Products and financial services provided by the companies of
OneAmerica Financial Partners, Inc.
Our commitment
What makes us different is our commitment
to our stakeholders. As a member of a mutual
organization, we are accountable to those we
serve. We listen to our clients and strive to find
individualized solutions to their needs.
We take our commitments very seriously
— and keep them faithfully. Built on a century-old
foundation of quality, value and strength, our
commitment is that we’ll be there when our
customers need us most.
Quick overview
Why choose the Companies of OneAmerica®
• About OneAmerica
• About American United Life Insurance Company®
• McCready and Keene
Building a solid retirement • Investment options
• Thorough due diligence in investment selection
• Helping meet fiduciary responsibilities
Services for plan administration
• Assistance for your plan administration
• Employees enjoy easy access to information
• Ongoing education and communication
• Transition process
For more information, please call our
National Retirement Product and Sales
desk at
1-866-313-7355
or visit us at
www.oneamerica.com.
OneAmerica. OneSolution.™
At a time when more than
80 percent of large life
insurance companies have
been subject to negative
rating actions, ours have
remained strong.
About OneAmerica
OneAmerica Financial Partners can trace its
foundation back more than 135 years in the insurance and financial services industries. Our nationwide network of companies offers a variety of products, including retirement plans, products and services; individual life insurance, annuities, long-term care solutions and employee benefits. The companies helps consumers prepare for tomorrow by helping to protect their financial futures.
The companies of OneAmerica include:
• American United Life Insurance Company® (AUL)
• OneAmerica Securities, Inc.
• McCready and Keene, Inc.
About AUL
American United Life Insurance Company® (AUL) is the founding member of OneAmerica® and is
focused on providing a strong portfolio of products for individuals, families and small businesses.
Strength and stability
• Trace roots back more than 130 years
• $24 billion in combined assets for OneAmerica, as of December 31, 2010
• S&P Rating AA- (Very Strong)
• A.M. Best’s Rating A+ (Superior)
• 45+ years in the retirement business
A.M. Best’s A+ (Superior) is the second highest of 16 possible ratings, according to the release dated May 10, 2011. Standard & Poor’s AA- (Very Strong) is the fourth highest of 21 possible ratings, according to its report dated August 3, 2010. These ratings reflect agency assessment of the financial strength and claims-paying ability of the insurance companies listed. They are not intended to reflect the investment experience or financial strength of any variable account, which is subject to market risk. Because the dates are only updated when there’s a change in the rating, the dates above reflect the most recent ratings we have received. Please know that these ratings can change at any time.
Client loyalty
With more than 9,900 active plans (as of December 31, 2010) , we can measure our commitment to “be there when our customers need us most” by the tenure of our clients.
Average retention as of December 31, 2010:
• 14.3 years for plans over $10 million
• 12.8 years for $5-10 million plans
• 11.7 years for $1-5 million plans
• 16.1 years for plan under $1 million
• 96% retention rate
About McCready and Keene, Inc.
McCready and Keene, Inc. specializes in designing, installing and administering customized retirement plans. Services provided:
• Defined Contribution (DC) plans
• Defined Benefit (DB) plans
• 401(k) plans
• 403(b) plans
• 457 plans
• Money purchase pension plans
• Profit sharing plans
• Employee Stock Ownership Plans (ESOP)
Why choose OneAmerica
Our financial strength and demonstrated leadership, combined with personalized attention and
a focus on client value, can give you confidence that you are selecting a suitable plan provider.
OneAmerica. OneSolution.™
Investment options — prescreened or open architecture
• More than 200 carefully preselected investment options from 30 investment companies.
• No subadvised investment options or proprietary variable investment requirements.
• Flexibility in set-up, investment selection and participant guidance.
• Open architecture
Quarterly due diligence process
We understand the importance of selecting investment that are appropriate for the reporting plan. We will provide a quarterly due diligence report for plan sponsors to perform tracking of investment performance.
Plan Sponsor Advice from Mesirow Financial
Plan Sponsor Advice helps you select and maintain a suitable portfolio of investment options. Offered by Mesirow Financial Investment Management (Mesirow Financial), Plan Sponsor Advice assists in creating, documenting and maintaining retirement plan portfolios.
If a plan follows the specific recommendations made for your plan by Plan Sponsor Advice, Mesirow Financial will act as a co-fiduciary as defined in Section 3(21)(a) (ii) of ERISA, with respect to the selection and ongoing monitoring of the plan’s investment options.
Employee investment selection support • Education materials
• Online services
• On-site enrollment support
• Education materials may also be customized for plan sponsors, based on asset level.
For those new to plan investing or who seek additional support, we offer auto enrollment features and a choice of Qualified Default Investment Alternatives (QDIA), including target date and asset allocation investment options from well-known management companies. Other features include automatic rebalancing and dollar cost averaging, as well as, automatic transfers from fixed income to other asset categories.
The AUL Stable Value Account
The AUL Stable Value Account (SVA) is a group fixed annuity that offers a fixed interest guarantee, backed by American United Life Insurance Company®’s (AUL) general account assets. The interest rate for the AUL Stable Value Account is declared prior to the beginning of the calendar year and guaranteed for that year until a new rate is set for the next year. This investment option offers flexibility at the participant level by allowing money transfers into and out of the account without any restrictions.
Note: The AUL Stable Value account is a group fixed
annuity, issued by American United Life Insurance Company (AUL), OneAmerican Square, P.O. Box 368, Indianapolis. IN 46206-0368, 1-800-249-6269. All guarantees associated with this account are subject to the claims paying ability of AUL.
Investment options for retirement plans
Offering a quality retirement plan is vital to attracting and retaining employees. Choosing a
high quality plan provider can help protect the future for employees and businesses.
We offer a robust selection
of investment options and
services that meet the needs of
retirement plans.
OneAmerica. OneSolution.™
Assistance for your plan administration • Personalized service at every point of contact
• Offices across the U.S.
• Local support from knowledgeable, experienced retirement plan professionals
• Single point of contact
For online plan management, use www.oneamerica.com
We offer online reports and features to simplify your day-to-day administrative tasks. Online services are available 24 hours a day, 7 days a week. You will be able to access the following information online:
• Participant account information
• Investment demographics
• Online loan reports (if applicable)
• Plan sponsor reports and more
Employees enjoy easy access to information
Our website and automated voice response system provide around-the-clock access to account information.
Personal assistance
Personal assistance is available to employees through our toll-free Participant Service Center from 8 a.m. to 8 p.m. Eastern Time, Monday through Friday.
Using these secure, user-friendly account management tools, employees can:
• Enroll
• Change deferral contribution percentages
• Transfer balances between investment options
• Determine account balances
• Initiate plan loans (if applicable)
• Find online performance information, investment education, and more
• Quicken® and Microsoft® Money online downloads
Ongoing education and communication
We provide tools to help employees work toward their retirement goals.
• Education materials
• Personalized education meetings
• Interactive Web site
• Online retirement plan guides and calculators
• Quarterly statements
• Enrollment posters, videos and more
Transition process
The following services are available for employees who have reached a transition point in their career:
• Proactively contact terminated employees after notification from employer
• Provide education on the pros and cons of distributions options
• Help structure distributions to support retirement goals
• Facilitate consolidation of assets
Plan Administrator Services
Our service commitment to plan sponsors is fundamental. To assist the plan administrator
and plan sponsor with responsibilities, we offer personal attention from retirement plan
professionals along with user-friendly high tech tools.
Quality service and support
can help ease administrative
responsibilities.
For more information, please call
our National Retirement Product and
Sales Desk at
1-888-313-7355
or
visit us at
www.oneamerica.com
.
We are committed to be there when
our customers need us most.
OneAmerica Financial Partners, Inc. One American Square, P.O. Box 368 Indianapolis, IN 46206-0368 (317) 285-1111
About OneAmerica
OneAmerica Financial Partners, Inc., is headquartered in Indianapolis, IN. The companies of OneAmerica® can trace their solid foundations back more than 130 years in the insurance and financial services marketplace. OneAmerica’s nationwide network of companies offers a variety of products to serve the financial needs of their policyholders and other clients. These products include retirement plan products and services; individual life insurance, annuities, long-term care solutions and employee benefit plan products. The goal of OneAmerica is to blend the strengths of each company to achieve greater collective results.
The products of the OneAmerica companies are distributed through a network of employees, agents, brokers and other distribution sources that are
committed to increasing value to our policyholders by helping them prepare to meet their financial goals.
The companies of OneAmerica®:
American United Life Insurance Company®, The State Life Insurance Company, OneAmerica Securities, Inc., McCready and Keene, Inc. and Pioneer Mutual Life Insurance Company (PML). PML is a stock subsidiary of American United Mutual Insurance Holding Company.
© 2011 OneAmerica Financial Partners, Inc. All rights reserved. OneAmerica® and the
OneAmerica banner are all registered trademarks of OneAmerica Financial Partners, Inc.
Group variable annuity contracts are issued by AUL and registered group variable annuity contracts are distributed by OneAmerica Securities, Inc., Member FINRA, SIPC, a Registered Investment Advisor, 433 N. Capitol Ave., Indianapolis, IN 46204, 1-877-285-3863, which is a wholly owned subsidiary of AUL. Trust services are provided by a trust company selected by the plan sponsor. The underlying mutual fund investments selected by the plan’s financial professional are held in trust by the selected trust company. The trust company is a non-depository trust company that acts as a custodian and/or directed trustee, and is not a member of FINRA, SIPC, or NFA.
NOT A DEPOSIT • NOT FDIC OR NCUSIF INSURED • NOT GUARANTEED BY THE INSTITUTION • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • MAY GO DOWN IN VALUE •
