AAD Group Disability Income Insurance Plan. Frequently Asked Questions

If you receive benefits for a disability and recover, and again become disabled for the same reason while covered under the Plan, the later disability may be considered as

If you are receiving a monthly benefit because you are considered totally disabled under the Plan you will continue to receive your monthly benefit plus if you participate in

If while covered as an active employee you become totally disabled and qualify for disability benefits under the Retirement Plan for Bargaining Unit Employees of Florida

• You have not become insured under any other disability insurance plan within 31 days after the date Your Portability Eligible Disability Income Insurance ends under the

If you become disabled due to a covered Injury or Sickness, disability income insurance will pay you a monthly income based on your covered benefit amount, once you satisfy

If you become Disabled due to a covered Injury or Sickness and are eligible to receive a Disability Payment, your insurance will be continued without payment of

If you become Disabled due to a covered Accidental Injury or Sickness and are eligible to receive a Disability Payment, your insurance will be continued

Partial disability or partially disabled means that you are not totally disabled but that as a result of sickness or injury you are under the regular care of an attending physician