Our goal at Capstone Bank is to help our customers achieve their dreams. We know that your time is valuable, and we are happy to offer this “Switch Kit” to make your transition to banking with Capstone as seamless as possible.
Capstone Bank is committed to complying with the USA Patriot Act of 2001. In order to assist the government in the fight against terrorist financing and money laundering, we are required to obtain, verify and maintain identifying information on businesses and on each person authorized to act on behalf of the business. We thank you in advance for providing us with this information: Full Legal Name of Business:
_____________________________________________________________ Trade Name:
_________________________________________________________________________ Street Address:
________________________________________________________________________ Mailing Address (if different):
____________________________________________________________ Business Phone: ____________________________ Business Fax: ______________________________
Federal Tax ID #:
______________________________________________________________________ Primary Business Activity:
_______________________________________________________________ The following documentation is also required:
1. Recorded Entity Documentation (Please reference the table on page 2 of the Business
Profile Form for verification requirements)
2. Personal information for each signer (Please use attached form) 3. Copy of Driver’s License of each signer
In addition to the information above, the attached forms are designed to help complete the switch from your existing bank to Capstone.
We thank you for your business and your confidence, and we hope you will come by to see us very soon. Our experienced bankers are prepared to address your banking needs in the personal, dependable, and timely manner you expect and deserve. If you have any questions or concerns, please call us at (205) 469-4000 in Tuscaloosa or (251) 246-5771 in
Washington/Clarke Counties. Best regards,
Robert W. Kuhn, Jr. President
Changing Banks is Now Easier Than Ever!
Welcome to Capstone Bank! We understand that changing banks is a big decision and can be a real challenge. That’s why your experienced Capstone Bankers have designed this easy Switch Kit to guide you step by step through the process.
It’s easy! Just follow these simple steps:
1. Open a Capstone Bank checking account. Information about our different checking account options is available on our website, www.capstonebankal.com or you may contact one of our experienced bankers at (205) 469-4000 in Tuscaloosa or (251) 246-5771 in Washington/Clarke Counties to assist you with any questions. Please complete the New Account Information Form, and then stop by one of our banking centers to get started! If you have questions about our accounts, please call one of our Customer Service Representatives or just stop by. We are here to help!
2. Stop using your previous checking account. Allow time for outstanding checks to clear—usually about ten days. Once cleared, be sure to destroy your unused checks, ATM and/or debit card from the previous institution to avoid confusion.
3. Move your direct deposits to your new Capstone Bank account.
Enclosed you will find a Direct Deposit Change Form to quickly assist you in making the switch. If you need to have your Social Security payment changed to deposit at Capstone Bank, please call the Social Security Administration at 1-800-772-1213 or go to www.ssa.gov/deposit/howtosign/htm. The form is also enclosed with this package. 4. Transfer any automatic payments and debits to Capstone Bank. Be sure
to notify anyone deducting automatic payments (utilities, gym dues, car payment, etc.) from your previous account to your new Capstone Bank account. Enclosed you will find the Automatic Payment Change Form to assist you in this smooth transition.
5. Close your previous checking account. After all your checks and automatic payments have cleared and are verified to be linked with your new account, proceed with closing your previous checking account. Enclosed is an Account Closing Form to notify your previous bank of your decision to close your account.
If you have ANY questions or concerns as you go through this simple process,
please contact your Capstone banker at (205) 469-4000 in Tuscaloosa or (251) 246-5771
Business Profile Form
(page 1)Business Type: ______ Sole Proprietorship ______ Partnership ______Corporation ______ LLC ______ Other _____________________________________________________ Name of Business: ______________________________________________________________ Street Address: ________________________________________________________________ City, State, ZIP:
_________________________________________________________________ Mailing Address:
_______________________________________________________________ City, State, ZIP:
_________________________________________________________________ Tax ID: ___________________ Phone: ____________________ Fax:
____________________
Signer #1 Name (First, Middle, Last):
________________________________________________
Title/Position: _____________________ SSN: ________________ Date of Birth: __________
Home Address:
________________________________________________________________ City, State, ZIP: _________________________________ Home Phone:
___________________ Email: ______________________________________________________________________ __ Occupation: _____________________________ Employer: ____________________________
ID Type: ________ ID # and State: _____________ ID Issue and Exp. Dates: ______________
Signer #2 Name (First, Middle, Last):
________________________________________________
Title/Position: _____________________ SSN: ________________ Date of Birth: __________
Home Address:
________________________________________________________________ City, State, ZIP: _________________________________ Home Phone:
Email:
______________________________________________________________________ __
Occupation: _____________________________ Employer: ____________________________
ID Type: ________ ID # and State: _____________ ID Issue and Exp. Dates: ______________
Signer #3 Name (First, Middle, Last):
________________________________________________
Title/Position: _____________________ SSN: ________________ Date of Birth: __________
Home Address:
________________________________________________________________ City, State, ZIP: _________________________________ Home Phone:
___________________ Email: ______________________________________________________________________ __ Occupation: _____________________________ Employer: ____________________________
Business Profile Form
(page 2) Accounts and Services you use or are interested in:__ Small Business Checking __ Business Credit Card __ Safe Deposit Box
__ Business Internet Banking __ Wire Transfers __ Merchant Services
__ Commercial Analysis Checking __ Certificates of Deposit __ Remote Deposit __ Non-Profit Checking __ Loan/Line of Credit __ IOLTA Checking
__ Business Debit Card __ Business Money Market __ ACH Services __ Investment “Sweep” Account __ Treasury Management
As part of the verification requirements mandated by the USA Patriot Act of 2001, entity documentation is also needed for your business. The way your business has been established determines the documentation that is required. For your convenience, the table below will guide you through the required documentation needed for your
business.
Entity Type Documentation Required
Sole Proprietor Business License
Corporation Certified Articles of Incorporation Corporate By-Laws
Partnership
Partnership Agreement (or)
Certificate of Registration of Limited Partnership (or) Application of Registered LLP Limited Liability Corporation LLC Articles of Organization Operating Agreement Trust/Estate Trust Instrument Death Certificate
Letters Testamentary or Letters of Administration
Direct Deposit Change Form
Date:
______________________________________________________________________ __
Employer’s Company Name:
______________________________________________________ Company Address:
______________________________________________________________ City, State, ZIP:
_________________________________________________________________ To Whom It May Concern:
I have changed my banking relationship to Capstone Bank. Effective
_____/_____/_____, please redirect my direct deposit to my new Capstone Bank account. I hereby authorize
_______________________________ (Company/organization name) to inititiate credit entries and to initiate, if necessary, debit entries and adjustments for any credit error to my account indicated below and authorize Capstone to credit and/or debit the same to such account. This authority is to remain in full force and effect until company listed above, and Capstone Bank have received notification from me of its termination and have had a reasonable opportunity to act on it.
My new account information is listed below: Printed name:
_________________________________________________________________ Signature: _________________________________________ Date:
_____________________
Soc. Sec. Number or Tax ID Number:
_______________________________________________ Daytime phone number:
_________________________________________________________ Capstone Bank Account Number:
__________________________________________________ Capstone Bank Routing Number:
062103165
-______________________________________
Please attach a voided check from
your new Capstone Bank
Automatic Payment Change Form
Date: ____________________________________________________________________________ Name of Account: _____________________________________________________________________ Address: ____________________________________________________________________________ City, State, ZIP:________________________________________________________________________ To Whom It May Concern:
I’ve recently changed my banking relationship to Capstone Bank. You are currently withdrawing $__________ from the following account:
Old Bank: _____________________________________________________________________ Routing Number: _______________________________________________________________ Account Number: ______________________________________________________________ For (reason for payment):
________________________________________________________ On (date of month):
_____________________________________________________________
Please accept my authorization to stop making withdrawals from this account effective _____________ and start making them at that time from my Capstone Account.
Capstone Bank Routing Number:
062103165
-______________________________________
Capstone Bank Account Number:
__________________________________________________ Please contact me immediately with any questions at phone #: __________________________
Sincerely,
Name of Account:
______________________________________________________________ Signature – primary signer:
Name (please print):
____________________________________________________________ Signature – secondary signer (if applicable):
__________________________________________ Name (please print):
____________________________________________________________ Company name and address (if applicable):
Close Account Form
Date: ____________________________________________________________________________ Name of Account: _____________________________________________________________________ Address: ____________________________________________________________________________ _City, State, ZIP:
________________________________________________________________________ RE: Account Number:
___________________________________________________________ To Whom It May Concern:
Effective ______________________, please accept this authorization to close checking account #_____________________________ and send a check for the remaining balance to the address below. If you have any questions, I can be reached at phone # __________________________.
Sincerely,
Name of Account:
______________________________________________________________ Signature – primary signer:
_______________________________________________________ Name (please print):
____________________________________________________________ Signature – secondary signer (if applicable):
__________________________________________ Name (please print):
____________________________________________________________ Company name and address (if applicable):
__________________________________________
