Personal
Loans
Start with
Suncorp Bank
If you’ve found something you love, and you just can’t wait to make it yours, a Suncorp Bank Personal Loan can help. Whether you need a holiday, think your home could do with some renovations, or would love to drive away in a new car, Suncorp Bank can help you get what you want sooner. With flexible terms and a quick and easy application process, a Suncorp Bank Personal Loan can get you where you want to be, sooner than you thought possible.
When you’re with Suncorp Bank, we see you for what you are – a real person, not a number. Which means you can enjoy the personal touch of a small bank, backed by the full service, strength and security of a big bank.
Choose a Suncorp Bank
Personal Loan for:
Fast, simple approval process
Apply at a Suncorp Bank branch or over the phone and we can usually give conditional approval the next working day. Once approved, you’ll have access to your cash in no time.
A fixed, competitive rate
Your minimum repayments will never change for the term of your loan, which helps make budgeting easier.
Low fees
There’s a low establishment fee, a low account keeping fee and no penalties for lump sum payments. An early payout fee applies if you repay your loan within 12 months of settlement (for loan terms exceeding 12 months).
Flexible repayments
Pay weekly, fortnightly or monthly – the choice is yours.
Flexible loan terms
Loans start at $5,000 and you can spread your repayments over a period of 1 to 7 years, depending on the loan amount and purpose.
Choose your repayment method
Pay via internet banking, phone banking, direct debit, BPAY or direct credit transfer from your Suncorp Bank account.
Established in 1902
The fast lane to
the right loan.
Suncorp Bank offers a range of personal loans to suit your individual needs. Use this comparison table to decide which loan product is right for you.
Secured Car Loan~ Unsecured Personal Loan
Ideal for • New car
• Used car purchased privately or via a dealer that’s less than 12 years old by the end of your loan term
• Refinancing your existing secured personal loan from another institution
• Used car
• Refinance & debt consolidation • Travel / holiday
• Any worthwhile purpose
Minimum loan amount $5,000 $5,000
Flexible loan terms Your choice of loan term from 1 to 7 years^.
Your choice of loan term from 1 to 7 years^.
Interest rate Fixed Fixed
Benefits By using your car as security you have the benefit of a lower interest rate compared to unsecured loans.
No security required and your loan purpose can be for anything worthwhile.
Low fees • $175 loan establishment fee • $5 monthly account keeping fee • $300 early payout fee*
• $175 loan establishment fee • $5 monthly account keeping fee • $300 early payout fee*
Flexible repayments Make additional repayments whenever you like, to help pay off your loan sooner*. † Optional
loan protection insurance
When you qualify for a personal loan with Suncorp Bank you may also be eligible for Consumer Credit Insurance†. For a nominal fee you can insure your repayments.
It is a small price to pay for the peace of mind of knowing that in the event of your death or a temporary disability, your loan repayments would be covered.
How to apply Call 13 11 75
www.suncorpbank.com.au/personalloans Visit your local branch
Call 13 11 75
www.suncorpbank.com.au/personalloans Visit your local branch
How soon can I have my loan? Conditional approval can usually be given the working day after we receive your application. Apply online, and it can be even quicker. If everything checks out, you’ll have your loan fast.
~Fees payable to PPSR (Personal Property Securities Register) apply.
^ Maximum loan term for debt consolidation or refinance is 5 years.
Let’s get started.
Applying is easy.
If you’re 18 years or older, an Australian resident, earning a minimum net income of $25,000 a year, able to meet the repayments, and looking to borrow more than $5,000, you could be on your way to getting what you want. We can usually give conditional approval the working day after we receive your application – or if you apply online, it can be even quicker. If everything checks out, you’ll have your loan fast.
Find out how much you may be able to borrow, your repayments, and other information at www.suncorpbank.com.au/personalloans/calculator
To help us approve your personal loan,
you’ll need to supply:
Personal ID
Proof of income – Such as your 3 most recent pay slips Proof of residence – For example a rates notice, rent receipt or tenancy agreement
Proof of current liabilities – Such as credit card or personal loan statements
Proof of non-Suncorp savings – Savings Account, Term Deposit, or Managed Fund statements
More to keep
you moving.
Now you’ve found what you wanted, and got the funds to make it yours, it’s a great idea to protect it with our range of Suncorp Insurance products.
Consumer Credit Insurance† Comprehensive Car Insurance#
Compulsory Third Party Insurance – CTP# Visit www.suncorpinsurance.com.au
My Car Solutions
Call 13 11 75
suncorpbank.com.au Visit your local branch
Banking products (including personal loans) are issued by Suncorp-Metway Ltd ABN 66 010 831 722 Australian Credit Licence number 229882
(“Suncorp Bank”). #CTP and Car Insurance are issued by AAI Limited ABN
48 005 297 807 trading as Suncorp Insurance. Read the Product Disclosure Statement before buying this Insurance. Contact us on 13 11 55 for a copy. To approved applicants only. Fees, charges, terms and conditions apply and are available upon request.
†Any information contained in this document has been prepared without taking into account your objectives, financial situation or needs. For that reason, before acting on this information, you should consider its appropriateness having regard to your own objectives, financial situation and needs. You should read and consider the Product Disclosure Statement (PDS) for Suncorp Consumer Credit Insurance for Personal Loans which is issued by Suncorp Life & Superannuation Limited ABN 87 073 979 530, AFSL 229880 (“SLSL”) and consider obtaining independent advice before making any decision about this product.
Various products and services are provided by different entities of the Suncorp Group. Suncorp Bank is not responsible or liable for, and does not guarantee the products and services (including Suncorp Consumer Credit Insurance for Personal Loans, Car Insurance and CTP) provided by other entities, including SLSL and Suncorp Insurance, of the Suncorp Group.
