Newsletter nr.
72
- April 2014
Juan A. Calzado, Comisariado de Averías, S.A.
DEKRA Claims Services Spain
TABLE I
BASIC INDEMNITIES FOR DEATH (including moral damages)
Age of the victim
Prejudiced parties/beneficiaries (1) of indemnity (in groups) Up to 65 66-80 80+
Euros Euros Euros
GROUP I
GROUP 1- VICTIM WITH SPOUSE (2)
Spouse 115.035,21 86.276,40 57.517,60
Each child which is a minor 47.931,33 47.931,33 47.931,33
Each child of age
If younger than 25 19.172,54 19.172,54 7.189,70
If older than 25 9.586,26 9.586,26 4.793,14
Each parent living or not with the victim 9.586,26 9.586,26 _ Each brother/sister under age, orphans & dependants on the victim 47.931,33 47.931,33 _
GROUP II
VICTIM WITHOUT SPOUSE (3) BUT WITH YOUNG CHILDREN
One child only 172.552,79 172.552,79 172.552,79
One child only of victim legally separated 134.207,73 134.207,73 134.207,73
Each child under age (4) 47.931,33 47.931,33 47.931,33
Each child of age living with younger children 19.172,54 19.172,54 7.189,70 To each parent living or not living with the victim 9.586,26 9.586,26 _ To each brother/sister under age orphans & dependant on the victim 47.931,33 47.931,33 _
GROUP III
VICTIM WITHOUT SPOUSE & WITH ALL CHILDREN OF AGE
III.1 UP TO 25 YRS OF AGE
One child only 124.621,47 124.621,47 71.897,00
One child only of a victim legally separated 95.862,67 95.862,67 57.517,60
Each child under 25 (4) 28.758,80 28.758,80 14.379,40
Each child over 25 living with children under 25 9.586,26 9.586,26 4.793,14 Each parent living or not living with the victim 9.586,26 9.586,26 _ Each brother/sister under age, orphans and dependant on the vicitm 47.931,33 47.931,33 _ III.2 MORE THAN 25 YRS OF AGE
One child only 57.517,60 57.517,60 38.345,07
Each child over 25 (4) 9.586,26 9.586,26 4.793,14
Each parent living or not living with the victim 9.586,26 9.586,26 _ Each brother/sister under age, orphans and dependants on victim 47.931,33 47.931,33 _
Newsletter nr.
72
- April 2014
Juan A. Calzado, Comisariado de Averías, S.A.
DEKRA Claims Services Spain
GROUP IV
VICTIM WITH SPOUSE (3) NO CHILDREN BUT WITH ASCENDANCY
Parents (5):
Living with victim 105.448,93 76.690,12 _
Not living with victim 76.690,12 57.517,60 _
Grand parents – without parents(6)
To each one 28.758,80 _ _
To each younger brother/sister of age living with victim in the two previous cases 19.172,54 _ _ GROUP V
VICTIM ONLY WITH BROTHRS AND SISTERS
V.1 With brothers/sisters younger than – 25 ans:
One brother or sister 76.690,12 57.517,60 38.345,07
For each brother/sister younger than 25 yrs of age (7) 19.172,54 19.172,54 9.586,26 For each brother/sister older than 25 yrs living with brother/sister younger than 25 9.586,26 9.586,26 9.586,26 V.2. Without brothers/sisters younger than 25 yrs of age
One brother/sister only 47.931,33 28.758,80 19.172,54
For each other brother/sister (7) 9.586,26 9.586,26 9.586,26
(1) Of a general character
a/ When dealing with children, adopted children are also included.
b/ When different amounts are awarded according to the age of the beneficiary or prejudiced party, the date taken into account is that of the date of the accident suffered by the victim.
2) Spouse not legally separated at the time of the accident.
Consolidated Common Law couples will be assimilated under the Law.
3) Legal separation and divorce will be considered on the same level. However, if the separated our divorced party has the right to a pension regulated in Article 97 of the Civil Code, they will have the right to an indemnity equal to 50% of the amount fixed for the spouse in Group I.
In the case of more than one marriage or relationship where legal separations do not exist, the indemnity awarded for the spouse in Group I will be shared between the parties involved in proportional amounts
4) The total amount indemnity corresponding, according to the number of children, will be divided between the parties involved in proportional amounts.
5) If there arises the case of one person living and another not living with the victim, they will be awarded 50% of the amount corresponding.
6) The total amount of indemnity will be shared on a 50/50 basis between the maternal and parternal grandpartents. (7) The total amount of indemnity corresponding according to the number of brothers and sisters will be divided in equal parts.
Newsletter nr.
72
- April 2014
Juan A. Calzado, Comisariado de Averías, S.A.
DEKRA Claims Services Spain
TABLE II
ADJUSTMENT FACTORS FOR THE EVAUATION OF INDEMNITIES FOR DEATH
DESCRIPTION % OF INCREASE % OF
OR IN EUROS DECREASE
ECONOMIC FACTORS Net annual income of the victim
Up to 28.758,81 € (1) Up to 10% _
From 28.758,82 € to 57.517,60 € From 11 to 25 % _
From 57.517,61 € to 95.862,67 € From 26 to 50 % _
More than 95.862,67 € From 51 to 75 % _
SPECIAL FAMILY CIRCUMSTANCES Handicap mental or physical of the prejudiced party (prior to accident)
If partner or child is under age From 75 to 100% (2) _
If child is of age but less than 25 yrs of age From 50 to 75% (2) _
Any other prejudiced party or beneficiary From 25 to 50% (2) _
VICTIM IS AN ONLY CHILD
If a minor From 30 to 50 % _
If of age but under 25 yrs of age From 20 to 40 % _
If of age but more than 25 yrs of age From 10 to 25 % _
DEATH OF BOTH PARENTS IN AN ACCIDENT
With young children From 75 to 100% (3) _
Without young children:
With children less than 25 yrs of age From 25 to 75% (3) _
With children more than 25 yrs of age From 10 to 25%(3) _
DEATH OF A PREGNANT WOMAN WITH LOSS OF FOETUS
If it is the first child:
up to third month of pregnancy 14.379,40 _
from third month of pregnancy 38.345,07 _
If it was the second child:
up to third month of pregnancy 9.586,26 _
from third month of pregnancy 19.172,54 _
Newsletter nr.
72
- April 2014
Juan A. Calzado, Comisariado de Averías, S.A.
DEKRA Claims Services Spain
TABLE III
BASIC INDEMNITIES FOR PERMANENT INJURIES
(INCLUDING MORAL DAMAGES)
VALUE OF POINTS (IN EUROS)
POINTS Under 20 yrs old 21 to 40 41 to 55 56 to 65 more 65
1 852,40 789,14 725,87 668,23 598,10 2 878,70 811,68 744,65 686,72 607,58 3 902,31 831,85 761,35 703,23 617,15 4 923,24 849,61 775,94 717,76 622,33 5 941,48 864,98 788,45 730,29 627,63 6 957,04 877,97 798,88 740,83 631,54 7 977,61 895,63 813,61 755,32 639,08 8 996,14 911,50 826,79 768,34 645,58 9 1.012,70 925,56 838,40 779,84 651,02 10-14 1.027,22 937,83 848,45 789,87 655,44 15-19 1.207,26 1.105,04 1.002,79 929,98 731,43 20-24 1.372,62 1.258,60 1.144,58 1.058,69 800,84 25-29 1.537,65 1.411,75 1.285,88 1.187,07 871,72 30-34 1.692,14 1.555,16 1.418,18 1.307,27 937,85 35-39 1.836,34 1.689,03 1.541,71 1.419,51 999,37 40-44 1.970,56 1.813,64 1.656,73 1.523,94 1.056,42 45-49 2.095,03 1.929,22 1.763,42 1.620,80 1.109,08 50-54 2.210,03 2.036,02 1.862,01 1.710,32 1.157,46 55-59 2.363,03 2.177,79 1.992,55 1.829,20 1.226,25 60-64 2.513,02 2.316,79 2.120,56 1.945,76 1.293,65 65-69 2.660,10 2.453,07 2.246,05 2.060,05 1.359,76 70-74 2.804,28 2.586,67 2.369,09 2.172,09 1.424,55 75-79 2.945,61 2.717,65 2.489,71 2.281,94 1.488,07 80-84 3.084,20 2.846,06 2.607,95 2.389,65 1.550,36 85-89 3.220,04 2.971,97 2.723,90 2.495,20 1.611,43 90-99 3.353,26 3.095,41 2.837,55 2.598,72 1.671,30 100 3.483,84 3.216,41 2.948,98 2.700,25 1.729,99
Newsletter nr.
72
- April 2014
Juan A. Calzado, Comisariado de Averías, S.A.
DEKRA Claims Services Spain
TABLE IV
CORECTION FACTORS FOR BASIC INDEMNITIES
FOR PERMANENT INJURIES
DESCRIPTION % of increase % of
or in Euros decrease
ECONOMIC FACTORS Net annual income of the victim
Up to 28.758,81 € (1) Up to 10% _
From 28.758,82 € to 57.517,60 € From 11 to 25% _
From 57.517,61 € to 95.862,67 € From 26 to 50% _
More than 95.862,67 € From 51 to 75% _
COMPLEMENTARY MORAL DAMAGES
Will be understood when one sole sequel exceeds 75 points or if all sequels added together exceed 90 points. Only in these case will
this be applicable Up to 95.862,67 _
PERMANENT INJURIES WHICH CONSTITUTE AN INCAPACITY TO CARRY OUT ONES OCCUPATION OR EVER DAY ACTIVITY
PARTIALLY PERMANENT
With permanent persisting symptoms which partilly limits the occupation or normal activity without restricting the fundamental
personal acitivites Up to 19.172,54 _
TOTALLY PERMANENT
With permanent persisting symptoms that totally impede the occupation
or normal activities of the injured party From 19.172,55 to 95.862,67 _
PERMANENT AND ABSOLUTE
With persisting symptoms that totally inhibit the disabled person from
carrying out any type of occupation or activity From 95.862,68 to 191.725,34 _ LARGE SCALE INVALIDITY
Persons affected with permanent persisting symptoms that require the help of other persons to carry out the essentials of every day life, such as dressing, getting about, eating or similar (tetraplegic, paraplegic, state of coma or chronic vegetative state, important neurological symptoms or neuropsychiatrical with serious mental psychological alterations, complete blindness etc.)
REQUIRING THE HELP OF ANOTHER PERSON
Considering the age of the victim and grade of incapacity to carry out the essential activites of life. Includes in this amount the cost of
Newsletter nr.
72
- April 2014
Juan A. Calzado, Comisariado de Averías, S.A.
DEKRA Claims Services Spain
HOME IMPROVEMENTS
Depending on the type of living quarters of the disabled person and
circumstances for their necessities Up to 95.862,67 _
MORAL DAMAGES OF FAMILY MEMBERS
Destined to the family near to the disableded person due to the substantial alteration in their life derived from the continual care and
attention according to circumstances Up to 143.794,00 _
PREGNANCY WITH LOSS OF FOETUS AS A RESULT OF THE ACCIDENTE (2)
If it is the first child
up to the third month of pregnancy Up to 14.379,40 _
from the third month of pregnancy Up to 38.345,07 _
If it is the second child
up to the third month of pregnancy Up to 9.586,26 _
from the third month of pregnancy Up to 19.172,54 _
Correction factors of the first section. 7 of this attachment According to circumstances According to circumstances CONVERSION OF OWN VEHICLE
Depending on the characteristics of the vehicleand circumstances of
the party permanently disabled and their necessities Up to 28.758,80 _
1. Included in this section, any type of victim of working age alhtough income is not justified.
Newsletter nr.
72
- April 2014
Juan A. Calzado, Comisariado de Averías, S.A.
DEKRA Claims Services Spain
TABLE V
INDEMNITY FOR TEMPORARY INCAPACITY
(Compatible with other indemnities)
A.
BASIC INDEMNITIES (Including moral damages)
Daily indemnity
INCAPACITY DAYS
euros•
During hospitalisation
71,84•
Without hospitalisation
Preventive (1)
58,41Non preventive
31,43(1) It is understood as being preventive those days the victim is incapacitated to carry out their
o
ccupation or normal every day activity
B.
CORRECTION FACTORS
PERCENTAGE PERCENTAGE
