KARATBARS MASTERCARD DEBIT CARD

KARATBARS’ MASTERCARD DEBIT CARD

This update is effective May 6, 2015 and after

www.karatbars.com and under “Product Purchase” click the link for Mastercard. IF it is not there, it’s most likely already been ordered for you. If you do not order it yourself, as soon as you earn 35 Euros, Karatbars will order your Mastercard Debit Card for you. Give it 3-4 weeks for delivery to your address on file.

HOW TO ACTIVATE YOUR CARD

Log in at www.karatbars.com

Under the "Commission" tab, click "Card Login" and type in the last 6 digits of the credit card number. (You do not login to PFS.) You may try to enter the digits 3 times and if the numbers to do not match the numbers in our system, the card will be blocked until validated by our staff. In this case you are advised to send an e-mail to debitcard@karatbars.com for staff review. (This email is ONLY for blocked card review and not for PFS card services.)

With a successful match, you will receive any pending commission due on the FIRST Friday following back office activation, meaning the previous security time buffer of 2 weeks before the first commission payout no longer applies.

Please note:

No monies will be transferred to the card until it is activated via the Karatbars back office. You must still activate your card with PFS and receive your PIN number from the telephone service.

STEP 2:

Call the activation number 877-239-3069 - Select option 1 Enter your 16 digit card number

Enter your date of birth - MMDDYY (in that order)

After a long pause, hear “your card is activated”

Press "1" to hear your PIN and WRITE IT DOWN and SAVE IT!!!

Press "1" again to hear your PIN again

Done! Badda-BOOM-Badda-BING!

That's it. Step by step.

The card is Gorgeous in black and gold with the company logo, 999.9 gold, and the by-line of "The Future is Now"

Now, the way it normally works, is that 7 days after the next Friday, all income that is in pending should be added to your Karatbars’ Mastercard Debit Card. You can monitor this by logging in to your Karatbars’ back office “Card Login” above.

HOW WE RECOMMEND YOU USE YOUR CARD

We do NOT recommend using your Karatbars’ Mastercard like one of your other credit cards or debit cards (buying gasoline, donuts, coffee, etc.) The reason is that there is a FEE charged to your account every time you use the card. Also, for security reasons you cannot use your Mastercard online or at any purchase where you do not physically show the mastercard.

1. ATM – Check with your bank on what FEES your Bank charges to withdraw cash from their ATM. Also ask your Bank what the daily limit of cash you can withdraw. I do NOT recommend ever using your Karatbar Mastercard at an ATM, because I have several friend’s who have had their bank’s ATM “eat” their credit card or debit card issued from their bank. If this happens the bank will not open it and retrieve it and you will have to order a replacement. The fees for using an ATM are the same as a “Cash Advance” plus the additional ATM fee the bank charges.

2. CASH ADVANCE – (THIS IS OUR PREFERRED METHOD and THE ONLY WAY I HAVE EVER USED MY MASTERCARD - Michael) your local bank or credit union does not charge for this service, but the ECB

(European Central Bank) does get a very small percentage whenever money is converted from Euro (which is how you’re paid on your Karatbars Mastercard) into any other currency (like US dollars).

3. Karatbars’ Mastercard has a 1.5 Euro (about $2) monthly fee (one of the lowest in the world).

4. Karatbars International, by default, pays you via this Mastercard.

5.

www.karatbars.com and under “Commissions” click “Card Login” there click the link for your card, enter your card # and pin, then on the left “View Transaction History”

6.

information they need from you to prove you are this person, and they will update your address for you. This is important, because when your Karatbars Mastercard eventually expires, you want the new card to be mailed to your NEW address.

7.

www.mygoldaccount.net/3dsecure - for more information

WHAT SUCCESSFUL BUSINESS PEOPLE DO WHEN PAID

A.

First, if you’ve only (or mostly) worked a job in life, then

most likely when you get paid you pay yourself first and

spend your paycheck on the items you want or feel are

important.

B.

BUT

a successful businessman does this with his income:

(1)

SAVE the money in a SEPARATE bank account !!!

(2)

Next, pay business expenses first (leads, ads, etc.)

(3)

Next, pay personal expenses (rent, utilities, etc.)

(4)

With what’s left over, pay YOUR SALARY LAST

C.

SUCCESS TIP – Your biggest “business expense” that you

income is for doing the exact same work. Remember, you

will ONLY be paid at the level you are, and when you

upgrade ONLY the new business will be paid at the higher

level.