A FIDUCIARY OF YOUR OWN
SIGNS YOU NEED A WEALTH MANAGER
Fiduciary Duty / Wealth Management for
Individual Investors and Families
Over one’s lifetime, the need for sophisticated and professional financial guidance becomes imperative. At what point do individuals realize they have crossed over to needing the expertise and guidance of a wealth manager?
Institutional investors have known for years the invaluable role a fiduciary can play in the management and administration of wealth.
For individual investors and their families, such expertise is also available through the comprehensive services of a wealth manager who is a CERTIFIED FINANCIAL PLANNERTM practitioner.
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Time and Commitments / Finding a Way Forward
If you are like most successful individuals, you may have enlisted the services of a wide variety of financial professionals over the years. It wouldn’t be unusual for you to have hired an accountant, insurance agent, stockbroker, advisor, or estate attorney to counsel you at one time or another. You have most likely served as the prime mover in accessing and coordinating these professionals. Or, perhaps you even play one or two of these roles on your own. An uneasy sense may emerge when increasing oversight responsibilities become a burden.
There are five tell-tale signs you may be ready to enlist the services of a professional wealth manager.
YOUR CURRENT FINANCIAL STRATEGY ISN’T KEEPING UP WITH
YOUR NEEDS
Are you spending more time on nights and weekends trying to sort out the wide variety of financial concerns that impact your life?
DECISION-MAKING MAY INVOLVE:
Investment choices
Retirement needs
Insurance protection
Risk profiling
Education expenses
Savings goals
Portfolio performance
Tax strategies
Debt reduction
YOU NEED MORE THAN YOUR CURRENT PROFESSIONAL
RELATIONSHIP CAN DELIVER
You may find that beyond selecting securities, your current professional has little to offer in the way of helping you shape a cohesive financial vision for the future. A comprehensive wealth manager will develop strategies for your needs holistically.
Your Life Is Dynamic and Evolving
Shouldn’t your wealth management strategy be dynamic and evolving as well? A successful strategy is designed to keep up with your changing needs. Your current advisor may not be working hard enough for your financial future.
When You Succeed, We Succeed
Distinguishing between fees and commissions is important in determining whether an investor’s best interests are likely to be served. At WFWM, compensation for investment management is based on a set percentage of assets under management. This means our financial interests are better aligned with our clients’ interests.
Consider Hiring a Fiduciary to Manage Your Wealth
Fiduciaries oversee your wealth and are required by law to act in your best interest rather than for their own profit.
A CFP® practitioner serves as a fiduciary and can provide a high level of expertise to: • Balance long-term goals with short-term needs
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YOU ARE FACED WITH A MAJOR FINANCIAL DECISION YOU
CANNOT MAKE ON YOUR OWN
Major financial decisions – both good and bad – will have a huge impact on your future.
Investment management and retirement planning often go hand-in-hand when seeking the guidance of a wealth manager. A fiduciary can evaluate your options and instill confidence in your choices. Additional evaluations for college funding and life, disability, and long-term care insurance can be completed depending on your needs.
A wealth manager can also ensure your investment profile is updated and monitored on an ongoing basis.
YOU NEED A LASTING, FLEXIBLE, COMPREHENSIVE PLAN THAT
REFLECTS YOUR VISION OF THE FUTURE
A wealth management relationship is especially desirable in the area of life planning, where the emphasis is on integrating a range of personal priorities into one coherent picture.
A successful wealth management strategy seamlessly integrates with all aspects of your financial life.
Check the box
How many of the five signs apply to you?
#1 Your current financial strategy isn’t keeping up with your needs #2 You need more than your current professional relationship can deliver #3 You require more guidance to plan across family generations
#4 You are faced with a major financial decision you cannot make on your own
#5 You need a lasting, flexible, comprehensive plan that reflects your vision of the future
Consider enlisting a professional wealth manager for
greater financial guidance and oversight.
WEALTH MANAGEMENT OFFERS A HOLISTIC APPROACH TO LONG-TERM PLANNING
INVESTMENT ADVICE • Asset Allocation • Risk Tolerance • Portfolio Rebalancing • Performance Reporting • Ongoing Monitoring INVESTMENT ANALYSIS • Momentum • Technical • Fundamental • Market Forecasting • Economic Commentary FINANCIAL PLANNING • Retirement Planning • Education Planning • Income Tax Planning • Risk Management Planning • Estate Planning
About WFWM
Our wealth management services are designed to increase the probability of success relative to your given resources and timeframe. Let us assist you in gaining control and peace of mind around saving, investing, and spending.
Your future is around the corner – and so is Wechter Feldman. Based in Parsippany, New Jersey, we have served individuals, families, businesses, estates, and trusts since 1984.
At Wechter Feldman, the pace is unhurried and our approach is relaxed and thoughtful. Take the time to get to know us. If you’d like to learn more about securing your financial future, then start a dialogue today.
Our achievements have earned national recognition and a reputation for industry excellence. • WECHTER FELDMAN IS A MEMBER OF THE “RIA SURVEYS & RANKING” of nationally ranked
Registered Investment Advisers based on assets under management. –Financial Advisor, July 2015
• WECHTER FELDMAN HAS BEEN SELECTED AS ONE OF THE “TOP RIAs” in the country ranked by discretionary assets under management. –Investment News, May 2015
• DAVID FELDMAN WAS SELECTED AS ONE OF THE “BEST FINANCIAL ADVISORS FOR DOCTORS”
based on his expertise and experience with serving physicians. –Medical Economics, November 2014 • OUR FIRM’S GROWTH EARNED A SPOT IN THE “INC. 5000”ranking of America’s Fastest Growing
Private Companies. –Inc. Magazine, September 2012
WFWM’s Team Approach
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WECHTER FELDMAN WEALTH MANAGEMENT
How We Work to Your Advantage
At Wechter Feldman Wealth Management we practice wealth management as a process. We understand that just like individuals, no two families or financial plans are ever the same.
That’s why we’re committed to constructing a strategy that aligns with your unique goals and aspirations. Wealth management can help you reach your goals by evaluating your whole financial picture and developing strategies tailored to your individual needs and available resources.
Experience the WFWM Difference
With Wechter Feldman’s integrated services, you can coordinate your entire financial plan under one convenient roof.
We will review your goals, analyze your financial condition, and develop and implement recommendations. Over time, we’ll monitor your progress and adjust for changes as they arise.
To learn more about Wechter Feldman Wealth Management, visit our website at
www.wechterfeldman.com
GATHER DATA AND REVIEW GOALS
ANALYZE YOUR FINANCIAL CONDITION
DEVELOP AND REVIEW RECOMMENDATIONS IMPLEMENT
RECOMMENDATIONS MONITOR AND MAKE
Experience Wechter Feldman
Wechter Feldman Wealth Management is an independent Registered Investment Advisor.
