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The loan that rewards your education and experience.
PRESORTED STANDARD U.S. POSTAGE
PAID
PERMIT NO. 271
you've got nothing to lose.
Check your rate in 5 minutes with
no impact on your credit scorer
Upstart`
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Personal loan offer for:
Offer
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You've worked hard to build a great future for yourself. Managing
debt shouldn't be difficult. And with Upstart, it's not.
A loan on Upstart® is innovative. We go beyond traditional lending
metrics, rewarding your job experience and your education.
We're inviting you to apply, and with your hard work, we've
already ore -qualified` you for $1.000 - $50,000.*
Here's what makes Upstart different:
Simple application - Check your rate in 5 minutes with no effect to
your credit score!"
Low rates - On average, our borrowers save an estimated 22% compared
to their credit card rates?
Fast funds - Get funds in as fast as one business day after you're approved!
More control - You can pay your loan off anytime with no
prepayment penalty.
Secure process - We protect and never sell your data.
Friendly help
Get help from our friendly service team 7 days a week.
Get started today:
Visit upstart.com/myoffer
Use your offer code
As seen in the news.
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Check your rate in
5 MINUTES
Pre -qualified- arnotinl
$1,000
-
$50,000'
Use offer code:
Respond by:
May 3, 2020
Funds in as fast as
one business days
You can choose to stop receiving "prescreened" offers of credit from this and other
companies by calling toll -free 1-888-567-8688. See PRESCREEN & OPT -OUT NOTICE
on other side for more information about prescreened offers.
Upstart`
Your questions, answered.
Q. What is Upstart?
A. Upstart is an online lending platform that partners with banks to provide personal loans from
$1,000 - $50,000.* Upstart goes beyond traditional lending metrics to help you find financing that
considers your education and experience.
Q. How long will it take to get my money?
A. Funds will be transferred as soon as the next business day!t
Q. Will it affect my credit score?
A. When you check your rate, we make a "soft credit incluiry," which will not affect your credit score."
If you proceed with your application after receiving a rate, your credit score may be impacted.
Q. What are the advantages of a personal loan?
A. Rates on the loan may be lower than those of your credit cards, so using the loan to refinance or
consolidate debt can save you money! You'll also have just one payment per month, with a clear payoff
date as long as you make all the scheduled payments.
You are more than your credit score:"
Visit upstart.com/myoffer
' Your loan amount will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will qualify for the full amount. Loans are not available in West Virginia or Iowa. The minimum loan amount in MA is $7,000. The minimum loan amount in Ohio is $6,000. The minimum loan amount in NM is $5,100. The minimum loan amount in GA is $3,100.
" When you check your rate, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you accept your rate and proceed with your application, we do another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information will be reported to the credit bureaus.
Estimated savings are calculated based on the credit profiles of all loans originated by Upstart -powered lenders using the Upstart Platform as of January 1, 2020 in which
the funds were used for credit card refinancing. Estimated savings are calculated by deriving current credit card APR using minimum monthly payment and 1% ofthe principal balance. The estimated credit card APR is then compared to the accepted loan to determine median savings per borrower. To evaluate savings on aloan you are considering, it is important to compare your actual APR from your existing debt to the APR offered on the Upstart Platform.
If you accept your loan by 5pm EST (not including weekends or holidays), you will receive your funds the next business day. Loans used to fund education -related expenses are subject to a 3 business day wait period between loan acceptance and funding in accordance with federal law.
While automated recurring payments are easy to set up, payments by check or one time electronic payments can also be used to repay a loan. Borrowers have the flexibility to choose the repayment method that works best for them.
Terms and Conditions for This Offer
This offer expires on 5/3/2020. You received this offer because you met certain criteria related to creditworthiness. This offer is conditioned on your continuing to meet
these pre -established criteria, and on final approval based on our consideration and verification of financial and non -financial information. Not all applicants will be
approved. Offer code enclosed herein is required in order to accept this offer. This offer may be accepted only by the person identified herein, who is old enough to legally enter into contract for the extension of credit, is a U.S. citizen or permanent resident, and is a current resident of the U.S. Duplicate offers received as a result of multiple mailings to the same person are void. Closing your loan is contingent on your meeting our eligibility requirements, our verification of your information, and youragreement to the terms and conditions on the www.upstart.com website.
PRESCREEN AND OPT -OUT NOTICE
This "prescreened" offer of credit is based on information in your credit report indicating that you
meet certain criteria. This offer is not guaranteed if you do not meet these specified criteria. If you
do not want to receive prescreened offers of credit from this and other companies, you can call the
consumer reporting agencies, toll -free, at 1-888-567-8688 or write to the following consumer
reporting agencies: Equifax, P.O. Box 740123, Atlanta, GA 30374-0123, Experian Inc, P.O. Box 919,
A Upstart®
Everyone is talking about Upstart.
44 People with bad or no credit are
often forced to take loans with
high interest rates or unfriendly
terms, but Upstart.com wants
to flip the script.
- NBCNews
Instead of being judged, and ultimately denied, based on a person's thin
credit history, Upstart has honed its process to offer loans...based on
their future career and earning potential. By evaluating educational data.
like what a person studied...Upstart [helps to provide] the cash young adults
need with fair terms and interest rates.'
- Forties
F0641358 1A3861
Check us out
Here's how easy it is to apply:
Quick online application.
Fill in your education and work history and get your rate in 5 minutes.
Next -day funding.
Vou can have funds in as fast as one business
day after accepting your loan terms.,
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Repay your way.
set up automated monthly payments
all online or pay by check:
F0641356 1.A.3861
