an intelligent payment stand-alone terminal that combines the essential terminal features with 3C’s integrated functionality. Processing all cards on the same terminal, 3CSmart-Box offers Dynamic Currency Conver-sion (DCC), which enables the card-holder to decide the currency to be used in the transaction.
3C Web Report Server
SIX Payment Services provides every customer location with the convenient and easy-to-use 3C Web Report Server. Daily reconciliation becomes faster, eas-ier and simpler with mirrored cut-off times and the Web Report Server of SIX. Reconciling transactions, matching reports, searching for specific transac-tions will only take you a few minutes, replacing hours of manual matching. 3CPortal
3CPortal is a merchant interface that al-lows you to manage your transactions in real time. 3CPortal allows you to find, view, reverse, add and match transac-tions online. Ask your SIX Payment Ser-vices account manager about the avail-ability of 3CPortal.
8 3CiPage
The fully hosted online payment ser-vice, in which card data is entered on our secure payment host, not on your commerce infrastructure. It allows e-commerce sites to process card pay-ments via the secure environment of SIX, while maintaining the “look & feel” of their own site.
By implementing the code that links the environment hosted by SIX as an em-bedded feature of the merchant’s ho-mepage, the cardholder is seamlessly transferred to a secure environment that is fully equipped with the “look & feel” of the merchant’s site. When the pay-ment is confirmed, the cardholder’s transaction is completed and the mer-chant’s website processes the goods or service. 3CiPage allows merchants to concentrate on their business, while re-ducing their PCI DSS footprint.
3CiPage and the API version, 3CWeb2Pay, support 3-D Secure, which enables merchants to verify the identity of the cardholder in an e-com-merce environment. Adopted by major card schemes as Verified by Visa and MasterCard SecureCode, 3-D Secure represents the highest level of security in the e-commerce environment.
3CiBatch
A simple and secure method of proces-sing transactions that are captured off-line. SIX Payment Services provides a simple file format with secure uploading instructions, allowing the merchant to process offline transactions in a secure and effective environment.
3CiRecur
3CiRecur has been developed to meet the ever-increasing demand for recurring payments, which occur in many busi-nesses, such as fitness club member-ships, monthly parking contracts, maga-zine subscriptions and many others. Simply access the secure SIX Payment Services’ administrator portal and add the client’s credit card details, specify the frequency and amount of the pay-ment and 3CiRecur will do the rest. This gives you the benefit of storing card data without the risk. All details are kept on SIX’ PCI DSS secure hosts, outside the merchant infrastructure.
3CiPay
The virtual terminal is ideal for call cent-ers and real-time order taking. Just log in to secure the site of SIX and the 3Ci-Pay virtual terminal appears. Enter the card and transaction details and it does the rest. We return a valid confirmation within a matter of seconds, which means that the cardholder’s order can be processed faster than ever. The mer-chant never needs to store card num-bers again.
Web Payment Solutions
Secure electronic payment processing in e-commerce
or in the mail order/telephone order business
3CiCard – Token solution
This token solution functionalities are available both via an API that can be im-plemented within your payment appli-cation for a fully integrated solution or which can be embedded in your appli-cation or Web environment.
3CiCard takes care of management (cre-ate, upd(cre-ate, disable) and is also fully in-tegrated within your payment applica-tion to eliminate the risks associated with dual database management. This batch processing solution for to-kens provides immediate benefits with-out the cost of developing a fully-inte-grated solution.
Do you need to store card data for your business needs? 3CiCard allows mer-chants with specific requirements as-sociated with “card on-file” applications to process transactions without actually storing the card data, which is stored on the secure systems of SIX.
Applications
– Recurring transactions.
– Transactions for returning customers. – Automated credit card payment
applications.
– “Open” text file batch applications. How it works
With 3CiCard, the transaction requests are created by your payment application or by using SIX Payment Services to-kens in place of the card data. Toto-kens are safe “dummy” numbers issued by SIX that are unusable to anyone outside of the system. Once SIX receives the request, the token is replaced by the ac-tual card data and “real” transaction re-quests are created.
Support services
SIX Payment Services operates a 24/7 support service, which means that a fully trained support technician is stand-ing by in the unlikely event that you need it. SIX prides itself in its vast inter-nal technical resources, enabling it to respond both quickly and accurately to merchant requests. Although we do not think you will need it, we know you will appreciate that with every service acti-vated there are clearly defined service criteria, which means the merchants’ questions are answered every time. SIX Payment Services has over 20 years of experience working in many different time zones. Although this number is constantly growing, we currently sup-port 9 languages, and every operator speaks English and at least one other language.
Security & compliance
SIX Payment Services takes its custom-er’s transactions very seriously and pro-vides a PCI DSS-secure processing en-vironment for every transaction we process, as part of a continuous pro-cess. All installed applications conform to the PA DSS payment application standard. This means that you can be sure of the integrity of the merchant’s card data. As technology progresses, SIX Payment Services provides regular security updates to ensure that you are one step ahead of the competition.
SIX Payment Services can also assist merchants with their own in-house sys-tems. Based on years of experience, SIX helps identify and remediate potential security risks associated with the pro-cessing of credit cards. SIX Payment Services combines expertise from many fields to provide the confidence that merchants today simply cannot live without.
PCI DSS / PA DSS
The PCI DSS (Payment Card Industry Data Security Standard) is the uniform and globally valid security standard for handling card data. SIX Payment Ser-vices is a fully PCI DSS-compliant com-pany and our payment application is PA DCC-certified (Payment Application Data Security Standard). Ask us about our acquirer-focused merchant compli-ance solutions.
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SIX Payment Services Ltd
Hardturmstrasse 201 8005 Zurich
Switzerland
SIX Payment Services Ltd
Regal House 70 London Road Twickenham TW1 3QS England
www.six-payment-services.com
SIX Payment Services (Europe) S.A.
10, rue Gabriel Lippmann 5365 Munsbach Luxembourg
SIX Payment Services (USA) Corp
One Oakbrook Terrace, Suite 2062 2nd Ave and Butterfield Rd Oakbrook Terrace
IL 60181 USA
