Canada-Studying in Canada







Full text


Studying in Canada

Kausar Islam Ayon


anadian colleges, universities, technical institutes and other educational institutions encourage applications from qualified international students. Many Bangladeshi students prefer Canada to go for higher studies.

The next Semester in Canadian universities and colleges will start in September therefore this is the best time to start processing for admission and attending the semester. To process the papers successfully, students would find the information given below useful:

Programmes: Certificates, Diploma, Undergraduate, Masters, PhD and Post Doctoral.

Subjects: Business Administration, Marketing, Economics, business studies, Foreign Affairs, Political Science, Sociology, Law, Literature, Music Language, Automobiles, Aviation, Telecommunication, Automobiles, Computer Science, Engineering, Tourism, Medicine, Nursing, Hotel Management, Botany, Zoology, Mathematics, Applied Science, Chemistry, Physics, Anthropology, Forestry, Agriculture, Graphics Designing, Arts, Fashion Designing, Food processing, Environmental Science and many more.

Expenses: Tuition fees of a course vary depending on programmes, subjects and educational institutions. Annual Tuition fee ranges from $2000 to $45000,

including accommodation, insurances and all other expenses.

Job Facilities: All full-time students get permission for part time job. A student can work 20 hours a week when the classes are on. During vacations, students are allowed to do full-time job. With the earnings from part time job a students can bear all the living expenses excepting tuition fees.

Minimum requirements: In Canada one can study either in English or in French language. As all the Bangladeshi students select English they have to have complete TOEFL or IELTS. For undergraduate programme minimum required score in TOEFL is 550 and in IELTS it is 5.5 and completion of minimum 12 years schooling is a must.

To face Canadian Visa the below mentioned papers are must:


(Adequate funds available to you to pay for your tuition and living expenses while in Canada and to return to your country of residence) 3. All educational

documents, including marks sheets (SSC, HSC, Bachelor's, Master's or other post-secondary, college, vocational or university diploma, certificate or degree). 4. Medical certificate 5. Police verification certificate mentioning that the applicant has no record of criminal activity 6. Photographs (make sure your photos are in accordance with our photograph specifications) 7. Applicant's passport, valid for the duration of your studies plus one month 8. Correct processing fee

Note that failure to provide any of these documents will result in your application being returned to you without a decision or refused for lack of information.

Name of some renowned universities in Canada

1. Mount Allison University e-mail:

web-site: 2. Holland College Web-site:

3. Concordia University e-mail: communications@concordia.caweb-site: 4. The Northern Alberta Institute Of Technology e-mail: international

site: www. 4.Dalhousie University e-mail: web-site: www.

Campus Feature

Come study in France

Shakhawat Hossain


Presentation of the EduFrance agency.

EduFrance is the official agency, created in 1998, that provides assistance to foreign students in France. EduFrance enjoys a special status under the dual control of the Ministries of Foreign Affairs and Youth, National Education and Research, along with a contribution of the Ministry of Culture and the Secretariat of State for Foreign Trade. Its members are France's public and private higher-education institutions. The agency thus brings together 177 members

(universities, grandes écoles, and institutes), which pool their experiences and knowledge for the benefit of foreign students.

EduFrance has offices abroad, called Espaces EduFrance (88 offices in 37

countries) in partnership with diplomatic missions, institutes and cultural centres, as well as the Alliances Françaises, including in Bangladesh.

EduFrance is involved in the following activities :

Providing information and guidance to foreign students, assisting them in their various steps towards enrolment via the local EduFrance offices;

Taking part in and providing logistical support for various events organized abroad to promote higher education in France (trade shows, forums, tours in major university towns, etc.) in collaboration with the diplomatic missions and members;

Publishing a directory of France's training offering, created in partnership with the members, featuring more than 450 training courses (graduate studies,

multilingual studies, European courses, foreign language preparation, tutoring, professional training, etc.);

Setting up a department that provides specific services, on a trial basis for certain countries, making it possible to guide the foreign student right from the first administrative steps taken in his country of origin until his stay in France; Organizing an Internet site (available in 14 languages), which provides the 80,000 monthly visitors with access to advanced training in France as well as the services offered by EduFrance. For students in Bangladesh, this is the prime source of information.

What can you study in France?

Absolutely anything : higher education in France is very competitive and covers all aspects of knowledge.

France devotes more than 20% of its national budget to education each year. This very high figure makes it possible to offer all students with advanced training in all fields and at all levels in an exceptional network featuring 400


Curricula and teaching methods that are suited to each personal and professional objective ; the diplomas are recognised internationally;

Studies are heavily subsidised by the State for both French and foreign students : the cost of enrolment in public universities is nominal, lodging, transport and restaurants are partly paid for and event recreational activities have special prices for students.

Besides, you'll enjoy a living environment and cultural exchanges of great richness in the heart of the European Union;

How can you prepare for your stay in France?

Visit the EduFrance agency website at, or the website of the French Embassy in Dhaka

The EduFrance Agency can support you by : Helping you choose a suitable and recognized curriculum;

Ensuring the quality of your stay in France; Helping you save time and facilitating your administrative steps - which are unavoidable as soon as you arrive in France, so that you can dedicate yourself fully to your studies;

All but a very few expensive private schools work in French, so you must learn French language. The best possible way is to start here in Bangladesh. The Alliances françaises in Dhaka and Chittagong can help you efficiently at a very reasonable cost. Details and addresses at

Scholarship in France

It should be emphasised that foreign students, when they are not scholarship recipients, enjoy the same low tuition fees for the universities and public

institutions administered by the Ministry of National Education as French students (between €135 and €400 per year). The actual cost is much higher (between €6,000 and €15,000 per year) but it is paid by the government. Accordingly, it may be said that every student enrolled in these institutions receives an indirect aid of this amount each year.

Most scholarships are granted by the Cooperation and Cultural Action

Departments of the French embassies abroad. Applicants for these scholarships must, before their departure and sufficiently in advance, contact these

Departments directly in their country of origin in order to obtain all of the


Foreign students in France are allowed to work part time, up to 864 hours per year. It may not be very easy to find well-paid jobs, but it gives each student a real chance to be able to cover most of his or her expenses.

Eiffel merit scholarships

Created in 1999 by the Ministry of Foreign Affairs, the “Eiffel merit scholarship” program is aimed at the top foreign students who wish to pursue their graduate studies in France, for the final two years of a degree program or for postgraduate studies, in three major fields: engineering sciences, economics-management, and law and political science. The French institutions that have already accepted them for enrolment must put candidates forward.

This program is also designed to support the international activities of French institutions, which thus have at their disposal a particularly attractive tool for identifying and selecting the top students who have enrolled in their course.

(Shakhawat Hossain is Press Attaché Embassy of France, Dhaka)


Studying in Japan

Akramul Hoque Samim


apan is a country, rich in history and cultural variations. The standard of education is also very high. As a result, thousands of foreign students come to Japan to study. But, many students also give up the idea of studying in Japan before they even start, due to the idea that it's a costly country to live in. But don't let these fears scare you away. There are attractive scholarships and the opportunity to work part-time to take care of your expenses.

At present, the number of international students is increasing day by day. Many Bangladeshi students also show keen interest to come to Japan to pursue higher education.

Education System


course), college of technology, professional training schools and Japanese studies.

The length of study for most undergraduate departments is four years. But it is six years for medicine, dentistry and veterinary science. Master's course lasts for two years. Doctorate course lasts for three years. But in case of medicine,

dentistry and veterinary science, the course lasts for four years.

Academic year

The academic year at higher educational institutes in Japan begins in April. It finishes in March of the following year. In most cases academic year is divided into two semesters. First semester lasts from April to September and the second from October to March.

Application process and minimum requirements

Students must have to apply to university authorities. For this purpose, at first students have to select the preferred university. Detail information about application process and minimum requirement can be obtained from university website. To catch the classes, students should apply 2-3 months in advance of commencement of his studies. Bangladeshi students have to talk with the relevant people at the Japanese Embassy in Bangladesh

and to acquire study permit.

Students wishing to enter undergraduate courses must have completed 12 years of schooling (HSC equivalent). Students must have completed 16 years of school education and graduated from a 4-year University or be recognised as having academic ability to enter Master's course.

To know about the application and admission process of individual University, students can mail to them.

Language requirement

Most of the university programmes of Japan are taught in Japanese language. If anyone wants to go to Japan for higher studies he or she must have minimum language test requirement. For Japanese language proficiency, the Embassy of Japan is the host institution in Bangladesh.


Medicine, Dentistry, Veterinary Science, Biochemistry, Applied Physics,


Tuition fees

Tuition fees of a course vary depending on programmes and universities. The tuition fees for National Universities (all departments) is 7,13,800 Japanese yen. Local public universities tuition fees is almost 8,33,133 to 9,95,465. For graduate school it varies from 8,91,469 to 11,36,492 Japanese yean. This is the annual average cost. From the second year onwards student will pay approximate 70% of these figures, as the admission fee is paid in the first year only.


Economic assistance is available to international students in the form of both scholarship and tuition reductions. Some of these scholarships must be applied from outside of Japan. But there are also a number of scholarships available after you arrive. These include Japanese national and local government scholarships and honours scholarships. Also there are Japanese private foundation

scholarships and educational institution scholarships. In Addition, the Ministry of Education offers up to 30% reduction in tuition fees at both national and private universities, junior college and graduate schools.

Accommodations and living expenses

There are four types of accommodation for foreign students. These are student dormitories, public housing provided by regional public organisations, staff dormitories owned by Japanese firms, and private accommodation available on rent. Living expenses vary from region to region. Average monthly living

expenses for a foreign student in Tokyo is almost 1,58,000 yen, but it is 1,17,000 yen in Shikoku.

Part-time work

Many foreign students choose to do part time work to help pay their tuition or living expenses. Before you do any part time work, you have to make sure to get a permit.

It you want to know more about higher studies in Japan you can visit the following website.


List of top 10 Colleges in the

USA for the 'Best Overall

Academic Experience'

Asif Hossain

I came upon this list while browsing the net. It came on a page in MSN and I thought it would be nice for students who are looking forward to going to the USA for higher studies. I am producing it below without doing much editing.

"The quality of your academic experience at college will be influenced by a number of factors. Are you being taught by TAs or professors? Is your institution focused more on research or teaching? How big are the classes and how easy is it to register? These are just some of the things we looked at to come up with the schools on our list. According to The Princeton Review's annual survey of 115,000 college students at the nation's Best 361 Colleges, these ten schools offer their students the best overall academic experience.

1. University of Chicago (Chicago, Illinois)

"The academic nature of this school is evident everywhere," explains one student, "be it the music performed by the arts groups, the discussions during meals, or even the comments written in the bathroom stalls." The school's broad core curriculum "is often taught by top professors" including Nobel laureates. Don't expect any handholding: Professors "expect you to know the basic material and will focus much of their time on the more advanced applications of certain theories." For "seriously academic" students, Chicago is the best place in the world.

Students who considered University of Chicago also looked at Columbia University, Northwestern University, Washington University in St. Louis, and Georgetown University.

2. Stanford University (Stanford, California)

At Stanford, professors are "interested in getting to know students personally," although none of them is going to hold a student's hand.


Students who considered Stanford also looked at Columbia University, Harvard College, University of California-Los Angeles, and Yale University.

3. Rice University (Houston, Texas)

Students and professors form a strong academic community at Rice. "Professors become intellectual bridge-builders, and they take a real interest in the

development of individual minds." This air of mutual respect is reinforced by the school's honor code, which "is taken very seriously." Undergrads here "are passionate about what they are learning" and while "there are no easy As," students here know they are getting "a great education, which is what we came here for."

Students who considered Rice also looked at Baylor University, Emory University, Johns Hopkins University, and Vanderbilt University.

4. Columbia University-Columbia College (New York, New York)

The combination of Ivy League status and an unbeatable location in one of the world's cultural epicenters makes Columbia University a place where students learn to "think about the world in ways that are new and occasionally


" Columbia's "brilliant" and "inspiring" professors are tough graders but their "enthusiasm is contagious." With the help of an "eye-opening, thought-provoking" core curriculum that "prepares [students] to excel in any field," Columbia molds "well-rounded" students who "are very passionate about their interests."

Students who considered Columbia also looked at Brown University, Harvard College, Princeton University, and Stanford University.

5. Reed College (Portland, Oregon)

At Reed, students pursue education for its own sake, not for the financial rewards education may bring. As a result, "Reed professors are here to teach. They are hired for their teaching ability, promoted for their teaching ability, and granted tenure based on their teaching ability." In the classroom, professors use a

discussion-oriented "conference-style" approach in which everyone is expected to contribute. One student notes, "If you're quiet, you'll learn to talk! In classes of fewer than ten people, it's impossible to hide in the corner."

Students who considered Reed College also looked at Stanford University, University of Chicago, Grinnell College, and Oberlin College.

6. Swarthmore College (Swarthmore, Pennsylvania)

Academics at Swarthmore are "amazingly flexible." Limited course requirements allow students to "explore whatever [they] are interested in" and even design their own majors.


Students also have access to some amazing resources: "The school has a lot of money and is very generous with spending it on undergrads, as there isn't anyone else to spend it on."

Students who considered Swarthmore also looked at Johns Hopkins University, Brown University, Williams College, and Hamilton College.

7. Middlebury College (Middlebury, Vermont)

"Top-rate" Middlebury College manages to offer the resources, facilities, and faculty excellence of a much larger school--while keeping enrollment for undergrads at around 2,400. As a result, Middlebury students receive lots of personal attention from professors who "actually teach," managing their "classes, advising, and research demands seamlessly." The "laid-back" attitude on campus can be a bit misleading: Students take tough classes and have "tons of

homework" although they also find time "to breathe and have fun."

Students who considered Middlebury also looked at Amherst College, Dartmouth College, Harvard College, and Williams College.

8. Haverford College (Haverford, Pennsylvania)

Academic life at Haverford College starts with the Honor Code. The "honor code holds the students responsible for their learning, and trusts them to have both concern and respect for their fellow students. That is why our school has both unscheduled and unproctored final exams." Haverford students are "actively concerned and engaged" and often "voluntarily stay late to continue the discussions" after class has ended. With professors who "like teaching" and an administration that "makes time for student opinions," Haverford ensures that its students have an "incredible" academic experience.

Students who considered Haverford also looked at Carleton College, Kenyon College, Oberlin College, and Bard College.

9. Williams College (Williamstown, Massachusetts)

At Williams College, "the academics are quite rigorous--expect to spend six hours a day studying--and the professors definitely challenge you." Students say that there's "no place better for an undergraduate to study any of the hard sciences or art history" and appreciate a curriculum that "encourages original thinking." Williams's popular winter study program in which students "take one relatively low-stress class" and "hang out a lot" ensures that students enjoy a healthy balance to offset their academic intensity.

Students who considered Williams also looked at Amherst College, Dartmouth College, Hamilton College, and Colgate University.

10. Wellesley College (Wellesley, Massachusetts)


of areas. Wellesley's seminar-style classes mean that "there is more discussion than you would expect in a college class." The school's dedicated faculty "will do everything to assure you get into grad school" and its Alumnae Association is "full of amazing people" who help students find "internships [and] jobs."

Students who considered Wellesley also looked at Mount Holyoke College, Boston College, Harvard College, and Brown University.

Global standard education in South East Asia:

Home Away from Home

Tarek Mollah

I have been visibly impressed by the profiles of various local and foreign

universities, colleges and institutes that Star Campus Magazine publishes weekly. Notably, information on foreign educational institutions would defiantly assist and create an impact on our students who are aspiring to study abroad. Besides the developed countries; there are many quality educational institutes in South East Asia itself where Bangladeshi students could avail a wonderful opportunity to study being "home away from home". Significantly, Asia is fast becoming an emerging economic super power in the continent and with a view to this, I want to recommend particularly one institute located in Singapore that has grown rapidly and gained vast international recognition. Well, East Asia School of Business or EASB Institute of Management, Singapore; a registered Business Management Institute with the Ministry of Education, Singapore is not only close to home for Bangladeshis but it is also economically viable and offers courses comprising 'creative & innovative' curriculum that our students shall find useful to build a solid career to compete in the 21st century's Job Market.


Systems and Accountancy; besides Business English to International Students. Its Bachelor Year 1 (EASB Diploma) and Bachelor Year 2 (EASB Advanced Diploma) have been articulated which is accepted by 20 reputed overseas universities & colleges, for advanced standing into their final/completion year of Bachelor Degrees in relevant subjects. Thus, EASB students have a choice of various 'contemporary & strategic' pathways to complete their Bachelor Degree in one of their 20 partner universities/ colleges overseas, mainly in the developed


Students also have an option to complete the final year in EASB itself. If they wish to complete their Bachelor Degree course in EASB, Singapore; students can choose from obtaining Degree from one of three U.K. Universities, i.e. Queen Margaret University College, Glasgow Caledonian University & University of Wales Institute Cardiff or Australian University, University of Tasmania respectively. EASB's Foundation Program is formulated for school leavers, which qualifies student to enroll directly at 3 years Degree Program & affiliated by the partner University's & Colleges.

EASB's Certificate in Business English or English Training for Degree Programs (ETEDP) has been recognized by eight overseas universities as equivalent to IELTS 6.0 when the students achieve its final level of ETEDP Level 3.

In 2002, EASB was awarded the Singapore Quality Class Status for Private Education Organization (SQC-PEO) by the Government of Singapore through SPRING. The Singapore Quality Class "Award" is given to Private Educational Institutions for attaining a commendable level of performance in their journey towards education excellence.

In 2005, EASB also received the CaseTrust mark for private education industry from the Consumer Association of Singapore. As a requirement for excellent business practices, EASB adopted a student protection scheme in the form of an Escrow Account for the students to pay their fees into.

EASB in partnership with ITTEL (an international search firm) provides guid


1. Harvard University 2. Stanford University 3. Yale University

4. California Institute of Technology

5. University of California at Berkeley

6. University of Cambridge

7. Massachusetts Institute Technology

8. Oxford University

9. University of California at San Francisco

10. Columbia University

11. University of Michigan at Ann Arbor

12. University of California at Los Angeles

13. University of Pennsylvania

14. Duke University

15. Princeton Universitty 16. Tokyo University

17. Imperial College London

18. University of Toronto

19. Cornell University

20. University of Chicago

21. Swiss Federal Institute of Technology in Zurich


23. University of California at San Diego

24. Johns Hopkins University

25. University College London

26. Swiss Federal Institute of Technology in Lausanne

27. University Texas at Austin

28. University of Wisconsin at Madison , 29. Kyoto University

30. University of Minnesota Twin Cities , 31. University of British Columbia

32. University of Geneva

33. Washington University in St. Louis

34. London School of Economics

35. Northwestern University

36. National University of Singapore

37. University of Pittsburgh

38. Australian National University

39. New York University

40. Pennsylvania State University

41. University of North Carolina at Chapel Hill , 42. McGill University

43. Ecole Polytechnique 44. University of Basel


46. University of Zurich

47. University of Edinburgh

48. University of Illinois at Urbana Champaign, 49. University of Bristol

50. University of Sydney

51. University of Colorado at Boulder

52. Utrecht University

53. University of Melbourne

54. University of Southern California

55. University of Alberta

56. Brown University 57. Osaka University

58. University of Manchester

59. University of California at Santa Barbara

60. Hong Kong University of Science and Technology

61. Wageningen University

62. Michigan State University

63. University of Munich

64. University of New South Wales

65. Boston University

66. Vanderbilt University

67. University of Rochester


69. University of Hong Kong

70. University of Sheffield

71. Nanyang Technological University

72. University of Vienna

73. Monash University

74. University of Nottingham

75. Carnegie Mellon University

76. Lund University

77. Texas A&M University

78. University of Western Australia

79. Ecole Normale Super Paris

80. University of Virginia

81. Technical University of Munich

82. Hebrew University of Jerusalem

83. Leiden University

84. University of Waterloo

85. King's College London

86. Purdue University

87. University of Birmingham

88. Uppsala University

89. University of Amsterdam

(17) 91. University of Queensland

92. University of Leuven 93. Emory University 94. Nagoya University

95. Case Western Reserve University

96. Chinese University of Hong Kong

97. University of Newcastle 98. Innsbruck University

99. University of Massachusetts at Amherst, 100. Sussex University'

Source: NEWSWEEK (Aug 13, 2006 issue) Collected & website added by:

Akramul Hoque Samim

Student of Department of Law University of Dhaka

Fulbright Scholarship


Edward Apurba Singha


Fulbright Scholarship

US government offers this scholarship to attract potential students to contribute in science, history, literature, social development and other innovative areas. Incepted in 1946 and named after J William Fulbright this scholarship every year is given to the US citizens and the citizens of other countries in order to take their higher education in US academic institutions. J William Fulbright was a senator (1945-1974) of US

Democratic Party. He also acted as a Chairman of US Senate Foreign Relations Committee. He funded this scholarship program in order to establish a

sustainable relationship between US citizens and the remaining world. Every year citizens of 110 countries get this scholarship.

Educated Bangladeshi people can apply for this scholarship program. To become eligible one should meet the following conditions:

'A' grade in Honours and Masters exams

People who have earned their degree from abroad or United States not eligible for this program

Fluency in English Good health

Bangladeshi by birth

Sign an agreement to return to Bangladesh after course completion

If anyone returns to Bangladesh before completion of course must return the air fair

People at service can apply through the appropriate authority

Primarily selected candidates need to appear a viva session. After this session only finally selected candidates will sit for the TOFEL, GRE or GMAT exams. In addition, finally selected candidates also need to submit a formal application including all exam certificates, mark sheets and a passport size photograph.


Mahadi Hasan

Case study-1

Sakibul hasan a fresh engineer (passed B.Sc engineering recently) of Chittagong University of Engineering and Technology (CUET) is worried, because he has no 'mama'. Now a days 'mama' is a very familiar word for getting a job. There is a proverb in our country 'if there is no mama, there is no job'. That time Sakibul decide to meet the elder brothers who passed from his university. During campus life many elder brothers were known to him, but now all of those are not in campus. Sakibul heard many of them are in many potential job. He decided to communicate with them. But how would he communicate with them?

Case study-2

Anwar Hossain was a student of CUET. He passed 10 years ago. Now he is doing a job in an established construction company. Two engineers were needed for his project. He decided to take engineers who passed from his institution. But how would he find them?

These two problems were solved by some students of CUET 1999 batch. They created a website named, where all CUET student can create their own profile. Students who passed years ago can also submit their profile in that website. In the profile they can mention their address, cell/phone no,

permanent address, occupation and other details. Besides, daily news about CUET also can be read in that website. There is also scope to chat.

The website was launched on 26 March in 2006. By now nearly 600 students have submitted their profile and day by day the number is increasing. Many students who passed out from CUET have already created their profile. Some of them are now employed in good jobs in the country and some are doing in other country. For example, Mahbubul Islam Chowdhury, a student of 1988 batch doing a job as a Product (HW/SW) Engineer Saturn Electronics and Engineering Inc. Auburn Hills, Michigan 48326 USA.


Quotes of Benjamin Franklin

* A countryman between two lawyers is like a fish between two cats.

* A slip of the foot you may soon recover, but a slip of the tongue you may never get over.

* A great empire, like a great cake, is most easily diminished at the edges.

* A house is not a home unless it contains food and fire for the mind as well as the body.

* A learned blockhead is a greater. blockhead than an ignorant one.

* A man wrapped up in himself makes a very small bundle.

* A penny saved is a penny earned.

* Absence sharpens love, presence strengthens it.

* All wars are follies, very expensive and very mischievous ones.

* An investment in knowledge pays the best interest. Anger is never without a reason, but seldom with a good one.

* Anyone who trades liberty for security deserves neither liberty nor security.

* As we must account for every idle word, so must we account for every idle silence.

* At twenty years of age the will reigns; at thirty, the wit; and at forty, the judgment.

* Be slow in choosing a friend, slower in changing.

* Being ignorant is not so much a shame, as being unwilling to learn.


man is educated who knows how to make a tool of every faculty--how to open it, how to keep it sharp, and how to apply it to all practical purposes."

-- Henry Ward Beecher

"Mentoring is all about people -- it's about caring, about relationships and sensitivity. As it becomes increasingly in vogue it is becoming too formulated --concerned with performance metrics, critical success factors, investment and spending. It'll be a disaster."

-- Rene Carayol


“Everything popular is wrong.” -Oscar Wilde

“The more things are forbidden, the more popular they become” -Mark Twain

“Isn't it strange that I who have written only unpopular books should be such a popular fellow?”

-Albert Einstein

“Cowardice asks the question, 'Is it safe?' Expediency asks the question, 'Is it politic?' But conscience asks the question, 'Is it right?' And there comes a time when one must take a position that is neither safe, nor politic, nor popular but because conscience tells one it is right.”

-Martin Luther King, Jr.

“True, comics are a popular art, and yes, I believe their primary obligation is to entertain, but comics can go beyond that, and when they do, they move from silliness to significance.”

-Bill Watterson

“Anyone who is popular is bound to be disliked.” -Yogi Berra

Education is the most powerful weapon which you can use to change the world.

- Nelson Mandela



from Benjamin


A countryman between two lawyers is like a fish between two cats. A good conscience is a continual Christmas.

A slip of the foot you may soon recover, but a slip of the tongue you may never get over.

All human situations have their inconveniences. We feel those of the present but neither see nor feel those of the future; and hence we often make troublesome changes without amendment, and frequently for the worse.

All would live long, but none would be old.

An investment in knowledge always pays the best interest. Anger is never without Reason, but seldom with a good One.

At 20 years of age the will reigns, at 30 the wit, at 40 the judgment.

Be civil to all; sociable to many; familiar with few; friend to one; enemy to none. Be slow in choosing a friend, slower in changing.

Beware of the young doctor and the old barber.

Content makes poor men rich; discontentment makes rich men poor.

Do not anticipate trouble, or worry about what may never happen. Keep in the sunlight.

Drive thy business or it will drive thee.

Early to bed and early to rise makes a man healthy, wealthy, and wise.



A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life.

--Suze Orman

A person's credit report is one of the most important tools consumers can use to maintain their financial security and credit rating, but for so long many did not know how to obtain one, or what to do with the information it provided.

--Ruben Hinojosa

A profound political question is suddenly on the table: Must the country continue to give precedence to private financial gain and market determinism over human lives and broad public values?

--William Greider

A second reason why science cannot replace judgement is the behavior of financial markets.

--Martin Feldstein