Internet Banking
with Certificates
Content
Useful Documents ...3
Support ...3
Certificate Parameters ...3
Logging in to Internet Banking for the First Time ...3
Generation of Digital Certificates ...3
Importing an SSL Certificate into your Internet Browser ...5
Logging in to Internet Banking...5
Registration of Signature Certificate ...6
Activating Internet Banking ...6
Transaction Limit ...6
Configure Internet Banking to Meet Your Needs ...7
Portrait ...7
Salutation ...7
Preferred Account ...7
Number of Transactions per Page ...7
Period of Displayed Transactions ...7
Change of Identification Number ...7
Change of Password ...7
Favourite Pages ...8
Naming Accounts ...8
Payment Templates...8
Standing Orders and Direct Debits (including SIPO) ...8
Setting Up eStatements ...8
Product Catalog ...8
Change of Contact Details ...8
GE Money Manager ...9
Balance History ...9
Transaction Categories ...9
Personal Budget ...9
3
Useful Documents
Detailed guides to Internet Banking services in Czech are available at www.internetbanka.cz in Ke stažení section. You will also find
a complete Summary of Internet Banking Functions and Service Parameters here, together with Rules for the Safe Use of Internet Banking. We ask you to read these documents before logging in to Internet Banking for the first time.
Support
Technical support for Internet Banking is available on tel. no. +420 224 446 655 or the e-mail address [email protected],
Mon-Fri 8:00–21:00, Sat–Sun 8:00–17:00. You can also contact GE Money Bank Customer Service nonstop on tel. no. +420 224 443 636 with
a request to block access to Internet Banking services.
Certificate Parameters
Length of generated keys: 1024 bits
Validity of certificates: 2 years
Logging in to Internet Banking for the First Time
Logging in to Internet Banking is very simple. You will need Dispozice ke smlouvě o bankovních produktech a službách or your Karta klienta containing your identification number (ID) and the envelope with your login password (Přihlašovací heslo).
Watch the video guide in Czech, which is available at www.internetbanka.cz.
Generation of Digital Certificates
Before logging in to Internet Banking for the first time, generate an SSL and signature certificate. The SSL certificate is used to access Internet Banking, while, as a rule, the signature certificate is used to confirm all active operations. Certificates cannot be used interchangeably. Certificates can be generated through the internet application Registration Authority.
Enter the following address in your internet browser www.internetbanka.cz.
Click Internet Banka button. The login page will open in a new window.
Click on Registrační autorita link. A page to login to the Registration Authority application will appear.
1
2
3
4 If a window with Client Verification appears, select the Cancel button. If your display shows a blank screen after clicking Cancel,
you probably don’t have the Java program installed on your computer. You can download the Java program at the following
link: http://www.java.com/en/. The application will first ask you to install Java applets from BSC Praha, spol. s r.o., which created the application. Applets are essential for the proper function of Internet Banking with certificates. In the open window, select Always install software from the publisher BSC Praha, spol. s r. o., and then click Install.
If, when logging in to the Registration Authority in the future, a security notice for the publisher BSC Praha, spol. s r. o. appears on
the screen, tick the option Always install software from the publisher BSC Praha, spol. s r. o., and then click Install.
Select the option Generate Certificates.
Enter your ID and login password, and click the Login button. You are now successfully logged in to the Registration Authority
application and can generate your digital certificates.
In the left menu, select New Certificate. Leave the Type of Certificate as the preselected SSL certificate. Then select its location.
You can leave the preselected path C:\GE SSL certifikat.p12, but to select a different location for the certificate, click Browse.
If you select a different location to the pre-set location, you must add a file name. Ideally SSL_certifikat.p12. Then choose a Security Password for your generated SSL certificate, re-enter it on the line below as Password Confirmation and click Continue.
To successfully complete its generation and save the SSL certificate, enter the Security Password you chose for the given SSL
certificate in the previous step one more time and click Save.
In the left menu, select New Certificate. As the Type of Certificate select Signature Certificate. Then select its location. You can
leave the preselected path C:\GE Podpisový certifikat.p12, but to select a different location for the certificate, click Browse. If you
select a different location to the pre-set location, you must add a file name. Ideally Podpisový_certifikat.p12. Then choose a Security Password for your generated Signature Certificate, re-enter it on the line below as Password Confirmation and click Continue.
To successfully complete its generation and save the Signature Certificate, enter the Security Password you chose for the given
Signature Certificate in the previous step one more time and click Save.
Click Log Out in the upper right corner.
Keep the security envelope with your login password in a safe place. You will need it again when renewing your certificates. Always generate both certificates on your first visit to the Registration Authority. Access to the Registration Authority is one-time without the use of a certificate.
If, in the course of generating your certificates, you exit the Registration Authority, you close your internet browser, or your computer “freezes”, you will be unable to login to the Registration Authority again for security reasons. Access to the Registration Authority is one-time (without authentication using an SSL certificate), and is automatically blocked once you have logged in. To unblock access, contact GE Money Bank Customer Service on telephone number (+420) 224 446 655. If you have already imported the SSL certificate into your browser, you can login to the Registration Authority at any time later using this certificate. Use the login password from the security envelope to login.
Generating a certificate may take more than a few seconds.
4
5
6
7
8
9
10
5
Importing an SSL Certificate into your Internet Browser
Select Tools – Internet Options – Content in your internet browser and click Certificates.
The Certificates window will open.
Click the Import button. The opening page of the Certificate Import Wizard will appear. Click Next, and in the following window
select the path to the location of the SSL certificate.
Click Next. You will see a window where you will enter the path to the SSL certificate. In Search Area select the location
where you saved the SSL certificate (e.g. C: \); at the bottom of the window, under File Type, select All Files (*.*).
Double-click SSL Certificate. This will automatically return you to the Certificate Import Wizard. The path to the certificate will
appear in the File Name field.
Click Next. Enter the Password you chose when generating the SSL certificate in the Registration Authority.
Click Next and then Finish.
Click OK to confirm the message Import successfully completed. Your SSL certificate will appear in the list of certificates.
Click Close and OK.
Close all Internet browser windows.
Do not import the Signature Certificate into the browser!
Now you can use passive Internet Banking operations such as checking your account balances. To use active operations such as entering payment orders, you must register your Signature Certificate in Internet Banking.
Logging in to Internet Banking
Enter the following address in your internet browser www.internetbanka.cz.
Click Internet Banka button. The login page will open in a new window.
In the Choose a Digital Certificate window, select the SSL certificate you want to use and click OK.
Do not use your internet browser’s navigation buttons e.g. Back, Forward or Refresh, or you will be logged out of Internet Banking
for security reasons.
1
2
3
4
5
6
7
8
9
1
2
3
6
Registration of Signature Certificate
If you want to conduct active operations such as entering payment orders in Internet Banking, you must register your Signature Certificate immediately after logging in.
Click Personal settings and select Signature Certificate.
In the Registration of Signature Certificate section, click on Browse. In the Search Area select the location of the Signature
Certificate on your computer.
Double-click the Signature Certificate. The path to the Signature Certificate will appear in the Enter Location of Certificate field.
Enter the Security Password for the Signature Certificate that you chose during its generation in the Registration Authority, and
then click Register. The following screen will confirm that registration of the Signature Certificate was successful.
Activating Internet Banking
If Internet Banking was not activated at your GE Money Bank branch in connection with the use of a so-called Dynamic Signature with Verification or Static Signature, you will see a page notifying you of the need to activate Internet Banking immediately after logging in. Active operations cannot be conducted without activating Internet Banking. You will need the envelope with the activation password
(Aktivační heslo) that we sent you by post.
Click the Activate Now button. An Internet Banking Activation form will appear.
Enter the activation password and click Continue.
Check, or change the path to the Signature Certificate and enter the password to the signature certificate, then click Send.
A message confirming successful activation will be displayed. You can now make full use of Internet Banking.
You can defer activating Internet Banking by clicking the Activate Later button. In this case, activation will be available under Personal settings and the Activate Internet Banking option.
The activation password is intended for the one-time activation of Internet Banking. To login, please use your login password, which we recommend you change after logging in for the first time.
Transaction Limit
For security reasons, payment orders are restricted by a transaction limit, the amount of which you will find in your Internet Banking.
For security reasons, this limit can only be changed at GE Money Bank branches.
Personal settings Password change and channels administration
1
1
2
2
3
3
4
7
Configure Internet Banking to Meet Your Needs
Portrait
Set up an image that will be available immediately after you login. In addition to seven predefined portraits, you can upload any of your own images.
Personal settings Personal Settings Picture
Salutation
Setup a salutation (greeting) that will appear immediately after you login.
Personal settings Personal Settings Welcome note
Preferred Account
Select an account for which transactions will automatically appear on the Transaction history and Payment history page.
Personal settings Personal Settings Preferred account
Number of Transactions per Page
Select the number of transactions that will automatically appear on each page of the Transaction history and Payment history.
Personal settings Personal Settings Preferred list paging
Period of Displayed Transactions
Select the period for which the Transaction history and Payment history is to be displayed.
Personal settings Personal Settings Preferred list period
Change of Identification Number
Choose your own identification number (ID). Your new ID must be in the form of 4 to 16 numeric characters and must not be assigned to
anyone else. If you concurrently have Telephone Banking, the change of ID will also affect this service.
Personal settings Password change and channels administration Change ID
Change of Password
We recommend that you change the password you received from us immediately after logging in for the first time. Change your
password regularly, preferably every month. Change your password immediately if you have the slightest suspicion it is known by an unauthorised person. Your password must have 8 to 16 characters and must always include at least one lowercase letter, at least one uppercase letter and at least one number (e.g. Bank2005). Only the following characters are permitted: 0 1 2 3 4 5 6 7 8 9 A a B b C c D d E
e F f G g H h I i J j K k L l M m N n O o P p Q q R r S s T t U u V v W w X x Y y Z z _ ~ ! @ # $ % ^ & * _ + - = [ { ] } | : , < . > ?
8
Favourite Pages
Create a list of favourite pages on the homepage to have everything close at hand.
Personal settings Organize favorites
Naming Accounts
For better orientation, you can name selected types of accounts using a maximum of 20 characters (e.g. My Account). Accounts Accounts list and Savings Savings summary
Payment Templates
Save payment orders as templates, which will then be ready for future use. You won’t have to fill in all the details repeatedly. You can also change the information in the template during its use, for example, if the transferred amount differs for each payment. If you mark the template as mobile, you can also use it in the mobile version of Internet Banking.
Personal settings Payment templates or New template
Standing Orders and Direct Debits (including SIPO)
Setup payments of a permanent nature such as standing orders, direct debits and SIPO.
Accounts Standing orders, Direct debits and SIPO payments New standing order or New direct debit or New SIPO payment
Setting Up eStatements
Setup eStatements; they are a fully valid alternative to paper statements and you will receive them quicker. At the same time, they are available anytime and anywhere. You can save them on your computer in pdf, txt or xml format, or print them out.
Personal settings Statements preferences Change statement preferences or All Electronically
Product Catalog
You will find an overview of all products you can setup through Internet Banking or apply for online in the Product Catalog.
Change of Contact Details
Change your contact address for all products you have with us.
Personal settings Contact information
GE Money Manager
GE Money Manager is a set of useful tools that enables you to monitor your income and expenditure by category, or to have future savings under control. All information can also be displayed in clear graphs and tables.
Balance History
Balance History is a tool that enables you to track the balance on your accounts, up to a year back, in the form of clear graphs and tables. You can choose for which accounts you wish to display the sum of balances in the bar graph.
GE Money Manager Balance history
Transaction Categories
You can sort incoming and outgoing payments on your account by categories, which are predefined, or which you define yourself, e.g. wages, rent, electricity or holiday. Then simply monitor their current status on the displayed graphs. As well as these graphs with categories, you will also find a graph showing the ratio of income to expenditure for your selected period on the Overview of Transactions page.
There are several ways to setup transaction categories. You can assign categories manually, for example, when entering payments. However, if you find manually assigning categories to individual transactions too tedious, you can set rules according to which payments will be automatically sorted into individual categories under Overview of Transactions. Simply tick the option Set as a Rule and fill
in the necessary information.
Personal Budget
With the help of GE Money Manager you can put together your personal budget. Enter your regular income and expenses, and fill in your anticipated income and expenses for the year, together with your opening balance. A clear graph and table will show you the probable development of your finances over the following 12 months. Your personal budget will be automatically saved, so that you can come back to it at any time.
GE Money Manager Personal budget
Hidden Accounts
If you don’t want movements between selected accounts (e.g. your own) to be displayed in the graphs under Overview of Transactions, mark them as Unseen Accounts to have a more precise overview of your income and expenditure.
GE Money Manager Hidden accounts
