Safe & Quick Mobile Payment. SQ is an authentication and payment system for mobile, cashless and contactless payment via Smartphone.

SQ is an authentication and payment system for mobile,

cashless and contactless payment via Smartphone.

Safe & Quick

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› PAYMENT›SERVICE›PROVIDERS,

looking for a new and totally secure authentica-tion and payment procedure that can be easily integrated into existing offers.

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› LARGE›AND›MEDIUM-SIZED›BUSINESSES,›

wishing to deploy an innovative, economically attractive and secure payment system.

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› E-COMMERCE›MERCHANTS,›

wanting to reduce their dropout rate during check-out and benefit from fast payouts and lower default risks.

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› SMALL›BUSINESSES,›

looking for an alternative to cash payments, without the need to invest in a new POS system or other hardware. › › OTHER›EXAMPLES›FOR›USING›SQ›WITH›YOUR› INDIVIDUAL›POS›CAN›BE›FOUND›ONLINE:› › WWW.SQWALLET.DE/GESCHAEFTSKUNDEN

SQ is an independent transaction platform that enables cashless mobile payments, wherever and whenever needed. The payment procedure is completed by scanning a QR code and inputting a PIN code. The QR code can appear in brochures, posters, receipts or even in the online shop. The un-derlying SQ technology can be easily integrated into existing applications by merchants and payment service providers. SQ gives you and your customers

more independence, whilst offering you one of the safest payment processes on the market, thanks to its patent-pending authentication technology. SQ is a white label solution. With mr. commerce, customers can access this technology using our own end-user app SQWALLET.

THE›TARGET›GROUPS›

Everyone can benefit from SQ

THE›PRODUKT

MAXIMUM›SECURITY›GUARANTEED

Two-way authentication

The SQ authentication server is at the core of the mobile payment process. The innovative, patent pending, two-way authentication process guaran-tees maximum security to end users: for this process an authorisation request is sent from the POS to the authentication server. The server responds with a unique transaction ID, marked with a timestamp, that is shown as a QR code at the POS. The user scans this QR code with a smartphone and sends

back the coded ID to the authentication server. The server compares the two IDs and sends the payable amount to the user‘s app for confirmation. The user then confirms the purchase by entering his or her personal PIN and the authentication server sends back a payment confirmation to the POS and user.

CUSTOMER

APP

MERCHANT

POS

AUTHENTICATION-SERVER

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› › CASHLESS›PAYMENTS›IN›A›SHOP › › WINDOW›SHOPPING › › ONLINE›SHOPPING › › PAYMENT›FROM›PRINTED›INVOICES › › PAYMENT›AT›THE›DISPLAY›OF› VENDING›MACHINES › › BROCHURES,›POSTERS›AND›FLYERS › › ONLINE,›OFFLINE›OR›TV›ADVERTISING › › SECURE›PROCESSING›

Unique authentication technology, offering absolutely secure payment processing and data transfer. Data storage on domestic servers, data owned by the customer.

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› RELIABLE›AND›FAST›

Fast transactions, fast payout, secured debit, payment history and overview available at any time.

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› AFFORDABLE›TO›USE›

Free app, low transaction charges, no fixed contract periods.

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› INNOVATIVE›AND›OPEN›

In addition to all standard payment methods (currently direct debit, in the future also credit cards, PayPal and invoiced purchase), it is also possible to integrate loyalty programmes and couponing.

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› FLEXIBLE›INTEGRATION›

White label to use with your own branding, easy integration into existing applications (apps, online shops, POS systems).

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› EVERYTHING›FROM›ONE›SOURCE›

Complete service that includes settlement, re-ceivables management and payment collection.

SQ›IN›USE

Possible application scenarios

GOOD›REASONS›TO›USE›SQ

THIS›IS›HOW›PAYMENT›WORKS

SQ in three steps

USE›SQ›WITH›YOUR›OWN›BRANDING

Integration options

The customer scans the QR code from the medium displaying the code, such as receipt, screen, or poster with the SQWALLET app.

3.›ENTER›PIN

To complete the payment process, the customer en-ters his or her personal PIN.

2.›CONFIRM›PAYMENT

After a successful scan, the amount payable appears on the display and is confir-med by the customer.

Integrate SQ quickly and easily into your existing app and allow your customers to make cashless payments securely, both online and offline.

WE›OFFER›DIFFERENT›WAYS›TO›INTEGRATE›SQ›IN› YOUR›OWN›APP:

1.›INDIVIDUAL›SOLUTION›(CLOSED›LOOP)

Our mobile payment technology is integrated into your app and guarantees you the functionality of secure authenticating and payment – the SQ brand will not be visible to customers.

2.›SQ›NETWORK›(OPEN›LOOP)

Our mobile payment technology is integrated into your app with the SQ logo. At your POS you can accept payment from your own app and all other apps that have integrated SQ and your clients will be able to pay with your app at other manufacturers, merchants and service providers. Of course, you can also combine both variants together and for example accept all SQ apps at your POS, whilst allowing clients using your app to pay only in your shops.

mr. commerce GmbH

Linkstraße 2 - 10785 Berlin - Telefon: +49 30 726 297 456

E-Mail: vertrieb@sqwallet.de - www.sqwallet.de

mobile payments, mobile couponing and mobile advertising.

› Combining modern technologies with

progressi-ve ideas and deprogressi-veloping innovatiprogressi-ve solutions for online shops, restaurants, retail shops and others.

› Convenient, efficient and secure payment

sys-tems and integrated couponing solutions.

› Integration of technology into existing (POS)

solutions or providing a merchant application for mobile devices.

› Availability of an authentication server and a

transaction management system.

› Assumption of end user payment settlements

and clearing between the parties involved. mr. commerce operates an independent

transac-tion platform for mobile payment. The company operates as a technical solution provider and offers advice to merchants and payment service providers regarding the integration, implementation and pay-ment settlepay-ment from mobile paypay-ment procedures. mr. commerce is a subsidiary of the mr. net group, one of the leading specialists in Germany for pay-ment and paypay-ment settlepay-ment, and benefits from being part of a strong group of companies with many years of experience in the entire transaction process – from settlement and receivables manage-ment, right through to payment collection.

OUR›SERVICES

At a glance

THE›COMPANY