Premium Table of Compulsory Automobile Liability Insurance for Car Amended on March 1, 2009

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The table of premium of Compulsory Automobile Liability Insurance, 2009 (Automobile 1)

Unit:NT$

Level Adjust-

ment Factor

Type of Vehicles

Commerci- al Sedan

Light Truck (Legal Entity)

Dual Use Bus/ Freight Truck (Legal Entity)

Heavy Truck Special Vehicle Tow Vehicle

Weight 3.9~9.0

tons

Weight 9.1~15.0

tons

Weight above 15.1 tons

Large- sized vehicle

Small- sized vehicle

General vehicle

Container truck

01 -30% 2,317 1,796 1,753 3,010 4,865 7,529 3,189 2,464 16,266 12,916

02 -26% 2,428 1,877 1,832 3,160 5,121 7,938 3,350 2,583 17,174 13,633

03 -18% 2,650 2,040 1,990 3,462 5,635 8,756 3,672 2,822 18,990 15,066

04 0% 3,150 2,406 2,344 4,140 6,790 10,596 4,396 3,360 23,077 18,292

05 10% 3,427 2,609 2,542 4,516 7,431 11,618 4,798 3,658 25,347 20,084

06 20% 3,705 2,812 2,739 4,893 8,073 12,640 5,200 3,957 27,617 21,876

07 30% 3,983 3,015 2,936 5,270 8,715 13,662 5,602 4,256 29,888 23,667

08 40% 4,260 3,219 3,133 5,646 9,356 14,685 6,005 4,554 32,158 25,459

09 50% 4,538 3,422 3,330 6,023 9,998 15,707 6,407 4,853 34,428 27,251

10 60% 4,816 3,625 3,527 6,399 10,640 16,729 6,809 5,152 36,699 29,043 Illustration:

1. The premium list in this table is for one year policy. When an insured or an insurer terminates this insurance contract, after deducting the insurer's business expense and any expenses needed to ensure the soundness of this insurance, the insurer should refund the remaining premium calculated based on the ratio of the remained days to policy period (by the day).

2. The business expense and any expenses needed to ensure the soundness of this insurance for all the vehicles in this table is NT$358.18, it includes:

(1) Business expense of insurer: NT$352.12, reducible with reference to its management efficiency, (2) any expenses needed to ensure the soundness of this insurance: NT$6.06.

3. Both the contribution to the Compensation Fund (3%) and the contribution to the Stabilization Fund (0.2%) shall be calculated based on the premium shown in the table above.

4. Premium for the first time insured shall be calculated based on the level 4; No matter for commercial or private use, premium of all the light trucks is subject to the one for light trucks(Legal Entity ) in the table; Premium of private sedans for corporate owner is subject to the premium of private sedans of male owner in the age 30-60; Premium of sedans and buses for rent is subject to the premium of commercial sedans and commercial buses, Premium of sedans for long-term rent is subject to the premium of r private sedans.

5. Premium for first-time insured or an insured with no previous insurance record should be calculated based on Level 4. For other insured, the premium Level for current year is calculated based on the traffic violation record in the previous year. For an insured without any violation record in the previous year, the premium Level for current year will be adjusted one Level down from the Level of previous year. The lowest Level is Level 1. For insured with violation records in the previous year, the premium Level for current year is adjusted up by 3 Levels from the Level of previous year for every claim paid. For instance, the premium increase by 3 Level for one claim paid, and 6 Levels for two claims paid. The highest Level is Level 10. If an insured has no traffic violation record in the previous year, but has violation records from past, the premium Level for current year should be adjusted according to the rules described as above. In addition, all traffic violation records occurred after the first subscription of CALI should be included in the adjustment of the premium Level.

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Level Adjust-

ment Factor

Type of Vehicles

Military Vehicle

Mobile Machinery

Private Bus Commercial Bus

Adminis- trative Vehicle

Combat Vehicle

Seats: 10~20

Seats: 21~30

Seats: Above 31

Seats: 10~20

Seats: 21~30

Seats: Above 31

01 -30% 1,598 822 1,634 6,033 6,376 6,348 9,883 10,043 9,187 02 -26% 1,668 847 1,706 6,356 6,719 6,690 10,426 10,596 9,690 03 -18% 1,808 899 1,850 7,003 7,405 7,373 11,513 11,701 10,698

04 0% 2,123 1,014 2,174 8,458 8,948 8,909 13,958 14,188 12,964 05 10% 2,297 1,078 2,354 9,267 9,806 9,763 15,317 15,569 14,223 06 20% 2,472 1,142 2,534 10,075 10,663 10,616 16,675 16,951 15,482 07 30% 2,647 1,206 2,714 10,884 11,521 11,470 18,034 18,332 16,741 08 40% 2,822 1,270 2,894 11,692 12,378 12,324 19,392 19,714 18,000

09 50% 2,997 1,334 3,074 12,501 13,236 13,177 20,751 21,095 19,259

10 60% 3,172 1,398 3,254 13,309 14,093 14,031 22,109 22,477 20,518 Illustration:

1. The premium list in this table is for one year policy. When an insured or an insurer terminates this insurance contract, after deducting the insurer's business expense and any expenses needed to ensure the soundness of this insurance, the insurer should refund the remaining premium calculated based on the ratio of the remained days to policy period (by the day).

2. The business expense and any expenses needed to ensure the soundness of this insurance for all the vehicles in this table is NT$358.18, it includes:

(1) Business expense of insurer: NT$352.12, reducible with reference to its management efficiency, (2) any expenses needed to ensure the soundness of this insurance: NT$6.06.

3. Both the contribution to the Compensation Fund (3%) and the contribution to the Stabilization Fund (0.2%) shall be calculated based on the premium shown in the table above.

4. Premium for the first time insured shall be calculated based on the level 4; No matter for commercial or private use, premium of all the light trucks is subject to the one for light trucks(Legal Entity ) in the table; Premium of private sedans for corporate owner is subject to the premium of private sedans of male owner in the age 30-60; Premium of sedans and buses for rent is subject to the premium of commercial sedans and commercial buses, Premium of sedans for long-term rent is subject to the premium of r private sedans.

5. Premium for first-time insured or an insured with no previous insurance record should be calculated based on Level 4. For other insured, the premium Level for current year is calculated based on the traffic violation record in the previous year. For an insured without any violation record in the previous year, the premium Level for current year will be adjusted one Level down from the Level of previous year. The lowest Level is Level 1. For insured with violation records in the previous year, the premium Level for current year is adjusted up by 3 Levels from the Level of previous year for every claim paid. For instance, the premium increase by 3 Level for one claim paid, and 6 Levels for two claims paid. The highest Level is Level 10. If an insured has no traffic violation record in the previous year, but has violation records from past, the premium Level for current year should be adjusted according to the rules described as above. In addition, all traffic violation records occurred after the first subscription of CALI should be included in the adjustment of the premium Level.

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Level Adjust-

ment Factor

Type of Vehicles Private Sedan

Age under 20 Age 21~25 Age 26~30 Age 31~60 Age above 60

Male Female Male Female Male Female Male Female Male Female

01 -30% 3,286 2,174 3,021 2,002 1,922 1,380 1,300 1,194 1,366 1,022

02 -26% 3,339 2,227 3,074 2,055 1,975 1,432 1,353 1,247 1,419 1,075

03 -18% 3,445 2,333 3,180 2,161 2,081 1,538 1,459 1,353 1,525 1,181

04 0% 3,684 2,571 3,419 2,399 2,320 1,777 1,697 1,591 1,764 1,419

05 10% 3,816 2,704 3,551 2,532 2,452 1,909 1,830 1,724 1,896 1,552

06 20% 3,948 2,836 3,684 2,664 2,584 2,042 1,962 1,856 2,028 1,684

07 30% 4,081 2,968 3,816 2,796 2,717 2,174 2,095 1,989 2,161 1,816

08 40% 4,213 3,101 3,948 2,929 2,849 2,306 2,227 2,121 2,293 1,949

09 50% 4,346 3,233 4,081 3,061 2,982 2,439 2,359 2,253 2,426 2,081

10 60% 4,478 3,366 4,213 3,194 3,114 2,571 2,492 2,386 2,558 2,214 Illustration:

1. The premium list in this table is for one year policy. When an insured or an insurer terminates this insurance contract, after deducting the insurer's business expense and any expenses needed to ensure the soundness of this insurance, the insurer should refund the remaining premium calculated based on the ratio of the remained days to policy period (by the day).

2. The business expense and any expenses needed to ensure the soundness of this insurance for all the vehicles in this table is NT$358.18, it includes:

(1) Business expense of insurer: NT$352.12, reducible with reference to its management efficiency, (2) any expenses needed to ensure the soundness of this insurance: NT$6.06.

3. Both the contribution to the Compensation Fund (3%) and the contribution to the Stabilization Fund (0.2%) shall be calculated based on the premium shown in the table above.

4. Premium for the first time insured shall be calculated based on the level 4; No matter for commercial or private use, premium of all the light trucks is subject to the one for light trucks(Legal Entity ) in the table; Premium of private sedans for corporate owner is subject to the premium of private sedans of male owner in the age 30-60; Premium of sedans and buses for rent is subject to the premium of commercial sedans and commercial buses, Premium of sedans for long-term rent is subject to the premium of r private sedans.

5. Premium for first-time insured or an insured with no previous insurance record should be calculated based on Level 4. For other insured, the premium Level for current year is calculated based on the traffic violation record in the previous year. For an insured without any violation record in the previous year, the premium Level for current year will be adjusted one Level down from the Level of previous year. The lowest Level is Level 1. For insured with violation records in the previous year, the premium Level for current year is adjusted up by 3 Levels from the Level of previous year for every claim paid. For instance, the premium increase by 3 Level for one claim paid, and 6 Levels for two claims paid. The highest Level is Level 10. If an insured has no traffic violation record in the previous year, but has violation records from past, the premium Level for current year should be adjusted according to the rules described as above. In addition, all traffic violation records occurred after the first subscription of CALI should be included in the adjustment of the premium Level.

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Level Adjust-

ment Factor

Type of Vehicles Private Light Truck (Natural Person)

Age under 20 Age 21~25 Age 26~30 Age 31~60 Age above 60

Male Female Male Female Male Male Female Male Female Male

01 -30% 3,687 2,422 3,386 2,226 2,136 1,518 1,428 1,307 1,503 1,111

02 -26% 3,747 2,482 3,446 2,286 2,196 1,578 1,488 1,367 1,563 1,171

03 -18% 3,868 2,602 3,566 2,407 2,316 1,699 1,608 1,488 1,684 1,292

04 0% 4,139 2,874 3,838 2,678 2,587 1,970 1,879 1,759 1,955 1,563

05 10% 4,290 3,024 3,988 2,828 2,738 2,120 2,030 1,910 2,105 1,714

06 20% 4,440 3,175 4,139 2,979 2,889 2,271 2,181 2,060 2,256 1,864

07 30% 4,591 3,325 4,290 3,130 3,039 2,422 2,331 2,211 2,407 2,015

08 40% 4,741 3,476 4,440 3,280 3,190 2,572 2,482 2,361 2,557 2,166

09 50% 4,892 3,627 4,591 3,431 3,341 2,723 2,633 2,512 2,708 2,316

10 60% 5,043 3,777 4,741 3,582 3,491 2,874 2,783 2,663 2,859 2,467 Illustration:

1. The premium list in this table is for one year policy. When an insured or an insurer terminates this insurance contract, after deducting the insurer's business expense and any expenses needed to ensure the soundness of this insurance, the insurer should refund the remaining premium calculated based on the ratio of the remained days to policy period (by the day).

2. The business expense and any expenses needed to ensure the soundness of this insurance for all the vehicles in this table is NT$358.18, it includes:

(1) Business expense of insurer: NT$352.12, reducible with reference to its management efficiency, (2) any expenses needed to ensure the soundness of this insurance: NT$6.06.

3. Both the contribution to the Compensation Fund (3%) and the contribution to the Stabilization Fund (0.2%) shall be calculated based on the premium shown in the table above.

4 .Premium for the first time insured shall be calculated based on the level 4; No matter for commercial or private use, premium of all the light trucks is subject to the one for light trucks(Legal Entity ) in the table; Premium of private sedans for corporate owner is subject to the premium of private sedans of male owner in the age 30-60; Premium of sedans and buses for rent is subject to the premium of commercial sedans and commercial buses, Premium of sedans for long-term rent is subject to the premium of r private sedans.

5. Premium for first-time insured or an insured with no previous insurance record should be calculated based on Level 4. For other insured, the premium Level for current year is calculated based on the traffic violation record in the previous year. For an insured without any violation record in the previous year, the premium Level for current year will be adjusted one Level down from the Level of previous year. The lowest Level is Level 1. For insured with violation records in the previous year, the premium Level for current year is adjusted up by 3 Levels from the Level of previous year for every claim paid. For instance, the premium increase by 3 Level for one claim paid, and 6 Levels for two claims paid. The highest Level is Level 10. If an insured has no traffic violation record in the previous year, but has violation records from past, the premium Level for current year should be adjusted according to the rules described as above. In addition, all traffic violation records occurred after the first subscription of CALI should be included in the adjustment of the premium Level.

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Level Adjust- ment Factor

Type of Vehicles Dual Use Bus/Freight Truck(Natural Person)

Age under 20 Age 21~25 Age 26~30 Age 31~60 Age above 60

Male Female Male Female Male Male Female Male Female Male

01 -30% 3,687 2,422 3,386 2,226 2,136 1,518 1,428 1,307 1,503 1,111

02 -26% 3,747 2,482 3,446 2,286 2,196 1,578 1,488 1,367 1,563 1,171

03 -18% 3,868 2,602 3,566 2,407 2,316 1,699 1,608 1,488 1,684 1,292

04 0% 4,139 2,874 3,838 2,678 2,587 1,970 1,879 1,759 1,955 1,563

05 10% 4,290 3,024 3,988 2,828 2,738 2,120 2,030 1,910 2,105 1,714

06 20% 4,440 3,175 4,139 2,979 2,889 2,271 2,181 2,060 2,256 1,864

07 30% 4,591 3,325 4,290 3,130 3,039 2,422 2,331 2,211 2,407 2,015

08 40% 4,741 3,476 4,440 3,280 3,190 2,572 2,482 2,361 2,557 2,166

09 50% 4,892 3,627 4,591 3,431 3,341 2,723 2,633 2,512 2,708 2,316

10 60% 5,043 3,777 4,741 3,582 3,491 2,874 2,783 2,663 2,859 2,467 Illustration:

1. The premium list in this table is for one year policy. When an insured or an insurer terminates this insurance contract, after deducting the insurer's business expense and any expenses needed to ensure the soundness of this insurance, the insurer should refund the remaining premium calculated based on the ratio of the remained days to policy period (by the day).

2. The business expense and any expenses needed to ensure the soundness of this insurance for all the vehicles in this table is NT$358.18, it includes:

(1) Business expense of insurer: NT$352.12, reducible with reference to its management efficiency, (2) any expenses needed to ensure the soundness of this insurance: NT$6.06.

3. Both the contribution to the Compensation Fund (3%) and the contribution to the Stabilization Fund (0.2%) shall be calculated based on the premium shown in the table above.

4.Premium for the first time insured shall be calculated based on the level 4; No matter for commercial or private use, premium of all the light trucks is subject to the one for light trucks(Legal Entity ) in the table; Premium of private sedans for corporate owner is subject to the premium of private sedans of male owner in the age 30-60; Premium of sedans and buses for rent is subject to the premium of commercial sedans and commercial buses, Premium of sedans for long-term rent is subject to the premium of r private sedans.

5. Premium for first-time insured or an insured with no previous insurance record should be calculated based on Level 4. For other insured, the premium Level for current year is calculated based on the traffic violation record in the previous year. For an insured without any violation record in the previous year, the premium Level for current year will be adjusted one Level down from the Level of previous year. The lowest Level is Level 1. For insured with violation records in the previous year, the premium Level for current year is adjusted up by 3 Levels from the Level of previous year for every claim paid. For instance, the premium increase by 3 Level for one claim paid, and 6 Levels for two claims paid. The highest Level is Level 10. If an insured has no traffic violation record in the previous year, but has violation records from past, the premium Level for current year should be adjusted according to the rules described as above. In addition, all traffic violation records occurred after the first subscription of CALI should be included in the adjustment of the premium Level.

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The table of premium of Compulsory Automobile Liability Insurance, 2009 (Motorcycle)

Unit:NT$

Policy Period

Premium Charged

Light Weight Motorcycle

Heavy Weight

Motorcycle Small Motorcycle Small Light Motorcycle

1 Year

712 712 502 502

Less than 1Year and 1 Month

737 737 519 519

Less than 1Year and 2 Month

788 788 553 553

Less than 1Year and 3 Month

839 839 586 586

Less than 1Year and 4 Month

890 890 620 620

Less than 1Year and 5 Month

941 941 654 654

Less than 1Year and 6 Month

992 992 688 688

Less than 1Year and 7 Month

1,043 1,043 722 722

Less than 1Year and 8 Month

1,093 1,093 755 755

Less than 1Year and 9 Month

1,144 1,144 789 789

Less than 1Year and 10 Month

1,195 1,195 823 823

Less than 1Year and 11 Month

1,246 1,246 857 857

Less than 1Year and 12 Month

1,297 1,297 890 890

2 Years

1,322 1,322 907 907

Illustration 1: When an insured or an insurer terminates this insurance contract, the insurer should refund the unearned premium calculated as following:

(1)if unexpired policy period is less than one year, after deducting the insurer's business expense and any expenses needed to ensure the soundness of this insurance, the insurer should refund the remaining premium calculated based on the ratio of the remained days to policy period (by the day).

(2)if unexpired policy period is greater than or equal to one year, the insurer should refund all the second year unearned premium, meanwhile, should refund the first year unearned premium according to (1).

Illustration 2: For the purpose of establishing a reference for calculation of future renewal premium, upon the time when a motorcycle owner buys this insurance, insurer will begin collecting the insured's personal factor material on information such as the insured's age, gender, and accidents that were due to the insured's traffic violation.

Figure

Updating...

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